Job title: Manager (Credit)
Reports to: Head (Credit & Operations)
Department: Credit & Operations
Duties and Responsibilities:
Key Deliverables for the role
Responsible for assessment of loan proposals in line with the credit policy of the company.
Managing quality & delivery turnaround of loan proposals.
Engaging with relevant authorities for loan approvals.
Assisting Business, Operations & Client for effective & smooth loan closure.
Provide relevant & regular inputs for creation / refinement of Credit policy.
Monitor and track the portfolio health & performance and manage portfolio delinquency.
Responsible for managing the risk and credit practices in line with the Risk Policy framework.
Will drive and support other miscellaneous initiatives as part of risk / credit / business as may be taken
up from time to time.
Required Qualifications and Experience:
CA/ MBA with 2 4 years of relevant credit / risk experience in the NBFC / Banking industries
B Com with 5-8 years of relevant credit / risk experience in the NBFC / Banking industries
Exposure and understanding of credit practices and products in small ticket lending (secured and
unsecured)
Should have local market knowledge of key industries, acceptable collateral, high risk areas etc.
Should be conversant with legal documentation for secured and unsecured loans.
Experience : 3 - 6 Years
No. of Openings : 1
Education : B.Com, Post Graduate Diploma
Role : Credit Manager
Industry Type : Banking / Financial Services / Stock Broking
Gender : Male
Job Country : India