Credit Manager Job Vacancies in Gujarat

Opening is Credit Processing Associate in NBFC.

*Urgent Requirement For HDFC Life Insurance**Designation : Relationship Manager**MINIMUM 2 Years EXPERIENCE IN LOAN , INSURANCE, CREDIT CARD SELLING, CASA & BANK FIELD or any other Field sales**Location : Ahmedabad,Baroda,Surat,Godhra,Chota Udaipur,Dahod, Gandhinagar, Palanpur, Surendranagar,Patan, Valsad,Vapi, Navsari, Silvassa**Qualification:Graduation Can apply**SALARY : Upto 3.80 LPA(Depends on Location & Experience of Candidate)**Interested candidates share your CV to given number**RUSHABH CHAVDA**8140839509*;

SARVP Finance is Hiring a Branch Credit OfficerAre you ready to take the next step in your finance career? SARVP Finance is looking for a dedicated Branch Credit Manager to join our dynamic team!Location : Ahmedabad, Vadodara(Gujarat), Prayag raj-Allahabad (Uttar Pradesh), Ghazipur(Uttar Pradesh)**Position:** Branch Credit Officer**Product Focus:** LAP, Business Loan**Key Responsibilities:**- Assessing creditworthiness of potential clients for LAP and Business Loan products- Managing credit applications and ensuring timely processing- Conducting field visits and investigations as part of the credit appraisal process- Monitoring and managing credit portfolio performance- Collaborating with sales and operations teams to streamline credit processes**Requirements:**- Minimum 1-2 years of Field PD (Personal Discussion) experience in the finance industry for LAP (Mandatory)- Strong understanding of LAP and Business Loan products- Excellent analytical and decision-making skills- Ability to thrive in a fast-paced, target-driven environment- Effective communication and interpersonal abilities**Salary:** Up to 3.50 LPA + Other Benefits**How to Apply:**- **Contact:** 9875087933- **Email your CV:** recruiter@sarvpfinance.in**Why SARVP Finance?**- Opportunity to work with a leading financial institution- Dynamic and supportive work environment- Competitive salary and benefits package- Room for growth and career advancementIf you are passionate about finance and ready to make an impact, we want to hear from you! Join SARVP Finance as a Branch Credit Manager and be part of our success story.---Feel free to modify this description further to better suit your needs!

We are looking for 10 Credit Manager Posts in Surat, with deep knowledge in credite and Required Educational Qualification is : Higher Secondary, Secondary School, Vocational Course, Diploma, Advanced/Higher Diploma, Professional Degree, B.A, B.C.A, B.Ed, M.Arch, M.C.A

Job description Experience:- 1 year to 2 year- Prefer Surat candidates onlyDuties and Responsibilities:-- Brainstorm with the editorial team for new ideas and strategies for content that rocks-Research the market to create content that is original and valuable.-Develop copy on a wide variety of topics for multiple platforms (such as the website, blogs, articles, and social media).-Must be able to write the script of a particular topic for YouTube video posting.-Must be able to define content for posts on Facebook, Instagram, X, and Telegram.-Write content for Promotional/marketing material.-Modify existing contents when required.-Update website content as neededQualifications:-Proven experience as a Content Writer or similar role.-Exceptional writing and editing skills with a strong portfolio of published work.-Knowledge of SEO best practices and the ability to optimize content for search engines.-Strong research skills and the ability to translate complex information into clear and compelling content.-Creativity and a passion for storytelling.

Graduate/MBA with Total experience 2 years and at least 6 Months relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs.

Responsible for preparing and maintaining insurance policy records. Also handled the tasks of checking premium records on a regular basis Assisted Insurance sales team in achieving monthly sales target.Bancassurance JD :Life insurance sales through assigned Bank Branches.Coordinating between Bank and company from Lead generation to policy conversion.Follow up with Operations of Banks.To build mutually beneficial relationships with Bank and help in acquisition of clients.Customer Requirement Gathering and Analysis for better product pitching.Handling Objections and grievances and providing them with timely solutions.Guiding / mentoring new team members with required deliverable and company values.Required Skills:Excellent communication skills.Should be sales driven.High level of energy.

Skill SetDealer developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from dealersMarket IntelligenceFocus on credit developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from influencersMarket IntelligenceChannel salesBusiness DevelopmentDealer promotionSales growth.ResponsibilitiesMaintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining, and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

We are looking for 7 Direct Sales Manager Posts in Surat, Gujarat,Ahmedabad,Vadodara, Gujarat,Rajkot,Sales,CASA,Banking Sales,Finance Sales,Insurance,Life Insurance,Field Executive,Sales and Marketing,Credit Card Sales,FMCG,Pharma, with deep knowledge in Sales,CASA,Banking Sales,Finance Sales,Insurance,Life Insurance,Field Executive,Sales and Marketing,Credit Card Sales,FMCG,Pharma and Required Educational Qualification is : Other Bachelor Degree

Urgent Opening in HDFC Bank!!Position : Credit OfficerEducation : Any GraduateJob Location : VadodaraExperience: 1 to 5Salary : 1.7 to 3 LPAResponsibilitiesReview loan requestsAssess clients financial statusEvaluate creditworthiness and risksContact clients to gather financial data and documentationAnalyze risks and approve or reject loan requestsCalculate financial ratios (e.g. credit scores and interest rates)Set up payment plansMaintain updated records of loan applicationsFollow up with clients about loan renewalsMonitor progress of existing loans

BRANCH UNDERWRITING:Piramal Capital & Housing Finance ltd., as a commitment to serve all lending needs of consumers of Bharat is hiring Credit manager for its retail business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case. EXTERNAL:CustomersVendors Internal auditorsCredit BureausKEY STAKEHOLDERS:Credit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamESSENTIAL SKILLS:Knowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting and changing prioritiesKeen understanding and focus on risk, controls, compliance and regulatory frameworkAbility to liaise with internal stakeholders and cross-functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processes QUALIFICATION:Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME)Deep experience & understanding of retail financial services across NBFCs, banking

Designation : Credit OfficerJob Description : Having experience of processing of Loan Proposals & grip on preparing of CMA Data/Cash Flows/ Project Report/ Ratio Analysis. Relevant experience across REAL ESTATE/SME/MSME Market. Relevant experience of Project Finance, Construction finance, Working Capital for Machinery Loans. Have actively syndicated loans and other debt projects. A deep understanding of corporate credit and project finance & construction finance. Ensure strict adherence of internal process. Maintaining accurate records.Roles & Resposiblities Underwriting of cases including Profit & Loss and Balance Sheet preparation and analysis, Banking analysis, CIBIL assessment File Processing, including check of KYC Documents, Financial Statements and Bank Account statements Preparing Cashflow Statement, CMA Data, Analysis of banking, operation for Disbursement. Prepare communication, reports, and presentation in proper format to educate relevant personnel on analytic data.Keywords Construction finance, SME loans, marketing executive, business development manager, Lead Generation, Team management, Branch handling, Communication skillsWork experience 2-5 yearsSalary: 3,00,000 to 3,60,000 p.a. + Good Incentives StructureNo. of Candidates Required: 10Job location : AhmedabadEducation : M.B.A. (Finance) / CA/ CS/ICWACompany Name Corporate Fincon PVT LTDCompany profile& Web site : Corporate Fincon Pvt. Ltd is a consultancy, an advisory and an investment banker. The vision of CFPL is to represent the borrowers as well as the financial institution or investor and give both sides the right services they need.

Having experience of processing of Loan Proposals & grip on preparing of CMA Data/Cash Flows/ Project Report/ Ratio Analysis.Relevant experience across REAL ESTATE/SME/MSME Market. Relevant experience of Project Finance, Construction finance, Working Capital for Machinery Loans.Have actively syndicated loans and other debt projects.A deep understanding of corporate credit and project finance & construction finance. Ensure strict adherence of internal process. Maintaining accurate records.

Required Assistant Credit Manager at Bajaj Finance Ltd for Gandhidham location.Candidate local from Gandhidham, MBA Fresher and willing to join immediately can share CV to below mentioned e mail ID.Approx CTC - Rs. 3.5 L

DUTIES AND RESPONSIBILITIES- Manage and deliver monthly performance in terms of resolution, rolls backs, recovery rates /values as per target set for the assigned portfolio.-To achieve collection targets of the Respective Branch assigned, ensuring meeting PI Targets,Meeting the Target on Cost of Collections.-Achieve the money collection under principal,fees & charges as per targets .-Regular visit to yard and reporting the discrepancies/complaint item as a visit report.Ensure repo process.-Effectively address disputes, expired etc cases to prevent any probable escalation and highlight sensitive accounts to Collection Officer to prevent the same. Solving non starter cases-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.-Ensure that the resources are optimally used with the number of visits,contacts ,PTP conversion ratio etc.-Settlement process involving issue of settlement letters to be in line with approvals received .Ensure nil delay in cash TAT and MIS-posting of payments.-Negotiation skills ,relationship skills.Affirmative in nature,strong Leadership skills,Clarity of thought and perseverance.-Working knowledge of computers.- Developing and sustaining relationship with dealer and customers- Sitting at dealer point and optimizing maximum sale figures from the same.- To achieve sales target of the Respective Branch assigned,ensuring meeting PI Targets,Meeting the Target on Cost of Sales.-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.-Ensure that the resources are optimally used are the number of visits,contacts ,Sales conversion ratio etc.-- .Ensure nil delay in cash TAT and mis-posting of payments.-Negotiation skills ,relationship skills.Affirmative in nature,strong Leadership skills,Clarity of thought and perseverance.-Working knowledge of computers- Perform cost-benefit analysis for prospective customers and advise on appropriate finance options

* Candidate should have experience in Banking product (sales) * Required only male candidates

Profile: Area Manager - Collections/Senior Area Manager CollectionsExperience: Minimum 3 years of experience in CollectionLocation: Agra, Mathura, Ludhiana, Gwalior, Kanpur, Aligarh, Khurja, Jaipur, Faridabad, Moradabad, Chandigarh, Etawah, AhemdabadPreferred Industry: Banking And FinanceDuties and ResponsibilitiesTo achieve collection targets of the area assignedControl bucket flow cases and focus on non-startersEnsuring documented feedback.Ensuring meeting Targets and Meeting the Target on Cost of Collections.Ensuring documented feedback.Ensuring legal guidelines are complied with while repossessing of products, other related matters and audit queries are complied withEnsuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise and controlling bucket flow.Manage productivity by fixing productivity parameters Collection OfficersEnsuring background and reference check of agenciesMonitoring performance against set parameters and Weekly review with the collection executives.Ensuring timely and profitable disposal of seized stock & safe custody of seized productsIdentify and manage training needs the CEs.Support collection officers in legal / police issues.Ensuring timely and profitable disposal of seized stock safe custody of seized products Visit Random customers.Visit Random customers, People Management, Demonstrated success, communication skills and achievement orientation.

Designation: Sales Collection ExecutiveQualification : graduateExperience : 0 to 3YrsSalary : 12000 to 18000 PM + IncentiveIndustry : FinanceLocation : AhmedabadSkills Required : Good Communication Skills , SmartphoneJob Role &Responsibility : Collection Two Wheeler and Three Wheeler Emi Cash collection from Loan Defaulters. To ensure recovery as per the assigned KRAs Proactive in coming up with suggestion in policy changes on collections. Maintaining proper Feedbacks of each contract and provides the same as and when requested. Maintain MIS of recoveries done and their month/quarter/year end status Ensure adherence to SOP. To adhere to the NBFC processes and procedures To adhere to Collection audit requirement

ResponsibilitiesTo achieve collection targets of the area assignedControl bucket flow cases and focus on non-startersEnsuring documented feedback.Ensuring meeting Targets and Meeting the Target on Cost of Collections.Ensuring documented feedback.Ensuring legal guidelines are complied with while repossessing of products, other related matters and audit queries are complied withEnsuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise and controlling bucket flow.Manage productivity by fixing productivity parameters Collection OfficersEnsuring background and reference check of agenciesMonitoring performance against set parameters and Weekly review with the collection executives.Ensuring timely and profitable disposal of seized stock & safe custody of seized productsIdentify and manage training needs the CEs.Support collection officers in legal / police issues.Ensuring timely and profitable disposal of seized stock safe custody of seized products Visit Random customers.Visit Random customers, People Management, Demonstrated success, communication skills and achievement orientation.

We are seeking an experienced and dynamic Store Manager to lead the retail team. As a Store Manager, you will be responsible for overseeing all aspects of the store's operations, including customer service, sales, inventory management, and team management.Responsibilities:Develop and implement store policies and procedures that align with company goals and objectives.Manage and motivate the store team, including hiring, training, scheduling, and performance management.Provide excellent customer service, including resolving customer complaints and inquiries, and ensuring a positive shopping experience.Monitor and analyze sales performance, including sales data and customer feedback, and make recommendations for improvements.Manage inventory levels, including ordering, receiving, and stocking products, and conducting regular inventory counts to ensure accuracy.Develop and implement marketing strategies to promote store sales, including creating store displays, organizing promotional events, and collaborating with marketing teams.Ensure compliance with all relevant regulations and policies, including health and safety regulations, labor laws, and company policies.Manage store finances, including monitoring budgets, tracking expenses, and analyzing financial reports to identify areas for improvement.Requirements:Bachelor's degree in business administration, marketing, or a related field.Minimum of 1 year of experience in retail management, with experience in a fast-paced environment, preferred.Strong leadership and management skills, with the ability to motivate and develop teams.Excellent communication and customer service skills, with the ability to build and maintain relationships with customers and team members.Strong analytical and problem-solving skills, with the ability to analyze sales data and financial reports to make strategic recommendations.Knowledge of retail operations and inventory management, including merchandising and pricing.

We are seeking to hire a credit monitoring analyst. You will manage a portfolio of clients and report to the Head of Credit. Your responsibilities will include evaluating the financial status of potential customers, monitoring existing clients, performing risk assessments, writing detailed reports, and making informed decisions while extending credit.To excel in this role, you will have a bachelor's degree in finance, accounting, or a related field. You should demonstrate sound judgment, strong analytical skills, and negotiation skills. A background in the financial industry is advantageous.credit monitoring analyst Responsibilities:Analyze and assess the financial statements and credit history of existing and potential clients.Review credit applications and perform credit checks.Structure deals and perform risk assessments.Ability to make informed decisions backed by sound assessment.Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.Ability to handle multiple projects and submit applications on time.Understanding of business, economic, and industry risk.Financial forecasting.Keep abreast of financial news and trends.Practice due diligence.Requirements:Bachelor's degree in finance, accounting, or a related field.Further certification may be required.Strong communication skills (written and verbal).Excellent organizational, analytical, and time-management skills.Ability to prioritize tasks.Proficient in Microsoft Office.Advanced Excel skills.Ethical behavior.

We are looking for an experienced and motivated collections specialist. Your duties will include processing customer refunds, reviewing account alterations, resolving client inconsistencies, and collecting overdue payments.The role requires someone with the ability to balance between maintaining trustful relationships and guaranteeing timely payments. You should possess outstanding communication and negotiation skills, as well as in-depth knowledge of laws and policies related to debt collection.Responsibilities:Supervise assigned accounts to identify unresolved debts.Develop effective repayment plans.Follow-up with clients on overdue accounts.Oversee all monthly payments and refunds.Research and implement effective collection techniques.Perform all administrative duties related to ensuring office efficiency.Create monthly credit records.Respond to client account queries in a timely and professional manner.Requirements:High school diploma or equivalent qualification required.A minimum of 1 years experience in a similar role.Strong understanding of billing and collection processes.Outstanding communication and interpersonal skills.Highly skilled in negotiation.In-depth knowledge of laws and policies related to debt collection.Good administrative skills.

ExternalInternalRole directly reports toArea ManagerCredit UnderwritingPreferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1 5 years of relevant experience in Credit underwriting Retail AssetBanking products, services and operations (preferably in private sector,HL & LAP/SME)Deep experience & understanding of retail financial services acrossNBFCs, bankingCustomersVendorsInternal auditorsCredit BureausCredit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamKnowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting andchanging prioritiesKeen understanding and focus on risk, controls, compliance andregulatory frameworkAbility to liaise with internal stakeholders and cross functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processesResponsible for upholding the Piramal brand by preparing quality proof proposal documentdetailing the loan eligibility as underwriting/sanction procedure for approving/rejecting loanapplications procured by SalesBranch Underwriting1A/1B/1CInternal UseInternal Use----ConfidentialConfidential

* Urgent Requirement For HDFC Life Insurance**Designation : Relationship Manager* *MINIMUM 2 Years EXPERIENCE IN LOAN , INSURANCE, CREDIT CARD SELLING, CASA & BANK FIELD or any other Field sales**Location : Ahmedabad,Baroda,Surat,Godhra,Chota Udaipur,Dahod, Gandhinagar, Palanpur, Surendranagar,Patan, Valsad,Vapi, Navsari, Silvassa**Qualification:Graduation Can apply** SALARY : Upto 3.80 LPA(Depends on Location & Experience of Candidate)**Interested candidates share your CV to given number* *RUSHABH CHAVDA**8140839509*;