Credit Operations Job Vacancies in Kolkata

Banking Officer - Axis BankCompany: Axis BankDesignation: Banking Officer / OfficerDepartment: Branch Banking / Retail BankingKey Responsibilities:Handle customers visiting the branch.Open and maintain savings/current accounts.Assist customers with banking products and services.Handle KYC and account-related documentation.Generate leads for CASA, loans, credit cards, insurance and other banking products.Cross-sell suitable banking products.Resolve customer queries and provide service support.Maintain daily reports and branch records.Achieve assigned business and sales targets where applicable.Follow bank policies, KYC requirements and compliance procedures.Eligibility:Graduate in any discipline.Freshers can be eligible for certain entry-level Axis Bank programs.Good communication and customer-handling skills.Basic computer knowledge.For field-sales-oriented positions, a two-wheeler and valid driving licence may be required. Axis Bank's current Sales Academy, for example, requires these for its Officer-Sales-I pathway.Skills Required:Communication skillsCustomer serviceSales & negotiationBasic banking knowledgeMS Office/computer skillsTarget orientationLocal-area knowledgeCareer Growth:Banking Officer

We are seeking a motivated Banking Officer to join our team in South Kolkata. This role is suitable for candidates with 0 to 2 years of experience and who have completed their 12th grade. As a Banking Officer, you will play a vital role in ensuring excellent customer service and efficient banking operations.Key Responsibilities:- Customer Service: Assist customers with their banking needs, including account inquiries, transactions, and providing information about services. This role is crucial for maintaining high customer satisfaction levels.- Transaction Processing: Handle day-to-day banking transactions accurately and efficiently, ensuring compliance with company policies and regulations. Your attention to detail will help prevent errors and enhance operational efficiency.- Documentation Management: Maintain and organize customer records and banking documents. Proper documentation helps in smooth operations and compliance with regulatory requirements.- Problem Resolution: Address customer complaints and issues effectively, providing solutions or escalating them to the appropriate departments. Strong problem-solving skills are essential in ensuring a positive customer experience.- Sales Support: Assist in promoting banking products and services to customers, helping to drive business growth by identifying customer needs.Required Skills and Expectations:Candidates should possess good communication skills, both verbal and written, to interact effectively with customers. Basic computer skills and familiarity with banking software can be advantageous. A customer-oriented attitude and a willingness to learn new things are important for success in this role. Candidates should be able to work well in a team and maintain professionalism at all times.