Credit Manager Female Graduate Jobs in Jaipur

Profile: Area Sales/ Credit ManagerExperience: Minimum 2 years of experience in Sales/ CreditLocation: Etawah, Etah, Bareilly, Chandigarh, Indore, Jaipur, Gwalior, Aligarh, Kanpur, Moradabad, Firozabad, Ludhiana, Mathura, AgraPreferred Industry: Banking And FinanceSkill SetDealer developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from dealersMarket intelligenceFocus on credit developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from influencersMarket intelligenceChannel salesBusiness DevelopmentDealer promotionSales growth.Duties and ResponsibilitiesMaintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

Maintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining, and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

Credit Manager: Immediate joiner needs to applyA leading growing NBFC working toward better outcome in plethora of loans, mortgage loans, and financial services in opportunistic market. Organization resourcing employable employee eager to grow and explore with exploring financial services though technology.A Credit Manager would be responsible to protects a companys assets and oversees the credit granting process. Their main duties include assessing potential customers creditworthiness, conducting reviews of existing customers and optimizing company sales.Role: Credit ManagerJob Description: - Analysed business model of clients & proposing for Working Capital, Project finance, term loans & derivatives.- Responsible for Preparation of credit appraisal, financial statement analysis & projections (Credit aspect) for sanctioning.- Responsible for establishing new loan accounts, evaluating credit risk, establishing credit limits and payment terms.- Coordinating in setting up limits, pre-disbursement documentation with Balance sheet management.Job Type: Full-timeGrade: ManagerExperience: 2-5 yearsEducation qualification: Charted accountant Inter/ final, or MBA Finance from reputed collegeOffering salary: 5-8 lac p.a.Benefits: Health insurance and other as per NBFC normsSchedule: Day shiftAbility to commute/relocate: Jaipur, Rajasthan, reliably commuteConfirmed On Retrospective And Prerequisite Basis

Job title: Manager (Credit)Reports to: Head (Credit & Operations)Department: Credit & OperationsDuties and Responsibilities:Key Deliverables for the role Responsible for assessment of loan proposals in line with the credit policy of the company. Managing quality & delivery turnaround of loan proposals. Engaging with relevant authorities for loan approvals. Assisting Business, Operations & Client for effective & smooth loan closure. Provide relevant & regular inputs for creation / refinement of Credit policy. Monitor and track the portfolio health & performance and manage portfolio delinquency. Responsible for managing the risk and credit practices in line with the Risk Policy framework. Will drive and support other miscellaneous initiatives as part of risk / credit / business as may be takenup from time to time.Required Qualifications and Experience: CA/ MBA with 2 4 years of relevant credit / risk experience in the NBFC / Banking industries B Com with 5-8 years of relevant credit / risk experience in the NBFC / Banking industries Exposure and understanding of credit practices and products in small ticket lending (secured andunsecured) Should have local market knowledge of key industries, acceptable collateral, high risk areas etc. Should be conversant with legal documentation for secured and unsecured loans.

Essential Qualifications: Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) Deep experience & understanding of retail financial services across NBFCs, bankingEssential Experience / skills: Knowledge of local markets and trends in retail lending Understanding of local business and micro economy Ability to work under tight deadlines and to prioritize conflicting and changing priorities Keen understanding and focus on risk, controls, compliance and regulatory framework Ability to liaise with internal stakeholders and cross-functional teams Strong customer focus and management of stakeholder expectations Strong analytical & communication skills (written & verbal) Should be willing to adapt to digital tools and processesRoles and responsibilities

ResponsibilitiesTo achieve collection targets of the area assignedControl bucket flow cases and focus on non-startersEnsuring documented feedback.Ensuring meeting Targets and Meeting the Target on Cost of Collections.Ensuring documented feedback.Ensuring legal guidelines are complied with while repossessing of products, other related matters and audit queries are complied withEnsuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise and controlling bucket flow.Manage productivity by fixing productivity parameters Collection OfficersEnsuring background and reference check of agenciesMonitoring performance against set parameters and Weekly review with the collection executives.Ensuring timely and profitable disposal of seized stock & safe custody of seized productsIdentify and manage training needs the CEs.Support collection officers in legal / police issues.Ensuring timely and profitable disposal of seized stock safe custody of seized products Visit Random customers.Visit Random customers, People Management, Demonstrated success, communication skills and achievement orientation.