Array ( [0] => branch-banking [1] => kolkata ) Branch Banking Graduate Jobs in Kolkata
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Branch Banking Graduate Jobs in Kolkata

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Branch Officer in Bandhan Bank Freshers

Axis Services

  • 0 - 1 yrs
  • 3.8 Lac/Yr
  • Barasat Kolkata
Banking Bank Back Office Processing Banking Back Office Back Office Sales Back Office Assistant Back Office Coordinator Back Office Incharge Back Office Officer Back Office Manager Mass Hiring Channel Development Team Building Retail Branch Banking Branch Administration Team Handling Team Coordinator B2B Sales b2c Marketing Revenue Generation Team Management Skills Overseas Marketing Sales
Job description:Process transactions efficiently and accurately while maintaining high service standardsHandle customer queries and provide appropriate solutions.Engage with customers and generate revenue by promoting and cross-selling retail banking and third party products.Manage relationships with mapped customers to increase the depth of existing relationships.Achieve sales targets as assigned by the organization on a monthly basis.Comply with KYC/SEBI rules, regulations, and legislation governing the bank.Interview Details: To get the interview details candidates have to send the Updated Resume by WhatsApp in this number (9433816131)Contact: Prosenjit Saha (9433816131).
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Freshers & Experience || Full Time || Banking Executive

Scinext Group Skills & Technology Private Limited

Corporate Banking Strategic Communication Business Banking Private Banking SME Banking Branch Banking Clerical Work Bank Reconciliation Banking Operations Bank Accounting Banking Sales Computer Knowledge
Job Openings for 50 Banking Executive Jobs for Freshers in Cuttack, Cuttack Road, Bhubaneswar, Jaipur, Jodhpur, Udaipur, Kolkata, Murshidabad, Hooghly, Durgapur, Puri, having Educational qualification of : B.A, B.C.A, B.B.A, B.Com, B.Sc, M.A, M.C.A, M.B.A/PGDM, M.Com, M.Sc with Good knowledge in Corporate Banking, Strategic Communication, Business Banking, Private Banking, SME Banking, Branch Banking, Clerical Work, Bank Reconciliation, Banking Operations, Bank Accounting, Banking Sales, Computer Knowledge etc.
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Branch Sales Manager - Full Time - Freshers

Skywings Advisors Private Limited

Sales BFSI Banking Banking Sales Casa Account Opening Casa Sales Field Sales Field Work Cross Selling Current Account Saving Account Sales & Marketing
1. This is 100% field work and onrolls of bank.2. Quality acquisition of current account & saving account of customers by going intothe market catchment area.3. Ensure quality sourcing of customers by selling different products like Demataccount, credit card, loans, FD, RD, Insurance etc.Any sales experience or fresher candidate both can apply.Candidate should be aware of the marketing places.
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Walk-Ins Interview Deputy Manager

CareerAnchor Solutions

Banking Sales Branch Sales Employee Relations Strategic Communication Problem Solving Convincing Power
We are hiring for the Serious candidates those who wish to make their career in the TOP MOST PRIVATRE BANKING SECTOR, WITHIN 15 DAYS
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Jobs by Related Category

Branch Manager (2-5 Years)

Spartan Tours and Travel Private Limited

  • 2 - 5 yrs
  • Dumdum Kolkata
Retail Branch Banking Team Handling B2B Sales Revenue Generation
Need a Branch manager who can run a branch very efficiently .
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Urgent Requirement For Banking Executive

Kamaya Help Line Services Private Limited

Corporate Banking Branch Banking Bank Reconciliation Banking Operations Banking Sales
We are looking for a personal banker to assist our customers in managing their bank accounts and finances. Youll be responsible for building long-term relationships with clients and cross-selling them our products and services.Personal bankers should be excellent communicators with solid knowledge of banking processes and products. Sales and customer service experience can help you succeed in this role. The ideal candidate is bold and ethical, and possesses strong problem-solving skills.
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Recruitment For Bandhan Bank

Banking Manegment Service

  • 0 - 1 yrs
  • 4.3 Lac/Yr
  • Kolkata
Communication Skills Basic Computer Knowledge Branch Banking
URGENT VACANCY IN BANDHAN BANK.HANDLING AND RESOLVING CUSTOMER COMPLAINTS/QUIRES OVER PHONE.PERMANENT EMPLOYEE REQUIRED BANDHAN BANK DSA ...WALK IN INTERVIEW IS GOING ON FOR FRESHERS IN BANDHAN BANK.MALE AND FEMALE BOTH CAN APPLY FOR THIS POST .EDUCATION QUALIFICATION REQUIRED HS PASS MINIMUM.JOB LOCATION IS ALL OVER WEST BENGAL & OTHERS STATE IN INDIA. AGE 18 TO 35 BASIC COMPUTER KNOWLEDGE MUST .GOOD COMMUNICATION SKILL REQUIRED .JOB PROFILE CUSTOMER SERVICE OFFICER SALARY 18200 TO 35000.CONTACT TO HR PAYEL 7439073701/ hrpayelsarkar@gmail.com FOR DIRECT WALKING INTERVIEW & VIRTUAL INTERVIEW.
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Urgent Requirement For Branch Banking Executive For Freshers

BMS Pvt Ltd

Computer Operator Banking Executive
Urgent Requirement for Branch Banking Executive for Freshers in Axis Bank. Full Time Permanent Job. Male & Female Both Can Apply. Job Roll - Back Office Executive, Casa Officer, K Y C Verification Officer, Branch Relationship Manager, Customer Service Executive. Required Qualification - Hs to Any Graduate. Age Limit - 18 to 35 Yrs. Salary-15000 to 25000. Benefits -pf,Esi , Medical & Incentives. Required Skill- Basic Computer Knowledge, Customer Handling , Good Behavior, Good Communication Skill in Local Language & English. Salary Negotiable. Benefits- Pf,Esi,Incentives . Face to Face Interview . Job Location - all Over India (as per Your Pin Code Wise Nearest Branch). Online & Offline Interview is Going On. Only Interested Candidates Can Send Their Cv to the Wp - Hr Arpita for Interview. Immediate Joiners Must Be Preferable.
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Jobs by Popular Location

Walk-Ins Interview For Urgent Hiring Banking Executive For Kolkata

NEXATECH INSTITUTE OF MANAGMENT

  • 0 - 2 yrs
  • 4.8 Lac/Yr
  • Kolkata
Corporate Banking Branch Banking Bank Reconciliation Banking Operations Banking Sales Basic Computers
An effective job title wiil typically include a general term, the level of experience and any special requirements. The general term will optimize your job title to show up in a general search for jobs of the same nature. The level of experience will help you attract the most qualified applicants by outlining the amount of responsibility and prior knowledge required. And if your position is specialized, consider including the specialization in the job title as well. But avoid using internal titles, abbreviations or acronyms to make sure people understand what your job posting is before clicking.
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Branch Banking Officer

Ssp Banking Solutions

Management Skills Sales Executive Banking Officer
Private branch Banking profile. Salary from 14-25k fixed . Male/Female Both. Experience get high CTC . Have to work with banking products like Loans,Fd,Rd,A/c, Insurance,Cards any many more .
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Relationships Manager

SForce Services

Corporate Banking Stock Broking Branch Sales Manager Relationship Manager Sales Executive Sales Person Assistant Manager
Graduation or Above.Age 21 to 38 years.Minimum 7 Months experience in the BFSI Sector.Fresher's Can't Apply.Bike.
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AXIS BANK DSA NOTICE FOR BRANCH BANKING

Vprs Ganpati Private Limited

Basic Computer Skills Branch Banking Officer Work From Home
AXIS BANK DSA NOTICE FOR BRANCH BANKING . Job Location - Nearest branch. Gender - Male & female both JOB PROFILE 1.Branch banking Executive In - House. 2. Data Entry Operator. 3. Operations Executive. 4. KYC Verification Officer. Location - Depends on your nearest branch. REQUIRED CRITERIA Age - 18 to 32 year. Qualification - Minimum 12th pass & Graduate. Good Communication Skill and Basic Computer Knowledge. Contact HR SHOURYA or send your resume.
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Urgently Opening For Sales Officer in Axisbank

Rightfit Resources OPC Pvt. Ltd.

Sales Executive Sales Incharge Sales Consultant Sales Coordinator Branch Sales Manager Sales Director Negotiation Skills Presentation Skills Convince Banking Officer Pressure Handling Hardworking Walk in
Are you a fresher Graduate/BBA/MBA ?And want to start your job career in Banking Sector ?( *This job opportunity is only for you)* *We're hiring Fresher's Graduate for CASA Sales Officer ( Field Sales) role in India's Leading Private sector Bank (Bank Payroll Job)* *Job Location:* Pan India*Designation* : CASA- Sales Officer / Sales Executive- CASA( Field Sales) *Salary Package and Benefits:* Fixed Pay 2,36,802+ Average Incentives (Rs 64,000) = Rs. 3,00,802*Mandatory Eligibility Criteria* : - - Min graduate in any stream with a minimum percentage of 50%.- Should have valid DL and Two-wheeler - Should be staying within 10km radius of the allocated Branch - Should have PAN card, Adhaar Card- The required Age as on 01 July 2023 is between 21-28 yrs - Good communication (both verbal and written) skill in both english and the local language- Ready to travel locally for meeting customers during sales calls.- Excellent lead generation and conversion skill, Ability to handle pressure and meet deadlines & work successfully as a part of a team.*Job Description * - Selling of banks and third party products to new customers.- Contacting existing customers for more deposits and cross selling of more products.- Achieve sales targets as assigned by the organization on a daily and monthly basis.- Daily entry of interaction with customers in banks CRM system.- Follow all compliance guidelines
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Branch Banking Officer

Ssp Institute

Sales & Marketing Branch Banking Banking Officer
We have vacant of 10 Branch Banking Officer Jobs in Bankura, Jhargram, Kharagpur, Kolkata, Murshidabad, Purulia, South 24 Parganas Arambag, Purba Medinipur, Paschim Medinipur, for Freshers Educational Qualification : Higher Secondary,Secondary School,Other Bachelor Degree,B.A,B.B.A Skill sales and marketing, sales etc.
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Sales Manager

Rupeek Fintech

Banking Insurance Gold Loan Officer Gold Loan Executive Gold Insurance Advisor Branch Sales Manager B2C Sales B2B Sales Executive
We are Looking for Sales Manager. 1. Meet and Pitch Rupeek Offering to Potential Customers.2. Build Trust By Handling Customer Objection.3. Co-ordinate with Central Team to Resolve Issues in On Going Transaction.
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Relationship Officer

Continental HR Services

Casa Sales Currency Trading Saving Account Retail Branch Banking Cross Selling Banking Relationship
Handle customer service requirements like account opening, grievances, liability product selling, liability on product features, Cheque book insurance.Speed and efficiency of service givenSales targets for banks and investment products.Going beyond the professional need of the customer by providing other products. Enhancement of customer valueCross-sale of asset productsBack-up to relationship managers holding HNI relationshipCustomer acquisition through referralsEqual blend of service and sales orientation. In absence of equality, prefer sales orientation as a skewThorough understanding of banking
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Branch Relationship Manager - CASA - Kolkata

NorthEast Digital Marketing Consultancy

Banking Executive SALES Branch Relationship Walk in
To Handle portfolio of HNI customers of bank and cross sell various products according to clients need.Liability Product selling, education on product featuresAcquire new customers through referrals from existing customers who meet product criteriaRegular interaction with the customer to build rapport to understand and update the profile.Enhance the Overall value/book size of the portfolioMaintain the overall quality / hygiene parameters of the portfolioCross selling Third Party Products of the bank based on the customer need Like MF/Insurance/RBI BondsJoint calls being done along with Supervisor as per defined processAdvisory services to be offered based on the customers requirement.Attrition control of customersAchieving MTD and YTD Revenue TargetsAchievement of income plans and other benchmarks within portfolioRequirementsEducational Qualifications: Graduation/Post-GraduationCertifications:NISM V-A CertificationIRDA CertificationNCFM Certification (Optional)CAIIB (Optional)Internal CertificationGI certificationKey Skills:Sales and Influencing SkillsBanking Product & Process KnowledgeNRI Product and Regulatory KnowledgePlanning and Organizing SkillsCommunicationKnowledge of Competition & Current trends in financial Industry.Experience RequiredExposure to banking, Banca insurance, Wealth Management are encouraged to apply
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Branch Manager

GIPS Consultancy Services

Retail Branch Banking Branch Administration Portfolio Analyst Current Account Saving Account Life Insurance General Insurance Retail Sales Branch Banking CASA Mutual Funds
To lead the whole branch banking sales & operations.1. Enhancement of Deposit pool from customers.2. Establishing standards and delivery of service.3. Sale of non-deposit products. Cross selling targets progressively.4. Sale of MF and insurance products.5. Fee income.6. Branch administration.7. Regulatory compliance.8. Manage productivity, morale of branch personnel.
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Branch Manager

Muthoot Finance Limited

  • 5 - 7 yrs
  • 7.5 Lac/Yr
  • Kolkata
Retail Branch Banking Branch Administration Branch Manager
Experienced Candidates (Age 30-45 Years) with Minimum 5 years of managerial & Sales experience in Banks, NBFC or any Finance Company,Details Of Job BRANCH HEAD Profile:-The Branch Manager is overall in-charge & responsible for Business development and efficient running & managing of the branch including operations, Lending, Product Sales, cross sell, Customer Service, Security and Safety in accordance with the Company's objectives/Guidelines.He needs to ensure a superior level of customer relations and promote the sales and service culture.He needs to achieve individual, Branch and Region Targets /goals through implementation of new innovative /effective business strategies. Handling branch team, guide them, train them for best customer services. Handling HNI customers. Error-free audit reports and proper compliance being followed at the branch. Maintaining punctuality, discipline and high level of morality in tune with the ethics & values of Muthoot Group. Cost control. Package :- Fixed Salary + Product Incentives + Bonus (yearly) + Foreign trips (Based on Performance.Interested candidates must directly walk In in the below mentioned venue on 15th & 16th October 2022 ( Saturday & Sunday)
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Branch Banking Officer

CRP HUB

Basic Computer Knowledge Branch Banking Officer Banking Officer Banking Management
Hiring for 87 Branch Banking Officer Jobs in Adra,Balarampur Purulia,Barasat Kolkata,Adra for Freshers,Required Educational Qualification is : Higher Secondary, Diploma, B.Arch, B.B.A with Good knowledge in Basic computer knowledge etc.
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Great Opportunity For Fresher in Icici Bank

BMS Pvt Ltd

Computer Operator Computer Accountant Branch Accountant Verification Officer Banking Officer
Urgent Selection Notice for Branch Banking Executive in Icici Bank. Job Profile - Kyc Verification, Data Entry Operator, Branch Relationship Executive, Back Office Segments Etc. Qualification Requirement-minimum Hs Pass to Any Graduate. Age Between 18 to 35 Years. Skills - Basic Computer Knowledge and Good Communication Skills. Job Mode -full Time Permanent Job. Job Location as per Your Pin Code. Required Documents - Cv , Passport Size Photo , Last Qualification Mark Sheet , Id Proof. Dress Code Must Be Formal. Need Fresher Candidate in Banking Sector. Interested Candidates Can Send Their Cv to Hr 9062526738
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Urgently Opening For Sales Officer in Axisbank

Rightfit Resources OPC Pvt. Ltd.

Sales Consultant Sales Coordinator Sales Director Branch Sales Manager Sales Engineer Sales Operations Sales Operations Analyst Negotiation Skills Presentation Skill Convince Banking Officer Banking Executive Bank Operation Executive Pressure Handling Walk in
Are you a fresher Graduate/BBA/MBA ?And want to start your job career in Banking Sector ?( *This job opportunity is only for you)* *We're hiring Fresher's Graduate for CASA Sales Officer ( Field Sales) role in India's Leading Private sector Bank (Bank Payroll Job)* *Job Location:* Pan India*Designation* : CASA- Sales Officer / Sales Executive- CASA( Field Sales) *Salary Package and Benefits:* Fixed Pay 2,36,802+ Average Incentives (Rs 64,000) = Rs. 3,00,802*Mandatory Eligibility Criteria* : - - Min graduate in any stream with a minimum percentage of 50%.- Should have valid DL and Two-wheeler - Should be staying within 10km radius of the allocated Branch - Should have PAN card, Adhaar Card- The required Age as on 01 July 2023 is between 21-28 yrs - Good communication (both verbal and written) skill in both english and the local language- Ready to travel locally for meeting customers during sales calls.- Excellent lead generation and conversion skill, Ability to handle pressure and meet deadlines & work successfully as a part of a team.*Job Description * - Selling of banks and third party products to new customers.- Contacting existing customers for more deposits and cross selling of more products.- Achieve sales targets as assigned by the organization on a daily and monthly basis.- Daily entry of interaction with customers in banks CRM system.- Follow all compliance guidelines
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Relationship Manager

Continental HR Services

Sales Branch Banking Banking Relationship Banking Sale
Branch Relationship Manager KRAs: Develops new and expands existing High Net worth Customer relationships for liabilities bysourcing customers. Sources new to bank customers through external individual efforts and acquisition channel Ensures high levels of customer service orientation and application of bank policy. Cross sells bank products to existing set of Branch customers which are mapped Informs customers of new products or product enhancements to further expand the bankingrelationship. Plans and conducts special sales initiatives and events for prospective and existing clients. Coordinates with other group companies to provide seamless access to other products. Maintains complete relationship record for assigned customer accounts. Tracks customer complaints/queries and turnaround times for customer satisfaction
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Deputy Officer || Freshers & Experienced

Scinext Group Skills & Technology Private Limited

Marketing Mortgage Loans Problem Solving Branch Sales Process Excellence Banking Sales Sales Home Loans Field Sales
We are looking for 50 Deputy Manager Posts in Guwahati, Kamrup, Dispur, Guwahati, Imphal, Raipur, Chhattisgarh, Raipur Road, Bilaspur, Indira Gandhi Nagar, Jaipur, Kohima, Kolkata, Bhopal, with deep knowledge in Marketing, Mortgage Loans, Problem Solving, Branch Sales, Process Excellence, Banking Sales, Sales, Home Loans, Field Sales and Required Educational Qualification is : B.A, B.C.A, B.B.A, B.Com, B.Sc, B.E, B.Tech, M.A, M.B.A/PGDM, M.Com
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Freshers For Assistant Manager - Haryana/Guwahati

Scinext Group Skills & Technology Private Limited

Banking Banking Operations Bank Sales Technical Sales Branch Sales Risk Management Regulatory Compliance Presentation Skills Employee Relations
Axis Bank - Young Banker ProgramPost-Assistant ManagerSalary- 35000/-Process Process:-Online Application >> Online Assessment >> Online Interview >> Get Provisional Training Offer Letter >> Training >> Join Axis BankLevel 1 :- Written Test : Verbal Ability, Analytical Ability, Numerical Ability, Written English Test, Listening Comprehension TestLevel 2 :- Video Interview : Online Interview with Axis Bank TeamNote: The selected candidates shall be enrolled in the program ABYB and the 4 Month offline campus training in Manipal Global Banglore with 5000 Stipend Salary.During classroom training all-Accommodation / Fooding / Medical/ 1 Tablet Free.After completing 4 month campus training at Manipal University of BFSI , the candidate will start 90 days OJT at Axis Bank , OJT salary will be 25000/- for 3 month . At this time, the candidate will start receiving salary. After the OJT,You are eligible if: Your age is less than 30 Years Graduation Degree (10+2+3 pattern or 10+2+4 pattern) is compulsory Graduates from any stream with 50% in 10th, 12th, Graduation Candidates in the final year who have appeared for their final Semester Exam can also applyProgram Fee 2,80,000/- Loan Facilities EMIBest regards,Priya SinghMob- +91 9234237956
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Online Interview For Deputy Officer Jobs (Freshers)

Scinext Group Skills & Technology Private Limited

Marketing Mortgage Loans Branch Sales Problem Solving Field Sales Process Excellence Home Loans Banking Sales Sales
Program: IDFC FIRST Bank Training Program (in partnership with Manipal Academy of BFSI)Job Title: Associate/Deputy Manager IDFC FIRST BankJob Overview:This role is part of a structured training initiative aimed at developing future-ready banking professionals for IDFC FIRST Bank. Selected candidates will undergo intensive classroom training, hands-on internships, and on-the-job learning. A provisional job offer is provided upon successful selection.Key Responsibilities:* Learn core areas of banking including operations, compliance, sales, and customer service* Gain exposure to banking domains such as retail banking, branch banking, and operations* Deliver high-quality service while understanding and addressing customer needs* Maintain adherence to banking regulations, ethics, and compliance throughout training and placement* Implement classroom knowledge through real-time projects and field assignments during internshipsEligibility Criteria:* Graduate in any stream with minimum 60% marks from a recognized university* Age limit: 2128 years* Strong communication, interpersonal, and customer handling skills* Basic computer literacy and eagerness to learn banking technology and systemsSelection Process:1. Register Online2. Online Assessment3. Panel Interview IDFC FIRST Bank4. Receive Provisional Offer Letter5. Training Structure:* 4-Month Campus Training at Manipal* 3-Month Internship at IDFC FIRST Bank* 5-Month On-the-job Training at IDFC FIRST BankBenefits:* 100% Provisional Job Offer post selection* Starting CTC: 6 LPA* Premium training by Manipal Academy of BFSI* Internship and real-time exposure to banking operations* Full-time employment with IDFC FIRST Bank on successful program completionProgram Fee 2,80,000/- Loan facilities EMI
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Branch Officer in Bandhan Bank

Axis Services

  • 0 - 1 yrs
  • 3.8 Lac/Yr
  • Park Street Kolkata
Banking Bank Back Office Processing Banking Back Office Back Office Sales Back Office Assistant Back Office Coordinator Back Office Incharge Back Office Officer Back Office Manager Mass Hiring
Job description:Process transactions efficiently and accurately while maintaining high service standardsHandle customer queries and provide appropriate solutions.Engage with customers and generate revenue by promoting and cross-selling retail banking and third party products.Manage relationships with mapped customers to increase the depth of existing relationships.Achieve sales targets as assigned by the organization on a monthly basis.Comply with KYC/SEBI rules, regulations, and legislation governing the bank.Interview Details: To get the interview details candidates have to send the Updated Resume by WhatsApp in this number (9433816131)Contact: Prosenjit Saha (9433816131).
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Corporate Accounts Manager (5-11 Years)

Skywings Advisors Private Limited

Banking Executive Current Account Saving Account Retail Banking Branch Banking Corporate Sales
Hii We Are Hiring for Leading Private Limited BankPlease do brief the role to candidate before lining upRoleCorporate Account ManagerCTC3 to 6 LacGradeM2M3EducationAny GraduateMBAExperience3-15 YearsAge32 YearsRole: Corporate Account Manager-Corporate SalaryJD: Acquire new Corporate relationships Oversee a portfolio of assigned corporates Maintain highest level of relationship with the Corporate and key decision maker/s (KDMs) Develop new business from existing clients and actively seek new cross sell opportunities Operating as the lead point of contact for any and all matters specific to employees of corporates mapped Taking care of Salary processing for acquired/assigned Corporates Adhere to KYC guidelines and Bank process as laid down from time to time Ensuring strict adherence to service and quality benchmarks as prescribed by the BankLocation -Jaipur - Gurugram If Anyone Interested In This Profile Please Share Your Resume now and Also Send Relevant Reference -: 7898388714hrzuned@gmail.comRegards Mr Zuned
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Hiring For Virtual Relationship Manager

Skywings Advisors Private Limited

  • 3 - 9 yrs
  • 9.0 Lac/Yr
  • Kolkata
Digital Sales Retail Banking Retail Sales Manager Retail Branch Banking Cross Selling Banking Sales
Job Purpose To engage regularly with the customers as defined by the contact policy and provide a Consistent& a Superior Digital Experience. Ensuring that customers get world-class services and their needsare understood and met through financial products that the Bank has to offer. To enhance Customer Relationship & while doing so, Educate, Encourage & Induce the customersto use the Digital mediums for their banking transactions/ needs, while keeping a window' to talk tothe bank whenever customer needs. Responsible for meeting the scorecard targets and portfolio benchmarks set and that all guidelinesand regulatory requirements are followed.So that the VRM becomes the top of the mind recall amongst the customers in the catchment for alltheir financial needs and services, thereby ensuring that the VRM also achieves the key performanceparameters set
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Branch Relationship Manager

GIPS Consultancy Services

Corporate Banking Marketing Portfolio Manager Current Account Saving Account CASA Wealth Manager Branch Banking Life Insurance General Insurance Mutual Funds Retail Banking
Sourcing of New to Bank business banking accounts & Managing the Business Bankingportfolio assigned Assisting the clients business with different business banking products like OD/CC/BG/Term Loans/Forex/etc Cross sell of Liability based products liked Fixed Deposit, savings account to the portfolioclients Maintaining the service standards set by the bank in collaboration with the service supportteam Maintain Co-ordial relationships with internal stakeholder and external agencies togenerate leads for New to bank Clients.
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