Credit Operations Job Vacancies in Ahmedabad

Graduate/MBA with Total experience 2 years and at least 6 Months relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs.

BRANCH UNDERWRITING:Piramal Capital & Housing Finance ltd., as a commitment to serve all lending needs of consumers of Bharat is hiring Credit manager for its retail business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case. EXTERNAL:CustomersVendors Internal auditorsCredit BureausKEY STAKEHOLDERS:Credit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamESSENTIAL SKILLS:Knowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting and changing prioritiesKeen understanding and focus on risk, controls, compliance and regulatory frameworkAbility to liaise with internal stakeholders and cross-functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processes QUALIFICATION:Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME)Deep experience & understanding of retail financial services across NBFCs, banking

Designation : Credit OfficerJob Description : Having experience of processing of Loan Proposals & grip on preparing of CMA Data/Cash Flows/ Project Report/ Ratio Analysis. Relevant experience across REAL ESTATE/SME/MSME Market. Relevant experience of Project Finance, Construction finance, Working Capital for Machinery Loans. Have actively syndicated loans and other debt projects. A deep understanding of corporate credit and project finance & construction finance. Ensure strict adherence of internal process. Maintaining accurate records.Roles & Resposiblities Underwriting of cases including Profit & Loss and Balance Sheet preparation and analysis, Banking analysis, CIBIL assessment File Processing, including check of KYC Documents, Financial Statements and Bank Account statements Preparing Cashflow Statement, CMA Data, Analysis of banking, operation for Disbursement. Prepare communication, reports, and presentation in proper format to educate relevant personnel on analytic data.Keywords Construction finance, SME loans, marketing executive, business development manager, Lead Generation, Team management, Branch handling, Communication skillsWork experience 2-5 yearsSalary: 3,00,000 to 3,60,000 p.a. + Good Incentives StructureNo. of Candidates Required: 10Job location : AhmedabadEducation : M.B.A. (Finance) / CA/ CS/ICWACompany Name Corporate Fincon PVT LTDCompany profile& Web site : Corporate Fincon Pvt. Ltd is a consultancy, an advisory and an investment banker. The vision of CFPL is to represent the borrowers as well as the financial institution or investor and give both sides the right services they need.

Having experience of processing of Loan Proposals & grip on preparing of CMA Data/Cash Flows/ Project Report/ Ratio Analysis.Relevant experience across REAL ESTATE/SME/MSME Market. Relevant experience of Project Finance, Construction finance, Working Capital for Machinery Loans.Have actively syndicated loans and other debt projects.A deep understanding of corporate credit and project finance & construction finance. Ensure strict adherence of internal process. Maintaining accurate records.