Credit Manager Graduate Jobs in Ahmedabad

*Urgent Requirement For HDFC Life Insurance**Designation : Relationship Manager**MINIMUM 2 Years EXPERIENCE IN LOAN , INSURANCE, CREDIT CARD SELLING, CASA & BANK FIELD or any other Field sales**Location : Ahmedabad,Baroda,Surat,Godhra,Chota Udaipur,Dahod, Gandhinagar, Palanpur, Surendranagar,Patan, Valsad,Vapi, Navsari, Silvassa**Qualification:Graduation Can apply**SALARY : Upto 3.80 LPA(Depends on Location & Experience of Candidate)**Interested candidates share your CV to given number**RUSHABH CHAVDA**8140839509*;

SARVP Finance is Hiring a Branch Credit OfficerAre you ready to take the next step in your finance career? SARVP Finance is looking for a dedicated Branch Credit Manager to join our dynamic team!Location : Ahmedabad, Vadodara(Gujarat), Prayag raj-Allahabad (Uttar Pradesh), Ghazipur(Uttar Pradesh)**Position:** Branch Credit Officer**Product Focus:** LAP, Business Loan**Key Responsibilities:**- Assessing creditworthiness of potential clients for LAP and Business Loan products- Managing credit applications and ensuring timely processing- Conducting field visits and investigations as part of the credit appraisal process- Monitoring and managing credit portfolio performance- Collaborating with sales and operations teams to streamline credit processes**Requirements:**- Minimum 1-2 years of Field PD (Personal Discussion) experience in the finance industry for LAP (Mandatory)- Strong understanding of LAP and Business Loan products- Excellent analytical and decision-making skills- Ability to thrive in a fast-paced, target-driven environment- Effective communication and interpersonal abilities**Salary:** Up to 3.50 LPA + Other Benefits**How to Apply:**- **Contact:** 9875087933- **Email your CV:** recruiter@sarvpfinance.in**Why SARVP Finance?**- Opportunity to work with a leading financial institution- Dynamic and supportive work environment- Competitive salary and benefits package- Room for growth and career advancementIf you are passionate about finance and ready to make an impact, we want to hear from you! Join SARVP Finance as a Branch Credit Manager and be part of our success story.---Feel free to modify this description further to better suit your needs!

Graduate/MBA with Total experience 2 years and at least 6 Months relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs.

Skill SetDealer developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from dealersMarket IntelligenceFocus on credit developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from influencersMarket IntelligenceChannel salesBusiness DevelopmentDealer promotionSales growth.ResponsibilitiesMaintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining, and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

We are looking for 7 Direct Sales Manager Posts in Surat, Gujarat,Ahmedabad,Vadodara, Gujarat,Rajkot,Sales,CASA,Banking Sales,Finance Sales,Insurance,Life Insurance,Field Executive,Sales and Marketing,Credit Card Sales,FMCG,Pharma, with deep knowledge in Sales,CASA,Banking Sales,Finance Sales,Insurance,Life Insurance,Field Executive,Sales and Marketing,Credit Card Sales,FMCG,Pharma and Required Educational Qualification is : Other Bachelor Degree

BRANCH UNDERWRITING:Piramal Capital & Housing Finance ltd., as a commitment to serve all lending needs of consumers of Bharat is hiring Credit manager for its retail business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case. EXTERNAL:CustomersVendors Internal auditorsCredit BureausKEY STAKEHOLDERS:Credit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamESSENTIAL SKILLS:Knowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting and changing prioritiesKeen understanding and focus on risk, controls, compliance and regulatory frameworkAbility to liaise with internal stakeholders and cross-functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processes QUALIFICATION:Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME)Deep experience & understanding of retail financial services across NBFCs, banking

Designation : Credit OfficerJob Description : Having experience of processing of Loan Proposals & grip on preparing of CMA Data/Cash Flows/ Project Report/ Ratio Analysis. Relevant experience across REAL ESTATE/SME/MSME Market. Relevant experience of Project Finance, Construction finance, Working Capital for Machinery Loans. Have actively syndicated loans and other debt projects. A deep understanding of corporate credit and project finance & construction finance. Ensure strict adherence of internal process. Maintaining accurate records.Roles & Resposiblities Underwriting of cases including Profit & Loss and Balance Sheet preparation and analysis, Banking analysis, CIBIL assessment File Processing, including check of KYC Documents, Financial Statements and Bank Account statements Preparing Cashflow Statement, CMA Data, Analysis of banking, operation for Disbursement. Prepare communication, reports, and presentation in proper format to educate relevant personnel on analytic data.Keywords Construction finance, SME loans, marketing executive, business development manager, Lead Generation, Team management, Branch handling, Communication skillsWork experience 2-5 yearsSalary: 3,00,000 to 3,60,000 p.a. + Good Incentives StructureNo. of Candidates Required: 10Job location : AhmedabadEducation : M.B.A. (Finance) / CA/ CS/ICWACompany Name Corporate Fincon PVT LTDCompany profile& Web site : Corporate Fincon Pvt. Ltd is a consultancy, an advisory and an investment banker. The vision of CFPL is to represent the borrowers as well as the financial institution or investor and give both sides the right services they need.

Having experience of processing of Loan Proposals & grip on preparing of CMA Data/Cash Flows/ Project Report/ Ratio Analysis.Relevant experience across REAL ESTATE/SME/MSME Market. Relevant experience of Project Finance, Construction finance, Working Capital for Machinery Loans.Have actively syndicated loans and other debt projects.A deep understanding of corporate credit and project finance & construction finance. Ensure strict adherence of internal process. Maintaining accurate records.

DUTIES AND RESPONSIBILITIES- Manage and deliver monthly performance in terms of resolution, rolls backs, recovery rates /values as per target set for the assigned portfolio.-To achieve collection targets of the Respective Branch assigned, ensuring meeting PI Targets,Meeting the Target on Cost of Collections.-Achieve the money collection under principal,fees & charges as per targets .-Regular visit to yard and reporting the discrepancies/complaint item as a visit report.Ensure repo process.-Effectively address disputes, expired etc cases to prevent any probable escalation and highlight sensitive accounts to Collection Officer to prevent the same. Solving non starter cases-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.-Ensure that the resources are optimally used with the number of visits,contacts ,PTP conversion ratio etc.-Settlement process involving issue of settlement letters to be in line with approvals received .Ensure nil delay in cash TAT and MIS-posting of payments.-Negotiation skills ,relationship skills.Affirmative in nature,strong Leadership skills,Clarity of thought and perseverance.-Working knowledge of computers.- Developing and sustaining relationship with dealer and customers- Sitting at dealer point and optimizing maximum sale figures from the same.- To achieve sales target of the Respective Branch assigned,ensuring meeting PI Targets,Meeting the Target on Cost of Sales.-Ensure trails updates are recorded in web- collection for follow up on normal portfolio.-Ensure that the resources are optimally used are the number of visits,contacts ,Sales conversion ratio etc.-- .Ensure nil delay in cash TAT and mis-posting of payments.-Negotiation skills ,relationship skills.Affirmative in nature,strong Leadership skills,Clarity of thought and perseverance.-Working knowledge of computers- Perform cost-benefit analysis for prospective customers and advise on appropriate finance options

* Candidate should have experience in Banking product (sales) * Required only male candidates

* Urgent Requirement For HDFC Life Insurance**Designation : Relationship Manager* *MINIMUM 2 Years EXPERIENCE IN LOAN , INSURANCE, CREDIT CARD SELLING, CASA & BANK FIELD or any other Field sales**Location : Ahmedabad,Baroda,Surat,Godhra,Chota Udaipur,Dahod, Gandhinagar, Palanpur, Surendranagar,Patan, Valsad,Vapi, Navsari, Silvassa**Qualification:Graduation Can apply** SALARY : Upto 3.80 LPA(Depends on Location & Experience of Candidate)**Interested candidates share your CV to given number* *RUSHABH CHAVDA**8140839509*;

Profile: Area Manager - Collections/Senior Area Manager CollectionsExperience: Minimum 3 years of experience in CollectionLocation: Agra, Mathura, Ludhiana, Gwalior, Kanpur, Aligarh, Khurja, Jaipur, Faridabad, Moradabad, Chandigarh, Etawah, AhemdabadPreferred Industry: Banking And FinanceDuties and ResponsibilitiesTo achieve collection targets of the area assignedControl bucket flow cases and focus on non-startersEnsuring documented feedback.Ensuring meeting Targets and Meeting the Target on Cost of Collections.Ensuring documented feedback.Ensuring legal guidelines are complied with while repossessing of products, other related matters and audit queries are complied withEnsuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise and controlling bucket flow.Manage productivity by fixing productivity parameters Collection OfficersEnsuring background and reference check of agenciesMonitoring performance against set parameters and Weekly review with the collection executives.Ensuring timely and profitable disposal of seized stock & safe custody of seized productsIdentify and manage training needs the CEs.Support collection officers in legal / police issues.Ensuring timely and profitable disposal of seized stock safe custody of seized products Visit Random customers.Visit Random customers, People Management, Demonstrated success, communication skills and achievement orientation.

Designation: Sales Collection ExecutiveQualification : graduateExperience : 0 to 3YrsSalary : 12000 to 18000 PM + IncentiveIndustry : FinanceLocation : AhmedabadSkills Required : Good Communication Skills , SmartphoneJob Role &Responsibility : Collection Two Wheeler and Three Wheeler Emi Cash collection from Loan Defaulters. To ensure recovery as per the assigned KRAs Proactive in coming up with suggestion in policy changes on collections. Maintaining proper Feedbacks of each contract and provides the same as and when requested. Maintain MIS of recoveries done and their month/quarter/year end status Ensure adherence to SOP. To adhere to the NBFC processes and procedures To adhere to Collection audit requirement

ResponsibilitiesTo achieve collection targets of the area assignedControl bucket flow cases and focus on non-startersEnsuring documented feedback.Ensuring meeting Targets and Meeting the Target on Cost of Collections.Ensuring documented feedback.Ensuring legal guidelines are complied with while repossessing of products, other related matters and audit queries are complied withEnsuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise and controlling bucket flow.Manage productivity by fixing productivity parameters Collection OfficersEnsuring background and reference check of agenciesMonitoring performance against set parameters and Weekly review with the collection executives.Ensuring timely and profitable disposal of seized stock & safe custody of seized productsIdentify and manage training needs the CEs.Support collection officers in legal / police issues.Ensuring timely and profitable disposal of seized stock safe custody of seized products Visit Random customers.Visit Random customers, People Management, Demonstrated success, communication skills and achievement orientation.