job title: manager (credit)
reports to: head (credit & operations)
department: credit & operations
duties and responsibilities:
key deliverables for the role
• responsible for assessment of loan proposals in line with the credit policy of the company.
• managing quality & delivery turnaround of loan proposals.
• engaging with relevant authorities for loan approvals.
• assisting business, operations & client for effective & smooth loan closure.
• provide relevant & regular inputs for creation / refinement of credit policy.
• monitor and track the portfolio health & performance and manage portfolio delinquency.
• responsible for managing the risk and credit practices in line with the risk policy framework.
• will drive and support other miscellaneous initiatives as part of risk / credit / business as may be taken
up from time to time.
required qualifications and experience:
• ca/ mba with 2 – 4 years of relevant credit / risk experience in the nbfc / banking industries
• b com with 5-8 years of relevant credit / risk experience in the nbfc / banking industries
• exposure and understanding of credit practices and products in small ticket lending (secured and
unsecured)
• should have local market knowledge of key industries, acceptable collateral, high risk areas etc.
• should be conversant with legal documentation for secured and unsecured loans.