Designation: Branch ManagerLocation: Kota (Rajasthan), Zirakpur (Punjab)CTC: 8.0 Lakh Per AnnumProduct: Home Loan, Loan Against PropertyRequired Relevant Exp. For BM: Mini. 6-7 YearsTotal Position- 2Responsibilities:- The Branch manager will work closely with Credit, Collections, Operations and Finance for proper functioning and profitability of branch.- To drive the top line and bottom line growth of the branch along with maintaining a healthy operating margin on a monthly basis.- Responsible for Sanctioning and disbursing loans at branch level as part of the Branch Sanctioning Committee. - Responsible for managing quality file logins and process for HL and LAP, Mortgage.- Monitoring and developing channel sales and marketing activities, implementing effective strategies to maximize sales through a network of direct sales team.- Ensuring high standards of integrity across the business.- To establish sales goals that staff members are expected to accomplish, coach, supervise and help them achieve the business targets.- Validate the disbursement request; ensure legal compliance on property documents and co-ordinate with HO for timely disbursement.- Develop marketing strategy to increase new business and find the new prospective clients.- Review of portfolio quality on periodic basis. Responsible for Branch Audits.- Interact with customers with a view of ascertaining the genuinity of loan and the customer.Skills:- Working effectively with the team and providing inspirational leadership- Someone who can leverage existing and new relationship to expand the customer base.- Interpersonal relationship to manage peers and influence them on decisions for aggressive growth of business. - Familiar with banking regulations, underwriting techniques and lending laws- Experienced with home loan / Loan against Property and Mortgage loan experience of Banks/NBFCs/HFCs.