Retail Sales Executive 12th Pass Fresher Jobs in Agra

Job Title: Business Development Associate (BDA)Company: FinGuru IndiaLocation: Remote (Work from Home)Employment Type: Full-Time / Target-BasedDepartment: Sales & Business DevelopmentRole OverviewAs a Business Development Associate at FinGuru, you will be the engine of our growth. Your primary objective is to identify, engage, and qualify potential clients looking for financial assistance. You will handle a diverse portfolio of loan products, including Personal Loans, Business Loans, Mortgage Loans, and Credit Lines. This is a results-oriented remote role requiring high energy, persuasive communication, and a knack for finding needles in the haystack.Main Responsibilities & Tasks1. Lead Generation & ProspectingActive Sourcing: Identify potential loan seekers through digital platforms (LinkedIn, Facebook Groups, Justdial), cold calling, and networking.Market Research: Stay updated on different loan products and interest rates to better pitch FinGurus competitive advantages.Database Management: Build and maintain a robust pipeline of prospects using google sheet to ensure no lead goes cold.2. Client Engagement & QualificationInitial Outreach: Conduct outbound calls and send personalized emails/messages to explain loan options.Need Analysis: Assess client requirements (loan amount, purpose, repayment capacity) and verify eligibility based on FinGurus criteria.Consultative Selling: Guide clients on the best-suited loan products for their specific financial situation.3. Documentation & CoordinationDocument Collection: Assist clients in gathering necessary KYC and financial documents for loan processing.Seamless Handoff: Ensure qualified leads and their documentation are accurately passed to the Credit/Processing team for final approval.Follow-up: Maintain regular contact with leads to clear any hurdles in the loan application journey.4. Target AchievementMeet or exceed weekly and monthly targets for Qualified Leads and Loan Log-ins.Participate in daily virtual team huddles to report progress and refine outreach strategies.Required Skills & QualificationsEducation: Graduate in Business, Finance, Marketing, or a related field (Freshers with high aptitude are welcome).Experience: Prior experience in lead generation, telecalling, or banking/financial services is a plus.Communication: Exceptional verbal and written communication in English and Hindi (Regional languages are a bonus).Persistence: A never-give-up attitude with the ability to handle rejections and stay motivated.Tech-Savvy: Comfortable using Google Sheet, WhatsApp Business.Work from Home RequirementsA stable, high-speed internet connection.A dedicated, noise-free workspace.A personal laptop and a smartphone for professional use.Whats in it for you?Attractive Incentives: Competitive base pay plus high-performance commissions on every successful loan disbursement.Flexibility: Work from the comfort of your home.Growth: Opportunity to move into Senior BDA or Team Lead roles within 612 months based on performance.Base PayThe base pay is a fixed monthly salary of 10,000. This amount is earned by meeting the standard performance expectation of processing up to 20 lakh in loan volumes per month.Full Target: If the 20 lakh target is met or exceeded, the full 10,000 base salary is paid.Partial Achievement: If the 20 lakh target is not met, the salary is calculated proportionally as 1% of half of the total loan amount achieved (e.g., processing 10 lakh results in a 5,000 salary).Incentives (Commission)Incentives are performance-based rewards for exceeding the initial monthly threshold.Rate: Employees earn an additional 1,000 for every 5 lakh in loans processed beyond the first 20 lakh.Example: If an employee processes 50 lakh in a month, they receive their 10,000 base pay plus 6,000 in incentives (for the 6 additional lots of 5 lakh), totaling 16,000 for the month.

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Job Opening: SBI General Insurance Branch Office ExecutiveWe are currently seeking Graduate Freshers to join our team on direct payroll for SBI General Insurance. This position offers a monthly in-hand salary of 13.5k and is based at our ETMADPUR, LANDHAURA, ROORKEE, BHAURA KALAN, PILKHANI, BAGHRA branch office.Key ResponsibilitiesInteract with walk-in customers at the SBI branch officeCommunicate and pitch SBI Health insurance products to customersCultivate and manage relationships with key customers and stakeholdersIdentify and pursue new business opportunitiesConduct product training and demonstrations for customersMeet and exceed sales targetsCollaborate with cross-functional teams to achieve business objectivesOccasionally visit client locations for product information and deal closureNote: This is an in-house SBI branch office job, with occasional client visits for product information and deal closure.Requirements:Age Criteria: 18 yrs-27 yrsEducational Qualification: Graduates (Tech, Non Tech Both), 3 yrs Diploma, B.Voc(LLB/CA/Doctors/B.Ed/ Integrated Courses are not eligible)Graduate Freshers can apply, as well as those with less than 1 year of experience and no PFGood communication skills requiredApprentices with contracts with other organizations are not eligibleBoth Male & Female can apply6 days working with 1 rotational week offBenefits - Salary + IncentivesAllowances will be provided as per businessWeek offs / holidays as per Bank holidays

We are hiring for Retail Sales Executive. basic knowledge of computer billing of clothing shop