Loan Officer Job Vacancies in Kerala

Ensure proper handholding and timely/continues training of the team.Encourage acquiring and sharing of knowledge by team member andproactively participate in knowledge sharing for the development of businessand career progression of team. Be a role model for subordinates and peergroup. Achieve branch targets and ensure profitability of the unit. Ensure quality ofbusiness and operational efficiency through process adherence. Maintain regular & continuous relationship with existing and potentialcustomers; constant study of the market and identify market trends to aidinnovation and /or to meet the need(s) of customers by up-sell/cross-sell ofproducts. Initiate, implement/coordinate and participate in marketing forachieving the above. Achieve customer delight through efficient customer service. Retain existingcustomers and acquire new continuously. Collaborate with various departmentsto ensure smooth functioning of the branch. Ensure operational adherence as per manual of instruction and laid downpolicies and practices. Mitigation and prevention of risk (material & people) byearly and timely detection of fraud(s) and up-hold the vision and values of theorganization and goodwill of customers. To ensure organization revenue flow and protect customers long term interestby regular follow, minimal in melting loss and judgmental skill in appraisal ofgold. Suggest and implement cost effective marketing activity specific to the regionand increase the customer walk-in and conversion of transaction. Efficient maintenance of branch books of accounts, documents and statutoryrecords and upkeep of branch premises and physical assets. Liaison andcoordination with statutory authorities.

Tele calling, Follow-up , Documentation

About Mihuru Mihuru, translating to My Freedom, is being built to make travel more affordable and accessible to everyone. Our innovative products including Travel Now Pay Later (TNPL) and Working Capital for Travel Agents, position Mihuru as the preferred payment provider for travel across India.Are you a go-getter passionate about sales and the Travel Industry? We're seeking highly driven Business Development Executives (BDEs) to join our growing team. You'll play a pivotal role in acquiring and building strong relationships with travel agents.Locations: Mumbai, Chennai, Kochi, Bangalore, DelhiWhat you'll do:Onboard travel partners in assigned geographyWork with the travel partners and their team to achieve designated booking targets.Assist in training the travel partner teams in Mihuru's products & services and loan processBe one point of contact at Mihuru for the travel partners at designated locations.Responsibilities:Interact and meet up with travel partners, generate leads for Mihuru's Travel Now, Pay Later and working capital products to achieve sales targetsCollaborate closely with internal teams to customize products and services to meet the unique needs and preferences of travel partnersBuild and maintain business relationship with current and potential travel partnersManage partnership and sales pipeline and track conversion ratiosPrepare sales proposals, quotations and other documentationFollow up with travel partner prospects to close partnershipDesirable / Preferred Qualifications: Bachelors degree1-3 years experience in travel sales.Proven track record of exceeding sales targets in a B2B environment.Excellent communication, interpersonal and negotiation skills.Strong presentation skills and the ability to build rapport quickly.Self-motivated and results oriented individual with a can-do attitude.Highly organized with excellent time management skills.Proficiency in MS Office suite and CRM software is preferred.

Roles & Responsibilities: - HL / Lap/ BLResponsible for calling on the Quality leads generated by the company for Home Loan product, end to end responsible from login to disbursement.Should be able to understand various business profiles of self-employed & non- professionals.End to end complete customer assessment by visiting his business place, residence and security proposed with ownership attitude.Ability to understand customers' needs, explain various products and convince them about the product offerings.Responsible for taking care of all the home loans requirements such as Home Loans documentation, Project Updates to customer, Site Visits, if required.Provide all the relevant information to the customer during various Lending Cycle.Provide all the Project approvals, financial, technical documentations as required by the bank or any financial institute.Establishing strong credibility between the organization and all leading financial institutions.Active counselling to home buyers on the potential of home loans and options available.Pursuing the files shared with banks for faster processing.Checking the CIBIL report of the customer.

Duties and responsibilitiesStarting business in a new villageVillage identification within the radiusFeasibility study of the village based on demographics, activities and financial needs of the customersSourcing of businessIdentification of customers and forming of Joint Liability GroupsFilling up of the application formVerification of the residence and business of the customerKYC verificationPre-disbursement trainingVisiting potential customers in order to develop businessDisbursementsCollection of KYC documentsLoan documentationCollection of current duesGroup-wise collection as per scheduled time by following the processDeposit of collection moneyData entry in internal systemCollection of over duesFollow up with the customers with updated data report of assigned portfolioCollection of money as per processDepositing the money in bankAssist the legal team in initiating action against the defaulters

Prospecting with suspect leads. A suspect is a person who has still not decided on taking a loan. Converting a suspect to a prospect. This involves the following: - Establishing contact with the prospect, this could involve several calls and may need a call at a time beyond office hours. - This will also involve making calls at different times in order to achieve success. - Need analysis- Eligibility profiling- Setting up an appointment- Follow up with the prospect post every meeting with the sales officer until conclusionBasis feedback from the prospect, seek interventions from the senior sales resource or by your own-self in satisfying customer needs with the objective of converting the prospect to a customer.Responsible for conversion of suspects to prospects to customers.Provide support to the sales team in increasing conversions by: - Prompt calling to all suspects / prospects- Timely follow up with all prospects- Cordial relationships with the sales officer mapped, collaborating with the sales officer in providing feedback, seeking feedback from him on your performanceResponsible for complete knowledge of company products and policies as well as those of competition.Responsible for quality of the conversation, which entails the following: - Accuracy- Product Knowledge- Appraisal Skills - Punctuality & TOS- TAT commitmentsAbility to handle objections.Updating the software. One must capture their conversation with the customer effectively such that a third person is able to carry on the conversation with the customer where they left off. Generating References: The quality of conversation and ability to connect with the customer is also reflected in the number of references that they generate.Desired Candidate Profile:Candidate must be a graduate from any stream / Undergraduate with excellent communication skills & at least 0.6 months tele-calling experienceRelevant work experience in sales, marketing, promotions or telemarketing

Purpose of the Job: To plan and achieve business targets in the area of productivity, new premium, persistency, agent activation etc. Take responsibility for scanning the market for emerging opportunities. To devise and implement sales strategy to promote the productivity of the field force. To promote customer-centric culture among both staff and field force.Job Profile Key Responsibilities: Responsible for quality team development and playing an important role in expanding the market Building Distribution Network: Build a robust and profitable distribution network of Advisors & FLS. Productivity & Activation: To manage productivity and activation of the Advisors within the team. To promote productivity of the field force. Establish good working habits for the force, undertake productivity improvement drives, organize specialized training programs. Recruitment of Advisors to ensure growth and productivity. Responsible for increasing share of business by offering entire range of products by achieving Monthly, Quarterly and Annual target. Managing product mix, persistency, Lead Conversion% etc Managing accurate maintenance & updating database. Achieving goal sheet & contest achievement on weekly basis. Candidate should have a minimum of 1 year of experience in any Field / Banking / Insurance/ Education or Any other sales.

We are SML finance looking for gold loan Manager in our branch Angamaly, Kottayam and Thiruvalla .Retired bank Managers also preferred.. Candidate who possess Graduation.

Hiring for 3 Sales Officer Jobs in Thrissur, for Freshers, Required Educational Qualification is : Higher Secondary, Secondary School with Good knowledge in Microsoft Excel, Sales -loans, Personal Loans, Gold Loans, Easy Loans, Traders Loan

Looking for Branch Manager. Experience in Micro Finance Business/gold Loan

Achieving growth and hitting sales targets by successfully managing the sales teamDesigning and implementing a strategic sales plan that expands companys customer base and ensure its strong presence.REquired Experience: B2B,B2C,Corporate Tie ups, dealer, Insurance, Loan, Promotion. Only Female can apply Speaks fluent English location: Pan India

To lead a team for consistent business development, customer acquisition andretention and for achieving business & revenue targets while ensuring qualityservice to customers, operational adherence, asset quality of portfolio.

Life insurance sales through assigned Bank Branches.Coordinating between Bank and company from Lead generation to policy conversion.Follow up with Operations of Banks.To build mutually beneficial relationships with Bank and help in acquisition of clients.Customer Requirement Gathering and Analysis for better product pitching.Handling Objections and grievances and providing them with timely solutions.Guiding / mentoring new team members with required deliverable and company values.Required Skills:Need Freshers /Experienced on Urgent basis !1. Sound knowledge about Life Insurance Sales.2.Good Communication and Interpersonal Skills3.Interest in banking sales / field sales4.Excellent communication skills.5.Should be sales driven.6.High level of energy.

Life insurance sales through assigned Bank Branches.Coordinating between Bank and company from Lead generation to policy conversion.Follow up with Operations of Banks.To build mutually beneficial relationships with Bank and help in acquisition of clients.Customer Requirement Gathering and Analysis for better product pitching.Handling Objections and grievances and providing them with timely solutions.Guiding / mentoring new team members with required deliverable and company values.Required Skills:Need Freshers /Experienced on Urgent basis !1. Sound knowledge about Life Insurance Sales.2.Good Communication and Interpersonal Skills3.Interest in banking sales / field sales4.Excellent communication skills.5.Should be sales driven.6.High level of energy.

Life insurance sales through assigned Bank Branches.Coordinating between Bank and company from Lead generation to policy conversion.Follow up with Operations of Banks.To build mutually beneficial relationships with Bank and help in acquisition of clients.Customer Requirement Gathering and Analysis for better product pitching.Handling Objections and grievances and providing them with timely solutions.Guiding / mentoring new team members with required deliverable and company values.Required Skills:Need Freshers /Experienced on Urgent basis !1. Sound knowledge about Life Insurance Sales.2.Good Communication and Interpersonal Skills3.Interest in banking sales / field sales4.Excellent communication skills.5.Should be sales driven.6.High level of energy.