Credit Manager Job Vacancies in Rajasthan

Role & Responsibility (Agency)* Candidate have to recruit agents team under them & they have to develop a business threw team members.* As per monthly report regarding candidates work & team work company will give them incentives other then salary.* Lead will not provided by company.* Candidate must have to build up his own team base on his network.

Profile: Area Sales/ Credit ManagerExperience: Minimum 2 years of experience in Sales/ CreditLocation: Etawah, Etah, Bareilly, Chandigarh, Indore, Jaipur, Gwalior, Aligarh, Kanpur, Moradabad, Firozabad, Ludhiana, Mathura, AgraPreferred Industry: Banking And FinanceSkill SetDealer developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from dealersMarket intelligenceFocus on credit developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from influencersMarket intelligenceChannel salesBusiness DevelopmentDealer promotionSales growth.Duties and ResponsibilitiesMaintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

Credit Manager: Immediate joiner needs to applyA leading growing NBFC working toward better outcome in plethora of loans, mortgage loans, and financial services in opportunistic market. Organization resourcing employable employee eager to grow and explore with exploring financial services though technology.A Credit Manager would be responsible to protects a companys assets and oversees the credit granting process. Their main duties include assessing potential customers creditworthiness, conducting reviews of existing customers and optimizing company sales.Role: Credit ManagerJob Description: - Analysed business model of clients & proposing for Working Capital, Project finance, term loans & derivatives.- Responsible for Preparation of credit appraisal, financial statement analysis & projections (Credit aspect) for sanctioning.- Responsible for establishing new loan accounts, evaluating credit risk, establishing credit limits and payment terms.- Coordinating in setting up limits, pre-disbursement documentation with Balance sheet management.Job Type: Full-timeGrade: ManagerExperience: 2-5 yearsEducation qualification: Charted accountant Inter/ final, or MBA Finance from reputed collegeOffering salary: 5-8 lac p.a.Benefits: Health insurance and other as per NBFC normsSchedule: Day shiftAbility to commute/relocate: Jaipur, Rajasthan, reliably commuteConfirmed On Retrospective And Prerequisite Basis

Job Openings for 01 Credit Executive Job for Freshers in Khanpur, Jhalawar, Rajasthan, Credit Assistant, Credit Card Reconciliation, Field Executive, Field Officer, Sales Consultant, Sales Coordinator, Marketing Consultant, Marketing Coordinator, having Educational qualification of : Higher Secondary, Secondary School, Other Bachelor Degree with Good knowledge in Credit Assistant, Credit Card Reconciliation, Field Executive, Field Officer, Sales Consultant, Sales Coordinator, Marketing Consultant, Marketing Coordinator etc.,

Job title: Manager (Credit)Reports to: Head (Credit & Operations)Department: Credit & OperationsDuties and Responsibilities:Key Deliverables for the role Responsible for assessment of loan proposals in line with the credit policy of the company. Managing quality & delivery turnaround of loan proposals. Engaging with relevant authorities for loan approvals. Assisting Business, Operations & Client for effective & smooth loan closure. Provide relevant & regular inputs for creation / refinement of Credit policy. Monitor and track the portfolio health & performance and manage portfolio delinquency. Responsible for managing the risk and credit practices in line with the Risk Policy framework. Will drive and support other miscellaneous initiatives as part of risk / credit / business as may be takenup from time to time.Required Qualifications and Experience: CA/ MBA with 2 4 years of relevant credit / risk experience in the NBFC / Banking industries B Com with 5-8 years of relevant credit / risk experience in the NBFC / Banking industries Exposure and understanding of credit practices and products in small ticket lending (secured andunsecured) Should have local market knowledge of key industries, acceptable collateral, high risk areas etc. Should be conversant with legal documentation for secured and unsecured loans.

Group Forming & NormingCredit Support & RecoveryQuality Portfolio AdministrationCustomer ServiceFollow- Up GroupsBuilding Image of OrganizationOther, as per companys HR policy

Essential Qualifications: Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) Deep experience & understanding of retail financial services across NBFCs, bankingEssential Experience / skills: Knowledge of local markets and trends in retail lending Understanding of local business and micro economy Ability to work under tight deadlines and to prioritize conflicting and changing priorities Keen understanding and focus on risk, controls, compliance and regulatory framework Ability to liaise with internal stakeholders and cross-functional teams Strong customer focus and management of stakeholder expectations Strong analytical & communication skills (written & verbal) Should be willing to adapt to digital tools and processesRoles and responsibilities

ExternalInternalRole directly reports toArea ManagerCredit UnderwritingPreferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1 5 years of relevant experience in Credit underwriting Retail AssetBanking products, services and operations (preferably in private sector,HL & LAP/SME)Deep experience & understanding of retail financial services acrossNBFCs, bankingCustomersVendorsInternal auditorsCredit BureausCredit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamKnowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting andchanging prioritiesKeen understanding and focus on risk, controls, compliance andregulatory frameworkAbility to liaise with internal stakeholders and cross functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processesResponsible for upholding the Piramal brand by preparing quality proof proposal documentdetailing the loan eligibility as underwriting/sanction procedure for approving/rejecting loanapplications procured by SalesBranch Underwriting1A/1B/1CInternal UseInternal Use----ConfidentialConfidential

Industry - Banking SectorBank Name - HDFC BankDesignation - Credit Card,Deputy ManagerQualification - Graduate With Experience / Pg Freshers AcceptedSalary - 12000/- to 20000/- Per MonthGender - Male & Female Can ApplyLocation - Jodhapur, Udaipur, Jaipur, Bhiwadi Duties & Responsibilities----A credit card is a card issued to consumers that is used to make purchases, with the agreement that the cardholder will ultimately pay back the card issuer for the cost of the items purchased, along with any agreed upon fees and interest, should they be assessed.A deputy manager is an executive who works directly under the supervision of a manager in an organisation and they assist the manager in carrying out their duties. Deputy managers aid the planning, development and execution of various company programs and initiatives.Note - Charges apply

DUTIES AND RESPONSIBILITIES- Manage and deliver monthly performance in terms of resolution, rolls backs, recovery rates /values as per target set for the assigned portfolio.-To achieve collection targets of the Respective Branch assigned, ensuring meeting PI Targets,Meeting the Target on Cost of Collections.-Achieve the money collection under principal,fees & charges as per targets .-Regular visit to yard and reporting the discrepancies/complaint item as a visit report.Ensure repo process.-Effectively address disputes, expired etc cases to prevent any probable escalation and highlight sensitive accounts to Collection Officer to prevent the same. Solving non starter cases-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.-Ensure that the resources are optimally used with the number of visits,contacts ,PTP conversion ratio etc.-Settlement process involving issue of settlement letters to be in line with approvals received .Ensure nil delay in cash TAT and MIS-posting of payments.-Negotiation skills ,relationship skills.Affirmative in nature,strong Leadership skills,Clarity of thought and perseverance.-Working knowledge of computers.- Developing and sustaining relationship with dealer and customers- Sitting at dealer point and optimizing maximum sale figures from the same.- To achieve sales target of the Respective Branch assigned,ensuring meeting PI Targets,Meeting the Target on Cost of Sales.-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.-Ensure that the resources are optimally used are the number of visits,contacts ,Sales conversion ratio etc.-- .Ensure nil delay in cash TAT and mis-posting of payments.-Negotiation skills ,relationship skills.Affirmative in nature,strong Leadership skills,Clarity of thought and perseverance.-Working knowledge of computers- Perform cost-benefit analysis for prospective customers and advise on appropriate finance options

Contact :- 6352448697* Candidate have to recruit agents team under them & they have to develop a business threw team members.* As per monthly report regarding candidates work & team work company will give them incentives other then salary.* Lead will not provided by co0mpany.* Candidate must have to build up his own team base on his network.

Group Forming & NormingCredit Support & RecoveryQuality Portfolio AdministrationCustomer ServiceFollow- Up GroupsBuilding Image of OrganizationOther, as per companys HR policy

We are looking for 03 Banking Executive Posts in Jhalawar, Rajasthan, Banking Officer, Banking Executive, Banking Advisor, Credit Assistant, Bank Operations Officer, Bank Accounting, with deep knowledge in Marketing, Communication Skills, BFSI, Banking Operations, Banking Officer, Banking Executive, Banking Advisor, Credit Assistant, Bank Operations Officer, Bank Accounting and Required Educational Qualification is : Other Bachelor Degree,

Maintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining, and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

Profile: Area Manager - Collections/Senior Area Manager CollectionsExperience: Minimum 3 years of experience in CollectionLocation: Agra, Mathura, Ludhiana, Gwalior, Kanpur, Aligarh, Khurja, Jaipur, Faridabad, Moradabad, Chandigarh, Etawah, AhemdabadPreferred Industry: Banking And FinanceDuties and ResponsibilitiesTo achieve collection targets of the area assignedControl bucket flow cases and focus on non-startersEnsuring documented feedback.Ensuring meeting Targets and Meeting the Target on Cost of Collections.Ensuring documented feedback.Ensuring legal guidelines are complied with while repossessing of products, other related matters and audit queries are complied withEnsuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise and controlling bucket flow.Manage productivity by fixing productivity parameters Collection OfficersEnsuring background and reference check of agenciesMonitoring performance against set parameters and Weekly review with the collection executives.Ensuring timely and profitable disposal of seized stock & safe custody of seized productsIdentify and manage training needs the CEs.Support collection officers in legal / police issues.Ensuring timely and profitable disposal of seized stock safe custody of seized products Visit Random customers.Visit Random customers, People Management, Demonstrated success, communication skills and achievement orientation.

ResponsibilitiesTo achieve collection targets of the area assignedControl bucket flow cases and focus on non-startersEnsuring documented feedback.Ensuring meeting Targets and Meeting the Target on Cost of Collections.Ensuring documented feedback.Ensuring legal guidelines are complied with while repossessing of products, other related matters and audit queries are complied withEnsuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise and controlling bucket flow.Manage productivity by fixing productivity parameters Collection OfficersEnsuring background and reference check of agenciesMonitoring performance against set parameters and Weekly review with the collection executives.Ensuring timely and profitable disposal of seized stock & safe custody of seized productsIdentify and manage training needs the CEs.Support collection officers in legal / police issues.Ensuring timely and profitable disposal of seized stock safe custody of seized products Visit Random customers.Visit Random customers, People Management, Demonstrated success, communication skills and achievement orientation.