Credit Manager Job Vacancies in Kanpur

Job Title: Credit Card and Financial Product Sales RepresentativeJob Type: Full-timeJob Summary:We are seeking a dynamic and results-driven Credit Card and Financial Product Sales Representative to join our team. The successful candidate will be responsible for promoting and selling a range of credit card and financial products to prospective customers. This role is ideal for individuals with strong communication skills, a passion for finance, and a desire to help customers achieve their financial goals.Key Responsibilities:Customer Outreach: Initiate and maintain contact with potential customers to identify their financial needs and offer suitable credit card and financial product solutions.Product Knowledge: Develop a deep understanding of our credit card and financial product offerings, staying up-to-date with features, benefits, and any changes in the financial industry.Consultative Sales: Conduct needs assessments to recommend the most suitable financial products, ensuring a personalized and consultative sales approach.Sales Presentations: Create and deliver persuasive sales presentations to showcase the advantages and benefits of our credit card and financial products.Application Processing: Assist customers in completing application forms and guide them through the application process, ensuring all necessary documentationSales Targets: Achieve and exceed monthly and quarterly sales targets, contributing to the overall success of the org. Qualifications:High school diploma or equivalent (Bachelor's degree in finance or related field is a plus).Proven experience in sales, ideally in the financial services industry.Strong communication, interpersonal, and negotiation skills.A deep understanding of credit card and financial products.BenefitsCompetitive base salary and commission structure.Health and dental benefits.Ongoing training and professional development opportunities.Opportunities for career advancement within the company.

Profile: Area Sales/ Credit ManagerExperience: Minimum 2 years of experience in Sales/ CreditLocation: Etawah, Etah, Bareilly, Chandigarh, Indore, Jaipur, Gwalior, Aligarh, Kanpur, Moradabad, Firozabad, Ludhiana, Mathura, AgraPreferred Industry: Banking And FinanceSkill SetDealer developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from dealersMarket intelligenceFocus on credit developmentNetwork developmentCredit ControlTeam ManagementPromoting sales from influencersMarket intelligenceChannel salesBusiness DevelopmentDealer promotionSales growth.Duties and ResponsibilitiesMaintaining and increasing sales of your companys productsReaching the targets and goals set for your areaEstablishing, maintaining and expanding your customer baseServicing the needs of your existing customersIncreasing business opportunities through various routes to marketSetting sales targets for individual reps and your team as a wholeAllocating areas to sales representativesDeveloping sales strategies and setting targetsMonitoring your teams performance and motivating them to reach targetsCompiling and analyzing sales figuresPossibly dealing with some major customer accounts yourselfCollecting customer feedback and market researchReporting to senior managersKeeping up to date with products and competitors

Essential Qualifications: Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) Deep experience & understanding of retail financial services across NBFCs, bankingEssential Experience / skills: Knowledge of local markets and trends in retail lending Understanding of local business and micro economy Ability to work under tight deadlines and to prioritize conflicting and changing priorities Keen understanding and focus on risk, controls, compliance and regulatory framework Ability to liaise with internal stakeholders and cross-functional teams Strong customer focus and management of stakeholder expectations Strong analytical & communication skills (written & verbal) Should be willing to adapt to digital tools and processesRoles and responsibilities

Industry - Banking SectorBank Name - Bank Of BarodaProfile - Relationship Executive & Credit Card SalesQualification - Minimum Graduate With Good Communication Skill.Experience - Banking Sales & Credit Card Sales In Branch Candidate RequiredSalary - 12000/- to 18000/- Net+PF+ESIC+IncentiveGender - Male & Female Can ApplyLocation - Kanpur, Lucknow, Bareily, Moradabad, Pratapgarh, JaunpurDuties & Responsibilities------Bank of Baroda (BOB) is an Indian nationalized banking and financial services company headquartered in the city of Vadodara, India. It is the fourth largest Nationalized bank in India, with 132 million customers, a total business of US$218 billion, and a global presence of 100 overseas offices.Note - Charges ApplyOnly Serious Candidate Apply

Profile: Area Manager - Collections/Senior Area Manager CollectionsExperience: Minimum 3 years of experience in CollectionLocation: Agra, Mathura, Ludhiana, Gwalior, Kanpur, Aligarh, Khurja, Jaipur, Faridabad, Moradabad, Chandigarh, Etawah, AhemdabadPreferred Industry: Banking And FinanceDuties and ResponsibilitiesTo achieve collection targets of the area assignedControl bucket flow cases and focus on non-startersEnsuring documented feedback.Ensuring meeting Targets and Meeting the Target on Cost of Collections.Ensuring documented feedback.Ensuring legal guidelines are complied with while repossessing of products, other related matters and audit queries are complied withEnsuring adequate Feet on Street availability area-wise / bucket-wise / segment-wise and controlling bucket flow.Manage productivity by fixing productivity parameters Collection OfficersEnsuring background and reference check of agenciesMonitoring performance against set parameters and Weekly review with the collection executives.Ensuring timely and profitable disposal of seized stock & safe custody of seized productsIdentify and manage training needs the CEs.Support collection officers in legal / police issues.Ensuring timely and profitable disposal of seized stock safe custody of seized products Visit Random customers.Visit Random customers, People Management, Demonstrated success, communication skills and achievement orientation.

Designation: Sales Collection ExecutiveQualification : graduateExperience : 0 to 3YrsSalary : 12000 to 18000 PM + IncentiveIndustry : FinanceLocation : Lucknow, kanpurSkills Required : Good Communication Skills , SmartphoneJob Role &Responsibility : Collection Two Wheeler and Three Wheeler Emi Cash collection from Loan Defaulters. To ensure recovery as per the assigned KRAs Proactive in coming up with suggestion in policy changes on collections. Maintaining proper Feedbacks of each contract and provides the same as and when requested. Maintain MIS of recoveries done and their month/quarter/year end status Ensure adherence to SOP. To adhere to the NBFC processes and procedures To adhere to Collection audit requirement

Designation: Sales Collection ExecutiveQualification : graduateExperience : 0 to 3YrsSalary : 12000 to 18000 PM + IncentiveIndustry : FinanceLocation : lucknow, kanpurSkills Required : Good Communication Skills , SmartphoneJob Role &Responsibility : Collection Two Wheeler and Three Wheeler Emi Cash collection from Loan Defaulters. To ensure recovery as per the assigned KRAs Proactive in coming up with suggestion in policy changes on collections. Maintaining proper Feedbacks of each contract and provides the same as and when requested. Maintain MIS of recoveries done and their month/quarter/year end status Ensure adherence to SOP. To adhere to the NBFC processes and procedures To adhere to Collection audit requirement