Officer - Credit and Collection

RBA Finance Pvt. Ltd.

DUTIES AND RESPONSIBILITIES

- Manage and deliver monthly performance in terms of resolution, rolls backs, recovery rates /values as per target set for the assigned portfolio.

-To achieve collection targets of the Respective Branch assigned, ensuring meeting PI Targets,Meeting the Target on Cost of Collections.

-Achieve the money collection under principal,fees & charges as per targets .

-Regular visit to yard and reporting the discrepancies/complaint item as a visit re repo process.

-Effectively address disputes, expired etc cases to prevent any probable escalation and highlight sensitive accounts to Collection Officer to prevent the same. Solving non starter cases

-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.

-Ensure that the resources are optimally used with the number of visits,contacts ,PTP conversion ratio etc.-Settlement process involving issue of settlement letters to be in line with approvals received .Ensure nil delay in cash TAT and MIS-posting of payments.

-Negotiation skills ,relationship rmative in nature,strong Leadership skills,Clarity of thought and perseverance.

-Working knowledge of computers.

- Developing and sustaining relationship with dealer and customers

- Sitting at dealer point and optimizing maximum sale figures from the same.

- To achieve sales target of the Respective Branch assigned,ensuring meeting PI Targets,Meeting the Target on Cost of Sales.

-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.

-Ensure that the resources are optimally used are the number of visits,contacts ,Sales conversion ratio etc.-

- .Ensure nil delay in cash TAT and mis-posting of payments.

-Negotiation skills ,relationship rmative in nature,strong Leadership skills,Clarity of thought and perseverance.

-Working knowledge of computers

- Perform cost-benefit analysis for prospective customers and advise on appropriate finance options

Experience : 1 - 5 Years

No. of Openings : 10

Education : Any Bachelor Degree, B.A, B.B.A, B.Com, B.Sc, B.Tech/B.E, Post Graduate Diploma, M.B.A/PGDM

Role : Credit Officer

Industry Type : Banking / Financial Services / Stock Broking

Gender : Male

Job Country : India