Credit Operations Job Vacancies in Delhi

Currently we are urgently hiring for Experienced Non-Dra & DRA Tele-callers for different domestic Banking/ NBFC Collection Calling process in our Organization.Roles & Responsibility:-1) Handle Inbound and make Outbound Calls. 2) Maintain relationships with customers by providing support and right information.3) Maintain quality service by establishing and enforcing organization standards.4) Talk to customers and Follow-up the Leads converting the leads into loan EMI payment.5) Ability to explain and convince customer on calls.

Manage calendars, meetings, and appointmentsHandle emails and professional correspondencePrepare reports, presentations, and documentsCoordinate with internal teams and external stakeholdersOrganize travel and meeting arrangements when requiredMaintain records and confidential informationFollow up on tasks and ensure timely execution

Have good convincing skills and willing to quick Learner

Review loan requests Assess clients financial status Evaluate creditworthiness and risks Contact clients to gather financial data and documentation Calculate financial ratios (e.g. credit scores and interest rates) Maintain updated records of loan applications Follow up with clients about loan renewals Monitor progress of existing loans

ResponsibilitiesContact customers via phone, email, or mail to collect outstanding debtsNegotiate payment plans and repayment schedules with customersResolve disputes or conflicts related to paymentsMaintain accurate records of customer interactions and transactionsMonitor customer accounts to ensure timely payments and prevent overdue debtsIdentify and address any issues or reasons for non-paymentCollaborate with the finance team to implement strategies for faster collectionsProvide regular reports on collection activities and outstanding debtsQualificationsProven experience as a collections executive or similar roleExcellent communication and negotiation skillsAbility to handle difficult situations and resolve conflictsStrong attention to detail and accuracyGood knowledge of debt collection laws and regulationsProficient in using collection software and CRM systemsAbility to work independently and meet collection targetsBachelor's degree in finance or a related field is preferredSkillsStrong communication and interpersonal skillsNegotiation and persuasion skillsProblem-solving and conflict resolution skillsAttention to detail and accuracyKnowledge of debt collection laws and regulationsProficiency in using collection software and CRM systemsAbility to work independently and meet collection targets

The role will involve reviewing loan files for completeness and analyzing the credit worthinessof clients. Selected candidate will be required to prepare Loan Eligibility working sheets forunderstanding the credit worthiness of client. Key responsibilities will include: Analyzing the financial statements and Bank statements of clients. Reviewing the files as per credit policy of various banks. Checking the file for completeness of documents and communicating the deficiencies tothe concerned sourcing unit/ channel partner/ client. Sending the files to bank for processing and continuous follow-ups thereafter. Ensure timely Logins of files and follow-up for sanctions with Bankers. Completing loan disbursement documentation, coordinating with concerned sourcingunit/ channel partner/ client for completing disbursal formalities Follow up for disbursal with Banks.* We are entrepreneurs and we believe in taking risks. If you do not have the specified workexperience, but strongly believe that you are apt for the role, we will love to hear from you.Please feel free to convince us.

Role: Credit Assessment OfficerResponsibilities:Review loan requestsAssess clients financial statusEvaluate creditworthiness and risksContact clients to gather financial data and documentationAnalyse risks and approve or reject loan requestsCalculate financial ratios (e.g. credit scores and interest rates)Set up payment plansMaintain updated records of loan applicationsFollow up with clients about loan renewalsMonitor progress of existing loansRequirements:Proven work experience as a Credit Officer, Loan Officer or similar roleHands-on experience with lending procedures and productsAbility to create and process financial spreadsheetsStrong analytical skillsCustomer service experienceMBA/BCom/BSc in Banking and Finance, Economics or related fieldJob Types: Full-time, Regular / PermanentSalary: 20,000.00 - 30,000.00 per monthSchedule:Morning shiftExperience:total work: 1 -5 year (Preferred)