Credit Manager Job Vacancies in Punjab

Key ResponsibilitiesIdentify and approach potential customers for loan products.Promote and sell products such as personal loans, home loans, business loans, or vehicle loans.Generate leads through cold calling, field visits, referrals, and digital channels.Understand customer financial needs and recommend suitable loan products.Assist customers with loan application forms and documentation.Coordinate with credit and operations teams for loan approval and disbursement.Maintain relationships with existing clients for repeat business and referrals.Achieve monthly and quarterly sales targets.

Candidate have should be knowledge of personal discussion Legal/Technical knowledge should be mandatory Local language should be knowledge.

Profile: Area Sales/ Credit ManagerExperience: Minimum 2 years of experience in Sales/ CreditLocation: Etawah, Etah, Bareilly, Chandigarh, Indore, Jaipur, Gwalior, Aligarh, Kanpur, Moradabad, Firozabad, Ludhiana, Mathura, AgraPreferred Industry: Banking And FinanceSkill SetDealer developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from dealersMarket intelligenceFocus on credit developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from influencersMarket intelligenceChannel salesBusiness DevelopmentDealer promotionSales growth.Duties and ResponsibilitiesMaintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

ExternalInternalRole directly reports toArea ManagerCredit UnderwritingPreferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1 5 years of relevant experience in Credit underwriting Retail AssetBanking products, services and operations (preferably in private sector,HL & LAP/SME)Deep experience & understanding of retail financial services acrossNBFCs, bankingCustomersVendorsInternal auditorsCredit BureausCredit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamKnowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting andchanging prioritiesKeen understanding and focus on risk, controls, compliance andregulatory frameworkAbility to liaise with internal stakeholders and cross functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processesResponsible for upholding the Piramal brand by preparing quality proof proposal documentdetailing the loan eligibility as underwriting/sanction procedure for approving/rejecting loanapplications procured by SalesBranch Underwriting1A/1B/1CInternal UseInternal Use----ConfidentialConfidential

Job Roles and Duties: Training and coaching financial advisors Understanding the needs and requirements of customers in the assigned region Presenting to the customer about the product and services offered by the organization Meeting the company expectations Taking feedback from the customers on a timely basis. Maintaining a healthy relationship with the customersCandidate Profile: Age: 24 to 38 Years Any Bachelor Degree 2 + year Experience in Sales and Marketing Best Communication & Convincing skillPerks and Benefits Fixed Salary + Incentive + On Roll Job + Performance Bonus + Other Benefits Role: Field Sales Executive Salary: 2,20,000 2,76,000 P.A. Functional Area Sales & Business Development

Industry - Banking SectorBank Name - HDFC BankPost - Sales Officer ExecutiveQualification - Minimum 12th Pass With Good English Communication Skill. Experience - Minimum 6 MonthSalary - 10000/- to 21000/- Per MonthAge Limit - Minimum 19 Year to 32 Year Maximum Gender - Only MaleLocation - Chanigarh, Rajpura,PanchkulaDuties & Responsibilities-----A credit card is a thin rectangular piece of plastic or metal issued by a bank or financial services company, that allows cardholders to borrow funds with which to pay for goods and services with merchants that accept cards for payment.Note - Charges ApplyOnly Serious Candidate Apply

COLLECTION EXECUTIVE FOR HDFC BANK`S LOANS IN MOGA , FEROZPUR,ABOHAR, BATHINDA , AMRITSAR,JALANDHAR+ 2 MINIMUM REQUIREDGOOD COMMUNICATION SKILLS

Post - TelecallerProfile - Personal Loan, Business Loan, Sale Out And Credit Card.Qualification - Maximum 12th Pass with Good Communication Skill. In English With ConfidenceSalary - 10 k/- to 15 k/- + incentiveExperience - Minimum 1-2 Year TelesalesGender - Male & Female Can ApplyLocation - All IndiaDuties & Responsibilities ---Personal Loans can be utilised to fund various expenses like medical emergencies, wedding and vacation planning, etc. Business Loans are meant to fund several aspects of business like expansion, capital infusion, buying machinery, etcA credit card is a thin rectangular piece of plastic or metal issued by a bank or financial services company, that allows cardholders to borrow funds with which to pay for goods and services with merchants that accept cards for payment. ... An example of a credit card is the Chase Sapphire Reserve.Miss Radhika

Skill SetDealer developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from dealersMarket IntelligenceFocus on credit developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from influencersMarket IntelligenceChannel salesBusiness DevelopmentDealer promotionSales growth.ResponsibilitiesMaintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining, and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

Dealer developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from dealersMarket IntelligenceFocus on credit developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from influencersMarket IntelligenceChannel salesBusiness DevelopmentDealer promotionSales growth.Duties and ResponsibilitiesMaintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining, and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

Profile: Area Manager - Collections/Senior Area Manager CollectionsExperience: Minimum 3 years of experience in CollectionLocation: Agra, Mathura, Ludhiana, Gwalior, Kanpur, Aligarh, Khurja, Jaipur, Faridabad, Moradabad, Chandigarh, Etawah, AhmedabadPreferred Industry: Banking And FinanceDuties and ResponsibilitiesTo achieve collection targets of the area assignedControl bucket flow cases and focus on non-startersEnsuring documented feedback.Ensuring meeting Targets and Meeting the Target on Cost of Collections.Ensuring documented feedback.Ensuring legal guidelines are complied with while repossessing of products, other related matters and audit queries are complied withEnsuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise and controlling bucket flow.Manage productivity by fixing productivity parameters Collection OfficersEnsuring background and reference check of agenciesMonitoring performance against set parameters and Weekly review with the collection executives.Ensuring timely and profitable disposal of seized stock & safe custody of seized productsIdentify and manage training needs the CEs.Support collection officers in legal / police issues.Ensuring timely and profitable disposal of seized stock safe custody of seized products Visit Random customers.Visit Random customers, People Management, Demonstrated success, communication skills and achievement orientation