Credit Analyst Job Vacancies in Chennai

Lead the Credit Analyst team in India that underwrites deals forthe US market Work closely with the Credit Committee in New York to ensureseamless functioning of the credit function Ensure quality of credit analysis, train and mentor the team toensure adherence to underwriting quality metrics Oversee daily underwriting pipeline and queues to ensure timelymovement, balanced workloads, and efficient resourceallocation. Serve as the first point of contact for escalated or complexunderwriting scenarios, providing guidance and resolving issuesto support smooth loan flow. Support and mentor underwriters by providing day-to-dayguidance, fostering development, and monitoring teamperformance. Ensure underwriting decisions meet agency, investor, andcompany guidelines while supporting risk management andquality control initiatives. Ideate and execute process enhancements in the credit functionto help improve quality of analysis, and turnaround times Interact with clients and other stakeholders to gather feedback andmentor the team accordingly Interact with Data Science team to help embed the latest in AIand machine learning into our underwriting processes Interact with Trading team to ensure that loans are properlystructured to be placed on warehouse lines and intosecuritizations Present hand-selected deals to investment committee for finalapprovalBackground/Experience: PG/Masters degree from a premier college with a specializationin finance, economics or a related field Additional financial qualification US CFA Level 2+ or FRM Level2 Experience in credit analysis, especially in the real estateindustry. Exposure to the US market will be an advantage Experience in leading a small team of highly skilled analysts Exposure to US or European clients and managing offshoreteams will be an advantage Strong written and oral communication skills Strong attention to detail and ability to multitask

Job Description-Analyzes borrowers, companies, and securities to detect potential risk of default.Assesses requests for credit and determines if an individual or company is worthy of receiving financing.Evaluates clients backgrounds and assesses industry trends to predict potential outcomes.Determines the creditworthiness of applicants and performs cash flow analysis.Formulating reports about the degree of risk in lending money to clients and preparing reports with this credit information for use in decision-making.Requirements-Any degree holders can apply, including freshers.Should have two wheeler.We provide complete training to the freshersMust travel across Tamilnadu to visit potential borrowers.Must be active and Quick leaner.

Responsibilities: ? Responsible for supporting the end-to-end credit management process, partnering with Client Managers and Credit Product Officers ? Acts as a primary liaison with clients, client teams, credit services, and other business partners ? Facilitate the timely collection of client financial information ? Proactively focuses on client satisfaction throughout the credit management process ? Ensures timely follow-up of loan monitoring activity to facilitate a sound credit portfolio ? Responsibilities also include monitoring credit compliance, resolving documentation, collateral, and past-due exceptions, and ensuring data integrity Desired Skills: ? Strong, professional communication skills ? Organizational and time management skills ? Attention to detail and ability to execute in a fast-paced environment ? Proven self-motivator with the ability to effectively prioritize work ? Ability to coordinate with multiple points of contact (internal and external) ? Prior loan closing experience or portfolio management & loan servicing experience ? Business background/degree or understanding of credit

Urgent Opening.......Greetings From Prov Hr Solutions!!!The Credit Portfolio Analyst is an entry-level position responsible for participating in a variety of portfolio monitoring activities to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to assist Head of CreditRole - Portfolio Analyst CreditLocation ChennaiQualification Charted Accountant ( CA )Minimum 1 Year Experience in Credit AnalystCtc upto 8 LPA#hiring If Interested #like the post and #commentforbetterreach so that your connections can reach us.#freshersjobs #freshers #openings #sales #itsales #Hardwaresales #softwaresales#jobhunters #jobchange #jobchange #greetings #hrsolutions #connections #reach #us #interested #jobchange #networkadmin #networkengineer #networksolutions #networking #networking #shiftengineer #firewall #ccnacertification #ccna #ccnatraining #dahej #chennaijobs#Account

Main Responsibilities:Reviewing loan requestsAssessing clients financial statusEvaluating creditworthiness and risksCredit Officer role include preparing loan applications, evaluating clients financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law.Contact clients to gather financial data and documentationAnalyze risks and approve or reject loan requestsCalculate financial ratios (e.g. credit scores and interest rates)Set up payment plansMaintain updated records of loan applicationsFollow up with clients about loan renewalsMonitor progress of existing loans

Analyzes borrowers, companies, and securities to detect potential risk of defaultAssesses requests for credit and determines if an individual or company is worthy of receiving financingEvaluates clients' backgrounds and assesses industry trends to predict potential outcomesDetermines the creditworthiness of applicants and performs cash flow analysisFormulating reports about the degree of risk in lending money to clients and preparing reports with this credit information for use in decision-makingRequirements-Any degree holders can applyShould have two wheeler.We provide complete training to the freshersMust travel across Tamilnadu to visit potential borrowers.