Credit Operations Job Vacancies in Chennai

Process: FPA-RTRExp: 2- 8 yearsLocation: ChennaiSkills: : Financial Planning & Analysis, Record To ReportShould have minimum 2+ years of experience in Financial analyst (Financial planning and analysis)Good understanding of oracle will be a plusInterested candidates DM (7305463931) or share your updated resume to pavithra@enejobs.comRegards,PavithraHR TeamEnrich and Enlight

We are looking for an experienced Assistant Vice President to support team projects related to systems, staff, and product. This role involves implementing internal controls, handling team management, ensuring operational efficiency, and supporting business and audit processes.

1. Work experience as a Credit Manager, Risk Manager ,Credit Analyst similar role.2. Relevant experience in Banking/NBFC /Microfinance3. Solid understanding of lending procedures4. Excellent analytical skills, with the ability to understand Financials , cash flow and Credit parameters5. Credit assessment related experience Retail Loan/Personal Loan /MSME6. Minimum 1 year of experience in relevant field or above7. Candidate based in Chennai

Responsibilities: ? Responsible for supporting the end-to-end credit management process, partnering with Client Managers and Credit Product Officers ? Acts as a primary liaison with clients, client teams, credit services, and other business partners ? Facilitate the timely collection of client financial information ? Proactively focuses on client satisfaction throughout the credit management process ? Ensures timely follow-up of loan monitoring activity to facilitate a sound credit portfolio ? Responsibilities also include monitoring credit compliance, resolving documentation, collateral, and past-due exceptions, and ensuring data integrity Desired Skills: ? Strong, professional communication skills ? Organizational and time management skills ? Attention to detail and ability to execute in a fast-paced environment ? Proven self-motivator with the ability to effectively prioritize work ? Ability to coordinate with multiple points of contact (internal and external) ? Prior loan closing experience or portfolio management & loan servicing experience ? Business background/degree or understanding of credit

Role: Area Credit ManagerLocation:ChennaiInterview Mode:VirtualExperience:7-10 YearsJob Description:ResponsibilitiesResearch and evaluate clients creditworthinessCreate credit scoring models to predict risksApprove or reject loan requests, based on credibility and potential revenues and lossesCalculate and set interest ratesNegotiate loan terms with clientsMonitor paymentsMaintain records of loan applicationsFollow up with clients to manage debt settlements and loan renewalsEnsure all lending procedures comply with regulationsDevelop, review and update our companys credit policiesRequirements and skillsProven work experience as a Credit Manager, Credit Analyst or similar roleHands-on experience with accounting softwareSolid understanding of lending proceduresExcellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)Negotiation skillsBSc in Accounting, Economics, Banking and Finance or relevant field

Credit Manager is responsible for managing a team that recovers unpaid monies owed to the organization. The debts may be from either business (commercial collection) or individuals (consumer collection). The credit function plays a vital role in the finance department to ensure that invoices are paid on time to assist the organization. This role often shares a number of responsibilities with the Accounts Receivable Manager.

BRANCH UNDERWRITING:Piramal Capital & Housing Finance ltd., as a commitment to serve all lending needs of consumers of Bharat is hiring Credit manager for its retail business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case. EXTERNAL:CustomersVendors Internal auditorsCredit BureausKEY STAKEHOLDERS:Credit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamESSENTIAL SKILLS:Knowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting and changing prioritiesKeen understanding and focus on risk, controls, compliance and regulatory frameworkAbility to liaise with internal stakeholders and cross-functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processes QUALIFICATION:Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME)Deep experience & understanding of retail financial services across NBFCs, banking