Sales Manager 12th Pass Fresher Jobs in Siliguri

Job Role: Branch Banking Officer - Axis BankKey Responsibilities:Welcome customers and understand their banking requirements.Open Savings Accounts, Current Accounts, Salary Accounts, and Fixed/Recurring Deposits.Process routine banking transactions such as cash deposits, withdrawals, cheque clearing, fund transfers, and account servicing.Ensure KYC, AML, and RBI compliance while processing customer requests.Cross-sell banking products such as:Debit & Credit CardsPersonal LoansHome LoansInsuranceMutual FundsFixed Deposits and other investment productsResolve customer queries and complaints promptly while maintaining high service standards.Generate leads and acquire new customers through referrals and branch walk-ins.Maintain accurate documentation and branch records.Coordinate with other branch departments to ensure smooth banking operations.Achieve monthly business and sales targets assigned by the branch manager.EligibilityGraduation in any discipline (B.Com, BBA, BA, B.Sc., etc.).Freshers and candidates with banking or sales experience may be eligible depending on the vacancy.Good communication and customer-handling skills.Basic computer knowledge and understanding of banking operations.

As a Loan Officer, you will play a crucial role in facilitating loans for clients. You will work directly with potential borrowers to understand their needs and help them secure financing. Your primary responsibilities will include:- **Assessing Loan Applications:** Review applications to determine the creditworthiness of potential borrowers, ensuring they meet the necessary criteria.- **Advising Clients:** Provide guidance to clients regarding loan options that best suit their financial situations and help them understand the loan terms.- **Conducting Credit Checks:** Evaluate clients' credit scores and financial history to assess their ability to repay the loan.- **Processing Loan Documentation:** Ensure all necessary documents are collected and accurately processed to complete the loan approval process efficiently.- **Maintaining Client Relationships:** Build and nurture relationships with clients, offering support throughout the borrowing process to enhance customer satisfaction.- **Meeting Sales Targets:** Work towards achieving individual and team targets set for loan disbursements, demonstrating strong sales skills.To be successful in this role, candidates should possess strong communication and interpersonal skills, enabling them to effectively engage with clients. Attention to detail and analytical abilities are essential for evaluating applications accurately. A basic understanding of financial products and the ability to explain complex information simply will be beneficial. Candidates should be motivated, goal-oriented, and able to work in a fast-paced environment while providing excellent customer service. A minimum educational qualification of a 12th pass is required.