Retail Operations Fresher Jobs in Ludhiana

Company: HDFC BankJob Title: Retail Agri Sales OfficerDepartment: Retail Banking - Agri DivisionReports To: Sales Manager / Branch Manager---Job Summary:We are seeking enthusiastic and customer-oriented individuals to join our team as Retail Agri Sales Officers. The primary responsibility is to engage with farmers and rural customers, promote banking products, and ensure smooth processing of loans and other financial services. Freshers are welcome to apply and will receive necessary training.---Key Responsibilities:1. Customer Acquisition:Engage with farmers and rural customers.Promote and sell banking products such as loans, saving accounts, and insurance policies.2. Product Promotion:Explain various bank products including crop loans, agri insurance, and government subsidy schemes.Ensure awareness of financial products among rural customers.3. Relationship Building:Maintain and strengthen relationships with existing clients.Understand customer financial needs and offer personalized banking solutions.4. Sales Target Achievement:Meet/exceed monthly targets:Saving Account: 34 accountsKisan Gold Card: 4 filesAuto Loan Activation: 12 per monthClient File Renewal: Every 3 yearsPromote and sell agri-related banking services consistently.5. Loan Processing:Assist customers with loan applications and documentation.Ensure accurate and timely loan disbursement.---Qualifications:Graduation (Any Stream) MandatoryFreshers are encouraged to applyStrong interpersonal and communication skillsComfortable in field sales Ability to work independently in rural areas---Key Skills:Sales and MarketingCustomer Relationship ManagementKnowledge of Agri Banking ProductsDocumentation & Loan Processing---To Apply: Please send your resume to klrohit@eliteemp.org and 7627902530

Develop, implement, and maintain the internal and/or external sales strategy and processes to maximize the organizations profit potential.Achieve Sales Targets.Promote the organizations products and services to new and current clients.Ensure all clients are satisfied and that the quality of the services they provide meet or exceed customer expectations.Liaise with clients on regular bases to understand their needs, resolve client complaints and issues, develop new business, and to provide value.Review current and prospective clients accounts to identify business opportunities, analyse opportunities, and promote sales growth.Handle internal and client inquiries and complaints.Research and develop new sales opportunities or new markets.After selection required Irda exam fee 567 /-

Job Functions1. You Have to Complete Two Criteria in ON JOB TRAINING(OJT) Period to Get Promotion.2. Sales And Recruitment3. Maximum Time Period of OJT is of 3 Months.4. You Have to do Only 6 Policy sales in On Job Training withminimum Premium Amount of 40K. You will get 35% Bonus onthe sale of every policy. (Company will not give Data for PolicySale)5. You Have to Recruit 4 People (IC) on Company Given Dataand Activate with one 40K policy login.6. After Completing Both Criteria, You Will Be Promoted toBusiness DevelopmentManager (RP).7. As a Business Development Manager, You Have to Manage,Motivate and Guide the Team and Generate Business fromTeam.8. Business Development Manager (RP) Salary: 19,000 (Fixed)+Higher Incentives+ PF+GR+ ESIC, Rewards, Recognition Andcontests held by Bajaj Allianz Life Insurance.================================================one time fee of Rs.585 will be charged after the job confirmation by the bajaj allianz life insurance company limited HR