Finance Manager Graduate Experience Jobs in Bangalore

Business Finance Analyst - FinTechHiring Company: Talent Zone ConsultantJob Title: Business Finance Analyst / Senior Business Finance AnalystLocation: BangaloreEmployment Type: Full-timeJob SummaryTalent Zone Consultant is looking for an experienced Business Finance Analyst with 7-9 years of experience in FinTech, NBFC, Banking, Payments, Lending or Digital Financial Services.The ideal candidate will have strong expertise in FP&A, financial modelling, budgeting, forecasting, variance analysis, business performance management and unit economics. The candidate will work closely with business, product, sales, operations and leadership teams to provide actionable financial insights and support strategic decision-making.Key ResponsibilitiesOwn and manage FP&A activities, including annual budgeting, rolling forecasts and long-range financial planning.Prepare and analyse monthly/quarterly P&L, MIS and management reports.Conduct budget vs. actual and forecast vs. actual variance analysis and provide actionable commentary.Develop detailed financial models, business cases and scenario analyses for new products, initiatives and investments.Analyse revenue, costs, margins, profitability and operating performance across business/product segments.Drive product-level profitability and unit economics analysis.Track key FinTech metrics such as CAC, LTV, contribution margin, portfolio yield, cost of funds, revenue per customer and cost-to-income.Partner with Product, Sales, Operations, Risk and Technology teams to evaluate business performance.Support pricing decisions, cost optimisation and resource allocation through financial analysis.Identify business risks, profitability opportunities and areas for operational improvement.Prepare dashboards and presentations for senior management and leadership reviews.Support strategic initiatives including new product launches, expansion plans, investment decisions and business growth initiatives.Automate recurring financial reporting and improve the accuracy and efficiency of finance processes.Work with large datasets and collaborate with BI/Data teams to develop meaningful financial insights.Required SkillsCore Finance:FP&A, Business Finance, Financial Planning, Financial Analysis, Budgeting, Forecasting, Variance Analysis, P&L Analysis, Management Reporting, MIS Reporting, Financial Modelling, Business Modelling, Scenario Analysis, Business Case Development, Profitability Analysis, Cost Analysis, Revenue Analysis, Cost Optimization, Strategic FinanceTechnology / Analytics:Advanced Excel, Financial Modelling, Power BI, SQL, Data Analytics, Dashboarding, Power Query, Power Pivot, ERP, BI Reporting, AutomationSoft Skills:Business Partnering, Stakeholder Management, Strategic Thinking, Commercial Acumen, Analytical Thinking, Problem Solving, Leadership Communication, Presentation Skills, Decision MakingEducationCA / MBA Finance / CMA / CFA preferred.Bachelor's degree in Finance, Accounting, Economics, Business or a related discipline.Candidates from reputed FinTech, NBFC, Banking, Payments or Financial Services organisations preferred.Candidate Profile7-9 years of relevant experience in Business Finance, FP&A, Corporate Finance, Strategic Finance or Finance Analytics.Strong preference for candidates with FinTech / NBFC / Banking / Lending / Payments experience.Should have hands-on experience with budgeting, forecasting, financial modelling and P&L analysis.Experience in unit economics and product profitability will be highly preferred.Should be comfortable working with senior stakeholders and presenting financial insights.Strong Excel skills are mandatory; SQL/Power BI will be an advantage.

Finance Manager - Automobile DealershipLocation: Kundalahalli, Bengaluru (near ITPL Main Road/AECS Layout, Opp. Brookefield)Candidates must reside within 10 KM of office, or be open to relocating nearbyExperience: 10-15 YearsSalary: INR 12,00,000 - 15,00,000 per annumNotice Period: Immediate joiners onlyWe're hiring a Finance Manager to manage the complete financial operations of an automobile dealership - budgeting, financial reporting, cash flow, compliance, and coordination with banks and OEM partners.What you'll do:Prepare and monitor monthly, quarterly & annual financial statementsManage cash flow, working capital & banking transactionsTrack dealership profitability across sales, service & spare parts departmentsPrepare annual budgets and forecasts; analyze budget vs. actual variancesManage GST filings, TDS compliance & statutory returnsCoordinate with auditors, tax consultants & regulatory authoritiesEnsure OEM financial reporting complianceOversee vehicle inventory financing, stock reconciliation & retail finance coordination with banks/NBFCsTrack dealer incentives, claims & reimbursements from OEMsImplement internal financial controls, conduct internal & stock auditsSupervise and train the accounts & finance teamMust-haves:10-15 years in finance/accounting, preferably in automobile dealership or automotive industryCA / CMA / MBA Finance / M.Com / B.Com (CA preferred)Hands-on experience in OEM reportingRetail finance coordination experience with banks/NBFCs for customer vehicle loansStrong experience in budgeting, forecasting & compliance (GST, TDS, audits)ERP/accounting software experience - Tally, SAP, or DMSExperience with brands like Toyota, KIA, Hyundai, Tata Motors, Mahindra, Volvo, or luxury automobile brands preferredInterview process: 3 rounds (first 2 F2F/virtual, final round F2F only)Apply now: hiring@adihrconsulting.com WhatsApp/Call: +91 90388 85888Screening questions:Do you have experience in OEM reporting? Please specify.Do you have experience in retail finance coordination with banks/NBFCs for customer vehicle loans?Do you have experience handling budgeting, forecasting, and compliance (GST, TDS, audits)?Total years of experience handling finance operations specifically in an automobile dealership (minimum 10 years required)?Which automobile brand(s)/dealership(s) have you worked with?Current location - are you within 10 KM of Kundalahalli, Bengaluru, or open to relocating?Updated CV, Current & Expected CTC, Current location, DOB and notice period?

As an Account Manager based in Bangalore, you will play a crucial role in managing client relationships and ensuring client satisfaction. You will be responsible for driving business growth while maintaining the trust and effectiveness of our service delivery.Key Responsibilities:- Client Relationship Management: Build and maintain strong relationships with clients, ensuring their needs are understood and met effectively, promoting long-term partnerships.- Project Oversight: Oversee the execution of projects to ensure they align with client expectations, deadlines, and budgets, while coordinating with internal teams.- Business Development: Identify opportunities for upselling and cross-selling additional products or services to clients, contributing to overall revenue growth.- Performance Tracking: Monitor account performance and report on key metrics to clients, offering insights that drive improvements and optimize service delivery.- Conflict Resolution: Address any issues or concerns raised by clients promptly and efficiently, ensuring a quick resolution to maintain client satisfaction.- Market Research: Stay updated on industry trends and competitor activities, providing recommendations to clients and internal teams to keep services relevant.Required Skills and Expectations:- A minimum of 5 to 7 years of experience in account management or a similar role, showcasing proven success in client relations.- Excellent communication and interpersonal skills, enabling effective collaboration with clients and team members alike.- Strong analytical skills to assess client needs and deliver appropriate solutions.- Ability to thrive in a fast-paced environment, managing multiple accounts simultaneously with attention to detail.- Proficiency in using CRM software and other tools to track client interactions and performance metrics.

Drive Sales, Acquire Clients, & Achieve Monthly Business Targets.If You are Interested Please Share Ur Cv

Job TitleFinance ManagerJob SummaryThe Finance Manager is responsible for overseeing the organization's financial planning, budgeting, reporting, compliance, cash flow management, and financial analysis. The role supports strategic decision-making by providing accurate financial insights while ensuring adherence to accounting standards and regulatory requirements.Key ResponsibilitiesPrepare and manage annual budgets, forecasts, and financial plans.Analyze financial performance and provide recommendations to improve profitability.Prepare monthly, quarterly, and annual financial statements and management reports.Manage accounts payable, accounts receivable, and general ledger activities.Monitor cash flow, working capital, and banking relationships.Ensure compliance with accounting standards, tax regulations, and statutory requirements.Coordinate internal and external audits.Develop and implement financial controls, policies, and procedures.Conduct variance analysis and identify cost-saving opportunities.Support business leaders with financial modeling and strategic planning.Lead and mentor the finance and accounting team.Required SkillsTechnical SkillsFinancial Planning & Analysis (FP&A)Budgeting & ForecastingFinancial ReportingGeneral AccountingCash Flow ManagementCost AccountingFinancial ModelingTaxation & Statutory ComplianceAudit ManagementMIS ReportingRisk ManagementERP Systems (SAP, Oracle, Microsoft Dynamics, NetSuite)Advanced Microsoft Excel (Pivot Tables, Power Query, Advanced Formulas)

Job Description - Manager FinancePosition Title: Manager - FinanceDepartment: Finance & AccountsReporting To: CEOEmployment Type: Full-TimeMandatory languages: English and KannadaWorking Days: 6 days a week (2nd and 4th Saturday half day and 1st and 3rd Saturday fullday)About Processware SystemsProcessware Systems is a leading provider of banking and financial technology solutions,offering the BankSoft Core Banking Solution and related digital banking products to banks,microfinance institutions, and financial organizations across multiple geographies. We areseeking a highly motivated finance professional to manage the company's financialoperations, compliance, reporting, and strategic financial planning.Position SummaryThe Manager - Finance will be responsible for overseeing accounting operations, financialreporting, budgeting, taxation, statutory compliance, treasury management, and financialcontrols. The role requires strong analytical skills, attention to detail, and the ability to workclosely with management in supporting business growth and operational excellence.Minimum QualificationsEducational Qualification CA Intermediate (Mandatory) Bachelor's Degree in Commerce (B.Com), Finance, Accounting, or related discipline Additional qualifications such as CMA, MBA (Finance), or CA Final(appeared/pursuing) will be an added advantageExperience Minimum 5 years of relevant experience in Finance & Accounts Experience in IT, SaaS, Software Product, or Technology companies preferred Experience in handling GST, TDS, Income Tax, statutory audits, and financialreportingKey ResponsibilitiesFinancial Accounting & Reporting Maintain accurate books of accounts in compliance with Indian AccountingStandards. Prepare monthly, quarterly, and annual financial statements. Ensure timely closure of accounts and month-end reporting. Analyze financial performance and prepare management reports.Budgeting & Financial Planning Prepare annual budgets and periodic forecasts. Monitor budget utilization and variance analysis. Support management in strategic financial planning and business decision-making. Develop financial models and profitability analysis.Taxation & Statutory Compliance Ensure compliance with:o GST regulationso TDS provisionso Income Tax requirementso Professional Tax and other statutory obligations Coordinate with auditors, tax consultants, and regulatory authorities. Ensure timely filing of statutory returns.Accounts Receivable & Revenue Management Monitor customer invoicing and collections. Manage SaaS subscription revenue accounting. Track receivables and improve collection efficiency. Support contract review from a financial perspective.Accounts Payable & Treasury Manage vendor payments and cash flow. Monitor bank balances and working capital requirements. Handle banking relationships and treasury activities. Optimize utilization of funds.Audit & Internal Controls Coordinate statutory, internal, and tax audits. Implement and strengthen financial controls. Ensure compliance with company policies and procedures. Identify and mitigate financial risks.Payroll & Employee Reimbursements Review payroll processing. Ensure statutory deductions and remittances. Monitor employee reimbursement processes.MIS & Management Reporting Prepare monthly MIS reports for senior management. Generate profitability, cost center, and project-wise financial reports. Provide financial insights to support business growth initiatives.Required Skills & CompetenciesTechnical Skills Strong knowledge of:o Accounting Principleso GSTo TDSo Income Taxo Financial Reportingo Budgeting and Forecasting Proficiency in:o Microsoft Excel (Advanced)o Tally Prime / ERP Systemso MS Office Suite Knowledge of SaaS revenue accounting is preferred.Behavioral Competencies Strong analytical and problem-solving abilities High level of integrity and confidentiality Excellent communication and presentation skills Attention to detail and accuracy Ability to work independently and manage deadlines Team management and leadership capabilityKey Performance Indicators (KPIs) Timely closure of monthly accounts Accuracy of financial statements Timely filing of statutory returns Reduction in receivable aging Budget adherence and variance control Audit observations closure rate Cash flow management efficiency Compliance adherence score

We are seeking a Commercial Manager to join our team in the Peenya Industrial Area, ideal for candidates with 2 to 3 years of experience in a relevant field. The role is designed for male candidates, and it allows for a work-from-home setup.Key Responsibilities:- Market Analysis: Conduct thorough market research to identify new business opportunities, helping the company make informed decisions.- Client Management: Build and maintain strong relationships with clients to understand their needs and ensure their satisfaction, which will facilitate repeat business.- Sales Strategy Development: Develop and implement effective sales strategies that align with company goals, enhancing overall market competitiveness.- Financial Oversight: Monitor and manage the budget and financial forecasts, ensuring the company stays profitable and all expenses are justified.- Reporting: Prepare regular reports on sales performance and market trends for senior management, aiding in strategic planning.Required Skills and Expectations:Candidates should have a strong foundation in business management, demonstrated through their educational background in fields like B.A., B.Ed., or relevant degrees. Effective communication skills are essential for interacting with clients and team members. The ideal candidate should possess strong analytical skills to assess market trends and data effectively. A proactive approach to problem-solving and the ability to work independently in a remote setting are crucial. Additionally, experience in sales or customer relationship management will be highly regarded.

oversees daily financial operations, leads an accounting team, manages reporting (P&L, Balance Sheet, Cash Flow), ensures compliance (GAAP, tax laws), prepares budgets/forecasts, handles month/year-end closes, conducts analysis for leadership, and manages internal controls and audits, bridging financial data with strategic business decisions

We have vacant of 1 Accountant Cum Office Assistant Job in Bangalore Experience Required : 1 Year Educational Qualification : BCom Skill Accounting, statutory compliance, Front Office Administration, financial records, ledgers, invoices, receipts, payments, Document Preparation, File Management, Record Keeping, Appointment Scheduling etc.

Job Openings for 20 Relationship Manager- Equity business Jobs with minimum 2 Years Experience in Bangalore, Hyderabad, Mysore, having Educational qualification of : Other Bachelor Degree with Good knowledge in Global Equities, Fixed Income, Retirement /Individual Pensions, Financial Products, and Insurance, PEF, Infrastructure, Real Estate, REITs, NISM, NISM 5, NISM 8 etc.

Auto Loan executive officer

Oerview: The Finance Manager will lead the finance department, overseeing all financial operations, ensuring compliance, and aligning financial strategies with business goals for RBS ALTECH Solutions, a dynamic staffing firm. This role will be responsible for financial planning, budgeting, reporting, and maintaining financial stability, while also providing leadership to the finance team, collaborating cross-functionally with various departments, and contribute to driving profitability and operational efficiency across the organization.Key Responsibilities: Lead and manage the finance department, ensuring effective financial operations across the organization. Oversee the preparation and management of annual budgets, forecasts, and long-term financial plans. Prepare accurate and timely financial reports, including P&L statements, balance sheets, and cash flow statements, for senior management and stakeholders. Ensure compliance with relevant laws and regulations, including tax laws and financial reporting standards. Conduct financial analysis to identify areas for cost savings, process improvements, and opportunities for increased profitability. Monitor and manage the companys cash flow, investments, and working capital. Partner with other departments to provide financial insights that support operational decision-making and strategic initiatives. Manage relationships with external auditors, tax advisors, and financial institutions. Lead, mentor, and develop a team of finance professionals, providing guidance on best practices and professional growth.

Singapore based Indian Subsidiary requires accounts manager,full time, import export knowledge, and customs handling expertise will be an added advantage.

Role: Head of Finance Industry: Media and Entertainment Function: Accounting and Finance Salary: 25-28 lpaAge: 36Office Location: kodihalli, BangaloreWe are looking for a dynamic and strategic leader to head our Finance team. The ideal candidate will be responsible for overseeing all financial functions of the company.Key ResponsibilitiesStrategic Financial Leadership - Partner with the executive team to develop and implement financial strategies aligned with business goals. - Provide financial insights to support business planning, investment decisions, and growth initiatives.Financial Planning & Analysis - Lead the budgeting, forecasting, and long-term planning process. - Monitor performance metrics and provide actionable analysis and recommendations.Accounting & Reporting - Oversee day-to-day finance operations, including general ledger, accounts payable/receivable, payroll, and cash flow management. - Ensure timely and accurate preparation of monthly, quarterly, and annual financial reports. - Maintain compliance with local accounting standards and regulatory requirements.Risk Management & Compliance - Implement and maintain strong internal controls and risk management practices. - Oversee audit processes and ensure compliance with legal and financial regulations.Team Leadership - Build, manage, and mentor a high-performing finance team. - Foster a culture of accountability, collaboration, and continuous improvement.Requirements - Bachelors degree in Finance, Accounting & CA Qualified - 4-5+ years of progressive financial leadership experience, preferably within the media or entertainment sector - Strong understanding of revenue models in media (e.g., advertising, subscription, licensing, production) - Proven track record of managing budgets, forecasts, and financial operations - Excellent analytical, problem-solving, and decision-making skills - Strong leadership and communication skills, with the ability to influence at all levels - Proficient in financial software and tools (e.g., ERP systems, Excel, BI tools)Mandatory Criteria (Can't be neglected during screening): - Need CA Qualified candidates. - Candidates from Bangalore or Karnataka are only preferred - Preferred candidates from - Media and Entertainment industry and second preference from Ecommerce industry. - Looking for Immediate joiners or maximum 15 days of Notice period candidates. - Candidate should have 4-5+ years of progressive financial experience. - Candidate should have Strong understanding of revenue models in media (e.g., advertising, subscription, licensing, production) - Candidate must have experience in managing Budgets, Forecasts, and Financial operations If you meet the desired requirements, please send your CV to teamsnapfind@gmail.com

Position OverviewWe are looking for an experienced Implementation Lead to drive the onboarding and implementation of our platform for new and existing fintech clients. This role is ideal for someone with a strong understanding of financial systems, implementation methodologies, and client management. Youll collaborate closely with product, engineering, and customer success teams to ensure timely, accurate, and seamless deployments.Key ResponsibilitiesLead end-to-end implementation projects for enterprise fintech clientsTranslate client requirements into detailed implementation plans and configure solutions accordinglyServe as the primary point of contact during onboarding, ensuring milestones and expectations are metCollaborate with engineering and product teams to resolve client-specific technical needsConduct gap analysis and propose workarounds or customizations to align client goals with product capabilitiesDevelop SOPs, implementation templates, and reusable frameworks for consistent project executionTrain client teams on platform functionality and usageTrack and report implementation KPIs, timelines, and escalationsManage UAT (User Acceptance Testing) cycles and facilitate a smooth handover to the Customer Success teamIdentify opportunities to improve internal processes and enhance implementation success ratesRequired QualificationsBachelors degree in Finance, Business Administration, Information Systems, or related fieldMust have Project management experience3+ years of implementation experience, preferably in a fintech, SaaS, or ERP environmentStrong knowledge of fintech products, financial workflows, and integrationsExperience managing multi-stakeholder projects from discovery to go-liveExcellent written and verbal communication skillsHands-on experience with tools such as Jira, Confluence, Excel, and project management platformsStrong analytical and problem-solving skillsPreferred QualificationsPrior experience implementing financial automation tools (e.g., SAP, Oracle, Anaplan, Blackline)Familiarity with API integrations and basic data mappingExperience in agile/scrum-based implementation environmentsExposure to reconciliation, book closure, AR/AP, and reporting systemsPMP, CSM, or similar certificationsSkills & CompetenciesFunctional SkillsFinancial process knowledge (e.g., reconciliation, accounting, reporting)Business analysis and solutioningClient onboarding and trainingUAT coordinationDocumentation and SOP creationProject SkillsProject planning and risk managementTask prioritization and resource coordinationKPI tracking and stakeholder reportingSoft SkillsCross-functional collaborationCommunication with technical and non-technical teamsAttention to detail and customer empathyConflict resolution and crisis managementWhat We OfferAn opportunity to shape fintech implementations across fast-growing companiesWork in a dynamic environment with cross-functional expertsCompetitive compensation and rapid career growthA collaborative and meritocratic culture

Required Skills: Financial Modeling, Good stakeholder management skills, INDAS (Indian Accounting System), Strong Project Management skills, Experience in Accounting Advisory ServicesWork Mode : ONSITEWorking Day : 5Locations : Bangalore, Delhi NCR Mandatory Criteria (Can't be neglected during screening) : The candidate should mandatorily be from one of the Big 4 companies (Deloitte, PwC, KPMG, and EY). Atleast 2 years of their overall experience needs to be from within the Big 4. Candidate MUST have experience in Project Management and Program Management - Mandatory. Candidate should have experience in Accounting Advisory Services. Interaction with Technical stakeholders. Candidate must be having Strong command of Ind AS / IFRS/ GAAP and financial reporting frameworks. Candidate should have Strong proficiency in Excel and financial modelling & comfort with modern finance software. Candidate having Familiarity with finance automation tools (e.g., Blackline, Trintech, Anaplan) will be preferred.________________________________________DescriptionRole OverviewWe are seeking a dynamic Project Lead / Assistant Manager to join our Finance Solutions team. This role is ideal for professionals with Big 4 Accounting Advisory experience who are looking to bridge the gap between finance and technology.You will work at the intersection of finance, product, and engineering, helping clients automate their finance operations while contributing to the development and evolution of our platform.Key Responsibilities Lead and support client implementations, acting as a bridge between finance and product teams Translate complex finance and accounting requirements into clear, actionable product specifications Leverage your advisory experience to co-develop automation workflows for reconciliation, book closure, AR/AP, and other finance functions Provide deep expertise on Ind AS / IFRS/ GAAP and contribute to product design for compliance and reporting features Partner with product managers and engineers to refine platform modules based on industry best practices Contribute to internal knowledge base, finance playbooks, and training resources Mentor junior finance solution analysts and ensure consistency in delivery quality Participate in roadmap discussions for finance automation product capabilitiesRequired Qualifications 3-6 years of experience in Accounting Advisory Services at Big 4 firms Strong command of Ind AS / IFRS/ GAAP and financial reporting frameworks Proven ability to simplify and solve complex accounting challenges in practical ways Excellent communication and stakeholder management skills Strong proficiency in Excel and financial modelling; comfort with modern finance software Ability to work in a fast-paced, cross-functional, and agile environmentPreferred Qualifications Experience in a SaaS or fintech environment Familiarity with finance automation tools (e.g., Blackline, Trintech, Anaplan) Understanding of data integration, APIs, and business intelligence tools (e.g., Power BI, Tableau) Experience working closely with product, engineering, or data teams Hands-on exposure to finance systems implementations or automation tools Prior involvement in finance transformation, ERP implementation, or reconciliation optimization projectsWhat We Offer A chance to shape the future of finance automation Opportunity to work with a high-calibre, multidisciplinary team Competitive compensation and fast growth trajectory Exposure to innovative fintech use cases across diverse industries A collaborative, open, and meritocratic work cultureSalary : 22 to 27 Lakhs per annum

1. Financial Planning and Analysis2. Budgeting and Forecasting3. Financial Reporting Prepare and present details financial reports, including income statements, balance sheets, and regulatory bodies.4. Compliance and Regulation: Ensure all financial operations adhere to industry regulations and legal standards.5. Software Proficiency: Advance expertise in financial software and tools, including MS Excel and ERP Systems.Send your resumes at secretary@shravanthigroup.com

As a Sales Development Manager, you will play a key role in driving the growth of our sales team and expanding our customer base. Your responsibilities will include the following:- Lead Generation: Identify and pursue new business opportunities through research and outreach, helping to grow the company's customer list.- Customer Engagement: Establish and maintain relationships with potential clients by reaching out through calls, emails, and meetings to understand their needs and introduce our services.- Sales Strategy Development: Collaborate with the sales team to create effective strategies that support lead generation and conversion, ensuring alignment with the companys goals.- Market Analysis: Conduct research to monitor market trends and competitor activities, providing insights that will inform decision-making and strategy adjustments.- Performance Tracking: Monitor and analyze sales metrics to evaluate performance against targets, ensuring continuous improvement of sales processes.Candidates for this position should possess strong communication and interpersonal skills, allowing you to effectively engage with clients. A basic understanding of sales principles and practices is essential. You should be self-motivated, goal-oriented, and capable of working independently in a fast-paced environment. Organizational skills will be crucial to manage multiple leads and tasks efficiently. A degree in fields such as B.A, B.C.A, B.B.A, or related areas will be advantageous, along with a willingness to learn and adapt to evolving market demands.

SME Relationship Manager Company: Talent Zone ConsultantJob Title: Senior SME Relationship Manager / SME Lending Relationship ManagerExperience: 8-10 YearsLocation: Bangalore / Mysore / ChennaiEmployment Type: Full-timeJob SummaryTalent Zone Consultant is looking for an experienced SME Relationship Manager with 8-10 years of experience in SME lending, business banking, NBFC, FinTech or financial services.The ideal candidate will be responsible for SME customer acquisition, credit assessment, loan sourcing, portfolio management and revenue growth. The role requires strong knowledge of working capital, business loans, term loans and secured/unsecured SME lending, along with the ability to build long-term relationships with SME clients.Current SME banking roles in Bangalore emphasize acquiring, growing and retaining profitable SME portfolios, structuring appropriate credit facilities and managing portfolio returns.Key ResponsibilitiesAcquire new SME/MSME customers through direct sourcing, referrals, channels and market outreach.Develop and maintain strong relationships with SME business owners, promoters and key decision-makers.Manage the complete lending lifecycle from lead generation to sanction and disbursement.Understand customer business models, financial requirements and working-capital needs.Conduct preliminary credit assessment and financial analysis of SME borrowers.Analyse financial statements, cash flows, banking transactions and repayment capacity.Prepare and coordinate credit proposals and loan documentation with Credit and Risk teams.Handle Working Capital Loans, Term Loans, Business Loans, LAP and other SME lending products.Coordinate with Credit, Operations, Legal, Risk and Collections teams for timely processing and disbursement.Manage and grow an existing SME lending portfolio while maintaining portfolio quality.Track customer repayment behaviour, exposure, delinquency and credit risk.Identify cross-sell and up-sell opportunities across lending, payments, cash management and other financial products.Achieve monthly/quarterly acquisition, disbursement, revenue and portfolio growth targets.Build relationships with DSAs, channel partners, brokers and referral networks.Monitor market trends, competitor offerings and emerging SME financing opportunities.Ensure compliance with internal policies, KYC requirements, credit guidelines and applicable regulations.Required SkillsCore Skills:SME Lending, MSME Lending, Business Banking, Credit Assessment, Credit Analysis, Loan Processing, Loan Origination, Customer Acquisition, Portfolio Management, Relationship Management, Business Development, Financial Analysis, Financial Statement Analysis, Working Capital Loans, Term Loans, Business Loans, LAP, Secured Lending, Unsecured Lending, Credit Appraisal, Credit Underwriting, Risk Assessment, Portfolio Growth, Revenue Growth, Cross Selling, Upselling, Channel Management, DSA ManagementAnalytical / Technology Skills:Financial Modelling, Credit Risk Analysis, Banking Analysis, Cash Flow Analysis, MS Excel, CRM, MIS Reporting, Portfolio Analytics, Business AnalyticsSoft Skills:Client Relationship Management, Stakeholder Management, Negotiation Skills, Communication Skills, Presentation Skills, Business Acumen, Market Development, Problem Solving, Target OrientationCandidate Profile8-10 years of experience in SME/MSME lending, business banking, NBFC, FinTech or financial services.Strong track record in SME customer acquisition and portfolio management.Hands-on experience in credit assessment and loan processing.Good understanding of financial statements, cash flow and borrower creditworthiness.Experience handling working capital and term lending products is preferred.Candidates with experience managing high-value SME portfolios will be preferred.Strong ability to acquire new customers while retaining and expanding existing relationships.Experience working with Credit, Risk, Operations and Collections teams.MBA/PGDM in Finance/Marketing or equivalent qualification preferred.

Position: Senior Relationship Manager Experience: 7+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is looking for an experienced Senior Relationship Manager for a leading BFSI organization in Bengaluru. The candidate will be responsible for managing and growing an existing client portfolio, acquiring new customers, increasing revenue and wallet share, and providing suitable banking/financial solutions.Key ResponsibilitiesManage and deepen relationships with existing corporate, business, HNI or affluent clients.Identify and acquire new-to-bank customers through market mapping, referrals and networking.Drive revenue, portfolio growth, customer acquisition and wallet-share targets.Understand client business/financial requirements and recommend appropriate banking and financial products.Cross-sell products such as loans, working-capital facilities, trade finance, cash management, insurance, investments and other banking solutions.Develop and execute client acquisition and relationship-growth strategies.Conduct regular client meetings, portfolio reviews and business discussions.Coordinate with Credit, Risk, Product, Operations and Compliance teams to ensure smooth delivery of solutions.Prepare business proposals and support credit appraisal/structuring wherever applicable.Monitor portfolio performance, customer satisfaction and potential business/risk issues.Maintain strong knowledge of market trends, competitor offerings and BFSI products.Ensure adherence to KYC, AML, RBI regulations, internal policies and responsible-sales practices.Maintain accurate customer records, pipeline reports and MIS.Meet and exceed individual and team business targets.Candidate Requirements7+ years of relevant experience in Relationship Management, Corporate Banking, Business Banking, Retail/Commercial Banking, Wealth Management, NBFC or Financial Services.Graduate degree required; MBA/CA preferred for corporate/business banking roles.Proven track record of client acquisition, portfolio growth and revenue generation.Strong understanding of banking products and financial solutions.Experience managing high-value/corporate client relationships preferred.Strong negotiation, presentation and stakeholder-management capabilities.Ability to independently manage targets, client portfolios and business development activities.

Position: Senior Credit Analyst / Credit Risk AnalystExperience: 8+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is seeking an experienced Senior Credit Analyst for a leading BFSI organization in Bengaluru. The candidate will be responsible for conducting comprehensive credit assessments, evaluating the financial strength and creditworthiness of corporate/financial-institution clients, preparing credit appraisal and risk reports, monitoring portfolios, and providing well-reasoned credit recommendations.Key ResponsibilitiesConduct detailed credit assessment of corporate clients, financial institutions, NBFCs or other assigned portfolios.Analyse balance sheets, profit & loss statements, cash flows, capital structures and financial ratios.Prepare Credit Appraisal Memorandums (CAMs), credit notes, risk assessment reports and credit recommendations.Evaluate business models, industry risks, management quality, repayment capacity and overall creditworthiness.Perform financial modelling, cash-flow forecasting, sensitivity analysis and stress testing.Assess leverage, DSCR, EBITDA, working capital, liquidity and other key credit metrics.Conduct industry research, peer benchmarking and economic analysis to identify emerging credit risks.Recommend appropriate credit limits, lending structures, covenants and risk mitigants.Monitor existing portfolios, covenant compliance, financial performance and early-warning indicators.Review waivers, amendments, renewals and restructuring proposals where required.Ensure credit decisions comply with internal credit policies, risk appetite and applicable regulatory requirements.Work closely with Relationship Managers, Credit Risk, Legal, Operations and senior management.Present credit recommendations and risk findings to senior stakeholders/credit committees.Mentor junior credit analysts and review the quality of their credit deliverables.Identify opportunities for process improvement, automation and enhanced credit-risk reporting.Candidate Profile8+ years of relevant experience in credit analysis, credit underwriting, corporate banking, NBFC, financial institutions, structured lending or credit risk.Bachelor's/Master's degree in Finance, Commerce, Accounting, Economics or Business Administration.CA / MBA Finance / CFA / FRM preferred.Strong experience in corporate/non-retail credit analysis and underwriting.Excellent understanding of financial statements, accounting principles and credit-risk methodologies.Proven experience preparing credit appraisal notes and making independent credit recommendations.Strong stakeholder-management and team-mentoring capabilities.Ability to independently handle complex credit cases and work under strict timelines.

We are seeking a motivated Account Executive to join our team in Bangalore. In this role, you will be responsible for managing client accounts and driving sales growth while providing excellent customer service.Key Responsibilities:- Client Relationship Management: Build and maintain strong relationships with clients to understand their needs and provide effective solutions.- Sales Support: Assist in the sales process by identifying new business opportunities and helping to close deals.- Account Management: Oversee client accounts, ensuring satisfaction and addressing any concerns or issues that may arise.- Reporting and Analysis: Prepare regular reports on account status and sales performance, providing insights to improve strategy.- Cross-Functional Collaboration: Work closely with marketing and product teams to align efforts in promoting services and enhancing customer experience.Required Skills and Expectations:- Experience: 1 to 3 years of experience in account management or sales, showcasing your ability to work with clients and drive sales.- Communication Skills: Strong verbal and written communication skills are essential for interacting with clients and internal teams effectively.- Problem-Solving Ability: Demonstrate proficiency in identifying challenges and providing timely solutions to meet client needs.- Organizational Skills: Ability to manage multiple accounts and prioritize tasks efficiently to meet deadlines.- Team Player: Collaboration is key, so being a positive and proactive contributor within a team environment is crucial.