12th Pass Freshers For Mortgage Loan Officer

Main Roles and Responsibilities

Meet with customers to understand their borrowing needs.

Explain different loan products (home loans, personal loans, business loans, vehicle loans, etc.).

Collect and verify financial documents such as income proof, bank statements, and credit history.

Assess the applicant's creditworthiness and repayment capacity.

Conduct risk analysis and recommend loan approval or rejection.

Coordinate with credit, legal, and operations teams.

Ensure compliance with banking regulations and internal policies.

Monitor existing loan accounts and follow up on repayments when necessary.

Build relationships with customers and generate new loan business.

Key Skills Required

Knowledge of banking and lending products.

Financial analysis and credit assessment skills.

Communication and customer service abilities.

Sales and business development skills.

Attention to detail and documentation management.

Basic understanding of banking regulations and compliance requirements.

Typical Qualifications

Bachelor's degree in Commerce, Finance, Business Administration, Economics, or a related field.

Banking certifications can be an advantage.

Experience in sales, banking, finance, or customer relationship management is often preferred.

Career Progression

A Loan Officer can advance to roles such as:

Junior Loan Officer / Credit Officer

Senior Loan Officer

Relationship Manager

Credit Manager

Branch Manager

Regional Credit Head or Lending Operations Manager

• Experience

  0 - 2 Years

• No. of Openings

  5

• Education

  12th Pass

• Role

  Mortgage Loan Officer

• Industry Type

  Accounting / Finance

• Gender

  [ Male / Female ]

• Job Country

  India

• Type of Job

  Full Time

• Work Location Type

  Work from Office

• Walk-in interview location

  Malda West Bengal