23

Credit Manager Graduate Experience Jobs in Mumbai

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Credit Officer - Full Time

Refine Junction

  • 10 - 15 yrs
  • 5.0 Lac/Yr
  • Mumbai
Accounts Reconciliation Financial Planning
Credit Manager Experience 10 yearsAge 35-40Time 10-7 pm Salary 50-60 kJob description Credit follow up, account reconciliation, payment terms discussion, finance planning,Thanks & RegardsSelma D'SouzaMobile No:- 9323617273
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Credit Control Manager | Mubai (bandra)|salary Upto 12 Lpa

Florican Careers Pvt. Ltd.

  • 6 - 12 yrs
  • 12.0 Lac/Yr
  • Mumbai
Credit Control Credit Collection Financial Control
1. Collection Management Ensure daily collection tracking and follow-up with clients. Monitor and resolve payment bounce cases promptly. Maintain record of pending PDCs (Post Dated Cheques) and ensure timely deposit. Review and authorize PDC entry records for accuracy and compliance. Maintain a comprehensive report of outstanding payments and coordinate with Sales fortimely recovery.2. Accounts Management Check and verify all receipt entries in the accounting system. Handle TDS reconciliation and follow-up for deduction and deposit. Investigate and resolve shortages or payment discrepancies.3. Sales Coordination Review and verify offers/quotations and ORDF (Order Forms) for credit approval. Conduct KYC analysis of customers before extending credit. Evaluate credit exposure and limit based on customer profile and payment history. Manage refund of excess amounts to clients, ensuring approval and documentation. Process C2 payments as per company guidelines.4. Payments & Disbursements Check and verify vendor payments before approval. Review logistics payment details for accuracy. Verify statutory payments such as PF, GST, TDS, PT, and Duty. Review all expense vouchers and approvals before processing.5. RTGS / Cheque Processing Prepare and authorize RTGS and cheque payments for vendors and statutory bodies. Ensure all supporting documents are attached with respective payment instruments. Maintain records for online payments, cheques, and RTGS transactions for audit trail.6. Statutory & Online Payments Handle Tender EMD & Processing. Process Duty, Stamp Duty, and other government payments. Ensure timely deposit of all statutory payments:o Provident Fund (PF)o Goods & Services Tax (GST)o Tax Deducted at Source (TDS)o Profession Tax (PT)Key Skills & Competencies Strong understanding of Accounts Receivable, Collections, and Credit Control processes. Proficiency in MS Excel, ERP systems, and payment reconciliation. Good coordination skills with Sales, Logistics, and Finance departments. Eye for detail, accuracy, and compliance in financial documentation. Strong communication and follow-up skills with vendors and customers.
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Risk Manager (3-5 Years)

Bluglint solutions

  • 3 - 5 yrs
  • 8.0 Lac/Yr
  • Mumbai
Los Survey Credit Risk Analysis Data Analysis
About the RoleWe are seeking a motivated and detail-oriented Risk Manager with experience in NBFCs or banks. The role requires strong expertise in risk assessment, credit underwriting, and compliance monitoring to ensure a healthy loan portfolio.Key Focus AreasRisk Assessment: Identify and evaluate financial, operational, and strategic risks.Compliance Monitoring: Ensure adherence to RBI guidelines and internal risk policies.Reporting: Prepare risk dashboards and reports for management and compliance teams.Collaboration: Work with business and credit teams to align lending with risk strategies.Roles & ResponsibilitiesSanction secured loans, especially Loan Against Property (LAP) and other secured products.Evaluate borrower creditworthiness and make independent lending decisions.Analyze financial and banking statements for business loans (LAP, MSME finance, working capital, bill discounting).Develop and enforce credit risk mitigation policies on loan terms, collateral, and interest rates.Collaborate with collections teams to minimize NPAs and manage recoveries.Present risk insights and reports to senior management.Streamline loan approval processes in alignment with risk strategy.Skills & Experience RequiredEducation: Bachelors/Masters in Finance, Economics, or Business (MBA/CFA/FRM preferred).Technical: Hands-on experience with LOS, LMS, credit risk models, and data analytics tools.Regulatory: Strong knowledge of RBI guidelines and lending regulations.Soft Skills: Excellent communication, attention to detail, analytical mindset, ability to work under pressure.
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Looking For Chartered Accountant

Frontline Consultants Pvt. Ltd.

  • 2 - 4 yrs
  • Mumbai
TEV LIE Project Financing and Working Capital Management. Expertise in Pre Ratio Analysis Loan Syndication Business Loan CMA Data Credit Appraisal Credit Analysis Valuation Analysis Stock Auditor
Key Responsibilities:Project TL and WC CMA Creation: Develop Term Loan (TL) and Working Capital (WC) Credit Monitoring Arrangements (CMA) data for loan syndication and financing.Financial Ratio Analysis: Conduct comprehensive financial ratio analysis to support decision-making in terms of loan evaluation and project feasibility.DPR Creation: Prepare Detailed Project Reports (DPR) for loan applications and syndication.TEV and LIE Report Preparation: Conduct thorough evaluations of project viability and submit Lenders Independent Engineer (LIE) and Techno-Economic Viability (TEV) reports to clients and financial institutions.Loan Syndication Support: Assist in managing relationships with banks, investors, and clients for financial due diligence and loan syndication.Cash Flow Forecasting: Prepare financial models including cash flow forecasting, balance sheet projections, and profit & loss analysis.Compliance & Advisory: Ensure all project financials adhere to current regulations and provide financial advisory support for critical decisions.Risk Assessment: Perform in-depth risk assessments and financial audits to mitigate potential risks associated with loan syndication and project financing.Client Interaction: Liaise with clients, stakeholders, and financial institutions to gather and verify relevant information for financial reporting and analysis.
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Looking For Operations Executive

Atharva Endeavours LLP

  • 4 - 7 yrs
  • 4.0 Lac/Yr
  • Prabhadevi Mumbai
Banking Operations Advance Excel Pivot Table SAS Macros Data Analyst Reporting Analyst Financial Service Manager Credit Coordinator NBFC
s an Operations Executive in our NBFC Bank specializing in Microfinance, you will be responsiblefor overseeing and coordinating the day-to-day operational activities of the branch.Your role will involve ensuring efficient delivery of microfinance services, maintaining compliance with regulatorystandards, and optimizing operational processes to enhance customer satisfaction and businessperformance.Key Responsibilities:Manage and supervise daily operations of the branch, including loan disbursal, repaymentcollection, customer service, and administrative tasks.Ensure adherence to operational policies, procedures, and regulatory requirements governingmicrofinance operations.Monitor branch performance metrics such as loan portfolio quality, delinquency rates, andcustomer satisfaction scores, and take corrective actions as needed.Coordinate with other departments such as credit, risk management, and finance to facilitateseamless workflow and timely decision-making.Oversee the loan application process from receipt to approval, ensuring accuracy, completeness,and compliance with lending guidelines.Conduct regular audits and checks to verify the accuracy of transaction records, documentation,and compliance with internal controls.Provide training and support to branch staff on operational processes, systems, and customerservice standards.Resolve customer complaints and inquiries in a timely and satisfactory manner, escalating issuesto higher management when necessary.Implement initiatives to streamline operational workflows, improve efficiency, and reduce costswhile maintaining service quality.Stay updated on industry trends, technological advancements, and best practices in microfinanceoperations to drive continuous improvement initiatives.
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Assistant Credit Manager

hirekaro global Services

  • 2 - 8 yrs
  • 4.0 Lac/Yr
  • Mumbai
Assistant Credit Manager Credit Underwriter Personal Loans
Responsibilities: - Candidate would be responsible for appraising & assessing risks for loan under the consumer-focused Loan. - The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. - To conduct personal discussion with customers to establish Credit worthiness. - Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers) - To prepare Credit Appraisal Memo (CAM). - Responsible for Credit Assessment. -To coordinate with sales to achieve targets and ensure TAT or SLAs are met. - Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals Qualification & Experience Required: Graduate/MBA with at least 2 to 4 years relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs. Good experience in Credit analysis - Balance sheet, Profit & Loss Statement, Bank Statement. Credit underwriting work experience within retail lending with any large NBFC or Bank. Ideal candidate should understand the credit risk of consumer-focused loan and SME segment lending. Prospective candidate should have hands-on experience on how to review, assess and underwrite secured and unsecured loans with focus in personal loan underwriting.Office Timing & Working Days: 9:30 AM to 6:30 PM (can be stretched depending upon workload)- Monday to Saturday
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Account Manager

Satellite Cargo Connexion Pvt Ltd

  • 5 - 10 yrs
  • Andheri East Mumbai
Accounts Finalisation Bank Reconciliation Bank Reconciliation Statement Credit Note Debit Note Tally GST Tally ERP Taxation Accounting Salary Processing Salary Administration Salary Preparation Accounts Reconciliation Receivable Management Payable Account Manager Walk in
We have vacant of 1 Account Manager Job in Andheri East,Accounts Finalisation,Bank Reconciliation,Bank Reconciliation Statement,Credit Note,Debit Note,Tally Gst,Tally ERP,Taxation accounting,Salary Processing,Salary Administration,Salary Preparation,Accounts Reconciliation,Receivable Management,Payable Management,Bills Payable,Cost Control,Cash Management Services,Credit Control,GST AND TDS,General Ledger,Ledger Posting,Ledger Scrutiny,Profit Center Head,Profitability Report,Profitability Management,Funds Flow Management,Petty Cash Management,Debtors Management,making daily reports,Monthly Reports, Experience Required : 5 Years Educational Qualification : B.Com, M.Com Skill Accounts Finalisation,Bank Reconciliation,Bank Reconciliation Statement,Credit Note,Debit Note,Tally Gst,Tally ERP,Taxation accounting,Salary Processing,Salary Administration,Salary Preparation,Accounts Reconciliation,Receivable Management,Payable Management,Bills Payable,Cost Control,Cash Management Services,Credit Control,GST AND TDS,General Ledger,Ledger Posting,Ledger Scrutiny,Profit Center Head,Profitability Report,Profitability Management,Funds Flow Management,Petty Cash Management,Debtors Management,making daily reports,Monthly Reports etc.
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Associate Manager - Businessloan

One75MB HRM Pvt Ltd

Direct Sales Credit Cards Associate Manager Loan Officer Walk in
Preferred Industry Experience:Bank/NBFC with experience in sales of retail assets (unsecured)Merchant banking sourced through Direct Sourcing, including Telecom (Post-Paid), Credit Cards, and Direct Sales in other segmentsDesired Experience:Relevant experience of 6 Month to 2 years in any unsecured loan product, preferably Business Loans, with Direct Sourcing experienceRoles and Responsibilities:Understanding the product offering clearlyAbility to explain the product to merchantsProficient in Cold Calling and Direct Sourcing activitiesGood knowledge of Local Market Sales dynamicsIndependently handle sales calls and inquiriesManage and execute local sales promotionsAchieve targeted loan disbursementsEnsure the smooth flow of processes related to credit and operationsBuild and maintain a profitable loan portfolioSkills and Competencies:Strong customer focusEnergetic and willing to work in a dynamic environmentStrong commercial and business acumenKnowledge of the financial services industryGood communication and interpersonal skillsQualifications:Minimum educational qualification: Any Graduate / 12th Pass
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Assistant Credit Manager

RECR Consultants

  • 3 - 5 yrs
  • Worli Mumbai
Finance Credit Appraisal Credit Underwriting Personal Loans Personal Loan Underwriting Loan Officer
Responsibilities:- Candidate would be responsible for appraising & assessing risks for loan under the consumer-focused Loan.- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.- To conduct personal discussion with customers to establish Credit worthiness.- Interact with the client, gather requirements, financial statements and other inputs for performingquality Credit analysis and due diligence. (for renewal & new borrowers)- To prepare Credit Appraisal Memo (CAM).- Responsible for Credit Assessment.-To coordinate with sales to achieve targets and ensure TAT or SLAs are met.- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals
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Credit Manager

Shree Balaji Employment Services Pvt. Ltd.

  • 4 - 10 yrs
  • 12.0 Lac/Yr
  • Mumbai
Finance Credit Control Credit Appraisal Credit Underwriting Credit Operations Mortgage Loans
Urgent Hiring for Credit ManagerWe Have an Urgent Opening for Banking IndustryPosition - Credit ManagerJob location - Mumbai(Kalyan)CTC- Up to 12LPAProduct - Prime LAPRole and responsibility :- Preparing Credit Approval Memo (CAM), KYC Analysis, Financial Analysis, Banking Analysis, CIBIL check and Conducting Personal Discussions with customers and evaluating their credit worthiness.- Follow up with Legal, Technical, FI and FCU vendor for WIP cases and discussion on resolution for same- Maintaining Property Papers MIS- Co-ordination with sales and CPA for maintaining the quality of login and raise discrepancies.- Maintaining/Reporting the branch activities on various parameters to seniors within TAT Sanction /Disbursement of files- Responsible for scrutinizing loan application for mandatory requirements as per KYC, Income documents, banking, Financial & property.- A good involvement in resolving audit queries raised by auditor's post loan process and in-process of residential mortgage securitization.
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Field Sales Officer

Bullet Health Care Service

Field Executive Field Officer Collection Manager Credit Collection Field Sales
We have vacant of 5 Field Sales Officer Jobs in Pune, Maharashtra,Mumbai, Maharashtra,Solapur, Maharashtra,Field Executive,Field Officer,Collection Manager,Credit Collection, Experience Required : 1 Year Educational Qualification : Higher Secondary, Secondary School, Vocational Course, Diploma, Other Bachelor Degree, B.A, B.Arch, B.C.A, B.B.A, B.Com, B.Ed, B.Sc, M.A Skill Field Executive,Field Officer,Collection Manager,Credit Collection etc.
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Assistant Credit Manager

T-Hire Global Services

  • 2 - 5 yrs
  • 5.0 Lac/Yr
  • Mumbai
Personal Loans Underwriting Credit Analysis Walk in
Hi Everyone, Greetings From T-Hire Global Services!!!We Have Wonderful Opportunity as Assistant Credit Manager With Top NBFC Company. Interested Candidates Can Apply and We will Call You Immediately.Position: Assistant Credit ManagerExperience: 2+ YearsQualification: Any GraduationLocation: MumbaiSalary: 5 LpAResponsibilities:- Candidate would be responsible for appraising & assessing risks for loan under the consumer-focusedLoan.- The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes.- To conduct personal discussion with customers to establish Credit worthiness.- Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers)- To prepare Credit Appraisal Memo (CAM).- Responsible for Credit Assessment.-To coordinate with sales to achieve targets and ensure TAT or SLAs are met.- Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approval
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Digital Officer

Dhoorja Sri Solutions Private Limited

Banking Officer Tele Sales Executive Credit Card Domain Digital Officer
Good communication in Hindi, English /One Regional Language (Only for South centers), any other language capability will be added advantage Experienced in telesales (preferably credit card sales) Good convincing skills Passion for sales Good emotional connect Understanding of basic numbers Ability to engage in a communication and build a conversation around it For experienced candidates: to check what all Banking Basics/ any product basics candidate is aware of. For non-Banking experiences, relevance to the current process needs to be understood during the interview Need for job/ambition/career orientation and ready to work in Sales environment.
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Branch Credit Manager

Wroots Global Pvt Ltd

Credit Appraisal Credit Underwriting Mortgage Loans
Candidate should have experience in Credit Underwriting,Home Loan , Mortgage loanNotice period_ 45 days maxQualification- MBA OR CA MUST
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Credit Controller

Prism Manpower Services

Credit Controller Collection Management
Analysis of Outstanding,Age Wise Analysis,Recovery of Overdue Outstanding,Settling Dispute with Customers.monitor, Identify & Investigate Non-payments,Delayed Payments & other Irregularities,liaising with the Sales Teams to Resolve Outstanding Query.Contact Person Nandesh /Shravya
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Credit Head For Secured Loans NBFC Thane,Mumbai

Capital Placement Services

  • 8 - 14 yrs
  • 25.0 Lac/Yr
  • Beyond Thane Mumbai
Credit Head Secured Loans NBFC Walk in
Job descriptionResponsible for Credit & Risk appraisal of Secured Loans. Appraising deviations basis mitigants, relationships, local market knowledge, etc.Meeting customers to understand their needs and structure a proposal that fulfills both customersRequired Candidate profileUsing different avenues to get the customer information while underwriting. Experience in entire loan processing operations including scrutinizing the borrower assets, KYC, and Financial documents.
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Credit Manager

Spotenroll Job

Good Communication Credit Manager Credit Officer Credit Operation Finance Officer Walk in
Essential Qualifications: Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) Deep experience & understanding of retail financial services across NBFCs, bankingEssential Experience / skills: Knowledge of local markets and trends in retail lending Understanding of local business and micro economy Ability to work under tight deadlines and to prioritize conflicting and changing priorities Keen understanding and focus on risk, controls, compliance and regulatory framework Ability to liaise with internal stakeholders and cross-functional teams Strong customer focus and management of stakeholder expectations Strong analytical & communication skills (written & verbal) Should be willing to adapt to digital tools and processesRoles and responsibilities
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Credit Manager

SMS Consultancy Pvt Ltd

Finance Manager Credit Control Credit Appraisal Credit Underwriting Credit Management Credit Operations Credit Manager Walk in
BRANCH UNDERWRITING:Piramal Capital & Housing Finance ltd., as a commitment to serve all lending needs of consumers of Bharat is hiring Credit manager for its retail business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case. EXTERNAL:CustomersVendors Internal auditorsCredit BureausKEY STAKEHOLDERS:Credit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamESSENTIAL SKILLS:Knowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting and changing prioritiesKeen understanding and focus on risk, controls, compliance and regulatory frameworkAbility to liaise with internal stakeholders and cross-functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processes QUALIFICATION:Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME)Deep experience & understanding of retail financial services across NBFCs, banking
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Sales Manager

Standard Chartered Bank

Personal Loans Credit Cards Sales Business Development Manager Baking Sales B2C Sales Customer Relationship Sales Manager
Role Responsibilities StrategyBe responsible for developing sources of liquidity to create a profitable offering for the Asia Mumbai business.Be responsible for overnight trading for the Asia Credit Flow deskHelp deliver the strategic direction and performance of Credit Flow by working with Global Head, Flow Credit TradingBusinessAchieving assigned full year objectives as per annual P3 documentIncrease SCB's visibility by driving commercial, competitive pricing of credit trading for our clientsProcessesEnsure adherence to all internal and external regulations.To embed Operational Risk monitoring as an integral part of the business process. Towards this, to effectively carry out the assigned role, if any, under Compliance Risk Management and Operational Risk Management Assurance.Accountable for helping establish and maintain frameworks to ensure flow trading, especially Chinese assets, processes are efficient, appropriate and compliant with all internal and external regulations.People and TalentBuild a transparent and collaborative culture in which incentives are based on support of Client Income with specific performance metrics on the Bank's values.To work in partnership with Credit Flow teams across ASIA, LATAM and EMEA to ensure that the flow trading product is value additive for clients and the bankRisk ManagementMonitor all major risk issues and concentrations. Where appropriate, direct remedial action and/or ensure adequate reporting to Risk CommitteesGovernancePromote an environment where compliance with internal control functions and the external regulatory framework is a central priority of the businessRegulatory & Business ConductDisplay exemplary conduct and live by the Groups Values and Code of Conduct.
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Customer Service Executive

ISS Facility services India Pvt Ltd

Banking Executive Field Executive Field Officer Home Loan Counsellor Loan Officer Credit Operation Executive Customer Service Executive
*Wednesday Drive At Andheri* *M-swipe POS Machine* *(Buzzworks Payroll)**Dear Candidate,*MSwipe is hiring Sales Executives in *All over Mumbai*MSwipe Technologies Pvt. Ltd.* *Note*- Resume/CV Mandatory. *About MSwipe* -Mswipe is India's largest independent mobile POS merchant acquirer & network provider. We believe in serving the smallest of merchants. India currently has 12-15 million SMEs and mobile POS is the only channel which can efficiently link these SMEs to mainstream financial services & digital commerce. *About Profile* -The desired candidate has to sell Credit Card/Debit Card Swipe Machines to Merchants in your allocated localities. *Designation* - Area Sales Officer.*Earn unlimited incentives.*Requirements - *Age* - 18 to 33 Years *Qualifications*: 12th Pass & above *Experience* - Freshers and up to 7 Years *Industry* - Payment industry, Financials Services, Insurance, Banking, CASA *Interview Date*:- *21 Sep 2022* *Add:-* Buzzworks,5TH FLR ,502 Shreya House, Parreira Hill road, Near Western Express Highway Metro STATION gate no. 7 and take right from Anjani complex. Andheri East Mumbai.
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Assistant Credit Manager

hirekaro global Services

Credit Appraisal Credit Underwriting Credit Operations Personal Loans Underwriting Credit Manager
Graduate/MBA with Total experience 2 years and at least 6 Months relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs.
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