21

Financial Analyst Graduate Experience Jobs in Bangalore

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  • 7 - 9 yrs
  • Bangalore
Business Finance Financial Planning & Analysis Financial Analysis Financial Modelling Budgeting Forecasting Variance Analysis P&L Analysis MIS Reporting Management Reporting Business Partnering Strategic Finance Commercial Finance Unit Economics Product Profitability Profitability Analysis Revenue Analysis Cost Optimization Pricing Analysis Business Case Scenario Analysis FinTech NBFC Banking Digital Lending Payments Financial Services Portfolio Analytics
Business Finance Analyst - FinTechHiring Company: Talent Zone ConsultantJob Title: Business Finance Analyst / Senior Business Finance AnalystLocation: BangaloreEmployment Type: Full-timeJob SummaryTalent Zone Consultant is looking for an experienced Business Finance Analyst with 7-9 years of experience in FinTech, NBFC, Banking, Payments, Lending or Digital Financial Services.The ideal candidate will have strong expertise in FP&A, financial modelling, budgeting, forecasting, variance analysis, business performance management and unit economics. The candidate will work closely with business, product, sales, operations and leadership teams to provide actionable financial insights and support strategic decision-making.Key ResponsibilitiesOwn and manage FP&A activities, including annual budgeting, rolling forecasts and long-range financial planning.Prepare and analyse monthly/quarterly P&L, MIS and management reports.Conduct budget vs. actual and forecast vs. actual variance analysis and provide actionable commentary.Develop detailed financial models, business cases and scenario analyses for new products, initiatives and investments.Analyse revenue, costs, margins, profitability and operating performance across business/product segments.Drive product-level profitability and unit economics analysis.Track key FinTech metrics such as CAC, LTV, contribution margin, portfolio yield, cost of funds, revenue per customer and cost-to-income.Partner with Product, Sales, Operations, Risk and Technology teams to evaluate business performance.Support pricing decisions, cost optimisation and resource allocation through financial analysis.Identify business risks, profitability opportunities and areas for operational improvement.Prepare dashboards and presentations for senior management and leadership reviews.Support strategic initiatives including new product launches, expansion plans, investment decisions and business growth initiatives.Automate recurring financial reporting and improve the accuracy and efficiency of finance processes.Work with large datasets and collaborate with BI/Data teams to develop meaningful financial insights.Required SkillsCore Finance:FP&A, Business Finance, Financial Planning, Financial Analysis, Budgeting, Forecasting, Variance Analysis, P&L Analysis, Management Reporting, MIS Reporting, Financial Modelling, Business Modelling, Scenario Analysis, Business Case Development, Profitability Analysis, Cost Analysis, Revenue Analysis, Cost Optimization, Strategic FinanceTechnology / Analytics:Advanced Excel, Financial Modelling, Power BI, SQL, Data Analytics, Dashboarding, Power Query, Power Pivot, ERP, BI Reporting, AutomationSoft Skills:Business Partnering, Stakeholder Management, Strategic Thinking, Commercial Acumen, Analytical Thinking, Problem Solving, Leadership Communication, Presentation Skills, Decision MakingEducationCA / MBA Finance / CMA / CFA preferred.Bachelor's degree in Finance, Accounting, Economics, Business or a related discipline.Candidates from reputed FinTech, NBFC, Banking, Payments or Financial Services organisations preferred.Candidate Profile7-9 years of relevant experience in Business Finance, FP&A, Corporate Finance, Strategic Finance or Finance Analytics.Strong preference for candidates with FinTech / NBFC / Banking / Lending / Payments experience.Should have hands-on experience with budgeting, forecasting, financial modelling and P&L analysis.Experience in unit economics and product profitability will be highly preferred.Should be comfortable working with senior stakeholders and presenting financial insights.Strong Excel skills are mandatory; SQL/Power BI will be an advantage.
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Commercial Manager - Bangalore

Jyoti Placements Service

  • 3 - 5 yrs
  • 8.0 Lac/Yr
  • Bangalore
Strategic Thinking Commercials Interpersonal Skills Financial Negotiation Stakeholder Management Business Strategy Market Research Collaboration & Teamwork Financial Acumen Problem Solving Sales Strategy
- The role will own end-to-end commercial operations including COD hygiene and reconciliations, petty cash management, asset and fleet cost control, manpower and resource planning, payroll and off-roll payouts coordination, client invoicing and debit note management, audit readiness, and branch-wise P&L tracking. - The Manager - Commercials will ensure accuracy, compliance, and cost optimization across hubs while working closely with Operations, Finance, and Client teams.- You will be responsible for ensuring 100% COD accuracy and deposits, maintaining audit trails, driving disciplined petty cash processes, managing asset and transport cost visibility, aligning manpower deployment with hub size and productivity norms, and ensuring accuracy of payroll and payout data for on-roll and off-roll employees.- The role will also lead client invoicing reviews, investigate shipment losses and discrepancies, manage debit notes end-to-end, ensure timely recoveries from operations teams, and close all disputes within defined timelines. - You will oversee commercial and regulatory compliances relevant to logistics operations and support quarterly and annual audits.- At a network level, you will maintain branch-wise budgets, Asset planning, forecast revenue and costs, and enable continuous improvement in per-delivery cost and branch profitability.- The role will also ensure regulatory and statutory compliance at branch level, including maintaining valid licenses such as Shop & Establishment, FSSAI, and other location-specific operational permits, in coordination with internal and external stakeholders.
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Financial Analyst

CBL Data Science Private Limited

  • 3 - 5 yrs
  • Kalyan Nagar Bangalore
MCA Financial Reporting Companies Act Data Analytics Financial Services
Key Responsibilities:Analyze current and past financial data and performancePrepare reports and projections based on analysisEvaluate current capital expenditures and depreciationExplore investment opportunitiesEstablish and evaluate profit plansIdentify trends in financial performance and provide recommendations for improvementCoordinate with other members of the finance team to review financial information and forecastsProvide financial models and forecastingSkills & Ability:Should be familiar with MCA Forms, Companies Act, Company FilingsShould have good knowledge of MS Excel & Google SheetsPassionate about data & data analyticsShould have good data analytical skillsShould have good MS Office & Google Suite knowledgeShould have good Verbal and Written communication skillsEducation & Experience:Bachelors or Masters in Finance is PreferredExperience: 3 to 5 Years of experience in FinanceExperience with MCA Forms,Company Filings is a Must
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Finance Analyst

Exultant Solutions

  • 1 - 3 yrs
  • 2.3 Lac/Yr
  • Bangalore
Financial Analysis Balance Sheet Account Payable Key Accounts Financial Services Finance
Responsibilities: Assist in the preparation of financial reports, including income statements, balance sheets, and cash flow statements. Conduct financial analysis to support business decisions, including variance analysis and trend analysis. Assist in budgeting and forecasting processes, including gathering data, performing analyses, and preparing reports. Collaborate with senior team members to develop financial models and projections. Support day-to-day finance operations, including accounts payable/receivable, invoicing, and expense tracking. Assist in the preparation of client presentations and reports. Stay up-to-date on industry trends, regulations, and best practices in finance and accounting.Qualifications: Bachelors degree in Commerce, Finance, Accounting, or a related field with 1+ years of experience. Strong understanding of financial principles and concepts. Proficiency in Microsoft Excel and other financial analysis tools. Understanding of GST, Income tax, Companies Act and other business laws Excellent analytical and problem-solving skills. Strong attention to detail and accuracy. Ability to work independently and as part of a team in a fast-paced environment. Excellent communication and interpersonal skills. Previous internship or work experience in finance or accounting is a plus
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Financial Planning Analyst

Skywings Advisors Private Limited

Financial Planning Analyst Budgeting Forecasting Variance Analysis
Desired Candidates:-CA/CWA/MBA full time-Should worked on Budgeting, Forecasting, Variance Anaalysis-Should have experience in PnL (Revenue/Cost)-Should be okay to work in 3pm-12am shift.
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Sales Manager Finance Manager Investment Advisor Investment Investment Analyst Investment Banking Analyst B2C Sales HNI Relationship Manager HNI Sales HNI Acquisition Walk in
About the roleWe are actively seeking dynamic individuals to join the inbound business team at Dezerv. In this capacity, you will engage with discerning inbound clients possessing a net worth of 50 lakhs and above. Your primary responsibilities will encompass facilitating a comprehensive understanding of Dezerv's Portfolio Management Service and Mutual Fund investment strategies, ultimately guiding clients in their investment.What you will work on: PMS SalesYou get pre-scheduled video meetings with potential clients where you will have to review clients portfolio holdings and give your expert suggestions on if their holdings is aligned with the market (portfolio size of 50L & above)Interact and convert these high-intent inbound clients into investing in our portfolio productsHave good knowledge of the overall markets and use those points in your conversations with clientsEvaluate customer requirements and asset distribution, actively initiate communication with the customer to confirm a thorough comprehension of their financial needs and future wealth management objectives.Help clients in their onboarding process by coordinating with multiple stakeholders like the operations team, product team and tech team. Guide clients thoroughly on their Tax liabilities when exiting or entering into fundsMaintain good relationships with your existing clients for investing more into different products which we offer
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  • 1 - 5 yrs
  • Bangalore
Good Communication Oral Skills Organization Analytical Skills Financial Analyst Work From Home
providing all aspects of financial support for planning and control.Assist in consolidation and reporting of financial results; preparation of annual budget.Gather, model, analyze, prepare, and summarize information for financial plans, operating forecasts, trending future specifications, etc.; on a weekly, monthly, or quarterly basis. Prepares recommendations based on analyzes. May perform revenue and expense analysis, headcount and headcount driven expense analysis at cost center level, tracking of product and product line revenue, reconciliation of accounts receivable, variance analysis and ad-hoc analysis as needed. Duties and tasks are standard with some variation. Completes its own role largely independently within defined policies and procedures.
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Accounting Taxation Microsoft Office Treasury Secondary Research Financial Research Financial Analyst Work From Home Walk in
Job Openings for 25 Financial Research Analyst Jobs with minimum 2 Years Experience in Faridabad, Haryana, Delhi Gate, Surat, Gujarat, Bangalore, Karnataka, Mumbai, Maharashtra, Hyderabad, Telangana, Chattanchal, Kasaragod, Kerala, Kanpur, Uttar Pradesh, Himayat Bagh, Aurangabad, Maharashtra, Raigad, Maharashtra, Delhi Rohtak Road, Bahadurgarh, Haryana, having Educational qualification of : Vocational Course, Advanced/Higher Diploma, B.A, B.Arch, B.C.A, B.B.A, B.Com, B.Sc, Post Graduate Diploma, M.B.A/PGDM with Good knowledge in Accounting, Taxation, Microsoft Office, Treasury, Secondary Research etc.,
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Jobs by Popular Location

Pricing Specialist

DSM-Firmenich

Pricing Analyst Pricing Specialist Business Analyst Data Analyst Finance Analyst SAP SD Advance Excel Cost Analysis
Key Responsibilities: Ensuring compliance with pricing guidelines and accurate entry of Fragrance ingredients prices by product and customer into the SAP system for India Middle East Africa region (IMA). Effectively support to the daily price quotation request from the regional commercial team within the agreed lead time, considering manufacturing planning scenarios, batch order sizes, minimum order quantities, payment terms, standard pack sizes, incoterms, margin targets and other commercial context. Working closely with the sales and customer care teams to identify and analyze discrepancy between SAP prices & order prices and resolve pricing issues in a timely and proper manner. Create and periodically update the Regional Portfolio Price Lists with precision Monitoring the profitability of the business and fixing the margin leakage Enforce Pricing rules and policies through Pricing Process Build and develop regional Pricing Dashboards/insights to deliver value insights to the organization Support implementation of LPM (List Price Management) tool into the Region Building proactive partnerships with all key stakeholders in the pricing process. (Commercial, Technical, Marketing, Supply Chain, Controlling teams)We value: Bachelors / masters degree in finance, Accounting, Economics, Marketing or related field with a minimum of 3 years of experience in analytics, preferably in pricing or costing. (Analyst experience with purchasing, logistics, or production management will also be considered) Requires a strong aptitude for working with numbers and strong Advanced Microsoft Excel skills are essential Knowledge of SAP or any ERP, Qlik Sense or other BI tools for dashboarding Excellent written and verbal communication skills and ability to interact with many people from different locations and cultures Must have great attention to details Versatility, flexibility, ability to draw conclusions, escalate issues and formulate recommendation
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Product Analyst

Bizessence Pty Ltd

Financial Planning NBFC SQL SaaS Platform Product Analyst
Responsibilities: Collaborate with clients and internal stakeholders: Work closely with clients and internal teams to identify product gaps and gather requirements. Conduct user research and market analysis to define user stories and prioritize features. Product roadmap and backlog management: Contribute to the development and maintenance of the product roadmap. Manage the product backlog, ensuring that it is properly groomed, prioritized, and aligned with business objectives. Understanding of technology: Possess a basic understanding of technology and the ability to work closely with development teams. Translate business requirements into technical specifications and collaborate with developers to ensure successful implementation of features. SQL knowledge: Familiarity with SQL will be an added advantage, allowing you to perform data analysis and generate insights to drive product improvements and decision-making. Run and monitor sprints: Oversee the execution of sprints and monitor the progress of development efforts. Identify and address any blockers or issues that may impede the timely delivery of prioritized features. Collaboration with development and QA teams: Work closely with the development and Quality Assurance (QA) teams to ensure the timely delivery of prioritized features. Provide clear requirements and specifications, and perform user acceptance testing to ensure the quality of the product. User training and support: Provide user training and support during product rollouts. Help users understand the products features and functionality, and address any questions or issues they may have. Product documentation: Create and maintain product documentation, including user guides, release notes, and other relevant documentation to assist users and internal teams.Join our team as a Product Analyst and be part of an exciting journey to revolutionize the financial services industry with our innovative product offerings. Apply now!
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CA/ICWA-Business Analyst-Finance

Teamplus Staffing Solutions

  • 5 - 10 yrs
  • 25.0 Lac/Yr
  • Bangalore
JDE Finance Manufacturing Accounting Product Costing Fixed Assets Business Analyst Finance Analyst
Strong Accounting Background CA / ICWA preferredThe candidate should have in-depth knowledge of J.D. Edwards ERP System and relationship of various distribution and manufacturingModules with General Ledger, Accounts Payable, Accounts Receivable,Manufacturing Accounting, Product Costing, and Fixed Asset Modules.Avalara or Vertex knowledge and experience. Avalara preferred.Reports Now/E1 Financial Report Writer/FASTR knowledge and experience.Proven record of accomplishment in implementing change.Strong Data Analytic skills including the ability to develop SQL queries as needed to support data collection and reporting.High level of initiative and attention to detail.Ability to prioritize daily workload and work in a team environment.Ability to work independently, identify priorities and work successfully with minimal supervision.Drive to continue to learn and grow in the use and application of JD Edwards Citizen Developer Tools as well as other third-party reporting and analytical tools.Strong interpersonal and leadership skills.Strong oral and written communication skills.Ability to meet objectives by influencing and engaging others across multiple teams.Quality and cost driven.Ability to travel 10-15% to domestic locations for rollout of JD Edwards over the next two years.
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Financial Analyst

Maksim Consultants

  • 2 - 8 yrs
  • Bangalore
Finance Analyst
Financial Analyst responsibilities are:Determine cost of operations by establishing standard costs; collecting operational data;Identify financial status by comparing and analyzing actual results with plans and forecasts;Guide cost analysis process by establishing and enforcing policies and procedures; providing trends and forecasts; explaining processes and techniques; recommending actions;Improve financial status by analyzing results; monitoring variances; identifying trends; recommending actions to management;Reconcile transactions by comparing and correcting data;Maintain database by entering, verifying, and backing up data;Recommend actions by analyzing and interpreting data and making comparative analyses; studying proposed changes in methods and materials;Build financial models (i.e. company valuations, profitability)Build reporting dashboards for a variety of stakeholders.Prepare business cases for data-driven decision making and see decisions through till implementationIncrease productivity by developing automated accounting applications; coordinating information requirements;Protect operations by keeping financial information confidential;Maintain technical knowledge by attending educational workshops; reviewing publications and driving personal development;Contribute to team effort by accomplishing related results as needed.
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IT Analyst

Proveet Company

  • 2 - 8 yrs
  • Bangalore
System Administration ITIL-Information Technology Infrastructure Library SQL Server Unix Network Administration Secondary Research IT Support Financial Research Walk in
We are looking for an Analytics Manager to organize our analytics function and manage our team of analysts. You will implement tools and strategies to translate raw data into valuable business insights.In this role, we expect you to have strong logical reasoning skills and business intelligence. The ability to communicate effectively is essential. If you also have solid industry experience, wed like to meet you.Your goal will be to help our business use data to drive high performance and quality.ResponsibilitiesUnderstand business needs and objectivesDevelop strategies for effective data analysis and reportingDefine company-wide metrics and relevant data sourcesSelect, configure and implement analytics solutionsLead and develop a team of data analystsOversee all analytics operations to correct discrepancies and ensure qualityExtract reports from multiple sources (e.g. operations, IT, customer feedback)Build systems to transform raw data into actionable business insightsApply industry knowledge to interpret data and improve performanceKeep abreast of industry news and trendsRequirements and skillsProven experience as an Analytics Manager or Data ScientistSolid experience in data analysis and reporting; industry experience is a plusBackground in market research and project managementKnowledge of Excel, R and SQL; familiarity with business intelligence tools (e.g. Tableau, SAS)Superb communication skillsAnalytical skills and strong organizational abilitiesAttention to detailProblem-solving aptitudeBSc/BA in Computer Science, Statistics, Data Management or a related field
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  • 5 - 7 yrs
  • 30.0 Lac/Yr
  • Bangalore
CA CWA Excel SAP FP&A Finance Manager Finance Analyst Finance Planning Senior Manager Reporting Tools Tableau Power BI Hyperion Planning Powerpoint Written Communication Strong Communication Skills
SkillsQualified CA with 5-7 Years of experience in the FP&A domainHands-on with SAP (added advantage)Preferably worked in a process-oriented FP&A with a cost center and profit center-centric environment.Exposure to any reporting tools (Tableau/ Power BI/ Hyperion planning, etc.)Strong and articulate in written and verbal communication.knowledge of excel and PowerPoint is a must.Should be comfortable working with key stakeholdersAdditional InformationEarly/ Immediate joiners will be preferredThe candidates who are willing to relocate to Bangalore can also be consideredWorking days: Monday to FridayRequired QualificationProfessional degree - CA/CWA
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Finance Consultant

Telamon HR Solutions

  • 3 - 5 yrs
  • 8.0 Lac/Yr
  • Bangalore
Finance Consultant Finance Analyst TDS GST Bank Reconciliation Walk in
Responsible for maintaining the day to day accounting / bookkeeping of the clients; Responsible for day to day transactions related to AR, AP and employee reimbursements; Managing daily banking transactions & periodic bank reconciliations; Managing vendor, customer, payment gateway reconciliations; Responsible for maintaining fixed asset register & related accounting; Periodic closure of books of accounts and related reporting; Timely statutory tax payments and submission of TDS & GST Returns; Preparation / review of complete statutory financial statements and ensuring timelycompletion of statutory & tax audit in coordination with client and statutory auditors Maintaining all the client documents;
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Finance Executive Finance Analyst Banking Executive Banking Assistant
Their duties as a Financial Inclusion - executive involves:1. Sales, related to banking and finance2. Marketing3. Opening kiosk banking4. Talking to banks regarding liaisoning (with Local head office, branch or Regional business office)5. Business development, hand holding6. B2B & B2C service.7. Field work.
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Trade Finance Officer

NEW Era Advisors

  • 4 - 8 yrs
  • Bangalore
Good Communication Trade Finance Officer Finance Officer Finance Management Finance Analyst Walk in
ICWA with good knowledge of stock broking for a Bangalore based Financial company.
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Finance Manager

A Leading Bank Brand Company

  • 18 - 28 yrs
  • 100.0 Lac/Yr
  • Bangalore
Finance Manager Finance Officer Finance Analyst Finance Management
We are the Leading Bank Brand Company. We are having openings for MANAGERIAL POSITIONS / TEAM LEADER Positions / FINANCIAL ANALYSTS. Age should be ABOVE 38 Years Qualification any Degree / DIPLOMA and above. Fixed and variable Incomes will be provided. Both Full time and Part time Interview Date: CALL Interview Time: 11:45 a.m. to 04:00 p.m. INTERVIEW ADDRESS No. 27, 3rd Floor, Above I Planet Showroom, 0Murari Tower, Ashoka Pillar Main Road, Opp. Rani Sarala Devi School, Jayanagar 2nd Block, Bengaluru 560011. CONTACT PERSON: PRABHAVATHIPlease Note For the candidates who belongs to the different background other than the financial background are also can also attend the Interview, because for them we will provide orientation program / Training.INTERESTED CANDIDATES CAN ATTEND THE INTERVIEW AT OUR ABOVE MENTIONED OFFICE ADDRESS.
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  • 10 - 15 yrs
  • 22.5 Lac/Yr
  • Bangalore
Oracle oracle12 EBS AP Invoicing Bank Internface AR Customer Work From Home Walk in
Mandatory SkillsOracleoracle 12EBSfinancialVendor dataAP InvoicingAP Payment processesbank interfacesAR CustomersAR Invoices and billingAR receiptspurchase order and receipt processprocurement modulesConcur Expense reportssystem assuranceaccount payablesreceivablesGLPAARAdditional Skillscommunication skillsfunctional analysisanalytical thinkingproblem solvingissue resolutionJob Description2 TYPES OF POSITIONSORACLE FINANCIALS SYSTEMS ANALYST GL AND FA ORACLE FINANCIALS SYS ANALYST P2P- AP/AR/ Procurement Abbreviations:AR: Account receivablesAP: Account payablesGL: General ledgerFA: Fixed assetABOUT THE JOBThis role will focus on providing financial systems and services for the. As a key service provider, you will enable and facilitate the common solutions for these business groups. Being well organised and results-driven, you will manage expectations, prioritise issues and deliversolutions. Primarily you will be a highly adept communicator with an understanding of the whole business analysis life cycle working as well with experienced IT Technicians and BusinessWHAT YOU WILL BE DOINGProvide production support services expertise for large Oracle EBS Financials users, based around the Oracle R12 product group, working with all levels of end-users, both technical and non-technical project team membersImprove controls and implement Oracle best practices where necessaryProduce and maintain project documentationSystem and Quality Assurance testing of developed solutionsWHAT YOU NEED TO KNOW for P2P- AP/AR/ ProcurementBachelors Degree in Computer Science or equivalent field of studyFunctional subject matter expert in Oracle EBS R12 core financials AP, AR, Procurement, with strong support experience in the last 5 to 7 yearsIdentify weaknesses and gaps in solution design and develop custom solutions based on Oracle best practiceProficient knowledge of Account Payables, Account Receivables, procurement module
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Accountant

Darshini management solutions

  • 1 - 2 yrs
  • 4.0 Lac/Yr
  • Bangalore
Tally Income Tax Finance Indirect Taxation Auditing Service Tax TDS Financial Accounting Bank Reconciliation Accountant Account Analyst Accounts Executive Account Assistant Accounting Associate Walk in
QUALIFICATION : B'COM GRADUATES (ACCOUNTS) OR POST GRADUATE IN FINANCE AND ACCOUNTS REQUIREMENT:-SHOULD BE ABLE TO MANAGE STATUTORY GOVERNMENT REQUIREMENTS LIKE 1) GST COMPUTATION AND RETURNS (GSTR:1 , GSTR :2A RECONCILIATION AND GSTR: 3B RETURNS) 2 ESI / PF RETURNS 3 PT RETURNS/ VERIFYING PURCHASE AND PAYMENTS TO THE VENDORS , 4) FULL KNOWLEDGE OF TALLY ERP IS MANDATORY 5) ASSISTING THE COLLECTIONS TEAM AND QUERIES RAISED BY CUSTOMERS. LOCATION:- Near Indiranagar, Bangalore, Karnataka
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Accounts and Finance Executive

Telamon HR Solutions

  • 2 - 6 yrs
  • Bangalore
Good Communication Finance Executive Finance Analyst Accountant Account Executive Account Assisant Walk in
Setting up accounting systems/COA, process etc. Review of accounting transactions and ensuring accounting per company policies and in accordancewith IGAAP Prepare financial statements in compliance with IGAAP Prepare tax audit forms FORM 3CD, etc. Ensuring appropriate control over banking function and review of monthly bank reconciliations Review and ensure monthly closure of the sub-ledgers and GL as per the timelines Review and finalization of monthly trial balance Prepare monthly management reports (local and global) Balance sheet, Profit and loss accountand Cash flow statement and other MIS reports Ensuring timely adherence to statutory compliances & tax regulations (DT, IDT, CS, FEMA, etc.) Coordinating with the auditors for the timely completion of the audit
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  • 8 - 11 yrs
  • Bangalore
Credit Analysis Credit Underwriting Corporate Credit Financial Statement Analysis Financial Modelling Cash Flow Analysis Credit Appraisal Credit Memo Preparation CAM Preparation Credit Structuring Portfolio Monitoring Scenario Analysis DSCR Analysis EBITDA Analysis Working Capital Analysis Industry Research Peer Benchmarking Loan Structuring Risk Mitigation Credit Rating Analysis Portfolio Risk Management Early Warning Indicators Regulatory Compliance RBI Regulations
Position: Senior Credit Analyst / Credit Risk AnalystExperience: 8+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is seeking an experienced Senior Credit Analyst for a leading BFSI organization in Bengaluru. The candidate will be responsible for conducting comprehensive credit assessments, evaluating the financial strength and creditworthiness of corporate/financial-institution clients, preparing credit appraisal and risk reports, monitoring portfolios, and providing well-reasoned credit recommendations.Key ResponsibilitiesConduct detailed credit assessment of corporate clients, financial institutions, NBFCs or other assigned portfolios.Analyse balance sheets, profit & loss statements, cash flows, capital structures and financial ratios.Prepare Credit Appraisal Memorandums (CAMs), credit notes, risk assessment reports and credit recommendations.Evaluate business models, industry risks, management quality, repayment capacity and overall creditworthiness.Perform financial modelling, cash-flow forecasting, sensitivity analysis and stress testing.Assess leverage, DSCR, EBITDA, working capital, liquidity and other key credit metrics.Conduct industry research, peer benchmarking and economic analysis to identify emerging credit risks.Recommend appropriate credit limits, lending structures, covenants and risk mitigants.Monitor existing portfolios, covenant compliance, financial performance and early-warning indicators.Review waivers, amendments, renewals and restructuring proposals where required.Ensure credit decisions comply with internal credit policies, risk appetite and applicable regulatory requirements.Work closely with Relationship Managers, Credit Risk, Legal, Operations and senior management.Present credit recommendations and risk findings to senior stakeholders/credit committees.Mentor junior credit analysts and review the quality of their credit deliverables.Identify opportunities for process improvement, automation and enhanced credit-risk reporting.Candidate Profile8+ years of relevant experience in credit analysis, credit underwriting, corporate banking, NBFC, financial institutions, structured lending or credit risk.Bachelor's/Master's degree in Finance, Commerce, Accounting, Economics or Business Administration.CA / MBA Finance / CFA / FRM preferred.Strong experience in corporate/non-retail credit analysis and underwriting.Excellent understanding of financial statements, accounting principles and credit-risk methodologies.Proven experience preparing credit appraisal notes and making independent credit recommendations.Strong stakeholder-management and team-mentoring capabilities.Ability to independently handle complex credit cases and work under strict timelines.
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Data Analyst

Talent Zone Consultant

  • 1 - 5 yrs
  • Bangalore
Data Analyst Financial Data Python SQL Data Collection Data Validation
Main ResponsibilitiesOversee the daily collection, cleaning, and validation processes of fund-related data to ensure accuracy and reliability.Serve as SPOC for ETF (sub-product).Interact with a Scrum Team for identifying and resolving issues with automated processesLead initiatives to identify and address errors, duplicates, and data integrity issues, ensuring reliable and consistent data management.Serve as the primary Subject Matter Expert (SME) and point of contact for fund-related datasets, guiding both internal teams and external stakeholders.Respond promptly and effectively to fund data-related inquiries from clients and internal stakeholders.Lead the expansion of data collection efforts, proactively identifying opportunities to enhance and diversify fund data acquisition.Be the first point of contact for new hires and lead/guide/train analysts.Assist Assistant Manager/Manager in preparing comprehensive reports on incident reporting, Root Cause Analysis (RCA), fixes, and work in progress on key metrics and insights.Maintain and update documentation on fund data sources, processes, and methodologies, ensuring accessibility and clarity for internal teams.Collaborate closely with data engineers to establish and optimize fund data pipelines, enhancing the flow and efficiency of data processing.Participate in integrating the existing fund dataset with internal next-generation platforms.Basic QualificationsBachelors or masters degree in science, Technology, Engineering, Mathematics, Finance, Accounting, or related fields.3+ years of experience in the funds or indexing industry, particularly in data, analytics, or finance-related roles.Strong understanding of financial instruments such as ETFs, Mutual Funds, and other relevant asset classes.Detail-oriented with strong analytical skills, specifically in the context of financial data.Key SkillsExperience in corporate actions, fund holdings, indexing and fund space.Operational knowledge of SQL.Ability and willingness to adapt to fast-paced environment and shifting priorities.Excellent communication and interpersonal skills.Problem-solving and decision-making capabilities.Willingness to step into supervising the team as needed.
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  • 1 - 3 yrs
  • Bangalore
Data Analyst Financial Data Collecting Data Reporting MS Excel Maintain & QA
Role-Execute the daily collection, cleaning, and validation processes of fund-related data to ensure accuracy and reliability.Monitor and perform quality assurance on data ingested via automated processesIdentify and address errors, duplicates, or inconsistencies in datasets to maintain accuracy and integrity.Interact with a Scrum Team for identifying and resolving issues with automated processesParticipate in expanding data collection efforts.Assist Assistant Manager/Manager in preparing comprehensive reports on incident reporting, Root Cause Analysis (RCA), fixes, and work in progress on key metrics and insights.Respond to data-related inquiries from Senior Analyst and your inline Manager.Maintain documentation of data sources, processes, and methodologies.Work closely with data engineers to establish and optimize data pipelines.Preferred skills-Bachelors or masters in science, Technology, Engineering, Mathematics, Finance or AccountingPreferably 2 years of experience in financial data, previous roles circulating validation of NAVs, Price, Shares or any financial data.2-4+ years' experience in funds/indexing industry within data, analytics or finance-related roleFamiliarity with ETFs, Mutual Funds and/or other financial instruments
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