Assistant Credit Manager

hirekaro global Services

responsibilities: - candidate would be responsible for appraising & assessing risks for loan under the consumer-focused loan. - the incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed slas and manage city/area business volumes. - to conduct personal discussion with customers to establish credit worthiness. - interact with the client, gather requirements, financial statements and other inputs for performing quality credit analysis and due diligence. (for renewal & new borrowers) - to prepare credit appraisal memo (cam). - responsible for credit assessment. -to coordinate with sales to achieve targets and ensure tat or slas are met. - work closely with rm/product partners in structuring credit solutions and ensuring appropriateness of the products, and expediting approvals

qualification & experience required: graduate/mba with at least 2 to 4 years’ relevant experience in credit underwriting for salaried personal loan product of banks, nbfcs. good experience in credit analysis - balance sheet, profit & loss statement, bank statement. credit underwriting work experience within retail lending with any large nbfc or bank. ideal candidate should understand the credit risk of consumer-focused loan and sme segment lending. prospective candidate should have hands-on experience on how to review, assess and underwrite secured and unsecured loans with focus in personal loan underwriting.

office timing & working days: 9:30 am to 6:30 pm (can be stretched depending upon workload)- monday to saturday

• Experience

  2 - 8 Years

• No. of Openings

  10

• Education

  B.A, B.Arch, B.B.A, B.C.A, B.Com, B.Ed, Any Bachelor Degree

• Role

  Credit Manager

• Industry Type

  Banking / Financial Services / Stock Broking

• Gender

  [ Male / Female ]

• Job Country

  India

• Type of Job

  Full Time

• Work Location Type

  Work from Office