Credit Manager Job Vacancies in Haryana

We are looking for a Trainee Credit Officer who will assist in assessing creditworthiness and managing customer accounts. You will work in our Ateli office/Field work, collaborating with senior staff to develop your skills in credit management.Key Responsibilities:- Assessing Credit Applications: Review loan applications submitted by customers to determine their eligibility based on credit scores, income proofs, and other financial documents.- Conducting Credit Checks: Perform background checks and research to evaluate the credit history of applicants, ensuring all information provided is accurate and reliable.- Customer Interaction: Communicate with customers to explain credit policies, answer questions, and gather necessary information needed for credit evaluations.- Preparing Reports: Compile detailed reports on credit assessments to support decision-making processes and assist in risk management strategies.- Managing Customer Accounts: Monitor and maintain existing customer accounts, ensuring that they comply with company credit policies and highlighting any issues to senior staff. Required Skills and Expectations:Candidates should have a minimum of a 12th-grade education, demonstrating strong analytical and numerical skills. Effective communication and interpersonal skills are essential for interacting with customers and team members. Attention to detail is crucial to ensure accurate assessments and reports. A basic understanding of financial principles will be advantageous. We are looking for motivated individuals with a willingness to learn and the ability to work well in a team-oriented environment.

Key Responsibilities:1. Assessing creditworthiness: Reviewing financial information, credit scores, and payment history of clients to determine if they qualify for credit.2. Analyzing risk: Evaluating the risk associated with extending credit to clients based on their financial status and market conditions.3. Making credit decisions: Deciding whether to approve, deny, or modify credit applications based on the analysis conducted.4. Monitoring credit accounts: Tracking the repayment behavior of clients to ensure they are meeting their credit obligations.5. Providing recommendations: Offering suggestions for credit terms, limits, and repayment schedules to mitigate risk and maximize profitability.Required Skills and Expectations:1. Bachelor's degree in finance, accounting, or a related field.2. Strong analytical skills to interpret financial data and assess credit risk.3. Experience with financial modeling and risk assessment techniques.4. Excellent attention to detail and ability to make sound judgments.5. Good communication skills to interact with clients and colleagues effectively.6. Knowledge of regulatory requirements and compliance standards related to credit analysis.

Roles and Responsibilities: Urgent requirement for a credit manager to analysepersonal unsecured loans applications for in a microfinance company. Office basedrole.- Experience of the process of credit analysis, credit approval anddisbursement.Skillset requirement:- Minimum 3 year experience in microfinance / personal loans.- Experience of the software used in the industryIf you interested share me your CVhrcps9@gmail.com8370014003

Urgent Hiring Alert Credit Processing Officer (Trainer Role) Location: Kurukshetra Company: Orion Edutech Pvt. Ltd.We are looking for a dynamic Credit Processing Officer (Trainer) with: B.Com qualification 56 years of experience in Banking/Finance If you have a passion for training and mentoring in the financial sector, this is your opportunity to shape future professionals! Interested candidates can send their CVs to: arpita.biswas@orionedutech.com WhatsApp: 9647581286

We are looking for an experienced and results-oriented Collection Manager to oversee and drive our collection operations. The ideal candidate will have a strong background in credit recovery, team leadership, and performance management. You will be responsible for developing collection strategies, managing a team of collection officers or tele-callers, ensuring compliance with regulatory standards, and achieving recovery targets.

Key Responsibilities:Establish and maintain partnerships with colleges and universitiesPlan and execute campus drives, seminars, workshops, and recruitment campaignsAct as the single point of contact for campus placement offices and career cellsPromote the companys brand and opportunities among students and facultyCollect student data, shortlist candidates, and coordinate interviewsTrack engagement metrics and drive improvements in outreach effectivenessProvide feedback to internal stakeholders on student performance and campus trendsOrganize employer branding events, guest lectures, and alumni engagementCollaborate with HR, marketing, and talent acquisition teams for seamless executionEnsure timely communication, reporting, and documentation of all campus activities

We are looking for a hard working and highly ambitious individual for founder's office role.Why join us:1. Work directly with the founder on impactful growth initiatives.2. Opportunity to gain a 360-degree view of business operations.3. Experience a fast-paced, entrepreneurial work environment.4. Chance to get life changing rewards.Requirements:- Strong interest in Credit Cards is a Must- Strong problem solving skills with a data-driven approach- Content creation (text as well as video)- Community building- Good communication skills (English + Hindi)- Basic understanding and interest in SEO- Well versed with MS office, Spreadsheets, AI tools- High level of ownership, accountability, and attention to detailNote: 1. We are 6 days working based in Gurgaon2. This is work from office opportunity. Remote/Hybrid/WFH won't work.

Profile - Sales OfficerJob role - Selling of credit card through callingSalary - 12000 + incentives + On roll Job*and for experienced it is 14000 0+ incentive

Company Name: BharatPeJob Role - Manager - FP&ASalary - 20 -26 lakhsRequired Skills: Excellent verbal and written communication skills,Experience in Financial planning & Analysis (FP&A),Highly Proficient in MS Excel Skills,Prepares financial reports for internal use,Good Analytical & Decision-making skillsDescription - Grow fast and work with the top management on key business decisions .Responsibilities - Manager -Financial Planning & Analyst is required for preparation of financial plans and reports, monthly financial analysis and provide ad-hoc analysis for the Top-Management. Required to support team in planning and decision making by identifying, maintaining, and evaluating information. Position is required to focus on improving efficiency and effectiveness of the forward-looking processes and generate business insights.Key Responsibilities - Reporting and analysis of Business performance to the Management, Business Heads, Functional Heads and other key stakeholders.Analysis of products level profitability, segment level profitability, merchant life-cycle, credit cost etc. and discussions for corrective actions and controls on key business parameters.Communication with the stakeholders for business analytics, planning, forecasting, budgeting.Simulating and studying the impact of any key business results, decisions etcBudgeting & planning process of the organization and for various business verticals.Prepares financial reports for internal use at the company by collecting, analyzing, formatting and presenting information.Analyze the trend of Key Performance Indicators (KPIs) and helping leadership team in decision making.Performs ad hoc analysis as required.Qualifications - Chartered Accountant.Skills, experiences & behaviors1-3 Years of experience in Financial planning & Analysis (FP&A), business finance; preferably in startups or Fintech.Highly Proficient in MS Excel SkillsAn excellent communicator and have the ability to understand

Responsibilities: Develop and validate quantitative models for various risk management purposes, including credit risk, market risk, and operational risk. Collaborate with cross-functional teams to design and implement advanced statistical andmachine learning techniques to enhance risk assessment and decision-making processes. Conduct thorough analysis of large datasets to identify patterns, trends, and potential risks,and provide actionable insights to senior management. Stay abreast of industry best practices, regulatory guidelines, and market developmentsrelated to credit risk management, decision models, CCAR, IFRS9 and CECL, and incorporate findings into model development and validation processes. Work closely with client & stakeholders, including risk management, finance, and regulatory reporting teams, to address model-related issues and provide expert guidance on risk management strategies. Prepare comprehensive documentation, including model documentation, validation reports,and regulatory submissions, to ensure transparency and regulatory compliance.Qualifications: Master's or Ph.D. degree in quantitative finance, mathematics, statistics, computer science or a related field. Minimum of 1-2 years of experience in quantitative modeling and risk management withinthe financial services industry. Strong programming skills in languages such as Python, R, or MATLAB, with experience in data manipulation, statistical analysis, and machine learning techniques. Good knowledge of credit risk modeling methodologies, including probability of default (PD), loss given default (LGD), and exposure at default (EAD). Familiarity with CCAR stress testing, including scenario design, model development, anddocumentation. Familiarity with CECL/IFRS9 implementation and its impact on credit loss estimation andprovisioning.Certification such as FRM (Financial Risk Manager) or CFA (Chartered Financial Analyst) is a plus

Skills: Good Communication Required (English And Hindi Mix)Dear Candidates We Are Hiring For Telesales Profile.Great Opportunity For Fresher.Experience: Must Have Loan Background Experience Fresher Can Also ApplyType: Work From OfficeHere Is The Mega Walkin Interview Details. ( No Virtual Policy)Mention *Hr Kiran* In Your Updated Cv/Resume On The Top Of It.Venue:- Paisabazaar, Sec-44, Building No. 129, Gurgaon Near Huda Metro Station.Time:- 10Am-5PmContact Person: Kiran YadavNumber Of Vacancy:- 200You Can Earn Very Good Incentive In Our Organization As We Don'T Have Any Capping On Any Of The Incentive Structure ( Up-To Lakhs)Role Description:1)Assisting Customers In Sale Of A Range Of Financial Products On Phone2)Role Entails Working Only In Day Shift3)Fully Responsible For Meeting And Exceeding Targets As Assigned Periodically4)Reaching Productivity That Meets Job Standards, While Working With Speed And Accuracy5)Flexible, Able To Shift Priorities To Accommodate Changing Demands.6)Ensure No Losses Or Errors Occurred While Assisting Customers7)Work Towards Ensuring Zero Cases Of Mis-Selling / Fraud In The Processes8)Responding In A Timely And Effective Manner To All Internal Communication.9)Adheres To And Supports Company Policies And Practices.Candidate Profile:1)Flexible To Work In 6 Days, Roster Off Environment2)Should Be Able To Converse In English And Hindi Efficiently3)Good Selling And Negotiations Skills4)Under Graduate/ Graduate/ Post Graduate5)Minimum 0 To 1 Year Experience In Working In The Areas Of Sales

1) Assisting customers in sale of a range of financial products on phone2) Role entails working only in Day shift3) Fully responsible for meeting and exceeding targets as assigned periodically4) Reaching productivity that meets job standards, while working with speed and accuracy5) Flexible, able to shift priorities to accommodate changing demands.6) Ensure no losses or errors occurred while assisting customers7) Work towards ensuring zero cases of mis-selling / fraud in the processes8) Responding in a timely and effective manner to all internal communication.9) Adheres to and supports company policies and practices.Candidate Profile:1) Flexible to work in 6 days, roster off environment2) Should be able to converse in English and Hindi efficiently3) Good selling and negotiations skills4) Under Graduate/ Graduate/ Post Graduate5) Minimum 0 to 1 year experience in working in the areas of Sales

ResponsibilitiesMaintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining, and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

Roles and ResponsibilitiesVirtual recruitment of Insurance Managers through self and MLI curated leadsContinuously engaging with Insurance Managers digitally and drive growth of Insurance ManagersMeeting Business targets by generating new business with the help of Insurance Managers, in virtual modeSales Exp - Banking / Sales / B2B / B2C / Credit Card / Loan / Life Insurance / Health Insurance (Min. 1 - 2 Year)Field Sales / Tele-Sales with good communication skillsAge Preference - 21 - 37YrsMin. Education Graduate

Wanted Team Leader for credit card sales for commission basisOnly CommissionShould be Experience in handling a sales team of credit card or Any loansShould Have minimum 5 to 10 field sales executives or Telesales executives during joining timeCan be earn upto 2 lakhs Rs per month.LOCATIONS-BENGALURUHYDERABADMUMBAIDELHIKOLKATAGURGAONPUNE

ExternalInternalRole directly reports toArea ManagerCredit UnderwritingPreferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1 5 years of relevant experience in Credit underwriting Retail AssetBanking products, services and operations (preferably in private sector,HL & LAP/SME)Deep experience & understanding of retail financial services acrossNBFCs, bankingCustomersVendorsInternal auditorsCredit BureausCredit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamKnowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting andchanging prioritiesKeen understanding and focus on risk, controls, compliance andregulatory frameworkAbility to liaise with internal stakeholders and cross functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processesResponsible for upholding the Piramal brand by preparing quality proof proposal documentdetailing the loan eligibility as underwriting/sanction procedure for approving/rejecting loanapplications procured by SalesBranch Underwriting1A/1B/1CInternal UseInternal Use----ConfidentialConfidential

Industry - Banking SectorBank Name - HDFC BankPost - Sales Officer ExecutiveQualification - Minimum 12th Pass With Good English Communication Skill. Experience - Minimum 6 MonthSalary - 10000/- to 21000/- Per MonthAge Limit - Minimum 19 Year to 32 Year Maximum Gender - Only MaleLocation - Chanigarh, Rajpura,PanchkulaDuties & Responsibilities-----A credit card is a thin rectangular piece of plastic or metal issued by a bank or financial services company, that allows cardholders to borrow funds with which to pay for goods and services with merchants that accept cards for payment.Note - Charges ApplyOnly Serious Candidate Apply

To identify new banks worldwide and explore Trade Finance Opportunities with them & henceforth solutions for the clients. To ensure to provide accurate product based knowledge to clients. Expertise in LC drafting, proposal framing as per requirement of client and bank.Awareness of UCPDC & ISBP guidelines.

JOB TITLE: UK CREDIT CONTROL ACCOUNTANT EXP - 3+years5Days workingUK ShiftCREDIT CONTROL: JD-Daily Collection report to the Management of group companies.Weekly updates on Group outstanding Status.Chasing clients for outstanding.Co-Ordinating with team members for long-term debts.Misc. Reports as acquired by management.Hold on to Group Companies Profit and Loss.Hold on to Group Balance sheets.Raising sales invoices for Group Companies.Booking purchase invoices for Group Companies.Any other work related to the credit control team.Good Communication Skills.Good Command of Excel ReportingSafe handling of data related to the company.

Profile - Loan & Credit Card SalesQualification - Minimum 12th & Graduate With Good English Communication Skill.Experience - Minimum 1 Year Loan & Credit Sales RequiredSalary - 12000/- to 18000/- Per Month Gender - Male & Female Can ApplyLocation - GurgaonDuties & Responsibilities------A credit card is a financial instrument issued by banks with a pre-set credit limit, helping you make cashless transactions. The card issuer determines the credit limit based on your credit score, credit history and your income.A loan is a form of debt incurred by an individual or other entity. The lenderusually a corporation, financial institution, or governmentadvances a sum of money to the borrower. In return, the borrower agrees to a certain set of terms including any finance charges, interest, repayment date, and other conditions.Note - Normal Charges ApplyOnly Serious Candidate Apply

Industry - Banking SectorBank Name - Bank of BarodaDesignation - Branch Relationship ExecutiveProfile - Credit Card SalesQualification - Minimum 12th & Graduate With English Good Communication Skill.Experience - Minimum 6 Month RequiredSalary - 14k/- to 18k/- in hand +PF +EsicGender - Male & Female Can Apply Location - Noida, Gurgaon, Faridabad, GhaziabadDuties & Responsibilities------A credit card sales job involves marketing and selling credit cards to consumers. The sales person identifies potential buyers and convinces them to buy the credit cards. He does this by explaining the benefits the buyer will gain from purchasing the products.Dealing with the queries of the customers.Cash deposit and cash withdrawal.Opening loan accounts.Ensuring compliance of KYC.Data Processing.Managing Files and data.Note - Charges ApplyOnly Serious Candidate Apply

Industry - Banking SectorBank Name - Kotak Mahindra BankProfile - (AMD) Assistant Manager Digital SalesQualification - Minimum Graduate /PG With Good Communication Skill.Experience - 1 Year To 5 Year in Banking Sales, Insurance Sales, Loan Sales,Financial Product Sales,Credit Card Sales & BFSI SalesSalary :- Up to 3.20 LpaGender - Male & Female Can ApplyLocation - All Delhi/NCR, Gurgaon & FaridabadDuties & Responsibilities------Kotak Mahindra Bank Limited is an Indian banking and financial services company headquartered in the city of Mumbai, India. It offers banking products and financial services for corporate and retail customers in the areas of personal finance, investment banking, life insurance, and wealth management.Note - Charges ApplyOnly Serious Candidate Apply

Key Responsibilities:Develop and maintain relationships with assigned clients or customer segmentsUnderstand customer needs and offer appropriate financial products or servicesAcquire new customers through field visits, referrals, and outreach activitiesConduct periodic reviews and follow-ups to ensure client satisfactionAddress and resolve customer queries, complaints, and issues promptlyCross-sell and upsell products to maximize revenue opportunitiesPrepare and maintain accurate documentation and client recordsLiaise with internal teams (credit, operations, compliance) to facilitate smooth service deliveryEnsure compliance with regulatory guidelines and company policiesAchieve individual and team sales targets and KPIs

Job Profile:- Credit card sales officerJob Role:- Visit to the field and sell credit card to the customers .ctc - 12k- 14k + incentive location - Gurgaon

Profile: Area Manager - Collections/Senior Area Manager CollectionsExperience: Minimum 3 years of experience in CollectionLocation: Agra, Mathura, Ludhiana, Gwalior, Kanpur, Aligarh, Khurja, Jaipur, Faridabad, Moradabad, Chandigarh, Etawah, AhemdabadPreferred Industry: Banking And FinanceDuties and ResponsibilitiesTo achieve collection targets of the area assignedControl bucket flow cases and focus on non-startersEnsuring documented feedback.Ensuring meeting Targets and Meeting the Target on Cost of Collections.Ensuring documented feedback.Ensuring legal guidelines are complied with while repossessing of products, other related matters and audit queries are complied withEnsuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise and controlling bucket flow.Manage productivity by fixing productivity parameters Collection OfficersEnsuring background and reference check of agenciesMonitoring performance against set parameters and Weekly review with the collection executives.Ensuring timely and profitable disposal of seized stock & safe custody of seized productsIdentify and manage training needs the CEs.Support collection officers in legal / police issues.Ensuring timely and profitable disposal of seized stock safe custody of seized products Visit Random customers.Visit Random customers, People Management, Demonstrated success, communication skills and achievement orientation.

ResponsibilitiesTo achieve collection targets of the area assignedControl bucket flow cases and focus on non-startersEnsuring documented feedback.Ensuring meeting Targets and Meeting the Target on Cost of Collections.Ensuring documented feedback.Ensuring legal guidelines are complied with while repossessing of products, other related matters and audit queries are complied withEnsuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise and controlling bucket flow.Manage productivity by fixing productivity parameters Collection OfficersEnsuring background and reference check of agenciesMonitoring performance against set parameters and Weekly review with the collection executives.Ensuring timely and profitable disposal of seized stock & safe custody of seized productsIdentify and manage training needs the CEs.Support collection officers in legal / police issues.Ensuring timely and profitable disposal of seized stock safe custody of seized products Visit Random customers.Visit Random customers, People Management, Demonstrated success, communication skills and achievement orientation.