29

Financial Analyst Graduate Jobs in Bangalore

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  • 7 - 9 yrs
  • Bangalore
Business Finance Financial Planning & Analysis Financial Analysis Financial Modelling Budgeting Forecasting Variance Analysis P&L Analysis MIS Reporting Management Reporting Business Partnering Strategic Finance Commercial Finance Unit Economics Product Profitability Profitability Analysis Revenue Analysis Cost Optimization Pricing Analysis Business Case Scenario Analysis FinTech NBFC Banking Digital Lending Payments Financial Services Portfolio Analytics
Business Finance Analyst - FinTechHiring Company: Talent Zone ConsultantJob Title: Business Finance Analyst / Senior Business Finance AnalystLocation: BangaloreEmployment Type: Full-timeJob SummaryTalent Zone Consultant is looking for an experienced Business Finance Analyst with 7-9 years of experience in FinTech, NBFC, Banking, Payments, Lending or Digital Financial Services.The ideal candidate will have strong expertise in FP&A, financial modelling, budgeting, forecasting, variance analysis, business performance management and unit economics. The candidate will work closely with business, product, sales, operations and leadership teams to provide actionable financial insights and support strategic decision-making.Key ResponsibilitiesOwn and manage FP&A activities, including annual budgeting, rolling forecasts and long-range financial planning.Prepare and analyse monthly/quarterly P&L, MIS and management reports.Conduct budget vs. actual and forecast vs. actual variance analysis and provide actionable commentary.Develop detailed financial models, business cases and scenario analyses for new products, initiatives and investments.Analyse revenue, costs, margins, profitability and operating performance across business/product segments.Drive product-level profitability and unit economics analysis.Track key FinTech metrics such as CAC, LTV, contribution margin, portfolio yield, cost of funds, revenue per customer and cost-to-income.Partner with Product, Sales, Operations, Risk and Technology teams to evaluate business performance.Support pricing decisions, cost optimisation and resource allocation through financial analysis.Identify business risks, profitability opportunities and areas for operational improvement.Prepare dashboards and presentations for senior management and leadership reviews.Support strategic initiatives including new product launches, expansion plans, investment decisions and business growth initiatives.Automate recurring financial reporting and improve the accuracy and efficiency of finance processes.Work with large datasets and collaborate with BI/Data teams to develop meaningful financial insights.Required SkillsCore Finance:FP&A, Business Finance, Financial Planning, Financial Analysis, Budgeting, Forecasting, Variance Analysis, P&L Analysis, Management Reporting, MIS Reporting, Financial Modelling, Business Modelling, Scenario Analysis, Business Case Development, Profitability Analysis, Cost Analysis, Revenue Analysis, Cost Optimization, Strategic FinanceTechnology / Analytics:Advanced Excel, Financial Modelling, Power BI, SQL, Data Analytics, Dashboarding, Power Query, Power Pivot, ERP, BI Reporting, AutomationSoft Skills:Business Partnering, Stakeholder Management, Strategic Thinking, Commercial Acumen, Analytical Thinking, Problem Solving, Leadership Communication, Presentation Skills, Decision MakingEducationCA / MBA Finance / CMA / CFA preferred.Bachelor's degree in Finance, Accounting, Economics, Business or a related discipline.Candidates from reputed FinTech, NBFC, Banking, Payments or Financial Services organisations preferred.Candidate Profile7-9 years of relevant experience in Business Finance, FP&A, Corporate Finance, Strategic Finance or Finance Analytics.Strong preference for candidates with FinTech / NBFC / Banking / Lending / Payments experience.Should have hands-on experience with budgeting, forecasting, financial modelling and P&L analysis.Experience in unit economics and product profitability will be highly preferred.Should be comfortable working with senior stakeholders and presenting financial insights.Strong Excel skills are mandatory; SQL/Power BI will be an advantage.
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  • Fresher
  • 3.5 Lac/Yr
  • Bangalore
Good Communication Finance Analyst
We are looking for a Finance Analyst to join our team in Bangalore. This role is suitable for fresh graduates who have completed their education in B.C.A, B.B.A, B.Com, or B.Sc. The Finance Analyst will be responsible for analyzing financial data and supporting the finance team in making informed decisions. Key Responsibilities:- Financial Data Analysis: Examine and interpret financial reports to identify trends and insights that can help the company grow. - Reporting: Prepare regular financial reports that summarize operational performance, highlighting key metrics and areas for improvement.- Budgeting Support: Assist in the budget preparation process by collecting and analyzing relevant data to ensure accurate forecasting.- Variance Analysis: Monitor budget variances and provide explanations for any differences between actual performance and the budget.- Collaboration with Teams: Work closely with other departments to gather necessary financial data and promote a unified approach to financial planning.Required Skills and Expectations:Candidates must possess strong analytical skills and be comfortable working with complex financial data. Proficiency in Microsoft Excel and basic understanding of financial modeling is essential. The ability to communicate findings clearly to both technical and non-technical audiences is crucial. Attention to detail and good organizational skills are important for managing multiple tasks effectively. A proactive attitude and eagerness to learn will help you thrive in this role.
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Commercial Manager - Bangalore

Jyoti Placements Service

  • 3 - 5 yrs
  • 8.0 Lac/Yr
  • Bangalore
Strategic Thinking Commercials Interpersonal Skills Financial Negotiation Stakeholder Management Business Strategy Market Research Collaboration & Teamwork Financial Acumen Problem Solving Sales Strategy
- The role will own end-to-end commercial operations including COD hygiene and reconciliations, petty cash management, asset and fleet cost control, manpower and resource planning, payroll and off-roll payouts coordination, client invoicing and debit note management, audit readiness, and branch-wise P&L tracking. - The Manager - Commercials will ensure accuracy, compliance, and cost optimization across hubs while working closely with Operations, Finance, and Client teams.- You will be responsible for ensuring 100% COD accuracy and deposits, maintaining audit trails, driving disciplined petty cash processes, managing asset and transport cost visibility, aligning manpower deployment with hub size and productivity norms, and ensuring accuracy of payroll and payout data for on-roll and off-roll employees.- The role will also lead client invoicing reviews, investigate shipment losses and discrepancies, manage debit notes end-to-end, ensure timely recoveries from operations teams, and close all disputes within defined timelines. - You will oversee commercial and regulatory compliances relevant to logistics operations and support quarterly and annual audits.- At a network level, you will maintain branch-wise budgets, Asset planning, forecast revenue and costs, and enable continuous improvement in per-delivery cost and branch profitability.- The role will also ensure regulatory and statutory compliance at branch level, including maintaining valid licenses such as Shop & Establishment, FSSAI, and other location-specific operational permits, in coordination with internal and external stakeholders.
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Financial Analyst

CBL Data Science Private Limited

  • 3 - 5 yrs
  • Kalyan Nagar Bangalore
MCA Financial Reporting Companies Act Data Analytics Financial Services
Key Responsibilities:Analyze current and past financial data and performancePrepare reports and projections based on analysisEvaluate current capital expenditures and depreciationExplore investment opportunitiesEstablish and evaluate profit plansIdentify trends in financial performance and provide recommendations for improvementCoordinate with other members of the finance team to review financial information and forecastsProvide financial models and forecastingSkills & Ability:Should be familiar with MCA Forms, Companies Act, Company FilingsShould have good knowledge of MS Excel & Google SheetsPassionate about data & data analyticsShould have good data analytical skillsShould have good MS Office & Google Suite knowledgeShould have good Verbal and Written communication skillsEducation & Experience:Bachelors or Masters in Finance is PreferredExperience: 3 to 5 Years of experience in FinanceExperience with MCA Forms,Company Filings is a Must
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Finance Analyst

Exultant Solutions

  • 1 - 3 yrs
  • 2.3 Lac/Yr
  • Bangalore
Financial Analysis Balance Sheet Account Payable Key Accounts Financial Services Finance
Responsibilities: Assist in the preparation of financial reports, including income statements, balance sheets, and cash flow statements. Conduct financial analysis to support business decisions, including variance analysis and trend analysis. Assist in budgeting and forecasting processes, including gathering data, performing analyses, and preparing reports. Collaborate with senior team members to develop financial models and projections. Support day-to-day finance operations, including accounts payable/receivable, invoicing, and expense tracking. Assist in the preparation of client presentations and reports. Stay up-to-date on industry trends, regulations, and best practices in finance and accounting.Qualifications: Bachelors degree in Commerce, Finance, Accounting, or a related field with 1+ years of experience. Strong understanding of financial principles and concepts. Proficiency in Microsoft Excel and other financial analysis tools. Understanding of GST, Income tax, Companies Act and other business laws Excellent analytical and problem-solving skills. Strong attention to detail and accuracy. Ability to work independently and as part of a team in a fast-paced environment. Excellent communication and interpersonal skills. Previous internship or work experience in finance or accounting is a plus
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Financial Planning Analyst

Skywings Advisors Private Limited

Financial Planning Analyst Budgeting Forecasting Variance Analysis
Desired Candidates:-CA/CWA/MBA full time-Should worked on Budgeting, Forecasting, Variance Anaalysis-Should have experience in PnL (Revenue/Cost)-Should be okay to work in 3pm-12am shift.
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  • 0 - 2 yrs
  • 3.8 Lac/Yr
  • Bangalore
Equity Research Analyst Derivatives Trading Stock Market Financial Analyst
Responsibilities:Engage with traders and investors on a day-to-day basisMust have Stock Trading experienceManage, coordinate and conduct our webinar program for education delivery and attainment of sustainable growthEducate market participants regarding capital markets, trading and the Streak platformComprehensive understanding of the Streak platformStay updated in all segments of capital markets - equity, currency, commodities, etc.Should be willing to work as per the business requirements.Requirements:0 - 2 Yrs Experience in trading Stocks/ Options/ Futures preferredNIFM, NISM, NCFM certifications in Technical Analysis/Derivatives of Financial markets preferredPassionate about educating and training clients about equity marketsEager to work with a team where you are constantly challenged to expand your knowledge about Financial MarketsShould be willing to work in a fast-paced environment understanding the business requirementsSolid written communication skills in English with a firm grasp of spelling and grammarFluent in Hindi
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Accounts Assistant (Full Time)

Inspire Global Solutions

  • 0 - 2 yrs
  • 3.0 Lac/Yr
  • Bangalore
Accountant Financial Planning Analyst Tally ERP Tally Certified Professional GST Executive MS Office Package
Providing support to the Accounting Department.Performing basic office tasks, such as filing, data entry, answering phones, processing the mail, etc.Handling communications with clients and vendors via phone, email, and in-person.Processing transactions, issuing checks, and updating ledgers, budgets, etc.Preparing financial reports.Assisting with audits, fact checks, and resolving discrepancies
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Sales Manager Finance Manager Investment Advisor Investment Investment Analyst Investment Banking Analyst B2C Sales HNI Relationship Manager HNI Sales HNI Acquisition Walk in
About the roleWe are actively seeking dynamic individuals to join the inbound business team at Dezerv. In this capacity, you will engage with discerning inbound clients possessing a net worth of 50 lakhs and above. Your primary responsibilities will encompass facilitating a comprehensive understanding of Dezerv's Portfolio Management Service and Mutual Fund investment strategies, ultimately guiding clients in their investment.What you will work on: PMS SalesYou get pre-scheduled video meetings with potential clients where you will have to review clients portfolio holdings and give your expert suggestions on if their holdings is aligned with the market (portfolio size of 50L & above)Interact and convert these high-intent inbound clients into investing in our portfolio productsHave good knowledge of the overall markets and use those points in your conversations with clientsEvaluate customer requirements and asset distribution, actively initiate communication with the customer to confirm a thorough comprehension of their financial needs and future wealth management objectives.Help clients in their onboarding process by coordinating with multiple stakeholders like the operations team, product team and tech team. Guide clients thoroughly on their Tax liabilities when exiting or entering into fundsMaintain good relationships with your existing clients for investing more into different products which we offer
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  • 1 - 5 yrs
  • Bangalore
Good Communication Oral Skills Organization Analytical Skills Financial Analyst Work From Home
providing all aspects of financial support for planning and control.Assist in consolidation and reporting of financial results; preparation of annual budget.Gather, model, analyze, prepare, and summarize information for financial plans, operating forecasts, trending future specifications, etc.; on a weekly, monthly, or quarterly basis. Prepares recommendations based on analyzes. May perform revenue and expense analysis, headcount and headcount driven expense analysis at cost center level, tracking of product and product line revenue, reconciliation of accounts receivable, variance analysis and ad-hoc analysis as needed. Duties and tasks are standard with some variation. Completes its own role largely independently within defined policies and procedures.
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Accounting Taxation Microsoft Office Treasury Secondary Research Financial Research Financial Analyst Work From Home Walk in
Job Openings for 25 Financial Research Analyst Jobs with minimum 2 Years Experience in Faridabad, Haryana, Delhi Gate, Surat, Gujarat, Bangalore, Karnataka, Mumbai, Maharashtra, Hyderabad, Telangana, Chattanchal, Kasaragod, Kerala, Kanpur, Uttar Pradesh, Himayat Bagh, Aurangabad, Maharashtra, Raigad, Maharashtra, Delhi Rohtak Road, Bahadurgarh, Haryana, having Educational qualification of : Vocational Course, Advanced/Higher Diploma, B.A, B.Arch, B.C.A, B.B.A, B.Com, B.Sc, Post Graduate Diploma, M.B.A/PGDM with Good knowledge in Accounting, Taxation, Microsoft Office, Treasury, Secondary Research etc.,
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Pricing Specialist

DSM-Firmenich

Pricing Analyst Pricing Specialist Business Analyst Data Analyst Finance Analyst SAP SD Advance Excel Cost Analysis
Key Responsibilities: Ensuring compliance with pricing guidelines and accurate entry of Fragrance ingredients prices by product and customer into the SAP system for India Middle East Africa region (IMA). Effectively support to the daily price quotation request from the regional commercial team within the agreed lead time, considering manufacturing planning scenarios, batch order sizes, minimum order quantities, payment terms, standard pack sizes, incoterms, margin targets and other commercial context. Working closely with the sales and customer care teams to identify and analyze discrepancy between SAP prices & order prices and resolve pricing issues in a timely and proper manner. Create and periodically update the Regional Portfolio Price Lists with precision Monitoring the profitability of the business and fixing the margin leakage Enforce Pricing rules and policies through Pricing Process Build and develop regional Pricing Dashboards/insights to deliver value insights to the organization Support implementation of LPM (List Price Management) tool into the Region Building proactive partnerships with all key stakeholders in the pricing process. (Commercial, Technical, Marketing, Supply Chain, Controlling teams)We value: Bachelors / masters degree in finance, Accounting, Economics, Marketing or related field with a minimum of 3 years of experience in analytics, preferably in pricing or costing. (Analyst experience with purchasing, logistics, or production management will also be considered) Requires a strong aptitude for working with numbers and strong Advanced Microsoft Excel skills are essential Knowledge of SAP or any ERP, Qlik Sense or other BI tools for dashboarding Excellent written and verbal communication skills and ability to interact with many people from different locations and cultures Must have great attention to details Versatility, flexibility, ability to draw conclusions, escalate issues and formulate recommendation
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Product Analyst

Bizessence Pty Ltd

Financial Planning NBFC SQL SaaS Platform Product Analyst
Responsibilities: Collaborate with clients and internal stakeholders: Work closely with clients and internal teams to identify product gaps and gather requirements. Conduct user research and market analysis to define user stories and prioritize features. Product roadmap and backlog management: Contribute to the development and maintenance of the product roadmap. Manage the product backlog, ensuring that it is properly groomed, prioritized, and aligned with business objectives. Understanding of technology: Possess a basic understanding of technology and the ability to work closely with development teams. Translate business requirements into technical specifications and collaborate with developers to ensure successful implementation of features. SQL knowledge: Familiarity with SQL will be an added advantage, allowing you to perform data analysis and generate insights to drive product improvements and decision-making. Run and monitor sprints: Oversee the execution of sprints and monitor the progress of development efforts. Identify and address any blockers or issues that may impede the timely delivery of prioritized features. Collaboration with development and QA teams: Work closely with the development and Quality Assurance (QA) teams to ensure the timely delivery of prioritized features. Provide clear requirements and specifications, and perform user acceptance testing to ensure the quality of the product. User training and support: Provide user training and support during product rollouts. Help users understand the products features and functionality, and address any questions or issues they may have. Product documentation: Create and maintain product documentation, including user guides, release notes, and other relevant documentation to assist users and internal teams.Join our team as a Product Analyst and be part of an exciting journey to revolutionize the financial services industry with our innovative product offerings. Apply now!
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CA/ICWA-Business Analyst-Finance

Teamplus Staffing Solutions

  • 5 - 10 yrs
  • 25.0 Lac/Yr
  • Bangalore
JDE Finance Manufacturing Accounting Product Costing Fixed Assets Business Analyst Finance Analyst
Strong Accounting Background CA / ICWA preferredThe candidate should have in-depth knowledge of J.D. Edwards ERP System and relationship of various distribution and manufacturingModules with General Ledger, Accounts Payable, Accounts Receivable,Manufacturing Accounting, Product Costing, and Fixed Asset Modules.Avalara or Vertex knowledge and experience. Avalara preferred.Reports Now/E1 Financial Report Writer/FASTR knowledge and experience.Proven record of accomplishment in implementing change.Strong Data Analytic skills including the ability to develop SQL queries as needed to support data collection and reporting.High level of initiative and attention to detail.Ability to prioritize daily workload and work in a team environment.Ability to work independently, identify priorities and work successfully with minimal supervision.Drive to continue to learn and grow in the use and application of JD Edwards Citizen Developer Tools as well as other third-party reporting and analytical tools.Strong interpersonal and leadership skills.Strong oral and written communication skills.Ability to meet objectives by influencing and engaging others across multiple teams.Quality and cost driven.Ability to travel 10-15% to domestic locations for rollout of JD Edwards over the next two years.
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Financial Analyst

Maksim Consultants

  • 2 - 8 yrs
  • Bangalore
Finance Analyst
Financial Analyst responsibilities are:Determine cost of operations by establishing standard costs; collecting operational data;Identify financial status by comparing and analyzing actual results with plans and forecasts;Guide cost analysis process by establishing and enforcing policies and procedures; providing trends and forecasts; explaining processes and techniques; recommending actions;Improve financial status by analyzing results; monitoring variances; identifying trends; recommending actions to management;Reconcile transactions by comparing and correcting data;Maintain database by entering, verifying, and backing up data;Recommend actions by analyzing and interpreting data and making comparative analyses; studying proposed changes in methods and materials;Build financial models (i.e. company valuations, profitability)Build reporting dashboards for a variety of stakeholders.Prepare business cases for data-driven decision making and see decisions through till implementationIncrease productivity by developing automated accounting applications; coordinating information requirements;Protect operations by keeping financial information confidential;Maintain technical knowledge by attending educational workshops; reviewing publications and driving personal development;Contribute to team effort by accomplishing related results as needed.
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Financial Advisor

Kotak Mahindra Group

  • 0 - 6 yrs
  • 12.0 Lac/Yr
  • Bangalore
Good English Communication Financial Advisor Finance Executive Finance Analyst Work From Home
Especially Retired Person's & Housewives. One Of The Branded Company & Foreign Trips ( With Training )
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  • 0 - 1 yrs
  • Bangalore
CA Pursuing Article Assistant Pursuing
India marketplace (Amazon) in July 2013. Job Description:Are you looking for an opportunity to kick-start your Finance career in the exciting and fast-growing e-commerce industry with one of the largest e-commerce companies in the world? Are you excited about combining your financial skills and accounting knowledge to uncover new business opportunities? Are you a CA student, having cleared IPCC in the first attempt with 9-18 months of article ship period left? If your answer to these questions is yes, then joining the Amazon India team as a trainee is the opportunity you have been waiting for!Were hiring Industrial Trainees (Finance Analyst Interns) across multiple teams in the Amazon India organization. The selected candidate(s) will get an opportunity to work closely with business and finance leaders to produce and deliver financial analysis that would facilitate decision making. The candidate would be working with key stakeholders in one of our various business lines (to name a few: e-commerce marketplace: Amazon.in, media and advertisement business: Prime Video, fintech: Amazon Pay, logistics: Amazon Transport Services) in functions such as internal audit, business finance, accounting, financial planning and others.Qualification & Experience: ? Pursuing CA, cleared IPCC in first attempt and must have completed Articleship of 18 months. (Candidates who have completed Articleship should not apply) ? Available to intern with us for 9-18 months ? Possess strong communication and leadership skills ? High attention to detail and knowledge about the industry ? Exceptional problem solving & analytical skills ? Proficiency in MS Excel and Accounting Principles.
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IT Analyst

Proveet Company

  • 2 - 8 yrs
  • Bangalore
System Administration ITIL-Information Technology Infrastructure Library SQL Server Unix Network Administration Secondary Research IT Support Financial Research Walk in
We are looking for an Analytics Manager to organize our analytics function and manage our team of analysts. You will implement tools and strategies to translate raw data into valuable business insights.In this role, we expect you to have strong logical reasoning skills and business intelligence. The ability to communicate effectively is essential. If you also have solid industry experience, wed like to meet you.Your goal will be to help our business use data to drive high performance and quality.ResponsibilitiesUnderstand business needs and objectivesDevelop strategies for effective data analysis and reportingDefine company-wide metrics and relevant data sourcesSelect, configure and implement analytics solutionsLead and develop a team of data analystsOversee all analytics operations to correct discrepancies and ensure qualityExtract reports from multiple sources (e.g. operations, IT, customer feedback)Build systems to transform raw data into actionable business insightsApply industry knowledge to interpret data and improve performanceKeep abreast of industry news and trendsRequirements and skillsProven experience as an Analytics Manager or Data ScientistSolid experience in data analysis and reporting; industry experience is a plusBackground in market research and project managementKnowledge of Excel, R and SQL; familiarity with business intelligence tools (e.g. Tableau, SAS)Superb communication skillsAnalytical skills and strong organizational abilitiesAttention to detailProblem-solving aptitudeBSc/BA in Computer Science, Statistics, Data Management or a related field
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  • 0 - 5 yrs
  • Bangalore
Analysis Of Financial Results Forecasts Variances and Trends Financial Data Analyst Work From Home
Boosting the organizations financial performance through the analysis of financial results, forecasts, variances, and trendsAssisting in the process of capital budgeting and expenditure planningKeeping and maintaining accurate and up-to-date technical knowledge of financial instruments or tools, market conditions, and trendsConducting and comparing analysis and market research in order to support internal financial analysisDesigning and developing several financial models to support valuation, planning, and forecastingImplementing technical tools such as Excel formulas and functions to handle financial issuesGuiding and handling the cost analysis process by establishing and enforcing policies and proceduresLiaising with various project managers in order to discuss performanceCreating and maintaining various spreadsheets and dashboards in order to support analysis and provide insightCreating and maintaining models to value potential investment opportunitiesMonitoring and reviewing budgets and expenses, and coming up with ways to reduce or reimburse expenses.
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  • 5 - 7 yrs
  • 30.0 Lac/Yr
  • Bangalore
CA CWA Excel SAP FP&A Finance Manager Finance Analyst Finance Planning Senior Manager Reporting Tools Tableau Power BI Hyperion Planning Powerpoint Written Communication Strong Communication Skills
SkillsQualified CA with 5-7 Years of experience in the FP&A domainHands-on with SAP (added advantage)Preferably worked in a process-oriented FP&A with a cost center and profit center-centric environment.Exposure to any reporting tools (Tableau/ Power BI/ Hyperion planning, etc.)Strong and articulate in written and verbal communication.knowledge of excel and PowerPoint is a must.Should be comfortable working with key stakeholdersAdditional InformationEarly/ Immediate joiners will be preferredThe candidates who are willing to relocate to Bangalore can also be consideredWorking days: Monday to FridayRequired QualificationProfessional degree - CA/CWA
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Financial Advisor

Kotak Mahindra Group

  • 0 - 6 yrs
  • 12.0 Lac/Yr
  • Bangalore
Good English Communication Financial Advisor Finance Executive Finance Analyst Work From Home
Especially Retired Person's & Housewives. One Of The Branded Company & Foreign Trips ( With Training )
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  • 8 - 11 yrs
  • Bangalore
Credit Analysis Credit Underwriting Corporate Credit Financial Statement Analysis Financial Modelling Cash Flow Analysis Credit Appraisal Credit Memo Preparation CAM Preparation Credit Structuring Portfolio Monitoring Scenario Analysis DSCR Analysis EBITDA Analysis Working Capital Analysis Industry Research Peer Benchmarking Loan Structuring Risk Mitigation Credit Rating Analysis Portfolio Risk Management Early Warning Indicators Regulatory Compliance RBI Regulations
Position: Senior Credit Analyst / Credit Risk AnalystExperience: 8+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is seeking an experienced Senior Credit Analyst for a leading BFSI organization in Bengaluru. The candidate will be responsible for conducting comprehensive credit assessments, evaluating the financial strength and creditworthiness of corporate/financial-institution clients, preparing credit appraisal and risk reports, monitoring portfolios, and providing well-reasoned credit recommendations.Key ResponsibilitiesConduct detailed credit assessment of corporate clients, financial institutions, NBFCs or other assigned portfolios.Analyse balance sheets, profit & loss statements, cash flows, capital structures and financial ratios.Prepare Credit Appraisal Memorandums (CAMs), credit notes, risk assessment reports and credit recommendations.Evaluate business models, industry risks, management quality, repayment capacity and overall creditworthiness.Perform financial modelling, cash-flow forecasting, sensitivity analysis and stress testing.Assess leverage, DSCR, EBITDA, working capital, liquidity and other key credit metrics.Conduct industry research, peer benchmarking and economic analysis to identify emerging credit risks.Recommend appropriate credit limits, lending structures, covenants and risk mitigants.Monitor existing portfolios, covenant compliance, financial performance and early-warning indicators.Review waivers, amendments, renewals and restructuring proposals where required.Ensure credit decisions comply with internal credit policies, risk appetite and applicable regulatory requirements.Work closely with Relationship Managers, Credit Risk, Legal, Operations and senior management.Present credit recommendations and risk findings to senior stakeholders/credit committees.Mentor junior credit analysts and review the quality of their credit deliverables.Identify opportunities for process improvement, automation and enhanced credit-risk reporting.Candidate Profile8+ years of relevant experience in credit analysis, credit underwriting, corporate banking, NBFC, financial institutions, structured lending or credit risk.Bachelor's/Master's degree in Finance, Commerce, Accounting, Economics or Business Administration.CA / MBA Finance / CFA / FRM preferred.Strong experience in corporate/non-retail credit analysis and underwriting.Excellent understanding of financial statements, accounting principles and credit-risk methodologies.Proven experience preparing credit appraisal notes and making independent credit recommendations.Strong stakeholder-management and team-mentoring capabilities.Ability to independently handle complex credit cases and work under strict timelines.
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Data Analyst

Talent Zone Consultant

  • 1 - 5 yrs
  • Bangalore
Data Analyst Financial Data Python SQL Data Collection Data Validation
Main ResponsibilitiesOversee the daily collection, cleaning, and validation processes of fund-related data to ensure accuracy and reliability.Serve as SPOC for ETF (sub-product).Interact with a Scrum Team for identifying and resolving issues with automated processesLead initiatives to identify and address errors, duplicates, and data integrity issues, ensuring reliable and consistent data management.Serve as the primary Subject Matter Expert (SME) and point of contact for fund-related datasets, guiding both internal teams and external stakeholders.Respond promptly and effectively to fund data-related inquiries from clients and internal stakeholders.Lead the expansion of data collection efforts, proactively identifying opportunities to enhance and diversify fund data acquisition.Be the first point of contact for new hires and lead/guide/train analysts.Assist Assistant Manager/Manager in preparing comprehensive reports on incident reporting, Root Cause Analysis (RCA), fixes, and work in progress on key metrics and insights.Maintain and update documentation on fund data sources, processes, and methodologies, ensuring accessibility and clarity for internal teams.Collaborate closely with data engineers to establish and optimize fund data pipelines, enhancing the flow and efficiency of data processing.Participate in integrating the existing fund dataset with internal next-generation platforms.Basic QualificationsBachelors or masters degree in science, Technology, Engineering, Mathematics, Finance, Accounting, or related fields.3+ years of experience in the funds or indexing industry, particularly in data, analytics, or finance-related roles.Strong understanding of financial instruments such as ETFs, Mutual Funds, and other relevant asset classes.Detail-oriented with strong analytical skills, specifically in the context of financial data.Key SkillsExperience in corporate actions, fund holdings, indexing and fund space.Operational knowledge of SQL.Ability and willingness to adapt to fast-paced environment and shifting priorities.Excellent communication and interpersonal skills.Problem-solving and decision-making capabilities.Willingness to step into supervising the team as needed.
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  • 1 - 3 yrs
  • Bangalore
Data Analyst Financial Data Collecting Data Reporting MS Excel Maintain & QA
Role-Execute the daily collection, cleaning, and validation processes of fund-related data to ensure accuracy and reliability.Monitor and perform quality assurance on data ingested via automated processesIdentify and address errors, duplicates, or inconsistencies in datasets to maintain accuracy and integrity.Interact with a Scrum Team for identifying and resolving issues with automated processesParticipate in expanding data collection efforts.Assist Assistant Manager/Manager in preparing comprehensive reports on incident reporting, Root Cause Analysis (RCA), fixes, and work in progress on key metrics and insights.Respond to data-related inquiries from Senior Analyst and your inline Manager.Maintain documentation of data sources, processes, and methodologies.Work closely with data engineers to establish and optimize data pipelines.Preferred skills-Bachelors or masters in science, Technology, Engineering, Mathematics, Finance or AccountingPreferably 2 years of experience in financial data, previous roles circulating validation of NAVs, Price, Shares or any financial data.2-4+ years' experience in funds/indexing industry within data, analytics or finance-related roleFamiliarity with ETFs, Mutual Funds and/or other financial instruments
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