Loan Executive Job Vacancies in Kerala

Achieve allocated sourcing budget (New to Bank) in terms of numbers & value on a daily basis. Area mapping of the assigned area for identifying the potential of the area. Activity based lead creation for acquisition of NTB customers. Log daily leads in the lead management system Meet minimum 10 new customers daily and record DSR (Daily Sale Report) both digitally & physically. Smooth onboarding of new customers to bank by ensuring appropriate coordination with branch staff. Properly educate customers aboutscheme details / interest servicing / renewals. Maintain diary & always keep your appointed time & dates promptly. Understand products & prevailing industry practices and trends and suggestsystem /process changesrequired, to respective verticals.

2. Assistant Loans: ( Fresher or Experienced) Loan Application Processing: Assist in the collection and review of loan applications from members, ensuring all necessary documentation is complete. Loan Assessment Support: Help in the preliminary assessment of loan applications, including verifying the applicants eligibility, credit history, and financial information. Document Preparation: Prepare loan agreements, contracts, and other related documents for approval and disbursement. Member Interaction: Act as a point of contact for members, answering queries regarding loan terms, processes, and status of their applications. Loan Disbursement Assistance: Ensure the timely and accurate disbursement of loans after approval, including coordinating with relevant departments for fund transfer and necessary follow-up. Loan Repayment Management: Track and monitor loan repayments, generate repayment schedules, and assist in reminders for overdue payments. Loan Recovery Support: Assist in the recovery process for delinquent loans by sending reminders, processing follow-up communications, and collaborating with the collections team. Maintain Loan Records: Ensure that all loan files and records are properly maintained and updated in compliance with the organization's policies. Reporting: Assist in the preparation of reports related to loan disbursements, repayments, outstanding loans, and recovery status. Compliance and Documentation: Ensure all loan applications and transactions comply with internal policies and regulatory guidelines, maintaining the integrity of the loan process. Assist in Audits: Provide necessary documentation and support for internal and external audits related to loan management and financial records. General Administrative Support: Assist in managing loan-related inquiries, filing, and general administrative tasks within the loan department.

About Mihuru Mihuru, translating to My Freedom, is being built to make travel more affordable and accessible to everyone. Our innovative products including Travel Now Pay Later (TNPL) and Working Capital for Travel Agents, position Mihuru as the preferred payment provider for travel across India.Are you a go-getter passionate about sales and the Travel Industry? We're seeking highly driven Business Development Executives (BDEs) to join our growing team. You'll play a pivotal role in acquiring and building strong relationships with travel agents.Locations: Mumbai, Chennai, Kochi, Bangalore, DelhiWhat you'll do:Onboard travel partners in assigned geographyWork with the travel partners and their team to achieve designated booking targets.Assist in training the travel partner teams in Mihuru's products & services and loan processBe one point of contact at Mihuru for the travel partners at designated locations.Responsibilities:Interact and meet up with travel partners, generate leads for Mihuru's Travel Now, Pay Later and working capital products to achieve sales targetsCollaborate closely with internal teams to customize products and services to meet the unique needs and preferences of travel partnersBuild and maintain business relationship with current and potential travel partnersManage partnership and sales pipeline and track conversion ratiosPrepare sales proposals, quotations and other documentationFollow up with travel partner prospects to close partnershipDesirable / Preferred Qualifications: Bachelors degree1-3 years experience in travel sales.Proven track record of exceeding sales targets in a B2B environment.Excellent communication, interpersonal and negotiation skills.Strong presentation skills and the ability to build rapport quickly.Self-motivated and results oriented individual with a can-do attitude.Highly organized with excellent time management skills.Proficiency in MS Office suite and CRM software is preferred.

Duties and responsibilitiesStarting business in a new villageVillage identification within the radiusFeasibility study of the village based on demographics, activities and financial needs of the customersSourcing of businessIdentification of customers and forming of Joint Liability GroupsFilling up of the application formVerification of the residence and business of the customerKYC verificationPre-disbursement trainingVisiting potential customers in order to develop businessDisbursementsCollection of KYC documentsLoan documentationCollection of current duesGroup-wise collection as per scheduled time by following the processDeposit of collection moneyData entry in internal systemCollection of over duesFollow up with the customers with updated data report of assigned portfolioCollection of money as per processDepositing the money in bankAssist the legal team in initiating action against the defaulters

Generate new customer leads through various channelsProactively identify sales prospects and conduct business development activities in the geography assignedFollow up on new leads and referrals to generate businessNeed LI exp / Bfsi sales/ card sales/ loan sales/ banking sales/ cross saleswhatsapp cv @7736035911

Purpose of the Job: To plan and achieve business targets in the area of productivity, new premium, persistency, agent activation etc. Take responsibility for scanning the market for emerging opportunities. To devise and implement sales strategy to promote the productivity of the field force. To promote customer-centric culture among both staff and field force.Job Profile Key Responsibilities: Responsible for quality team development and playing an important role in expanding the market Building Distribution Network: Build a robust and profitable distribution network of Advisors & FLS. Productivity & Activation: To manage productivity and activation of the Advisors within the team. To promote productivity of the field force. Establish good working habits for the force, undertake productivity improvement drives, organize specialized training programs. Recruitment of Advisors to ensure growth and productivity. Responsible for increasing share of business by offering entire range of products by achieving Monthly, Quarterly and Annual target. Managing product mix, persistency, Lead Conversion% etc Managing accurate maintenance & updating database. Achieving goal sheet & contest achievement on weekly basis. Candidate should have a minimum of 1 year of experience in any Field / Banking / Insurance/ Education or Any other sales.

Business Development Executive - Personal LoanPosition SummaryWe are seeking a highly motivated and results-driven Business Development Executive to join SIB Operations and Services Ltd (SIBOSL), a subsidiary of The South Indian Bank.The Business Development Executive will be responsible for driving business growth by identifying and acquiring new clients for home loan products.The candidate will be on the roll of SIBOSL but will work with our client in their offices and branches. The ideal candidate should have a strong sales background, excellent communication and interpersonal skills, and a deep understanding of the home loan market.Candidates with experience in sales & marketing or customer relationship/customer service, in home loan, housing finance, affordable housing finance in Banks, NBFCs, Financial Institutions, Builders, Housing Construction Company, Flats / Apartments Projects, Villa Projects, DSA, DST, and other similar companies are encouraged to apply.Candidates with experience as home loan advisers and connectors with consultancy services in real estate agencies, brokers may also apply.This is an exciting opportunity for someone looking to make a significant impact in a dynamic and growing organization.Responsibilities1. Identify and prospect potential customers for home loans through various channels such as branches of South Indian Bank, leads, referrals, networking, and cold calling.2. Conduct thorough market research to identify target segments and develop strategies to penetrate the home loan market effectively.3. Build and maintain strong relationships with potential clients, providing them with comprehensive information about home loan products and assisting them throughout the application process.4. Meet and exceed sales targets by converting leads into successful home loan applications.5. Conduct presentations / meetings to educate potential clients about the features, benefits, and eligibility criteria.6. Collab

Daily Lead Generation and Gold Loan Sourcing from the open market. Willing to travel in field and interact with customers. Achieving assigned Monthly targetExperience &Expertise Age 18 years and above Willing to travel in the fieldQualification Any Graduate/Post graduate

Life insurance sales through assigned Bank Branches.Coordinating between Bank and company from Lead generation to policy conversion.Follow up with Operations of Banks.To build mutually beneficial relationships with Bank and help in acquisition of clients.Customer Requirement Gathering and Analysis for better product pitching.Handling Objections and grievances and providing them with timely solutions.Guiding / mentoring new team members with required deliverable and company values.Required Skills:Need Freshers /Experienced on Urgent basis !1. Sound knowledge about Life Insurance Sales.2.Good Communication and Interpersonal Skills3.Interest in banking sales / field sales4.Excellent communication skills.5.Should be sales driven.6.High level of energy.

Life insurance sales through assigned Bank Branches.Coordinating between Bank and company from Lead generation to policy conversion.Follow up with Operations of Banks.To build mutually beneficial relationships with Bank and help in acquisition of clients.Customer Requirement Gathering and Analysis for better product pitching.Handling Objections and grievances and providing them with timely solutions.Guiding / mentoring new team members with required deliverable and company values.Required Skills:Need Freshers /Experienced on Urgent basis !1. Sound knowledge about Life Insurance Sales .2.Good Communication and Interpersonal Skills3.Interest in banking sales / field sales4.Excellent communication skills.5.Should be sales driven.6.High level of energy.For BFSI Operations : Need min 2 yr experienced candidates.

Life insurance sales through assigned Bank Branches.Coordinating between Bank and company from Lead generation to policy conversion.Follow up with Operations of Banks.To build mutually beneficial relationships with Bank and help in acquisition of clients.Customer Requirement Gathering and Analysis for better product pitching.Handling Objections and grievances and providing them with timely solutions.Guiding / mentoring new team members with required deliverable and company values.Required Skills:Excellent communication skills.Should be sales driven.High level of energy.

Loan Application Processing: Assist in the collection and review of loan applications from members, ensuring all necessary documentation is complete. Loan Assessment Support: Help in the preliminary assessment of loan applications, including verifying the applicants eligibility, credit history, and financial information. Document Preparation: Prepare loan agreements, contracts, and other related documents for approval and disbursement. Member Interaction: Act as a point of contact for members, answering queries regarding loan terms, processes, and status of their applications. Loan Disbursement Assistance: Ensure the timely and accurate disbursement of loans after approval, including coordinating with relevant departments for fund transfer and necessary follow-up. Loan Repayment Management: Track and monitor loan repayments, generate repayment schedules, and assist in reminders for overdue payments.