Loan Officer Fresher Jobs in Ghaziabad

A group loan officer's responsibilities include:Evaluating applicationsReviewing applications and documentation, and verifying information with credit bureaus and other agencies Advising clientsHelping clients choose the best loan for their financial situation, and explaining the risks and benefits of different lending options Processing loansApproving or rejecting loans, and completing loan contracts Managing loan filesMaintaining accurate and complete loan files, and monitoring borrower accounts Following upFollowing up on loan payments and delinquent accounts, and forwarding credit files to collections agencies Staying up to dateKeeping up with loan application deadlines, and participating in educational opportunities to maintain knowledge of loan offerings Building relationshipsBuilding long-term, trusting relationships with customers, and maintaining positive working relationships with internal and external contacts Complying with regulationsOperating in compliance with laws and regulations, and adhering to lending compliance guidelines Some skills that are important for a loan officer include: Strong customer service skills, The ability to work in a fast-paced environment, Proficiency in Microsoft Office, The ability to prioritize and manage multiple tasks, and Strong interpersonal skills.

1) Quality acquisition of Home Loan for Resident / Non-resident Indian by goingout into the market & catchment area.2) Ensure quality sourcing of new customer to sell different kind of loans and insurance3) Generate leads of customer through referral, meeting branch walk-ins customer, associates, e-mailing,direct mailing, cold calls in the catchment area.4) Ensure quality customer service is delivered.5) Meeting productivity norms as defined through support of channels & own efforts.6) Strictly adhere & maintain KYC norms compliance.7) Adhere the norms, regulation & practices of banks religiously.

Front Line Officer (Field officer) Ready to travel across the region to meet the assigned training & Job. Anticipating emerging issues at branch level, providing support to branch team as per branch operations requirements Proficiency in computer applications Excel/Microsoft office Ready to work in early morning sessions Candidates must have a bike with a valid license. Eligibility Criteria 1. Graduate/ undergraduate candidate2. Fresher & Experienced candidates both can only ( min 6 months ) of experience with experience proof. 3. Job Location 50 Km Above 4. Male candidates only5. Age 21 to 30 years.6. Salary-10K to 13K in Hand (Other Benefit - PF/ESIC, TA & attractive Incentive as per policy)

Role - Sales Officer (Home Loans) Purpose: Will be responsible for meeting targets, identify new sources from assigned geography, and maintain good relationship with sources, achieving efficiency of assigned geography and sources there by achieving the desired productivity expected by the company.Job description:1. Area/ Geography Mapping.Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle.Knowledge, Skills & Functional Competency Knowledge of the entire geography. Ability to plan and map the allocated geography into areas/lane to lane. Ability to use tools and resources to identify potential sources.2. Source Relationship Management. Responsible for managing the relationship with all sources assigned and identified by him in his geography/area.Knowledge Skills & Functional Competency Ability to understand the potential and ensure the expected LSR, SLR and MS of the source. Knowledge and ability to use various tools which can be utilized to improve relationship and ratios.3. Maintain ReportsResponsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities.Knowledge, Skills & Functional Competency Knowledge of various reports to be maintained Ability to capture data in the prescribed format Ability to understand and perform all functions of diary4. Channel Partner RecruitmentResponsible for identification of channel partnersKnowledge, Skills & Functional Competency Knowledge of BSA emplacement process. Ability to identify the potential channel partner Ability to identify whether the BSA falls within the norms and category defined.5. Team HuddleResponsible for attending team huddle on a daily basis as per the set proces

Product is Home Loan./loan against property/housing loan- Generating business through DSAS/ Builders/ Channel Partners/ Open Market.- To handle a DSA to Achieve the business numbers.- To plan, organise & initiate to identify New Potential DSA, CA, Financial Consultants andBrokers & Builders in Respective area.- Training and Development of DSA.- Managing key accounts with focused approach and nurturing relations for perpetual andproductive long-term business relationships.- To interact with builders and developers and penetrate the product through differentprojects.- To manage the data if prospective clients to get business.- Analyze financial illegibility regarding customers.- Work Closely with legal and technical department for project approvals.Skills Required- Experienced with Home Loan / Loan against Property and Mortgage loan experience ofBanks/ NBFCs/ HFCs.- Minimum 2-10 Year Exp. in Home Loan.- Qualification: Undergraduate/ Graduate/ PG- Good Communication Skills, Interpersonal Skills- Can work under PressureExperience2 - 8 YearsSalary1 Lac 50 Thousand To 3 Lac P.A.IndustryFinancial Services / Banking, Investments / Insurance / stock market / LoanQualificationOther Bachelor DegreeKey SkillsLoan Officer Loan Agent Loan Advisor

job location - Kaushambi Ghaziabad UPQualification: GraduateExperience: 0-2 Years/ FresherBasic responsibility: Telecalling

Designation - Loan Sales, Business Loan & Personal LoanQualification - Minimum 12th & Graduate With Good Communication Skill.Experience - Minimum 6 Month to 1 Year Only Loan Sales Required Salary - 16000/- to 19000/- + PF + ESIC + IncentiveGender - Male & Female Can ApplyLocation - Seelampur, Shahdra, Ghaziabad, Dilshad GardanDuties & Responsibilities-----Evaluating credit worthiness by processing loan applications and documentation within specified limits. Interviewing applicants to determine financial eligibility and feasibility of granting loans. Determining all applicable ratios and metrics and set up debt payment plans.A personal loan allows you to borrow money to pay for personal expenses and then repay those funds over time. Personal loans are a type of installment debt that allows you to obtain a lump sum of funding. For example, you might use a personal loan to cover: Moving expenses.Evaluating credit worthiness by processing loan applications and documentation within specified limits.Interviewing applicants to determine financial eligibility and feasibility of granting loans.Determining all applicable ratios and metrics and set up debt payment plans.Note - Charges Apply

Industry - FSE Post - Business Loan Salary - 13 k/- to 16 k/- in hand + ESIC+IncentiveLocation - Noida, Ghaziabad, East DelhiNote - Year Field Sales Experience in Business LoansPost - Store Sales Executive Salary - 13500/- to 15500/- in Hand + Esic + IncentiveLocation - ShahdaraNote - 1 Year Store Sales Executive ExperienceDuties & Responsibilities -----Evaluating credit worthiness by processing loan applications and documentation within specified limits. Interviewing applicants to determine financial eligibility and feasibility of granting loans. Determining all applicable ratios and metrics and set up debt payment plans.Greet and direct customers.Provide accurate information (e.g. product features, pricing and after-sales services)Answer customers' questions about specific products/services.Conduct price and feature comparisons to facilitate purchasing.Cross-sell products.Ensure racks are fully stocked.Note - Normal Charges Apply

HII WE ARE HIRING FOR A LEADING FINANCIAL SERVICE JOB PROFILE - SALES OFFICER ( HOME LOAN )SALARY - 2.90LPA + INCENTIVES* + *ON ROLE ( OTHER LOCATION )SALARY - 3.00 LPA TO 3.90 LPA +INCENTIVES (NCR )EDUCATION - GRADUATIONEXPERIENCE - MIN. 06 MONTHS IN ( BFSI , NBFC , DSA , FIN. TECH ) BANKING SALES , FINANCE , INSURANCE , ALL TYPES OF LOANS , GOLD LOAN , HL , PL , BL, LAP , ETC.LOCATION -5. NCR NEHRU PLACE , GURUGRAM VIKAS PURI , FARIDABAD , SONIPAT , DWARKA ,LOCAL CANDIDATE REQUIRED*SEND YOUR RESUME TO -7869351832*REGARDS - ZUNED SIR

1) Quality acquisition of Home Loan for Resident / Non-resident Indian by goingout into the market & catchment area.2) Ensure quality sourcing of new customer to sell different kind of loans and insurance3) Generate leads of customer through referral, meeting branch walk-ins customer, associates, e-mailing,direct mailing, cold calls in the catchment area.4) Ensure quality customer service is delivered.5) Meeting productivity norms as defined through support of channels & own efforts.6) Strictly adhere & maintain KYC norms compliance.7) Adhere the norms, regulation & practices of banks religiously.

Role and Responsibility:- To monitor closely the HL data and Sell Home Loan- To source open market business too and achieve the targets assigned- To be completely aware of the products being offered by the company and understand competition offering and handle customer objections- To ensure proper customer profiling on each call / customer visit, to identify and understand his/her needs and accordingly recommend investment and Insurance options- Relationship building with the Home Loan Executives to which he is mapped and to ensure joint calls with the HLE to ensure maximum attachments of the files being disbursed- To build a relationship with the customer so that he/ she is able to cross sell other product offering basis the need of the customer, thereby managing the entire account of customer. To ensure to source customers family details, other loan details etc- To be in sync and work together with the partner representatives- Understanding the joint ownership of the customer at the time of servicing etc- To ensure timely renewal of the business sourced- To ensure appropriate processes defined are being followed and undergo the training and certification for being compliant towards selling of various products (insurance, mutual funds etc)- To always be well groomed and his sales kit should be organized and complete- To maintain company first attitude and be respectful in attitude towards other fellow colleagues, seniors , partners etc

Product is Home Loan./loan against property/housing loan? Generating business through DSAS/ Builders/ Channel Partners/ Open Market.? To handle a DSA to Achieve the business numbers.? To plan, organise & initiate to identify New Potential DSA, CA, Financial Consultants andBrokers & Builders in Respective area.? Training and Development of DSA.? Managing key accounts with focused approach and nurturing relations for perpetual andproductive long-term business relationships.? To interact with builders and developers and penetrate the product through differentprojects.? To manage the data if prospective clients to get business.? Analyze financial illegibility regarding customers.? Work Closely with legal and technical department for project approvals.Skills Required? Experienced with Home Loan / Loan against Property and Mortgage loan experience ofBanks/ NBFCs/ HFCs.? Minimum 2-10 Year Exp. in Home Loan.? Qualification: Undergraduate/ Graduate/ PG? Good Communication Skills, Interpersonal Skills? Can work under PressureExperience2 - 8 YearsSalary1 Lac 50 Thousand To 3 Lac P.A.IndustryFinancial Services / Banking, Investments / Insurance / stock market / LoanQualificationOther Bachelor DegreeKey SkillsLoan Officer Loan Agent Loan Advisor

Designation Field Business Development ExecutiveDepartment SalesCompensation: 1.50-4.50 LPA plus incentiveFresher/Exp both can applyGraduates and postgraduates both can applyPurpose of the Role To accomplish lasting impact by creating pathway of success to the customers.To leverage on our strength that which benefits our client's campaign bringing them high return of investment. To become a part of our driving sales force contributing to increase client acquisition wherein they become the revenue generator for our organization.Key Responsibilities Identifying business opportunities by identifying individual business owners,MSMEs, Entrepreneurs, and Professionals and evaluating theirposition in the market, researching and analyzing sales opportunities. To develop business relationship with our end customer by providing support and solutions recommending our services benefiting their business requirements. To provide presentations and demonstrate our organizationspackages and of our services. To obtain qualitative business information of the businessenterprise he/she visits and also explains them of the same on how itwould be represented to the users of the company. To explain in detail of our product's features, advantages,benefits, tenure and all the terms and conditions related to the productthe client is showing interest upon. To contribute in persuading the business owners/SME's tobecome our registered customerswhich shall enhance the productivity of their business. To actively play the role of a consultant providing thecustomers with relevant answers and solutions to the query they raise. To prepare report by collecting, analyzing and summarizinginformation and send the Key Parameter Monitor (KPM) report to thereporting managers on daily basis.Skills and Work Experience Required: Language:- Fluent in English/Hindi Communication Skill - Good communication skill.