Business Loan Job Vacancies in Tiruchirappalli

Company DescriptionLICHFL Financial Services Ltd is a wholly owned subsidiary of LIC housing finance ltd, providing complete financial solutions to secure the future of individuals. With a core business objective of putting the customer at the center of focus, we aim for long-term relationships with our customers. Our offerings include a range of financial solutions such as savings, investments, loans, insurance, and pensions tailored to meet every financial need.Role DescriptionThis is a full-time on-site Sales Executive role located in Tiruchirappalli. The Sales Executive will be responsible for engaging with potential customers, promoting financial products and services, building and maintaining customer relationships, and achieving sales targets.QualificationsSales and Negotiation skillsCustomer Relationship Management skillsCommunication and Interpersonal skillsFinancial Industry knowledgeAbility to work independently and in a teamExperience in sales or customer serviceBachelor's degree in Business Administration, Marketing, or related field

Responsible for quality customer acquisition as per product bouquet of the business. Adherence of the process and policies of the Bank while maintaining banking relationship with customers with close coordination with relevant teams.To source loan clients in line with the business plan and target.Creating and maintaining strict credit discipline and ensuring zero default in recovery.Monitor the loan portfolio conduct loan utilization checks and regular monitoring visits. Ensure compliance with policies, procedures & practices and continuously contribute to their improvement.Accurate and timely record keeping and reporting.Understanding customer needs and responding to customer queries & issues to ensure customer satisfaction.Completion of loan contracts by explaining provisions to applicant; obtaining signature and notarization; collecting fees. Any other work assigned to you from time to time.

Minimum 01years of LAP / Mortgage / HL field Sales. Preferably 50L ticket LAP / HL product from Direct market.We would need candidates from NBFC domain only. Candidates from Banks may also be considered, however should be from Assets Direct / DSA sourcing background but not from CASA / liabilities / Insurance etc verticals.Any Graduate with less than 32yrs of Age will only be consideredGood CIBIL ScoreNeed Immediate Joiners only

Job Role:-He would be responsible for the overall branch. His primary responsibility is business development. Need to add more IFA / Business partners, active and motivate the existing partners for business, to do various activities to generate leads for recruitment of new partners. He needs to handle the team of Unit Managers - Sales who are involved in partner recruitment and relationship management.Job Description for Branch Manager - Sales Overall responsible for business development of the Financial Products Distribution for the given location. To oversee and manage the branch staff, including their coaching, development and discipline to help meet sales targets, strict adherence to policies and procedures, and to provide services Groom the team on product knowledge, system usages and guiding them to achieve the business objectives. Help the team to design and implement the business plans, ensuring the branch compliance, policies and process To do the regular performance review of employees and evaluate, guide them for achieving the set goal.Products: Mutual Funds, Insurance, LAS (Loan against Securities), Bonds etc. Business targets: Recruitment of Financial Products Distributor, Product sales etc.Experience: 5-10 yrsSalary Range: 5.5 to 6 Lac Fixed CTC plus 4.5 - 5 Lac performance based annual incentive (Variable) i.e. total of up 10-11 Lac (Fixed + Variable)

Role : Area Business HeadLocation : TrichyExperience : 7-10 YearsInterview Mode : VirtualJob Description :- We are looking for an experienced Area Manager to organize and oversee the operations of a number of stores. You will assume responsibility for the overall success of the stores by setting targets, supervising store managers, and ensuring they are attained.- Effective area managers are skilled in managing diverse operations from a distance. They have a strategic mindset and are excellent leaders. Excellent abilities in financial and operations planning are also essential for the role.Responsibilities : - Formulate fruitful business development strategies to ensure long-term success- Set standards and objectives for different stores and departments- Optimize and oversee operations to ensure efficiency- Lead a team of store managers towards effective collaboration and attainment of goals- Undertake sound financial management to ensure stores are profitable and stay within budget- Ensure compliance with company's policies and operational guidelines- Deal with problems by providing creative and practical solutions- Evaluate performance using key metrics and address issues to improve it- Report to senior executives on progress and issues- Assist upper management in decisions for expansion or acquisitionRequirements and skills : - Proven experience as area manager, store manager, assistant manager or similar managerial role- Knowledge of performance evaluation metrics and principles- Sound understanding of optimization of store operations and standards for success- Working knowledge of ERP software- Exceptional communication and interpersonal abilities- Excellent organizational and leadership abilities- Strong business acumen with a strategic orientation- Excellent problem-solving abilitiesBSc/BA in business administration, retail management or similar field

We are ideally looking for candidates with a minimum of 6 months experience in home loan/ Insurance background, who are wanting to make a career in the Home Loan/ insurance industry.2. Two Wheeler is mandatory.3. Education Background - Graduation / Post Graduation Only.