Sales Manager Fresher Jobs in Siliguri

Main Roles and ResponsibilitiesMeet with customers to understand their borrowing needs.Explain different loan products (home loans, personal loans, business loans, vehicle loans, etc.).Collect and verify financial documents such as income proof, bank statements, and credit history.Assess the applicant's creditworthiness and repayment capacity.Conduct risk analysis and recommend loan approval or rejection.Coordinate with credit, legal, and operations teams.Ensure compliance with banking regulations and internal policies.Monitor existing loan accounts and follow up on repayments when necessary.Build relationships with customers and generate new loan business.Key Skills RequiredKnowledge of banking and lending products.Financial analysis and credit assessment skills.Communication and customer service abilities.Sales and business development skills.Attention to detail and documentation management.Basic understanding of banking regulations and compliance requirements.Typical QualificationsBachelor's degree in Commerce, Finance, Business Administration, Economics, or a related field.Banking certifications can be an advantage.Experience in sales, banking, finance, or customer relationship management is often preferred.Career ProgressionA Loan Officer can advance to roles such as:Junior Loan Officer / Credit OfficerSenior Loan OfficerRelationship ManagerCredit ManagerBranch ManagerRegional Credit Head or Lending Operations Manager

We are looking for a dedicated Bank Officer to join our team in Siliguri. This is a full-time position suitable for candidates with 0 to 2 years of experience. **Key Responsibilities:**- **Customer Service:** Interact with clients to understand their banking needs and provide appropriate solutions, ensuring a positive experience.- **Account Management:** Assist clients in opening and managing their accounts, including deposits, withdrawals, and account inquiries.- **Transaction Processing:** Handle daily banking transactions accurately and efficiently, maintaining high levels of accuracy to avoid errors.- **Loan Assistance:** Support clients in the loan application process by explaining requirements and assisting with the necessary paperwork.- **Compliance Adherence:** Ensure that all banking activities comply with regulatory requirements and internal policies to maintain security and trust.- **Reporting & Documentation:** Prepare and maintain reports and documentation related to client interactions and transactions, ensuring all records are up to date.**Required Skills and Expectations:**Candidates should possess a degree in B.A, B.C.A, B.B.A, B.Com, or B.Sc. Strong communication skills are essential for effectively interacting with clients. You should have a customer-oriented approach and the ability to work well as part of a team. Basic knowledge of banking operations and computer skills, particularly in Microsoft Office, is important. A keen attention to detail and a proactive attitude toward problem-solving are also expected.