Loan Officer Jobs

IDFC - Personal Loan (PL) Hiring Versant 4 - Fresher Candidates Freshers & Experienced Candidates can apply Good Communication Skills Required Salary: NAPS: 21,000 In-Hand CTC Role: 22,000 18,600 In-Hand Shift: 9:30 AM - 6:30 PM Week Off: Sunday Fixed Perks: Free Pick & Drop from Thane Station, starting from the training period itself Immediate Hiring - Limited Openings! Interested candidates can share their CVs / contact for further details.

We are seeking a Loan Officer to handle home loans and mortgage loan sales. This full-time position is based in Kalyan, Thane.In this role, you will engage directly with clients to understand their loan requirements, provide suitable options, and guide them through the application process. You will be responsible for evaluating loan applications, ensuring all necessary documentation is complete, and making recommendations based on each applicant's financial profile.Key responsibilities include:- Assisting clients in selecting appropriate home and mortgage loans, providing expert advice tailored to their needs.- Evaluating loan applications for accuracy and completeness, and conducting follow-ups to ensure timely processing.- Maintaining accurate records of client interactions to facilitate efficient servicing and documentation.Candidates should possess a graduate degree and ideally have 1 to 7 years of experience in the loan or financial sector. Strong communication skills are essential, along with a customer-focused attitude.Additionally, you should be comfortable with field work, and may need to travel for client meetings. A valid driving license is required, and familiarity with using a laptop and mobile device for your day-to-day tasks is expected. This position requires your presence at the office in Kalyan, Thane during regular working hours, with a fixed schedule to support client needs.

Job Overview: We are looking for a detail-oriented Loan Operations Executive / Associate with 6 months to 1 year of experience in banking or an NBFC. In this role, you will manage initial loan file intake, conduct KYC and document verifications, compute basic financial eligibility, and coordinate with bankers and field investigation to ensure swift turnaround times for disbursement.Key Responsibilities:Application Screening & Intake: Scrutinize incoming loan files (Personal, Home, Auto, or Business loans) to verify document completeness, mandate forms, and applicant signatures.KYC & Document Verification: Verify identity, address, and legal property/business documents strictly against RBI/regulatory guidelines and internal bank compliance policies.Income & Credit Assessment: Conduct preliminary financial evaluations by reviewing 3-6 months of bank statements, payslips, and ITRs.Credit Bureau Screening: Pull and interpret credit bureau reports (CIBIL, Experian, Equifax) to identify adverse repayment trends, defaults, or high credit utilization.Third-Party Coordination: Initiate and monitor external Field Investigation (FI), Residence Verification (RVR), and legal/technical property valuation checks.Customer & Sales Team Liaison: Follow up with Bankers, DSAs (Direct Selling Agents), and applicants to resolve pending documentation queries and speed up file clearance.

The Loan Processor will be responsible for verifying customer documents for loan applications, ensuring compliance and accuracy. This position requires coordination with customers to obtain any pending documents and updating the verification status in the system. Additionally, the Loan Processor will support the team in completing the loan process efficiently.Key Responsibilities include:- Verifying customer documents: Responsible for checking the accuracy and completeness of documents submitted by customers for loan applications.- Coordinating with customers: Engage with customers to follow up on any missing or incomplete documentation, ensuring the loan application process is smooth and timely.- Updating verification status: Maintain accurate records in the system regarding the status of verification, providing clear communication within the team.- Supporting the loan process: Assist team members to facilitate a streamlined loan processing operation.Required skills and expectations for this role include:- Excellent attention to detail to accurately verify documents and ensure compliance.- Strong communication skills to effectively interact with customers and team members.- Problem-solving abilities to address any issues that may arise during the verification process.- Proficient computer skills to navigate and update the loan processing system.The role is full-time and located in Hyderabad, India. A graduate degree is required, along with 1 to 3 years of relevant experience. The work environment is office-based, and no specific travel or field work is mentioned for this position.

Job responsiblityMain TaskServe Gold Loan Prime customers by handling the end-to-end transactions, while ensuring the customer gets the most optimal service.Source new customers through BTL marketing and customer callingAreas of ResponsibilityEnsuring the customer gets the most optimal service and completing the end-to-end GLP transaction.1. Carry out GLP transaction while strictly adhering to process and policies.2. Maintain high level of customer satisfaction.3. Gold appraisalGenerating leads for GLPBy conducting marketing activities1. Call inactive and other prospective customers.2. Responsible for conversion of leads generatedKRAAdherence of timeliness (fulfilling the appointment within a specified time)Proper adherence to process and policies to facilitate smooth functioning of GLP (zero spurious)Quality of serviceNumber of leads generated through customer visit/calls and conversion %

Key Responsibilities Drive PAN-India sales and business development for Business Loans and Working Capital Finance. Generate business through self-sourcing, open-market acquisition, referrals, DSA/CA networks, and other channels. Identify and acquire MSME/SME customers, business owners, traders, and entrepreneurs. Understand customer business requirements and recommend suitable financing solutions. Handle the complete sales cycle from lead generation, customer meetings, application sourcing, documentation, coordination, and disbursement. Build and maintain strong relationships with customers, DSAs, CAs, and other referral/channel partners. Develop new markets and business opportunities across different regions of India. Maintain a healthy sales pipeline and consistently achieve individual business and disbursement targets. Coordinate with internal credit, operations, and other teams to ensure smooth processing and closure of cases. Ensure proper follow-up with customers and channel partners until successful disbursement. Required Skills & Experience Minimum 6 years of experience in BFSI / Banking / NBFC / Financial Services sales. Strong hands-on experience in Business Loans and Working Capital Finance is mandatory. Experience in MSME/SME lending and business customer acquisition. Strong exposure to field sales, self-sourcing, and open-market acquisition. Experience working with DSAs, CAs, referral partners, or other sourcing channels. Good understanding of business loan products, working capital requirements, and the lending process. Strong communication, negotiation, relationship-building, and sales skills. Proven ability to independently generate and convert business. Willingness to travel across India as required. Willingness to relocate to Ahmedabad is mandatory.

As a Field Officer in Moradabad, you will play a vital role in supporting operations in the field. This full-time position is open to male candidates with education up to the 12th grade, and it welcomes individuals with varying levels of experience, from recent graduates to those with up to five years in the workforce.Key Responsibilities:- Field Operations Support: Assist in executing activities and tasks in the field to ensure project goals are met effectively.- Data Collection: Gather essential data and information in various locations, which is crucial for analyzing project progress and needs.- Reporting: Prepare and submit detailed reports on field activities and findings to aid decision-making and strategic planning.- Community Engagement: Interact with community members and stakeholders to foster relationships and gather feedback relevant to project initiatives.- Compliance Monitoring: Ensure that all activities adhere to guidelines and standards, contributing to the organizations integrity and effectiveness.Required Skills and Expectations:Candidates should possess strong communication skills, both verbal and written, to facilitate effective interaction with team members and the community. Basic analytical skills are important for data collection and reporting duties. A proactive attitude and a willingness to learn will help you thrive in this role. Additionally, you should be comfortable working in diverse environments and be able to adapt to different situations as they arise. A team-oriented mindset is essential for collaborating with colleagues and ensuring project success.

As a Gold Loan Relationship Manager, you will play a vital role in the growing gold loan sector, focusing on building and maintaining strong relationships with clients. Your expertise in this area will assist in expanding business opportunities.Key Responsibilities include managing client relationships by providing excellent service and support regarding gold loan products. You will identify potential clients and conduct field visits to promote services. Regular follow-up with existing clients to ensure satisfaction and address any queries is essential. Documentation management will involve assisting clients with paperwork required for loan processing.Required skills for this position include strong interpersonal and communication abilities, which are crucial for effective client interaction. A proactive approach towards identifying opportunities and resolving client issues is expected. Familiarity with the gold loan sector, including products and market dynamics, is preferred.You should be comfortable with fieldwork and will require a reliable vehicle for travel to client locations. A mobile device and a laptop will be integral to your daily tasks, ensuring you can communicate and manage client requirements efficiently. A graduate degree is necessary for this role, and candidates with 1 to 7 years of experience in the financial or non-banking financial company (NBFC) sector will find this position aligns well with their career growth aspirations. This role is primarily office-based in Chennai, India, and is a full-time position.

We are looking for a dedicated Loan Executive with 1 to 2 years of experience in the finance sector to join our team in Noida Sector 10. The ideal candidate should be a female with a minimum educational qualification of 12th pass.As a Loan Executive, your key responsibilities will include:- Client Interaction: Engage with customers to understand their loan requirements, provide information about various loan products, and guide them through the application process.- Loan Processing: Assist in processing loan applications by collecting necessary documentation, verifying information, and ensuring compliance with company policies and regulations.- Follow-Up: Maintain regular communication with clients to update them on their application status and resolve any queries or concerns they may have.- Listing and Reporting: Document all client interactions and loan applications, and report on performance metrics to management as needed.To succeed in this role, you should possess strong communication and interpersonal skills to effectively interact with clients and team members. Attention to detail is essential for handling documentation accurately and efficiently. You should be proactive in problem-solving and able to work independently in a fast-paced environment, while maintaining a positive attitude. A customer-oriented mindset and dedication to achieving targets will be important for your success as a Loan Executive.

We are hiring a responsible and dynamic Field Loan Officer (FLO) for L&T Finance.Key Responsibilities: Identify new villages for business expansion. Conduct feasibility studies based on customer demographics, activities and financial needs. Identify potential customers and form Joint Liability Groups (JLGs). Assist customers in completing loan application forms. Verify customer residence and business details. Conduct KYC verification and collect required documents. Provide pre-disbursement training and develop customer relationships. Assist in loan disbursement activities and documentation. Collect current loan dues from customers as per schedule. Deposit collected funds and complete required collection entries.Eligibility: Graduation required. Experienced candidates will be preferred. Freshers can also apply. Candidates should be comfortable with field work and travelling. Work location will be assigned at least 50 KM away from the candidate's home location.Company: L&T FinanceJob Role: Field Loan Officer (FLO)

About UsMoneyKarma isn't just another fintech company, we're redefining how 1.4 billion Indians access credit, buy homes, and build wealth. In a country where financial access remains a challenge for millions, we have built an AI-powered platform that connects homebuyers with the right banks, helps real estate developers identify high-intent customers, and simplifies complex financial decisions into seamless digital experiences. With 10+ million users across 23 Indian cities, we are scaling fast, and we're just getting started. Backed by institutional investors and built by a team that combines Stanford pedigree with deep India expertise, MoneyKarma offers you the rare chance to join a rocket ship before it reach escape velocity.The OpportunityIn India, millions of homebuyers depend on trusted developer ecosystems to access financing solutions. At MoneyKarma, we transform the home loan journey through strong builder partnerships and seamless customer experience.Key Responsibilities- Build and manage relationships with real estate developers- Generate home loan leads via builder channel- Drive conversion from login to disbursement- Coordinate with bankers/NBFCs- Assist clients through entire loan lifecycle- Resolve queries and ensure smooth processingWho We're Looking For- 3 Years in home loans / mortgage / real estate- Builder channel experience preferred- Strong communication & relationship skills- Target-driven and proactiveJob DetailsLocation: MumbaiRole: Full-timeIndustry: Home Loans / Fintech / Real EstateAge Criteria: upto 35 YearsQualification: Any graduate/ MBA preferred

SME Relationship Manager Company: Talent Zone ConsultantJob Title: Senior SME Relationship Manager / SME Lending Relationship ManagerExperience: 8-10 YearsLocation: Bangalore / Mysore / ChennaiEmployment Type: Full-timeJob SummaryTalent Zone Consultant is looking for an experienced SME Relationship Manager with 8-10 years of experience in SME lending, business banking, NBFC, FinTech or financial services.The ideal candidate will be responsible for SME customer acquisition, credit assessment, loan sourcing, portfolio management and revenue growth. The role requires strong knowledge of working capital, business loans, term loans and secured/unsecured SME lending, along with the ability to build long-term relationships with SME clients.Current SME banking roles in Bangalore emphasize acquiring, growing and retaining profitable SME portfolios, structuring appropriate credit facilities and managing portfolio returns.Key ResponsibilitiesAcquire new SME/MSME customers through direct sourcing, referrals, channels and market outreach.Develop and maintain strong relationships with SME business owners, promoters and key decision-makers.Manage the complete lending lifecycle from lead generation to sanction and disbursement.Understand customer business models, financial requirements and working-capital needs.Conduct preliminary credit assessment and financial analysis of SME borrowers.Analyse financial statements, cash flows, banking transactions and repayment capacity.Prepare and coordinate credit proposals and loan documentation with Credit and Risk teams.Handle Working Capital Loans, Term Loans, Business Loans, LAP and other SME lending products.Coordinate with Credit, Operations, Legal, Risk and Collections teams for timely processing and disbursement.Manage and grow an existing SME lending portfolio while maintaining portfolio quality.Track customer repayment behaviour, exposure, delinquency and credit risk.Identify cross-sell and up-sell opportunities across lending, payments, cash management and other financial products.Achieve monthly/quarterly acquisition, disbursement, revenue and portfolio growth targets.Build relationships with DSAs, channel partners, brokers and referral networks.Monitor market trends, competitor offerings and emerging SME financing opportunities.Ensure compliance with internal policies, KYC requirements, credit guidelines and applicable regulations.Required SkillsCore Skills:SME Lending, MSME Lending, Business Banking, Credit Assessment, Credit Analysis, Loan Processing, Loan Origination, Customer Acquisition, Portfolio Management, Relationship Management, Business Development, Financial Analysis, Financial Statement Analysis, Working Capital Loans, Term Loans, Business Loans, LAP, Secured Lending, Unsecured Lending, Credit Appraisal, Credit Underwriting, Risk Assessment, Portfolio Growth, Revenue Growth, Cross Selling, Upselling, Channel Management, DSA ManagementAnalytical / Technology Skills:Financial Modelling, Credit Risk Analysis, Banking Analysis, Cash Flow Analysis, MS Excel, CRM, MIS Reporting, Portfolio Analytics, Business AnalyticsSoft Skills:Client Relationship Management, Stakeholder Management, Negotiation Skills, Communication Skills, Presentation Skills, Business Acumen, Market Development, Problem Solving, Target OrientationCandidate Profile8-10 years of experience in SME/MSME lending, business banking, NBFC, FinTech or financial services.Strong track record in SME customer acquisition and portfolio management.Hands-on experience in credit assessment and loan processing.Good understanding of financial statements, cash flow and borrower creditworthiness.Experience handling working capital and term lending products is preferred.Candidates with experience managing high-value SME portfolios will be preferred.Strong ability to acquire new customers while retaining and expanding existing relationships.Experience working with Credit, Risk, Operations and Collections teams.MBA/PGDM in Finance/Marketing or equivalent qualification preferred.

We are looking for a motivated Business Development Manager to join our team in Jaipur. This is a full-time position suitable for recent graduates or individuals with less than one year of experience. The ideal candidate will have a masters degree and a passion for driving business growth.Key Responsibilities:- Identify New Business Opportunities: Research the market to find potential clients and business partners to expand our customer base.- Build and Maintain Client Relationships: Establish strong connections with clients by understanding their needs and providing excellent service, ensuring long-term partnerships.- Develop Sales Strategies: Create effective sales plans and strategies to attract new customers and retain existing ones, contributing to overall sales growth.- Conduct Market Analysis: Analyze industry trends and competitor activities to adapt our approach and stay ahead in the market.- Prepare Presentations and Proposals: Create engaging presentations to showcase our products/services to potential clients, making it easier for them to understand our value proposition.Required Skills and Expectations:- Excellent Communication Skills: Ability to communicate ideas clearly and persuasively, both in writing and verbally, is essential for effective client interactions.- Analytical Thinking: You should be able to analyze information critically, identifying opportunities and proposing solutions proactively.- Team Player: Collaborate with team members across different departments to achieve common business goals.- Goal-Oriented Attitude: A strong motivation to meet sales targets and ensure business success is crucial for this role. This role provides an exciting opportunity for growth and development in a dynamic business environment.

As a Branch Credit Manager, you will play an essential role in managing credit operations for the branch. Your responsibilities will involve assessing credit applications and ensuring that all processes comply with company policies.Key Responsibilities:- Review Credit Applications: Analyze credit applications and financial documents to evaluate candidates' creditworthiness.- Conduct Credit Assessments: Assess the financial history and risk factors of applicants to make informed lending decisions.- Monitor Loan Performance: Keep track of outstanding loans and ensure timely repayments by clients to minimize defaults.- Client Communication: Communicate with clients to clarify any doubts regarding credit terms and conditions, fostering a strong relationship.- Report Preparation: Prepare reports on credit performance and risk assessments for branch management, aiding in strategic decision-making.Required Skills and Expectations:Candidates should be detail-oriented and possess strong analytical skills to assess financial data efficiently. Good communication skills are essential for explaining credit-related information to clients and resolving their queries. You should be comfortable working from home and managing tasks independently while being proactive in seeking guidance when necessary. A basic understanding of banking products and services will be beneficial. A positive attitude and willingness to learn will help you grow in this dynamic role, even if you have little or no prior experience. The position is suitable for individuals who have completed at least the 12th grade and are eager to start their careers in finance.

Identify, onboard, and activate financial advisors across your assigned territoryBuild long-term relationships with financial advisors in the SME ecosystemwe provide extensive training, and our proprietary SCET toolGuide advisors through our intake and documentation process so cases come in cleanBe the advisor's single point of contact - responsive, knowledgeable, dependableHit activation and case-flow targets while protecting case quality

Experience: 1+yrs exp. In Goldloan and Gold AppraisalAbout the Role: We are seeking dynamic and self-motivated field professionals with proven expertise in gold valuation and a strong customer-centric approach. This role entails end-to-end gold loan servicing at the customer

As a Wealth Manager intern, you will play a key role in assisting individuals with managing their financial assets and investments. Your focus will be on helping clients achieve their financial goals through effective planning and advice.Key Responsibilities:- Client Relationship Management: Build and maintain strong relationships with clients. Understand their financial needs and goals to provide tailored investment advice.- Investment Analysis: Assist in analyzing different investment options. Gather information about market trends and financial products to recommend suitable choices for clients.- Portfolio Management: Help manage client portfolios by monitoring performance and making adjustments as needed. Ensure that investment strategies align with clients' risk tolerance and objectives.- Financial Planning: Support in developing comprehensive financial plans for clients. This includes budgeting, savings strategies, and retirement planning.- Market Research: Conduct thorough research on financial products and market conditions. Keep informed about trends and news that might affect clients' investments.- Reporting: Prepare regular reports on client investments and market analysis. Communicate findings clearly to help clients understand their financial status.Required Skills and Expectations:You should be a recent 12th-grade graduate with a keen interest in finance and investment. Strong communication skills are essential for explaining complex concepts to clients. A proactive attitude and willingness to learn are highly valued. Basic knowledge of Microsoft Office applications and an eagerness to engage with clients will contribute to your success in this role. Freshers are welcome; this internship provides an excellent opportunity to gain hands-on experience in wealth management.

We are seeking a dedicated Business Development Officer to join our team in Muzaffarpur. In this full-time role, you will engage in activities aimed at driving growth and expanding our market presence. Key Responsibilities:- Identify New Opportunities: Research and gather information to identify potential clients and new market opportunities. This helps in expanding our customer base and increasing sales.- Build Relationships: Establish and maintain strong relationships with clients and stakeholders. Good relationships can lead to repeat business and referrals, which are essential for growth.- Develop Strategies: Collaborate with the team to create effective business development strategies. These strategies should align with our overall business goals and target market.- Prepare Proposals: Write and present persuasive business proposals to potential clients. Well-crafted proposals can significantly improve our chances of winning new business.- Monitor Market Trends: Stay updated on industry trends and competitor activities. Understanding the market helps in anticipating changes and adjusting strategies accordingly.- Achieve Sales Targets: Meet or exceed personal and team sales targets. Achieving targets is crucial for the overall success of the business.Required Skills and Expectations:Candidates should have 1 to 5 years of experience in business development or a related field. A minimum education of 12th grade is required. Strong communication skills are essential for pitching ideas and building client relationships. Candidates must be self-motivated, detail-oriented, and capable of working independently as well as part of a team. Proficiency in using basic office software and good organizational skills are also important for managing tasks effectively.

Key Responsibilities:* To ensure 100% right valuation - capturing right cartage, proper stone deduction, avoid/ prevent spurious/unacceptable ornaments.* Adhering to high ethical standards and complying with all the laid down processes / policies of Company - KYC adherence. Verify customers KYC & complete online registration.* Coordinate with the Manager and stakeholder for loan approval.* Ensure to bring in New Customers and maintain good relationships with existing customers for generating renewal & referral business.* Resolving all customer doubts and questions while processing the loan.* Participate in business development activities to improve the brand visibility of Gold Loan in the catchment areas and to generate leads of prospective customers.

We are looking for an experienced mortgage loan officer to join our team.Youll work closely with our clients and find the best mortgage loans for them. Youll estimate creditworthiness by combining information from client interviews and financial documents. Submitting applications and reporting on their progress will also be part of your mortgage loan officer duties.Collect financial information (e.g. taxes, debts)Evaluate creditworthiness and eligibility for obtaining a mortgage loanInterview clients Guide clients through mortgage loan optionsPrepare and submit mortgage loan applicationsEnsure data are in line with national and local financial rulesMonitor and report on application processesInform clients about loan approval or rejectionHelp resolve problems with applicationsResearch new mortgage loan policies Ensure compliance with privacy laws and confidentiality policies throughout the processBuild a supportive referral network (e.g. with clients, lenders, real estate agents)

Position: Senior Relationship Manager Experience: 7+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is looking for an experienced Senior Relationship Manager for a leading BFSI organization in Bengaluru. The candidate will be responsible for managing and growing an existing client portfolio, acquiring new customers, increasing revenue and wallet share, and providing suitable banking/financial solutions.Key ResponsibilitiesManage and deepen relationships with existing corporate, business, HNI or affluent clients.Identify and acquire new-to-bank customers through market mapping, referrals and networking.Drive revenue, portfolio growth, customer acquisition and wallet-share targets.Understand client business/financial requirements and recommend appropriate banking and financial products.Cross-sell products such as loans, working-capital facilities, trade finance, cash management, insurance, investments and other banking solutions.Develop and execute client acquisition and relationship-growth strategies.Conduct regular client meetings, portfolio reviews and business discussions.Coordinate with Credit, Risk, Product, Operations and Compliance teams to ensure smooth delivery of solutions.Prepare business proposals and support credit appraisal/structuring wherever applicable.Monitor portfolio performance, customer satisfaction and potential business/risk issues.Maintain strong knowledge of market trends, competitor offerings and BFSI products.Ensure adherence to KYC, AML, RBI regulations, internal policies and responsible-sales practices.Maintain accurate customer records, pipeline reports and MIS.Meet and exceed individual and team business targets.Candidate Requirements7+ years of relevant experience in Relationship Management, Corporate Banking, Business Banking, Retail/Commercial Banking, Wealth Management, NBFC or Financial Services.Graduate degree required; MBA/CA preferred for corporate/business banking roles.Proven track record of client acquisition, portfolio growth and revenue generation.Strong understanding of banking products and financial solutions.Experience managing high-value/corporate client relationships preferred.Strong negotiation, presentation and stakeholder-management capabilities.Ability to independently manage targets, client portfolios and business development activities.

Position: Senior Credit Analyst / Credit Risk AnalystExperience: 8+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is seeking an experienced Senior Credit Analyst for a leading BFSI organization in Bengaluru. The candidate will be responsible for conducting comprehensive credit assessments, evaluating the financial strength and creditworthiness of corporate/financial-institution clients, preparing credit appraisal and risk reports, monitoring portfolios, and providing well-reasoned credit recommendations.Key ResponsibilitiesConduct detailed credit assessment of corporate clients, financial institutions, NBFCs or other assigned portfolios.Analyse balance sheets, profit & loss statements, cash flows, capital structures and financial ratios.Prepare Credit Appraisal Memorandums (CAMs), credit notes, risk assessment reports and credit recommendations.Evaluate business models, industry risks, management quality, repayment capacity and overall creditworthiness.Perform financial modelling, cash-flow forecasting, sensitivity analysis and stress testing.Assess leverage, DSCR, EBITDA, working capital, liquidity and other key credit metrics.Conduct industry research, peer benchmarking and economic analysis to identify emerging credit risks.Recommend appropriate credit limits, lending structures, covenants and risk mitigants.Monitor existing portfolios, covenant compliance, financial performance and early-warning indicators.Review waivers, amendments, renewals and restructuring proposals where required.Ensure credit decisions comply with internal credit policies, risk appetite and applicable regulatory requirements.Work closely with Relationship Managers, Credit Risk, Legal, Operations and senior management.Present credit recommendations and risk findings to senior stakeholders/credit committees.Mentor junior credit analysts and review the quality of their credit deliverables.Identify opportunities for process improvement, automation and enhanced credit-risk reporting.Candidate Profile8+ years of relevant experience in credit analysis, credit underwriting, corporate banking, NBFC, financial institutions, structured lending or credit risk.Bachelor's/Master's degree in Finance, Commerce, Accounting, Economics or Business Administration.CA / MBA Finance / CFA / FRM preferred.Strong experience in corporate/non-retail credit analysis and underwriting.Excellent understanding of financial statements, accounting principles and credit-risk methodologies.Proven experience preparing credit appraisal notes and making independent credit recommendations.Strong stakeholder-management and team-mentoring capabilities.Ability to independently handle complex credit cases and work under strict timelines.