Responsibilities:
- Candidate would be responsible for appraising & assessing risks for loan under the consumer-focused Loan.
- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.
- To conduct personal discussion with customers to establish Credit worthiness.
- Interact with the client, gather requirements, financial statements and other inputs for performing
quality Credit analysis and due diligence. (for renewal & new borrowers)
- To prepare Credit Appraisal Memo (CAM).
- Responsible for Credit Assessment.
-To coordinate with sales to achieve targets and ensure TAT or SLAs are met.
- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals