Loan Officer Jobs

We are looking for a dedicated Micro Loan Officer to join our team. As a Micro Loan Officer, you will assist clients in obtaining small loans to support their financial needs. This position is ideal for individuals starting their careers, and you will have the opportunity to work from home.Key Responsibilities:- Client Interaction: Communicate with clients to understand their financial needs and help them choose suitable loan products.- Loan Application Processing: Assist clients in completing loan applications, ensuring all necessary documentation is collected and submitted accurately.- Evaluation of Applications: Review loan applications and supporting documents to determine eligibility and risk assessment.- Customer Support: Address client queries and provide assistance throughout the loan process, ensuring a smooth experience.- Record Keeping: Maintain accurate records of applications, client interactions, and transactions for reporting and follow-up purposes.Required Skills and Expectations:Candidates should have a minimum educational qualification of 12th pass. We seek individuals who are motivated, have strong communication skills, and can work independently in a remote setting. Attention to detail is essential for evaluating loan applications accurately. Basic computer skills, along with familiarity in using communication tools, are important as well. A passion for helping clients achieve their financial goals will make you a great fit for this role. As a fresh graduate, you will receive training and guidance to develop your career in the microfinance sector.

Hiring: Senior Underwriting Manager Location: Mysore Experience: 10-15 Years Industry: BFSI / Banking / Insurance / Financial ServicesTalent Zone Consultant is hiring an experienced Senior Underwriting Manager to lead underwriting operations, assess financial and credit risks, establish underwriting policies, and ensure quality decision-making.Key Responsibilities:Lead end-to-end underwriting operations and risk assessment.Evaluate loan, insurance, or financial applications based on business requirements.Develop and implement underwriting policies and guidelines.Analyse financial statements, credit reports, and risk profiles.Monitor portfolio quality, approval rates, and risk exposure.Ensure compliance with regulatory requirements and internal policies.Lead underwriting teams and drive operational efficiency.Prepare risk reports and present insights to senior management.Key Skills: Underwriting Management, Credit Risk Assessment, Financial Analysis, Risk Management, Credit Evaluation, Policy Development, Portfolio Management, Regulatory Compliance, Loan Underwriting, Team LeadershipQualification: MBA in Finance / CA / CFA preferred.Education Requirements: Bachelor's degree in Finance, Commerce, Economics, Business Administration, or a related field.

*LOAN OFFICER JOB DESCRIPTION**Job Title:* Loan Officer*Company:* Shri Kalyan Punji Pvt. Ltd.*Location:* Nexus Spaces, Vishal Astra First Floor 103, AB Rd, Scheme No. 54, Satya Sai Square, Indore, Madhya Pradesh - 452010*Salary:* 10,000 - 20,000 + Performance Bonus + Incentives*Eligibility*:12th PassUndergraduateGraduatePost GraduateFreshers can apply.*Roles & Responsibilities:*Handle customer calls through CRM systemUnderstand customer loan requirementsExplain personal loan productsFollow up with interested customersCollect documentationCoordinate with backend teamEnsure successful loan disbursementMaintain customer relationships*Required Skills:*Communication skillsConvincing abilityBasic computer knowledgeSales mindsetFollow-up skills*Perks:*IncentivesGrowth opportunitiesR&R rewardsProfessional work environment

JOB OPENING: GOLD LOAN SALES OFFICERHiring Partner: Next Move IndiaHiring Company: DBS BankJob Location: Multiple Locations - Tamil Nadu (Karur Region)Salary: Up to 3.18 LPAJob Type: Full-TimeWork Mode: 100% FieldworkJob OverviewNext Move India is hiring Gold Loan Sales Officers for DBS Bank across multiple branches in Tamil Nadu. Candidates with experience in banking, finance, or field-based loan sales are encouraged to apply. Gold Loan experience will be an added advantage. Job LocationsSurandai - TenkasiManapparaiMadurai - Annanagar, Bye-Pass Road, Naicker New Street, Uranganpatti and Madurai MainTrichy - Thayanur and CantonmentKattuputhurPeriyakulam - TheniSrivilliputhurTuticorinAruppukottaiKarur - M. Puthur, Pugalur, Karur West and VelliyanaiRamanathapuramRajapalayamSattur - Kanmai SoorangudiAmbasamudram - KuniyurOddanchatram - IdayakottaiLalgudi - SirumayangudiSundarapandiyamCandidates may be considered for the available branch locations based on vacancies and suitability.Key ResponsibilitiesGenerate leads and acquire new customers for gold loan products.Conduct field visits to identify and approach prospective customers.Explain gold loan features, eligibility, documentation, and application procedures.Assist customers with loan applications and required documentation.Build customer relationships and achieve assigned sales targets.Coordinate with the branch team for loan processing and disbursement.Ensure compliance with bank policies and KYC requirements.Eligibility CriteriaAge: Up to 35 years.Qualification: ITI, Diploma, HSC, or any degree.Experience: 6 months to 1 year in banking, finance, or loan sales preferred.Two-Wheeler: Mandatory.Gold Loan Experience: An added advantage.Job Nature: 100% fieldwork.Salary & BenefitsAnnual CTC: Up to 3.18 LPA.Salary will depend on experience, skills, and interview performance.How to ApplyInterested candidates can share their updated resumes with Next Move India.Email: hr@nextmoveindia.inContact: 9511141033 / 9696503868Next Move IndiaA Brand of Rising Next Move India Private LimitedHiring for DBS Bank Tamil Nadu - Karur RegionFinal selection and branch allocation are subject to the bank's recruitment process and available vacancies.

Job Title: Telecaller - Car LoanLocation: Palarivattom, Kochi, Kerala1. Job ResponsibilitiesContact potential customers and generate leads for car loans.Explain car loan products, eligibility criteria, interest rates, and documentation requirements.Follow up with customers and collect the necessary documents.Coordinate with banking teams to process loan applications and ensure timely disbursement.Maintain regular customer follow-ups to achieve monthly business targets.2. Mandatory Monthly Target & Salary EligibilityMinimum monthly disbursement target: 12,00,000 (12 Lakhs).Achieving a minimum disbursement of 12 lakhs per month is mandatory for salary eligibility.Salary eligibility will be assessed based on the actual monthly loan disbursement achieved.Failure to achieve the minimum monthly target may affect salary eligibility, subject to the company's employment terms and applicable labour laws.Performance incentives will be based on business achievement and the company's incentive policy.3. Candidate RequirementsGood communication and telephone-handling skills.Basic customer service and sales skills.Freshers are welcome to apply.Must be target-oriented, disciplined, and committed to achieving monthly business goals.4. Salary & IncentivesSalary details will be discussed during the interview.Performance-based incentives may be provided for achieving and exceeding monthly targets.The minimum monthly disbursement requirement of 12 lakhs applies for salary eligibility.Note: Candidates are expected to understand and agree to the monthly business target and salary eligibility criteria before joining.

We are looking for a motivated and enthusiastic Loan Sales Executive to join our team in Ranchi, India. This role is ideal for freshers who are eager to kick-start their career in the financial sector.Key Responsibilities:1. Customer Interaction: Engage with potential customers to understand their loan needs and offer suitable products. You will strive to build strong relationships with clients to ensure satisfaction.2. Product Knowledge: Learn about various loan products offered by the company. This knowledge will enable you to provide accurate information and answer any questions customers may have.3. Sales Process Management: Guide customers through the loan application process. You'll assist in collecting necessary documentation and help ensure a smooth experience from start to finish.4. Performance Tracking: Track your sales performance and customer feedback. This will help you identify areas for improvement and allow you to achieve your sales targets.Required Skills and Expectations:Candidates should possess strong communication skills and a friendly demeanor. A basic understanding of financial products is beneficial but not mandatory. We expect you to demonstrate enthusiasm for sales and a willingness to learn. Being attentive to detail and organized will significantly help you in this role. As a Loan Sales Executive, your success will be measured by your ability to meet client needs and contribute to the teams goals.

We are seeking a Loan Consultant to join our team in Bangalore. This role is ideal for individuals seeking to start their careers in finance and loan processing. You will assist clients in understanding their loan options and navigating the application process.Key Responsibilities:- Client Interaction: Engage with clients to understand their loan needs and provide information on available options.- Loan Processing: Assist clients in completing loan applications, ensuring all necessary documentation is provided for approval.- Follow-Up: Maintain regular communication with clients to track the status of their applications and address any concerns.- Documentation: Ensure all paperwork is completed accurately and submitted on time, adhering to company guidelines.Required Skills and Expectations:Candidates should possess strong communication skills to effectively interact with clients and colleagues. Attention to detail is crucial for accurate documentation and processing. We expect candidates to be proactive, quick learners, and comfortable working in a fast-paced office environment. A willingness to work closely with clients and provide excellent customer service is essential. As this position is for entry-level candidates, a positive attitude and eagerness to learn about loans and financial services are highly valued.

A Sales Executive is responsible for identifying potential customers, generating leads, promoting products or services, achieving sales targets, maintaining client relationships, negotiating deals, and ensuring customer satisfaction. The role also involves market research, follow-ups, and preparing sales reports to support business growth.

Location: Work from home, anywhere in IndiaType: Full-timeShift: Mon-Sat, 12:30 AM-8:30 AM IST (Canadian business hours), full-time from home. You'll be calling small and mid-size business owners in North America, mainly Canada, about MCA and business loans.Pay: 60,000 per month to start, a performance-based raise after 3 months, 3,000-10,000 commission per sale, extra target bonuses, and a yearly international trip for top performers.Openings: 10+ABOUT USNexa Consultancy is an established firm that helps small and mid-sized businesses get the funding they need to grow. Our team works fully remote. We are growing our outbound sales team and want experienced loan sellers who like the phone and like to close.WHAT YOU WILL DO Make outbound calls to business owners every day. Explain business loan and merchant cash advance (MCA) options in simple words. Qualify each business: revenue, time in business, current debt, and need. Close deals and move qualified files forward. Keep clean notes on every call in our CRM. Follow up on time with leads, callbacks and open files. Hit daily call and monthly closing targets. Lead, coach and track a small team of callers.MUST-HAVES 5-10 years of B2B loan sales (business loans, working capital) or MCA, with international clients. Please share your numbers. Experience managing a sales team. Strong outbound calling experience (cold calls to business owners). Fluent English and Hindi. Your own laptop and a good headset. Stable internet and power backup (UPS or inverter). A quiet space to work from.NICE TO HAVE Strong plus: experience selling to Canadian or US business owners. Experience hiring and training new callers. Knowledge of term loans, lines of credit, equipment finance or invoice finance. Comfort with CRM tools and dialers. A track record of beating targets month after month.WHAT WE OFFER 60,000 per month to start. A performance-based raise after 3 months. 3,000-10,000 commission per sale. Extra bonuses when you hit targets. A yearly international trip for top performers. Fully remote work from home.HOW TO APPLYApply through this job board. Shortlisted people get a short first-round video interview (5 questions, English or Hindi).

Job Description: Female Finance Executive - BR Tata Motors DealershipLocation: Sushant Golf City & Alambagh, LucknowIndustry: Automobile FinanceEmployment Type: Full-TimeGender: Female Candidates OnlyJob ResponsibilitiesHandle car loan applications from login to sanction and disbursement.Coordinate with banks, NBFCs and financial institutions.Collect and verify customer KYC, income and other required documents.Explain loan schemes, interest rates and EMI options to customers.Coordinate with the Sales Team, Team Leaders and Finance Manager.Follow up with banks for loan approval, documentation and disbursement.Maintain daily finance MIS and update loan case status.Ensure timely processing of customer finance cases.Achieve monthly finance and disbursement targets.Candidate RequirementsGraduate preferred.Freshers and experienced candidates can apply.Basic computer knowledge and MS Excel skills.Good communication and coordination skills.Willingness to learn automobile finance processes.Responsible, organised and customer-focused.Salary: 12,000-20,000 per month, depending on experience and skills.Apply Now: Contact 8081207761Company: BR Tata Motors Dealership, Lucknow

Location: Mumbai, MaharashtraExperience: 1-4 yearsEducation: Minimum 12th PassGender: MaleEmployment Type: Full-timeSalary: As per experience and last drawn salaryJob OverviewWe are looking for a dynamic and result-oriented Field Sales Manager to join our team at Ruloans. The role involves driving sales, managing client relationships, and achieving business targets. The candidate must be willing to travel for 15-20 days per month, with work locations varying based on business requirements.Key ResponsibilitiesDrive sales and achieve assigned business targets.Develop and implement effective sales strategies to generate business.Lead, guide, and motivate the sales team to achieve targets.Identify new business opportunities and expand market reach.Build and maintain strong relationships with clients and business partners.Monitor sales performance and share regular updates with management.Conduct field visits and travel across assigned locations as required.Required SkillsGood communication and interpersonal skills.Strong sales, negotiation, and client-handling abilities.Ability to lead and motivate a team.Target-oriented approach with good problem-solving skills.Willingness to travel for 15-20 days per month.Flexibility to work across different locations based on business requirements.Important Requirement: Candidates must be comfortable with extensive travel and changing work locations as per business needs.

Loan Sales Executive / Caller - Female Candidates OnlyCompany: Merivon CapitalLocation: Nehru Place, New DelhiExperience: 1-2 YearsJob Type: Full-Time Work From OfficeResponsibilities:Make outbound calls to potential customers for loan products.Generate leads and follow up with customers.Explain loan products, eligibility, and documentation.Maintain customer records and daily calling reports.Achieve assigned sales and calling targets.Coordinate with customers throughout the loan process.Requirements:Female candidates only.1-2 years of experience in Loan Sales / Telecalling / BFSI preferred.Good Hindi and English communication skills.Basic knowledge of loan products.Target-oriented and confident.Immediate joiners preferred.

Client- A premier housing finance company Job Title- Sales Officer ( Homeloans and LAP)Exp:0-3 YearsAge Group:21-30 YearsNeed to have two wheeler CTC: 2.75 LPA plus sales incentives Location: KarnatakaQualification: Graduate or 12th PassRole Requirements:1. Strong communication and negotiation skills2. Good understanding of home loan products and mortgage processes3. Field sales experience (preferred)4. Customer-centric approach5. Ability to work under targets and deadlines6. Basic computer proficiency (MS Office)

As a Salesman, you will play a vital role in promoting various business services related to loans for businesses such as vegetables, fruits, and fast food. This position offers an opportunity to work from home, making it suitable for freshers who have completed their 10th pass education.Key Responsibilities:- Promote Business Loans: Engage potential customers to inform them about our business loan offerings, specifically tailored for ventures in the vegetable and fruit sectors, as well as fast food businesses.- Customer Interaction: Communicate effectively with clients to understand their needs and provide relevant information on loan terms, ensuring they are well-informed throughout the process.- Daily Payments Coordination: Assist customers in understanding and managing their daily EMI payments, ensuring clarity on the financial commitments involved.Required Skills and Expectations:- Communication Skills: Strong verbal communication skills are essential to effectively explain loan products and address customer queries.- Customer Service Orientation: A friendly and helpful attitude is crucial for building relationships with customers and fostering trust.- Basic Financial Understanding: Familiarity with loan concepts and the ability to convey daily EMI structures to customers.- Self-Motivated and Disciplined: Since this is a work-from-home position, the ability to manage time and tasks independently is important.This role allows you to start your career in sales and finance while working remotely from Longding.

WE'RE HIRING TELE-COLLECTION OFFICER (TCO) / SENIOR TCO Locations: Hyderabad Employment Type: Full-Time Relevant Experience: Tele-Collections / Tele-Sales / Customer Service DRA Certification: Mandatory Key Responsibilities- Handle delinquent and pre-delinquent customer accounts through outbound calls.- Follow up on overdue payments and obtain Promise-to-Pay (PTP) commitments.- Understand customer concerns and provide appropriate assistance.- Maintain accurate customer information and call records in the CRM.- Achieve assigned collection, productivity, and quality targets.- Follow company processes, compliance guidelines, and call quality standards. Key Skills Tele-Collections & Debt Recovery DRA (Debt Recovery Agent) Certification Loan & Credit Card Collections Recovery Operations Tele-Sales & Customer Service Communication, Negotiation & Convincing Skills Interested candidates can share their updated CV: Email: Prathyusha.vandrangi@enfycon.com Contact: 7671061986 Please share this opportunity with candidates who may be interested!#Hiring #TCO #SeniorTCO #TeleCollections #DebtRecovery #DRA #CollectionsJobs #MumbaiJobs #ChennaiJobs #HyderabadJobs #Recruitment

IDFC - Personal Loan (PL) Hiring Versant 4 - Fresher Candidates Freshers & Experienced Candidates can apply Good Communication Skills Required Salary: NAPS: 21,000 In-Hand CTC Role: 22,000 18,600 In-Hand Shift: 9:30 AM - 6:30 PM Week Off: Sunday Fixed Perks: Free Pick & Drop from Thane Station, starting from the training period itself Immediate Hiring - Limited Openings! Interested candidates can share their CVs / contact for further details.

We are seeking a Loan Officer to handle home loans and mortgage loan sales. This full-time position is based in Kalyan, Thane.In this role, you will engage directly with clients to understand their loan requirements, provide suitable options, and guide them through the application process. You will be responsible for evaluating loan applications, ensuring all necessary documentation is complete, and making recommendations based on each applicant's financial profile.Key responsibilities include:- Assisting clients in selecting appropriate home and mortgage loans, providing expert advice tailored to their needs.- Evaluating loan applications for accuracy and completeness, and conducting follow-ups to ensure timely processing.- Maintaining accurate records of client interactions to facilitate efficient servicing and documentation.Candidates should possess a graduate degree and ideally have 1 to 7 years of experience in the loan or financial sector. Strong communication skills are essential, along with a customer-focused attitude.Additionally, you should be comfortable with field work, and may need to travel for client meetings. A valid driving license is required, and familiarity with using a laptop and mobile device for your day-to-day tasks is expected. This position requires your presence at the office in Kalyan, Thane during regular working hours, with a fixed schedule to support client needs.

Job DescriptionSales Manager - LoansWe are looking for an experienced Sales Manager to drive loan sales and achieve business targets.Key Responsibilities:Generate business through direct sales, references and channel partners.Build relationships with DSAs, builders, real estate consultants, CAs and financial advisors.Handle leads from enquiry to disbursement/closure.Promote Home Loans, LAP, Business Loans, Working Capital, Project Funding and other loan products.Coordinate with customers, banks/NBFCs and internal credit teams.Maintain sales pipeline, MIS and regular sales reports.Guide and monitor sales executives to improve conversions.Develop new business opportunities and generate repeat/referral business.Requirements:Graduate; MBA/PGDM preferred.3+ years of experience in loan/financial services sales.Experience in Home Loan, LAP, Business Loan or secured/unsecured lending preferred.Strong communication, relationship management and target-oriented approach.If you are interested please share ur cv

Home loan Sales- Sector 49, Gurgaon Location: Sector 49, GurgaonIndustry: Financial ServicesQualification: MBA (Preferred)About the RoleWe are seeking a dynamic and results-driven Home Loan Sales Officer to join our financial services team. The role involves identifying potential customers, promoting home loan products, and achieving monthly sales targets while ensuring excellent customer service.Key ResponsibilitiesGenerate leads through cold calling, field visits, and existing customer networks.Meet prospective clients and evaluate their home loan requirements.Explain loan products, eligibility criteria, interest rates, and documentation needs.Assist customers throughout the loan application and approval process.Maintain strong relationships with builders, real estate agents, and channel partners.Achieve monthly sales and business acquisition targets.Ensure compliance with company policies and regulatory guidelines.Provide timely reports on sales activities and lead progress.Required Skills & CompetenciesStrong communication and interpersonal skills.Good understanding of home loan products and the housing finance market.Ability to manage field sales and build customer relationships.Target-oriented and self-motivated.Basic knowledge of financial documentation and credit processes.If you are interested so please share me your CV atRiya MishraE - hrcps9@gmail.com

Home loan/Life Insurance - Sector 49, Gurgaon MCPSLocation: Sector 49, GurgaonIndustry: Financial ServicesQualification: MBA (Preferred)About the RoleWe are seeking a dynamic and results-driven Home Loan Sales Officer to join our financial services team. The role involves identifying potential customers, promoting home loan products, and achieving monthly sales targets while ensuring excellent customer service.Key ResponsibilitiesGenerate leads through cold calling, field visits, and existing customer networks.Meet prospective clients and evaluate their home loan requirements.Explain loan products, eligibility criteria, interest rates, and documentation needs.Assist customers throughout the loan application and approval process.Maintain strong relationships with builders, real estate agents, and channel partners.Achieve monthly sales and business acquisition targets.Ensure compliance with company policies and regulatory guidelines.Provide timely reports on sales activities and lead progress.Required Skills & CompetenciesStrong communication and interpersonal skills.Good understanding of home loan products and the housing finance market.Ability to manage field sales and build customer relationships.Target-oriented and self-motivated.Basic knowledge of financial documentation and credit processes.If you are intersted so please share me your CV atManisha RoyE - capitalplacement21@gmail.comP - 9891409300

NEXT MOVE INDIA - Hiring for Ambak Role : Relationship Manager ( Field Sales ) Hiring Partner: NEXT MOVE INDIA Locations: Delhi Noida Gurgaon Mumbai Bengaluru Qualification: Any Graduate Industry: NBFC / BFSI / Fintech / Real Estate (Home Loan / LAP) Candidate Profile :Candidates should have experience working with builders, developers, brokers, DSAs, or an overall real estat e background. Age Limit: Up to 40 Years CTC:

As a Sales Manager, you will play a crucial role in driving the company's sales efforts and building strong relationships with clients. You will be responsible for achieving sales targets and ensuring customer satisfaction in a fast-paced environment.- Develop Sales Strategies: Create and implement effective sales strategies to meet targets and attract new customers. This involves analyzing market trends and customer needs.- Lead a Sales Team: Manage and motivate a team of sales representatives to achieve individual and team goals. Provide guidance, training, and support to enhance their performance.- Build Client Relationships: Establish and maintain strong relationships with existing and potential clients. Understand their needs and provide tailored solutions to enhance customer loyalty.- Monitor Market Trends: Stay updated on industry trends and competitor activities to identify new opportunities and make informed sales decisions.- Prepare Sales Reports: Generate regular reports on sales performance, providing insights and recommendations to improve sales strategies and operations.To succeed in this role, you should have excellent communication and interpersonal skills to build rapport with clients and team members. A proactive attitude, with the ability to work independently and as part of a team, is essential. Basic knowledge of sales techniques and customer service principles will be beneficial, along with a strong desire to learn and grow in the sales field. A 12th-grade education is required, and your experience in sales, whether formal or informal, will be an asset.

WE'RE HIRING TELE-COLLECTION OFFICER (TCO) / SENIOR TCO Locations: Hyderabad Employment Type: Full-Time Relevant Experience: Tele-Collections / Tele-Sales / Customer Service DRA Certification: Mandatory Key Responsibilities- Handle delinquent and pre-delinquent customer accounts through outbound calls.- Follow up on overdue payments and obtain Promise-to-Pay (PTP) commitments.- Understand customer concerns and provide appropriate assistance.- Maintain accurate customer information and call records in the CRM.- Achieve assigned collection, productivity, and quality targets.- Follow company processes, compliance guidelines, and call quality standards. Key Skills Tele-Collections & Debt Recovery DRA (Debt Recovery Agent) Certification Loan & Credit Card Collections Recovery Operations Tele-Sales & Customer Service Communication, Negotiation & Convincing Skills Interested candidates can share their updated CV: Email: Prathyusha.vandrangi@enfycon.com Contact: 7671061986 Please share this opportunity with candidates who may be interested!#Hiring #TCO #SeniorTCO #TeleCollections #DebtRecovery #DRA #CollectionsJobs #MumbaiJobs #ChennaiJobs #HyderabadJobs #Recruitment

SME Relationship Manager Company: Talent Zone ConsultantJob Title: Senior SME Relationship Manager / SME Lending Relationship ManagerExperience: 8-10 YearsLocation: Bangalore / Mysore / ChennaiEmployment Type: Full-timeJob SummaryTalent Zone Consultant is looking for an experienced SME Relationship Manager with 8-10 years of experience in SME lending, business banking, NBFC, FinTech or financial services.The ideal candidate will be responsible for SME customer acquisition, credit assessment, loan sourcing, portfolio management and revenue growth. The role requires strong knowledge of working capital, business loans, term loans and secured/unsecured SME lending, along with the ability to build long-term relationships with SME clients.Current SME banking roles in Bangalore emphasize acquiring, growing and retaining profitable SME portfolios, structuring appropriate credit facilities and managing portfolio returns.Key ResponsibilitiesAcquire new SME/MSME customers through direct sourcing, referrals, channels and market outreach.Develop and maintain strong relationships with SME business owners, promoters and key decision-makers.Manage the complete lending lifecycle from lead generation to sanction and disbursement.Understand customer business models, financial requirements and working-capital needs.Conduct preliminary credit assessment and financial analysis of SME borrowers.Analyse financial statements, cash flows, banking transactions and repayment capacity.Prepare and coordinate credit proposals and loan documentation with Credit and Risk teams.Handle Working Capital Loans, Term Loans, Business Loans, LAP and other SME lending products.Coordinate with Credit, Operations, Legal, Risk and Collections teams for timely processing and disbursement.Manage and grow an existing SME lending portfolio while maintaining portfolio quality.Track customer repayment behaviour, exposure, delinquency and credit risk.Identify cross-sell and up-sell opportunities across lending, payments, cash management and other financial products.Achieve monthly/quarterly acquisition, disbursement, revenue and portfolio growth targets.Build relationships with DSAs, channel partners, brokers and referral networks.Monitor market trends, competitor offerings and emerging SME financing opportunities.Ensure compliance with internal policies, KYC requirements, credit guidelines and applicable regulations.Required SkillsCore Skills:SME Lending, MSME Lending, Business Banking, Credit Assessment, Credit Analysis, Loan Processing, Loan Origination, Customer Acquisition, Portfolio Management, Relationship Management, Business Development, Financial Analysis, Financial Statement Analysis, Working Capital Loans, Term Loans, Business Loans, LAP, Secured Lending, Unsecured Lending, Credit Appraisal, Credit Underwriting, Risk Assessment, Portfolio Growth, Revenue Growth, Cross Selling, Upselling, Channel Management, DSA ManagementAnalytical / Technology Skills:Financial Modelling, Credit Risk Analysis, Banking Analysis, Cash Flow Analysis, MS Excel, CRM, MIS Reporting, Portfolio Analytics, Business AnalyticsSoft Skills:Client Relationship Management, Stakeholder Management, Negotiation Skills, Communication Skills, Presentation Skills, Business Acumen, Market Development, Problem Solving, Target OrientationCandidate Profile8-10 years of experience in SME/MSME lending, business banking, NBFC, FinTech or financial services.Strong track record in SME customer acquisition and portfolio management.Hands-on experience in credit assessment and loan processing.Good understanding of financial statements, cash flow and borrower creditworthiness.Experience handling working capital and term lending products is preferred.Candidates with experience managing high-value SME portfolios will be preferred.Strong ability to acquire new customers while retaining and expanding existing relationships.Experience working with Credit, Risk, Operations and Collections teams.MBA/PGDM in Finance/Marketing or equivalent qualification preferred.

Position: Senior Relationship Manager Experience: 7+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is looking for an experienced Senior Relationship Manager for a leading BFSI organization in Bengaluru. The candidate will be responsible for managing and growing an existing client portfolio, acquiring new customers, increasing revenue and wallet share, and providing suitable banking/financial solutions.Key ResponsibilitiesManage and deepen relationships with existing corporate, business, HNI or affluent clients.Identify and acquire new-to-bank customers through market mapping, referrals and networking.Drive revenue, portfolio growth, customer acquisition and wallet-share targets.Understand client business/financial requirements and recommend appropriate banking and financial products.Cross-sell products such as loans, working-capital facilities, trade finance, cash management, insurance, investments and other banking solutions.Develop and execute client acquisition and relationship-growth strategies.Conduct regular client meetings, portfolio reviews and business discussions.Coordinate with Credit, Risk, Product, Operations and Compliance teams to ensure smooth delivery of solutions.Prepare business proposals and support credit appraisal/structuring wherever applicable.Monitor portfolio performance, customer satisfaction and potential business/risk issues.Maintain strong knowledge of market trends, competitor offerings and BFSI products.Ensure adherence to KYC, AML, RBI regulations, internal policies and responsible-sales practices.Maintain accurate customer records, pipeline reports and MIS.Meet and exceed individual and team business targets.Candidate Requirements7+ years of relevant experience in Relationship Management, Corporate Banking, Business Banking, Retail/Commercial Banking, Wealth Management, NBFC or Financial Services.Graduate degree required; MBA/CA preferred for corporate/business banking roles.Proven track record of client acquisition, portfolio growth and revenue generation.Strong understanding of banking products and financial solutions.Experience managing high-value/corporate client relationships preferred.Strong negotiation, presentation and stakeholder-management capabilities.Ability to independently manage targets, client portfolios and business development activities.

Position: Senior Credit Analyst / Credit Risk AnalystExperience: 8+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is seeking an experienced Senior Credit Analyst for a leading BFSI organization in Bengaluru. The candidate will be responsible for conducting comprehensive credit assessments, evaluating the financial strength and creditworthiness of corporate/financial-institution clients, preparing credit appraisal and risk reports, monitoring portfolios, and providing well-reasoned credit recommendations.Key ResponsibilitiesConduct detailed credit assessment of corporate clients, financial institutions, NBFCs or other assigned portfolios.Analyse balance sheets, profit & loss statements, cash flows, capital structures and financial ratios.Prepare Credit Appraisal Memorandums (CAMs), credit notes, risk assessment reports and credit recommendations.Evaluate business models, industry risks, management quality, repayment capacity and overall creditworthiness.Perform financial modelling, cash-flow forecasting, sensitivity analysis and stress testing.Assess leverage, DSCR, EBITDA, working capital, liquidity and other key credit metrics.Conduct industry research, peer benchmarking and economic analysis to identify emerging credit risks.Recommend appropriate credit limits, lending structures, covenants and risk mitigants.Monitor existing portfolios, covenant compliance, financial performance and early-warning indicators.Review waivers, amendments, renewals and restructuring proposals where required.Ensure credit decisions comply with internal credit policies, risk appetite and applicable regulatory requirements.Work closely with Relationship Managers, Credit Risk, Legal, Operations and senior management.Present credit recommendations and risk findings to senior stakeholders/credit committees.Mentor junior credit analysts and review the quality of their credit deliverables.Identify opportunities for process improvement, automation and enhanced credit-risk reporting.Candidate Profile8+ years of relevant experience in credit analysis, credit underwriting, corporate banking, NBFC, financial institutions, structured lending or credit risk.Bachelor's/Master's degree in Finance, Commerce, Accounting, Economics or Business Administration.CA / MBA Finance / CFA / FRM preferred.Strong experience in corporate/non-retail credit analysis and underwriting.Excellent understanding of financial statements, accounting principles and credit-risk methodologies.Proven experience preparing credit appraisal notes and making independent credit recommendations.Strong stakeholder-management and team-mentoring capabilities.Ability to independently handle complex credit cases and work under strict timelines.