Mortgage Loans Job Vacancies in Tiruchirappalli

Company DescriptionLICHFL Financial Services Ltd is a wholly owned subsidiary of LIC housing finance ltd, providing complete financial solutions to secure the future of individuals. With a core business objective of putting the customer at the center of focus, we aim for long-term relationships with our customers. Our offerings include a range of financial solutions such as savings, investments, loans, insurance, and pensions tailored to meet every financial need.Role DescriptionThis is a full-time on-site Sales Executive role located in Tiruchirappalli. The Sales Executive will be responsible for engaging with potential customers, promoting financial products and services, building and maintaining customer relationships, and achieving sales targets.QualificationsSales and Negotiation skillsCustomer Relationship Management skillsCommunication and Interpersonal skillsFinancial Industry knowledgeAbility to work independently and in a teamExperience in sales or customer serviceBachelor's degree in Business Administration, Marketing, or related field

Responsible for quality customer acquisition as per product bouquet of the business. Adherence of the process and policies of the Bank while maintaining banking relationship with customers with close coordination with relevant teams.To source loan clients in line with the business plan and target.Creating and maintaining strict credit discipline and ensuring zero default in recovery.Monitor the loan portfolio conduct loan utilization checks and regular monitoring visits. Ensure compliance with policies, procedures & practices and continuously contribute to their improvement.Accurate and timely record keeping and reporting.Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction.Completion of loan contracts by explaining provisions to applicant; obtaining signature and notarization; collecting fees. Any other work assigned to you from time to time.

1. Area/ Lane /Geography Mapping:Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle.2. Source Relationship Management:Responsible for managing the relationship with all sources assigned and identified by him in his geography/area.3. Maintain Reports:Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities.4. Channel Partner Recruitment:Responsible for identifying the need for appointment of a channel partner5. Team Huddle:Responsible for attending team huddle on a daily basis as per the set process.6. Customer Relationship Management:Responsible for enhancing the customer experience by developing and maintaining relationship with customers.7. Completion of File:Responsible for submission of complete application form, documentations and informationDesired candidate profile:1. Must be a graduate from any stream. BFSI experience will be given preference. 2. Should have minimum 4 years of experience in BFSI or NBFC sales 3. Open to travel. Must have a Two Wheeler. 4. Must have good communication skills

Sales Officer(Homeloan)-JDCandidate Eligibility: We are ideally looking for candidates with a minimum of 6 months to 1 year experience in Sales in any field wanting to make a career in Home Loan. Candidates with Home Loan experience will be preferred.Job description Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. Responsible for identifying the need for appointment of a channel partner Responsible for attending team huddle on a daily basis as per the set process. Responsible for enhancing the customer experience by developing and maintaining relationship with customers. Responsible for submission of complete application form, documentations and information

Role : Area Business HeadLocation : TrichyExperience : 7-10 YearsInterview Mode : VirtualJob Description :- We are looking for an experienced Area Manager to organize and oversee the operations of a number of stores. You will assume responsibility for the overall success of the stores by setting targets, supervising store managers, and ensuring they are attained.- Effective area managers are skilled in managing diverse operations from a distance. They have a strategic mindset and are excellent leaders. Excellent abilities in financial and operations planning are also essential for the role.Responsibilities : - Formulate fruitful business development strategies to ensure long-term success- Set standards and objectives for different stores and departments- Optimize and oversee operations to ensure efficiency- Lead a team of store managers towards effective collaboration and attainment of goals- Undertake sound financial management to ensure stores are profitable and stay within budget- Ensure compliance with company's policies and operational guidelines- Deal with problems by providing creative and practical solutions- Evaluate performance using key metrics and address issues to improve it- Report to senior executives on progress and issues- Assist upper management in decisions for expansion or acquisitionRequirements and skills : - Proven experience as area manager, store manager, assistant manager or similar managerial role- Knowledge of performance evaluation metrics and principles- Sound understanding of optimization of store operations and standards for success- Working knowledge of ERP software- Exceptional communication and interpersonal abilities- Excellent organizational and leadership abilities- Strong business acumen with a strategic orientation- Excellent problem-solving abilitiesBSc/BA in business administration, retail management or similar field