Assistant Credit Manager

hirekaro global Services

Responsibilities: - Candidate would be responsible for appraising & assessing risks for loan under the consumer-focused Loan. - The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. - To conduct personal discussion with customers to establish Credit worthiness. - Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers) - To prepare Credit Appraisal Memo (CAM). - Responsible for Credit Assessment. -To coordinate with sales to achieve targets and ensure TAT or SLAs are met. - Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals

Qualification & Experience Required: Graduate/MBA with at least 2 to 4 years relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs. Good experience in Credit analysis - Balance sheet, Profit & Loss Statement, Bank Statement. Credit underwriting work experience within retail lending with any large NBFC or Bank. Ideal candidate should understand the credit risk of consumer-focused loan and SME segment lending. Prospective candidate should have hands-on experience on how to review, assess and underwrite secured and unsecured loans with focus in personal loan underwriting.

Office Timing & Working Days: 9:30 AM to 6:30 PM (can be stretched depending upon workload)- Monday to Saturday

Experience : 2 - 8 Years

No. of Openings : 10

Education : Any Bachelor Degree, B.A, B.Arch, B.C.A, B.B.A, B.Com, B.Ed

Role : Credit Manager

Industry Type : Banking / Financial Services / Stock Broking

Gender : [ Male / Female ]

Job Country : India