Credit Manager Job Vacancies in Kolkata

We are looking for an experienced Centre Manager for our facility in Kolkata. The right candidate will oversee daily operations and ensure our center runs smoothly.Key Responsibilities:- Manage Operations: Ensure that the center operates efficiently by overseeing various day-to-day activities and solving any operational issues that may arise.- Team Leadership: Lead and support staff, providing guidance and training to enhance their performance and ensure a cohesive team environment.- Maintain Standards: Uphold the highest standards of service and customer satisfaction, ensuring that all center processes meet company guidelines.- Reporting: Prepare and present regular reports to senior management detailing center performance, challenges, and opportunities for improvement.Required Skills and Expectations:Candidates should have between 5 to 10 years of experience in a managerial role, showcasing strong leadership abilities. A graduate degree is required to ensure a solid educational background. The ideal candidate must possess excellent communication and interpersonal skills, enabling them to work effectively with both staff and customers. Strong organizational skills and the ability to multitask are essential, along with problem-solving skills to address any challenges efficiently. A proactive approach to managing operations and a commitment to fostering a positive environment will be critical for success in this role. The position requires a full-time commitment and will be based in our office setting.

We are seeking an Area Debt Manager based in Metiabruz, Kolkata. This role is ideal for freshers who are eager to learn and grow in the financial sector. The Area Debt Manager will focus on managing and collecting debts within a designated area.Key Responsibilities: 1. Debt Collection: You will be responsible for contacting clients to collect outstanding debts. This includes following up on payments and negotiating repayment plans. 2. Client Relationship Management: Building strong relationships with clients is important. You will communicate effectively to understand their situations and provide support during the repayment process. 3. Reporting: You will maintain accurate records of all debt collection activities. Regular reporting to management on the status of collections will be required. 4. Problem Solving: When clients face challenges, you will assess situations and propose feasible solutions, ensuring a fair outcome for both the company and the client. Required Skills and Expectations: Candidates should be confident communicators with good negotiation and interpersonal skills. A basic understanding of financial principles will be beneficial. You must be organized and possess strong attention to detail to manage records effectively. As a full-time role, commitment and professionalism are essential. Applicants should be male and have completed at least the 10th grade. Freshers are encouraged to apply, as training will be provided to help you succeed in this role.

Recruiting and Managing team of financial advisors/agents. Managing the complete life cycle of financial advisors/agents e.g., Meeting and interacting with them on regular basis Training the financial advisors/agents on our app for servicing their customers in most efficient and effective manner Driving partners for higher productivity and focus on renewals and ensuring that focus is not diluted. Achievement of Monthly/Quarterly/Yearly targets as assigned by the manager/organization from time to time. Understanding and aligning with companys policies and ensure full compliance. Maintaining the highest level of business hygiene. Identifying new approaches to enhance reach and generate more sales in the assigned region. Working on distribution of Motor, Life & health Insurance and loans, credit card, NPS, etc and products as and when introduced by the organization.

Job Title: Assistant Manager (Credit) Entry LevelDepartment: Credit / Retail BankingLocation: Across India (as per banks requirement)Employment Type: Full-time, Regular / ProbationaryEligibility Education: Graduate degree in any discipline from a recognized university. Experience: Fresh graduates can apply (bank may prefer candidates with internship/short-term banking experience). Age Limit: 2130 years (relaxations as per Govt. norms).Key Responsibilities1. Evaluate loan applications and prepare credit appraisal reports.2. Assist in processing term loans, working capital finance, and retail loan products.3. Verify customer documents for KYC, income proof, and collateral security.4. Monitor existing loan accounts to detect potential risks or defaults.5. Coordinate with relationship managers and branch managers for smooth loan processing.6. Maintain accurate records in the banks Core Banking System (CBS).7. Provide customer service related to credit products and schemes.Required Skills Basic understanding of banking products & services. Good command over MS Office (especially Excel & Word). Analytical thinking and numerical aptitude. Good communication (Hindi & English) and interpersonal skills. Ability to work in a target-driven environment.Preferred Skills (Not Mandatory) Knowledge of RBI guidelines & basic credit risk concepts. Internship or part-time work in banking/finance. Familiarity with digital banking tools & apps.Pay Scale As per JMGS-I scale: 22,000 35,480 per month (plus allowances & benefits)

Worked in Full life cycle implementations, Rollouts and Support. Extensive experience in configuration and testing of FI/CO modules -GL, AR, AP, Banking, TRM, Fixed Assets, Cost Center Accounting (CO-CCA), Internal Orders, Assessment and Distribution, Costing Splitting. Integration of FI with MM and SD with Procure to Pay and Order to cash Cycles. Integration of FI with PS Excellent working with FSCM, Treasury and Risk, Credit Management, Collection Management. Reporting tools like Report Painter, Report Writer. Through understanding of a customized SAP system. Through understanding of SAP system from business process, cross functional and integration viewpoints. In-depth knowledge in configuration, implementation, ASAP methodology, system design and development and gathering user requirements. Experience in Blueprint, Configuration, Unit, Stress, Volume, Regression, User Acceptance and Integration Testing, Training, Documentation and Production support. Special emphasis on Data Migration specifications with BDC, Legacy System Migration workbench (LSMW) for data uploads for various SAP Projects. Extensive experience in developing specifications for Interfaces and Custom Reports. Excellent in working with posting validations, substitution rules, forms, user-exits, and reporting tools.New GL implementation, IFRS, IAS, US GAAP. Financial Accounting Global Setting. General Ledger & New G/L. Financial Statement Versions, Special GL Indicator. A/R, A/P & Assets Accounting Configuration Dunning, Bank & Cash Journal Configuration Integration of FI with PS Automatic Payment Program Configuration. EBS, Manual BRS, DMEE, IDOC interface. Cost Element Accounting & Cost Center Accounting. Profit Center Accounting & Integration with, SD, MM Module. Material Ledger, Product Costing. Internal Order Accounting COPA Configuration, Allocation and distribution CostJob Type: Full-timeSalary: ?45,000.00 - ?50,000.00 per month

Required Credit ManagerAssistant Manager Credit Experience: 1-3 years (Preferred) Role: Assistant Manager - Credit Employment Type: Permanent Job, Full Time Specialization: Credit Analysis, Financial Analysis, Customer Application Screening, Underwriting. Location: Kolkata Notice Period: 15-30 days (Preferred) Age: Should not be more than 40 yearsJob Description:Assistant Manager - Credit position is accountable for the credit granting process, including the consistentapplication of credit policies, periodic credit reviews of existing customers and the assessment of thecreditworthiness of potential customers with the goal of optimizing the mix of company sales and bad debtlosses.Key Responsibilities Area: Fair understanding of NBFC lending dynamics. Direct experience with credit risk portfolio analysis / modelling shall be preferred. To prepareCreditAppraisal Memo (CAM). Analyse and verify customer financial information. Due Diligence increditanalysis, customer application screening, evaluation, underwriting andsanctioning of loan. To ensure completion ofcredit/KYC documents and verification- telephonic, field & collateral visits. Credit Appraisals of loan application within defined guidelines and accordingly recommend forapproval to higher authorities.

Conducting market research to identify selling possibilities and evaluate customer needsActively seeking out new sales opportunities through cold calling, networking and social mediaSetting up meetings with potential clients and listening to their wishes and concerns

Job Openings for 10 Collection Executive Jobs with minimum 1 Year Experience in Kolkata, West Bengal,Around Kolkata, West Bengal having Educational qualification of : Higher Secondary, B.A with Good knowledge in Collection Management,Credit Control,Credit Collection etc.

Job PurposeThe role entails direct customer interaction and is responsible for business acquisition of savings accounts for a designated branch. It will also entail explaining and selling banking products to customers and acting as a link between customers and bank - ensuring best in-class service to the customers. The role bearer has a responsibility to support Sales Manager in catchment mapping, customer feedback and identifying and converting potential opportunities. The role bearer is responsible for driving client acquisition, deepening customer relationships and capitalizing on lifetime value in each relationship to achieve larger organizational goals. Roles & Responsibilities Acquisition of NTB Savings account customers in the identified segment and reference generation from the specified catchment area Ensure acquisition of high quality savings accounts in terms of product mix, segments and constitution mix Proactive registration and activation of acquired customers to direct banking channels Meet and exceed the defined targets of new customer acquisitions month on month by analyzing transaction banking needs of the customer Assist and support the Sales Manager in catchment mapping and scoping exercise Provide regular feedback to SM / RM on opportunities and customer needs Ensure adherence to selling norms and SOPs defined by the organization Ensure strict compliance with internal guidelines and external regulations Ensure quality sourcing in line with the Bank's policy High degree of market awareness and understanding of customer's needs Collaborate with other branch departments and functions t

DP Calculation / Analysis Checking whether stock statement is properly entered into the system by maker and checker and approve the same in the application/software Ensure quality & timeliness of work Ensuring that all emails are being responded to Studying Memos/ Sanction order and entering the same in application/software Preparation of various MIS and send to our banking clients as and when due. Manage a team of 5-10 people Discussion all challenges of team