Credit Manager Job Vacancies in Uttar Pradesh

Hiring: Relationship Officer MSME / LAP / Housing LoanDepartmentSales AssetsDesignationExecutive / Senior Executive / Assistant Manager IReporting ToSales ManagerRole OverviewThe Relationship Officer will be responsible for sourcing quality customers as per business targets while strictly following bank processes and policies. The role requires strong coordination with internal teams and maintaining long-term customer relationships.Product CategoriesRO MSME / LAPMinimum 1 year experience in MSME Loan / Loan Against Property (secured business loans).Must be handling Direct Market Sourcing (DST model).Strong understanding of MSME / LAP products, documentation, and sourcing mechanism.Exposure to Affordable MSME / Affordable LAP is mandatory.RO Housing LoanMinimum 1 year experience in Housing Loan / Mortgage Loan (secured).Must be handling Direct Market Sourcing (DST model).Good understanding of Housing Loan products, documentation, and sourcing process.Exposure to Affordable Housing Loan segment is mandatory.Key ResponsibilitiesSourcing loan customers as per business plan and targets.Maintaining strict credit discipline and ensuring zero default.Monitoring loan portfolio through regular visits and utilization checks.Ensuring compliance with policies and procedures.Handling complete documentation and file processing.Maintaining accurate records and timely reporting.Resolving customer queries and ensuring satisfaction.Completing loan formalities including explanation of terms, signature collection, and documentation.Performing additional tasks assigned by management.Eligibility & CriteriaGraduation in any stream (mandatory).Minimum 1 year relevant experience with proper relieving letter.23 years BFSI experience preferred.Maximum age: 30 years.CIBIL score: 700 or above.Employment gap should not exceed 4 months.Candidates must join at similar CTC.Avoid candidates from Personal Loan, Credit Card, Fresher, or Unsecured Loan background.Salary & BenefitsSalary up to 25,000 per month (depending on experience & last CTC).Fuel AllowanceMediclaimTerm InsuranceDocuments RequiredAadhaar Card & PAN Card (Copy)Last 3 months payslips / Latest increment letterCurrent organization offer letterExperience & Relieving letter of previous organization

**WE ARE HIRING CREDIT MANAGERS**(Freshers & Experienced)**Requirements:** Good Hindi & decent English Ability to use a laptop (basic knowledge) Freshers welcome training provided**Job Role:** Contact customers Help them complete their credit fund application Maintain professional communication**What We Provide:** Company phone Company laptop Training support**Salary & Incentives:** Salary: **18,000/month** for freshers Incentives: **Up to 20,000 or more** based on performanceIf you're interested and motivated, **apply now!**Reach out us on WhatsApp - 9667708784Office location - Sector 63 Noida

We are looking for a Loan Sales Executive to join our team at Credmart Services Private Limited. the position offers a salary of 15000 - 25000.Key Responsibilities: Urgent Hiring ARO (Assistant Relationship Officer Telecaller)Minimum 0- 6 months of experience required (Personal Loan / Overdraft preferred)Good communication & convincing skillsRequires candidates who are skilled in building customer relationships, following up on leads, and maximizing sales opportunities. Identify prospects and develop sales strategies to drive business growth. Immediate joiners preferred Attractive salary package Location: [Sec-4,Noida]If interested, kindly share your resume at [rahul.gupta@cred-mart.com/9990537269].

Urgent Hiring for Credit Card Sales Executive

Key Responsibilities:Handle incoming customer inquiries via calls, emails, or in-personProvide accurate information about products and servicesResolve customer complaints and issues efficiently and courteouslyMaintain detailed records of customer interactions and transactionsCross-sell and upsell products/services based on customer needsAssist customers with account updates, billing, and service requestsCollaborate with internal teams to address complex customer issuesFollow up with customers to ensure satisfaction and retentionMeet individual and team performance targets and KPIsEnsure compliance with company policies and regulatory requirements

SARVP Finance is Hiring a Branch Credit OfficerAre you ready to take the next step in your finance career? SARVP Finance is looking for a dedicated Branch Credit Manager to join our dynamic team!Location : Ahmedabad, Vadodara(Gujarat), Prayag raj-Allahabad (Uttar Pradesh), Ghazipur(Uttar Pradesh)**Position:** Branch Credit Officer**Product Focus:** LAP, Business Loan**Key Responsibilities:**- Assessing creditworthiness of potential clients for LAP and Business Loan products- Managing credit applications and ensuring timely processing- Conducting field visits and investigations as part of the credit appraisal process- Monitoring and managing credit portfolio performance- Collaborating with sales and operations teams to streamline credit processes**Requirements:**- Minimum 1-2 years of Field PD (Personal Discussion) experience in the finance industry for LAP (Mandatory)- Strong understanding of LAP and Business Loan products- Excellent analytical and decision-making skills- Ability to thrive in a fast-paced, target-driven environment- Effective communication and interpersonal abilities**Salary:** Up to 3.50 LPA + Other Benefits**How to Apply:**- **Contact:** 9875087933- **Email your CV:** recruiter@sarvpfinance.in**Why SARVP Finance?**- Opportunity to work with a leading financial institution- Dynamic and supportive work environment- Competitive salary and benefits package- Room for growth and career advancementIf you are passionate about finance and ready to make an impact, we want to hear from you! Join SARVP Finance as a Branch Credit Manager and be part of our success story.---Feel free to modify this description further to better suit your needs!

A collection recovery manager manages a team of collection agents to collect overdue payments from customers. They develop strategies to reduce bad debt and ensure timely payments. ResponsibilitiesDevelop strategiesReview accountsTake actionResolve issuesTrain staffMaintain relationshipsReview policies

We have vacant of 20 Area Credit Manager Jobs in RaeBareli, Experience Required : 1 Year Educational Qualification : B.Com, B.Ed, M.C.A, M.B.A/PGDM Skill Outbound Calling,Lead Generation,Marketing,Convincing Power,Marketing Communication etc.

Job Title: Credit Card and Financial Product Sales RepresentativeJob Type: Full-timeJob Summary:We are seeking a dynamic and results-driven Credit Card and Financial Product Sales Representative to join our team. The successful candidate will be responsible for promoting and selling a range of credit card and financial products to prospective customers. This role is ideal for individuals with strong communication skills, a passion for finance, and a desire to help customers achieve their financial goals.Key Responsibilities:Customer Outreach: Initiate and maintain contact with potential customers to identify their financial needs and offer suitable credit card and financial product solutions.Product Knowledge: Develop a deep understanding of our credit card and financial product offerings, staying up-to-date with features, benefits, and any changes in the financial industry.Consultative Sales: Conduct needs assessments to recommend the most suitable financial products, ensuring a personalized and consultative sales approach.Sales Presentations: Create and deliver persuasive sales presentations to showcase the advantages and benefits of our credit card and financial products.Application Processing: Assist customers in completing application forms and guide them through the application process, ensuring all necessary documentationSales Targets: Achieve and exceed monthly and quarterly sales targets, contributing to the overall success of the org. Qualifications:High school diploma or equivalent (Bachelor's degree in finance or related field is a plus).Proven experience in sales, ideally in the financial services industry.Strong communication, interpersonal, and negotiation skills.A deep understanding of credit card and financial products.BenefitsCompetitive base salary and commission structure.Health and dental benefits.Ongoing training and professional development opportunities.Opportunities for career advancement within the company.

Profile: Area Sales/ Credit ManagerExperience: Minimum 2 years of experience in Sales/ CreditLocation: Etawah, Etah, Bareilly, Chandigarh, Indore, Jaipur, Gwalior, Aligarh, Kanpur, Moradabad, Firozabad, Ludhiana, Mathura, AgraPreferred Industry: Banking And FinanceSkill SetDealer developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from dealersMarket intelligenceFocus on credit developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from influencersMarket intelligenceChannel salesBusiness DevelopmentDealer promotionSales growth.Duties and ResponsibilitiesMaintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

DUTIES AND RESPONSIBILITIES$ To achieve collection targets assigned to the territory by meeting collection target for the states or region assigned$ Meeting the Target on Cost of Collections$ Ensuring meeting Targets within cost limit specified$ Ensuring legal guidelines are complied for entire collection structure in letter and sprits$ Ensure that the collection agencies and executives adhere to the legal guidelines provided by the law in force$ Ensure adherence to the Code of Conduct. Continuously monitoring collection agencies and collection executives to identify fraudulent practices and ensure that no loss is incurred due to such activities$ Keeping the write off per cent within risk pricing$ Control portfolio in terms of bucket flows. Handle customer issues escalations$ Feed back on credit policy based on market conditions. Approve waivers on PI as per delegation matrix. Ensuring documented feedback and action taken on all cases in soft buckets. Ensuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise.$ Manage and put support mechanism for legal / police issues. Ensuring audit queries are complied with, ensuring corrective and preventive action$ Manage productivity by fixing productivity parameters for FO/ collection executives monitoring performance against set parameters and daily review of Area Managers and monthly review of Collection officers.Recruitment of collection officers / area managers$ Constant evaluation of collection officers/area managers

- To Manage the Banca sales through assigned Bank Branch- To Close The leads Provided By the Company- To Handle the walk-in customer- To Do Cross Selling of the Products- To do Cold calling on the lead-based data

Candidate should have experience in Credit Underwriting,Home Loan , Mortgage loanNotice period_ 45 days maxQualification- MBA OR CA MUST

Essential Qualifications: Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) Deep experience & understanding of retail financial services across NBFCs, bankingEssential Experience / skills: Knowledge of local markets and trends in retail lending Understanding of local business and micro economy Ability to work under tight deadlines and to prioritize conflicting and changing priorities Keen understanding and focus on risk, controls, compliance and regulatory framework Ability to liaise with internal stakeholders and cross-functional teams Strong customer focus and management of stakeholder expectations Strong analytical & communication skills (written & verbal) Should be willing to adapt to digital tools and processesRoles and responsibilities

ExternalInternalRole directly reports toArea ManagerCredit UnderwritingPreferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1 5 years of relevant experience in Credit underwriting Retail AssetBanking products, services and operations (preferably in private sector,HL & LAP/SME)Deep experience & understanding of retail financial services acrossNBFCs, bankingCustomersVendorsInternal auditorsCredit BureausCredit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamKnowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting andchanging prioritiesKeen understanding and focus on risk, controls, compliance andregulatory frameworkAbility to liaise with internal stakeholders and cross functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processesResponsible for upholding the Piramal brand by preparing quality proof proposal documentdetailing the loan eligibility as underwriting/sanction procedure for approving/rejecting loanapplications procured by SalesBranch Underwriting1A/1B/1CInternal UseInternal Use----ConfidentialConfidential

Conducting market research to identify selling possibilities and evaluate customer needsActively seeking out new sales opportunities through cold calling, networking and social mediaSetting up meetings with potential clients and listening to their wishes and concerns

Required Tamil, Telugu, Kannada Speaking Collection Executives. Graduates and Undergraduates both can apply. Candidates with Experience will be preferred.

Profile - Credit Card ProcessQualification - Minimum 12th Pass With Good English Communication Skill.Salary - 12000/- to 18000/- Per Month Age Below - 18 Year to 35 Year Old Gender - Male & Female Can ApplyLocation - Noida Sector - 10Duties & Responsibilities---A credit card sales representative job involves marketing and selling credit cards to consumers. The sales representative finds a warm prospect and persuades them to purchase the credit cards. His/ her job description entails explaining and clarifying the benefits the buyer stands to gain from the purchase.Note - Normal Charges ApplyOnly Serious Candidate Apply

ResponsibilitiesMaintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining, and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

Dealer developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from dealersMarket IntelligenceFocus on credit developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from influencersMarket IntelligenceChannel salesBusiness DevelopmentDealer promotionSales growth.Duties and ResponsibilitiesMaintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining, and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

Regional Collection OfficerJob descriptionProfile: Regional Collection OfficerExperience: Minimum 4 years of experience in CollectionRequired QualificationsPeople Management skills.Demonstrated success achievement orientation.Excellent communication skills.Negotiation Skills Strong bias for action driving results in a high-performance environment.Demonstrated ability to lead from the front.Excellent relationship skills. Affirmative in nature,Strong Leadership Skills, Clarity of thought and perseveranceExceptionally high motivational levels and needs to be a self-starter.Working knowledge of computers.Location: Agra, ChandigarhPreferred Industry: NBFCDuties and ResponsibilitiesTo achieve collection targets assigned to the territory by meeting collection target for the states or region assigned.Meeting the Target on Cost of Collections.Ensuring meeting Targets within cost limit specified.Ensuring legal guidelines are complied for entire collection structure in letter and sprits.Ensure that the collection agencies and executives adhere to the legal guidelines provided by the law in force.Ensure adherence to the Code of Conduct. Continuously monitoring collection agencies and collection executives to identify fraudulent practices and ensure that no loss is incurred due to such activities.Keeping the write off per cent within risk pricing.Control portfolio in terms of bucket flows. Handle customer issues escalations.Feed back on credit policy based on market conditions. Approve waivers on PI as per delegation matrix. Ensuring documented feedback and action taken on all cases in soft buckets. Ensuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise.Manage and put support mechanism for legal / police issues. Ensuring audit queries are complied with, ensuring corrective and preventive action. Manage productivity by fixing productivity parameters for FO/ collection executives monitoring performance against set

Who can communicate basic English and written English clearly even if not most fluentSomeone who can reconcile TB, especially customer supplier / Bank / but remember they will be finalizing VAT returns tooSo ideally look for MBA type person of Finance who can handle them independentlyThis is an important position as they will be dealing with practice managers / reconciling CRM and Nomisma billing data when they start understanding so overall this must be someone smart who has the ability to work independentlyExperience : 4 to 5 years minimum Position offered : Finance Manager very handy will be responsible for Daily bank reconciliation / Customer / Supplier Reco / Credit Control / Raising invoices / Monthly Management AccountsThey must be good at Excel

**Company:** Bajaj Auto Credit Ltd.**Job Title:** Collection Officer - Motor Vehicle, Commercial Vehicle**Job Location(s):**Shikohabad- Agartala- Dharmanagar**Designation:** Collection Officer - Motor Vehicle, Commercial Vehicle**Job Role:**- **Portfolio Management:**- Allocation of portfolios to vendors based on past performance trends and FOS (Field Officers) availability.- Ensure the creation of adequate manpower capacity for the portfolio.- Review cases with FOS/TL (Team Leaders) and work assignment based on disposition codes.- **Agency Coordination:**- Coordinate with agency resources, plan for better resolutions, and provide necessary support on difficult cases.- Ensure agency billing closure within 60 days of the completed work month.- Assist agencies with receipt book and repo kits allocation and audit them periodically.- Ensure prior approvals in repo cases and help agencies manage repo-related issues.- **Legal & Compliance:**- Collaborate with the legal team to initiate legal actions against chronic defaulters and deal with enforcement agencies in cases filed by customers/third parties.- BKT (Bucket) resolution with agencies and FOS needs to be tracked and reviewed regularly.- Address CRM queries and ensure closure within the assigned TAT (Turnaround Time).- Ensure RCU (Risk Control Unit) audit queries are reverted before TAT and committed actions are implemented at the field level.- **Team Management:**- Remove non-performing FOS and recruit fresh team members as needed.- Train and support the team to improve performance and compliance.- **Operational Efficiency:**- Ensure 100% utilization of HHT (Hand Held Terminal) and submit reports to ACM (Area Collection Manager)/RCM (Regional Collection Manager) regularly.- Report any issue

Industry - Banking SectorProfile - Credit Card ProcessShift - Branch Relationship ExecutiveQualification - Minimum 12th & Graduate With Good English Communication Skill.Salary - 18000/- to 22000/- In Hand + PF + Esic + Incentive ( Salary Depend On Interview )Experience - Minimum 1 Year In Credit Card RequiredGender - Male & Female Can ApplyLocation - East Delhi, South Delhi, North Delhi, Central Delhi, Ghaziabad, NoidaDuties & Responsibilities-----A credit card is a financial instrument issued by banks with a pre-set credit limit, helping you make cashless transactions. The card issuer determines the credit limit based on your credit score, credit history and your income.Note - Charges ApplyOnly Serious Candidate Apply

Industry - Banking SectorBank Name - State Bank Of IndiaProcess - Credit Card DepartmentProfile - Relationship Officer Qualification -Minimum 12th Pass with Good Communication Skill.Salary - 15000/- to 18000/- + incentiveAge Below - 28 YearsGender - Male & Female Can ApplyDuty Time - 10:00 am to 07:00 pmLocation - Delhi/NCR, UPDuties & Responsibilities ------State Bank of India (SBI) is the country's largest commercial bank, in terms of assets, deposits, and employees. Owned by the Indian government, it offers a range of general banking services from loans and advances to corporates and individuals in India and abroad.Note - Charges Apply

Profile - Telecaller Executive, Relationship Executive, Senior Relationship Executive & Sales TrainerQualification - Minimum 12th Pass With Good English Communication Skill.Salary:- Upto - 20k Per MonthGender - Male & Female Can ApplyLocation - Noida Duties & Responsibilities----Managing client bank accounts, including opening and closing accounts, and overseeing transactions. Processing deposits, payments, and withdrawals. Authorizing and evaluating overdrafts and loans. Handling other transactions, such as writing cashier checks or money orders, when necessary.Note - Charges Apply Only Serious Candidate Apply

Designation- CTC- 4.5 LPAKey Responsibilities:Develop and manage relationships with partner institutions (Banks, NBFCs, MFIs).Drive business through partner branches by promoting credit-linked life insurance products.Coordinate with the partners sales and credit team to ensure seamless insurance bundling.Conduct regular product training, joint field calls, and ensure process adherence.Ensure achievement of assigned sales targets (premium and lives covered).Monitor and improve policy issuance TAT, persistency, and claim settlement experience.Provide timely MIS and business reports to internal and external stakeholders.Ensure compliance with regulatory guidelines and internal processes.Work closely with underwriting and operations teams for smooth policy issuance.Key Performance Indicators (KPIs):Monthly and quarterly premium targetsActivation of partner branches and field forceNumber of joint calls and trainingsTAT for policy issuancePersistency and claim ratioPartner satisfaction and relationship depthDesired Candidate Profile:Graduate/Postgraduate (MBA preferred)26 years of experience in life insurance sales, preferably in credit life/group businessPrior experience in managing NBFC/MFI/BFSI partnerships is a plusExcellent communication and relationship management skillsStrong analytical and coordination abilitiesWillingness to travel extensively for partner engagementInterested candidates can share their resume on anjali.gussain@skywingadvisors.com or 9997994284

Account Payable And Recievable: Stocktaking,verificationoffixedassetsandconductother internalauditworkas per requirement ofmanagement. Participated in process of finalization of financial statement like Bank and InterBranchReconciliationand Debtors creditorsReconciliationetc. Prepared/Analysed Cash Flow Statement. Resposible for makingpayment ofOceanFreight,Freightforwarders and AgencyCommission in compliance with GST andTDS. SettlementsagainstRA(RunningAccountBill),creditorsbill,IOU andadvanceagainst PO in Construction Company. Verification of Invoices and Other Payment requests. Monitor customer account details for non-payments, delayed payments and otherirregularitiesTaxation and Legal: Knowledge GST and TDS. Review terms and conditions of BG (Bank Guarantee) and prepare MIS.Logistics Dept. ToPrepareandMonitoringShipmentPlanandconduct shipmentstimely. Applying Online RC for registration of export contract of cottonyarn. Prepare PreandPost-shipmentdocsasperLetter of credit (LC). ApprovingdraftofLetterofCredit,BillofLanding,CertificateofOrigin,APTAand others docs as perrequirement. Co-ordinate with CHA / Forwarders for Arranging, stuffing containers, Vesselplanning and its connection. Prepare and controlling documents for claming to DGFT under SHIS, FMS,Export Incentive schemes, EPCG and DBBK schemes. Filling online rebate claims