Loan Officer Job Vacancies in Berhampur

Job Responsibilities for CM Identification of potential village/ area for operation through village/area survey Conducting village/area level meetings, discuss about the company and various products/ services offered. Identification of potential customers in approved village/ area for providing financial support Loan origination Completing all necessary documentations and field verifications of all potential customers who apply for loan Collection of loan recovery and deposit in the bank (no deposit required for cashless) Monitoring and follow up of loan recovery and loan utilization Adhering to rules and norms prescribed by the company Adhering to basic code of conduct and fair practices code defined for microfinance industry Maintaining healthy portfolio and 100% recovery rate Conducting pre-disbursement and post-disbursement visits Maximum customer retention and relationship management at centers Providing training to new CMs Dealing with the customers in proper manner as prescribed under code of conduct Commitment and dedication for business growth and profitability of the branch Assist the branch manager to generate new business Complying to all the requirements by the Branch and HO

Key Responsibilities:Identify sales opportunities for both the Bank and third-party products by acquiring new customers and building new relationshipsManage business relations with existing customers to increase the depth of existing relationshipsAchieve sales targets as assigned by the organization monthly as per Grade Matrix (BDE, Officer and AM Sales)Record and track all engagement activities through the CRM systemComply with KYC/SEBI rules, regulations, and legislation governing the financial services industryRole Proficiency::Good communication (both verbal and written) skill in both English and the local language.Excellent lead generation and conversion skillAbility to handle pressure and meet deadlinesAbility to work successfully as a part of a teamHigh sales orientation to meet the sales targets consistently