Array ( [0] => mortgage-loans [1] => ludhiana ) Mortgage Loans Fresher Jobs in Ludhiana | Latest Vacancies
2

Mortgage Loans Fresher Jobs in Ludhiana

filter
  • Location
  • Role
  • Functional Area
  • Qualification
  • Experience
  • Employer Type
  • 0 - 6 yrs
  • Ludhiana
Sales Mortgage Loans Nbfc
Department: Sales- Secured LoansRole:CAM/Sr.CAMAs a Customer Acquisition Manager (CAM/Senior CAM), you will be responsible for acquiring new clients for Loan Against Property (LAP), driving sales and generating business for the organization. This is a field-based, target-driven sales role requiring strong market networking and product knowledge. The acquisition would be through Direct Channels like Events, Exhibitions, Road Shows, Database & Micro marketing Activities.Responsibilities: Sourcing & Lead GenerationIdentify and acquire new MSME customers through Direct Acquisition using field visits, telecallingreferences, micro-marketing activity and market research.Build a strong local market presence to generate a steady pipeline of secured LAP business leads and disbursement.Build a profitable customer pool of 25 MSME customers as a Key Account Manager (KAM) and manage the entire customer life cycle for any service queries, renewals, top ups, SOA etc. File Login & Application ProcessingCollect accurate customer documentation and ensure timely login of loan applications.Guide customers through eligibility and documentation, ensuring compliance with internal policies. Cross-functional CollaborationCoordinate with Credit, Risk, Operations, and Legal, Technical teams for smooth file processing and issue resolution.Act as the single point of contact for internal follow-ups and ensure end-to-end loan application execution. Disbursement & post-sales follow-UpTrack loan application status and facilitate timely disbursement by resolving process delays.Explain disbursement terms and support clients with post-loan queries and servicing needs. Relationship Building & Client RetentionBuild strong client relationships to drive repeat business, referrals, and long-term loyalty.Maintain regular client engagement to understand evolving needs and offer tailored financial solutions Proactive On-Ground OutreachConduct regular face-to-face visits to rural & semi-urban marketsidentify new loan leads (home/SME/microfinance), explain our products clearly, and assist customers through application and documentation processes, ensuring compliance with RBI & internal KYC standardsLead in-person recovery efforts by visiting delinquent borrowers' residences or businesses to collect overdue payments, assess individual financial situations, and develop tailored repayment arrangements compliant with RBI guidelines. Early bucket-PDM and collection managementDrive portfolio quality through Pre Delinquency and Collection Management drivers like presentation date, EMI amount, SMS/ telecalling/ Notification and help to collect overdue amount along with penal charges/ late payment interest through direct customer engagement, regular field collection efforts and visits. Qualification&Experience:Educational BackgroundGraduate/ Postgraduate in Commerce, Science, or any related field (mandatory).Experience Requirements1 to 5 years of experience in a Bank, NBFC, or Insurance company, preferably in a direct acquisition modelPrior experience in selling HL, LAP is Preferable.Key Skills &Competencies: Strong local market knowledge and merchant network. Good understanding of loan products, customer needs, and financial documentation. Target-oriented, self-motivated, and team player with strong execution ability. Excellent communication and interpersonal skills. Demonstrated ability to perform effectively under pressure while consistently achieving monthly targets. Ability and competency to work in the field/marketplace in the neighborhood lending model. Performance Metrics: Achievement of monthly and quarterly disbursement targets. Number of new Business merchant acquisitions. Productivity through direct and channel sourcing. Conversion rate from leads to disbursed accounts. Early bucket collection efficiency, bounce rate, entry rate and resolution;
View all details

Fresher hiring for Bank Manager

Scinext Group Skills & Technology Private Limited

Marketing Mortgage Loans Branch Sales Problem Solving Field Sales Process Excellence Home Loans Banking Sales Sales
*HDFC BANK* Post- Deputy Manager(Grade-1) Salary: Up to 5.59 CTC Selection Process Application >> Assessment >> Interview >>Provisional Offer Letter >> Training >> Join HDFC Eligibility:* Recent graduates (age 21-28 years) * Minimum 50% aggregate marks in all semesters of graduation* Final year students awaiting results are also eligible (subject to submitting final mark sheets and degree certificate) Program duration- 12 monthsCompetitive Starting Salary: Up to 5.59 Lacs per annum (CTC) upon successful completionAndroid Tablet on joining the programEarn While You Learn: Receive a stipend throughout the program:* First 4 Months (Classroom Learning at Bangalore Campus with free hostel or fooding medical): & get 5,000 per month stipend* after 4 month classroom training start 2 month Internship with in HDFC BANK, with 10,000 per month stipend* Final 6 Months (On-the-Job Training): 24,000 - 26,000 per month Program Cost: Rs 2,37,288 + GST 18% Loan options available. Course fee refund within 2-3 years of employment. Program fee will be financed by Hdfc bank side, it will deduct from salary after 1 years
View all details

Apply to 2 Mortgage Loans Fresher Jobs in Ludhiana

  • Ludhiana Jobs
  • Hyderabad Jobs
  • Ahmedabad Jobs
  • Bangalore Jobs
  • Mumbai Jobs
  • Pune Jobs
  • Chennai Jobs
  • Kolkata Jobs
  • Delhi Jobs