Credit Manager Job Vacancies in Maharashtra

We are looking for a dedicated Credit Manager to join our team in Subhash Nagar, Nagpur. This role requires a focused professional with 2 to 3 years of experience in credit management. The ideal candidate will closely monitor and manage credit risks to support our financial objectives.As a Credit Manager, your key responsibilities will include:- **Assessing Creditworthiness:** You will evaluate the creditworthiness of potential clients by analyzing their financial data and credit history, ensuring informed lending decisions.- **Managing Credit Policies:** You will develop and implement credit policies and procedures to minimize risk and protect the company

1. Collection Management Ensure daily collection tracking and follow-up with clients. Monitor and resolve payment bounce cases promptly. Maintain record of pending PDCs (Post Dated Cheques) and ensure timely deposit. Review and authorize PDC entry records for accuracy and compliance. Maintain a comprehensive report of outstanding payments and coordinate with Sales fortimely recovery.2. Accounts Management Check and verify all receipt entries in the accounting system. Handle TDS reconciliation and follow-up for deduction and deposit. Investigate and resolve shortages or payment discrepancies.3. Sales Coordination Review and verify offers/quotations and ORDF (Order Forms) for credit approval. Conduct KYC analysis of customers before extending credit. Evaluate credit exposure and limit based on customer profile and payment history. Manage refund of excess amounts to clients, ensuring approval and documentation. Process C2 payments as per company guidelines.4. Payments & Disbursements Check and verify vendor payments before approval. Review logistics payment details for accuracy. Verify statutory payments such as PF, GST, TDS, PT, and Duty. Review all expense vouchers and approvals before processing.5. RTGS / Cheque Processing Prepare and authorize RTGS and cheque payments for vendors and statutory bodies. Ensure all supporting documents are attached with respective payment instruments. Maintain records for online payments, cheques, and RTGS transactions for audit trail.6. Statutory & Online Payments Handle Tender EMD & Processing. Process Duty, Stamp Duty, and other government payments. Ensure timely deposit of all statutory payments:o Provident Fund (PF)o Goods & Services Tax (GST)o Tax Deducted at Source (TDS)o Profession Tax (PT)Key Skills & Competencies Strong understanding of Accounts Receivable, Collections, and Credit Control processes. Proficiency in MS Excel, ERP systems, and payment reconciliation. Good coordination skills with Sales, Logistics, and Finance departments. Eye for detail, accuracy, and compliance in financial documentation. Strong communication and follow-up skills with vendors and customers.

1. Tele Collection Officer (DRA & Non DRA) -Location Designation Count Language DRA/Non-DRA Monthly Gross SalaryWadala - Mumbai TCO 15 Hindi/English NON-DRA 13k to 18kWadala - Mumbai TCO 5 Tamil NON-DRA 13k to 18kWadala - Mumbai TCO 5 Telugu NON-DRA 13k to 18kWadala - Mumbai TCO 5 Kannada NON-DRA 13k to 18kThane - Mumbai TCO 10 Hindi/English NON-DRA 13k to 18kThane - Mumbai TCO 35 Hindi/English DRA 16k to 22kWadala - Mumbai TCO 10 Hindi/English DRA 16k to 22kDelhi Office TCO 9 Hindi/English DRA 16k to 22k2. Field Collection Officers (Non DRA) Location City Designation Count Language DRA/Non-DRA Monthly Gross SalaryMumbai Central Mumbai FCO 2 N/A NON-DRA 16k to 19kMumbai Harbour Mumbai FCO 2 N/A NON-DRA 16k to 19kMumbai Western Mumbai FCO 2 N/A NON-DRA 16k to 19kMumbai South Mumbai FCO 2 N/A NON-DRA 16k to 19kMira Bhayandar Mumbai FCO 2 N/A NON-DRA 16k to 19kThane/Diva Thane FCO 2 N/A NON-DRA 16k to 19kKalwa Thane FCO 2 N/A NON-DRA 16k to 19kPune City Pune FCO 1 N/A NON-DRA 16k to 19kPune Outskirts Pune FCO 1 N/A NON-DRA 16k to 19kAhmedabad East Ahmedabad FCO 1 N/A NON-DRA 16k to 19kAhmedabad West Ahmedabad FCO 1 N/A NON-DRA 16k to 19kAmbernath Thane FCO 1 N/A NON-DRA 16k to 19k3. Field Collection Officers (DRA) Location City Designation Count Language DRA/Non-DRA Monthly Gross SalaryMumbai Central Mumbai FCO 3 N/A DRA 16k to 22kMumbai Harbour Mumbai FCO 3 N/A DRA 16k to 22kMumbai Western Mumbai FCO 3 N/A DRA 16k to 22kMumbai South Mumbai FCO 3 N/A DRA 16k to 22kThane/Diva Thane FCO 3 N/A DRA 16k to 22kKalwa Thane FCO 2 N/A DRA 16k to 22kKey Requirements for All Positions: Education: Minimum qualification of 12th grade or equivalent. Graduation is a plus. Experience: Prior experience in collections is preferred (but not mandatory). Skills:o Strong communication skillso Ability to handle customer queries and complaintso Strong negotiation skillso Ability to work under pressure and meet deadlines

A supervisor oversees daily team operations, ensuring productivity, adherence to company policies, and high-quality work output. They act as a vital link between staff and management, responsible for scheduling, training, performance evaluation, conflict resolution, and providing coaching to boost team performance.Key ResponsibilitiesWorkflow Management: Creating schedules, assigning tasks, and monitoring team progress to meet operational deadlines.Performance Management: Evaluating employee performance, providing constructive feedback, and implementing corrective actions.Team Leadership: Mentoring, training, and motivating employees to ensure high performance and career growth.Operations Oversight: Ensuring compliance with company policies, safety regulations, and procedures.Communication: Communicating organizational goals to the team and reporting performance metrics to senior management.