Array ( [0] => credit-manager [1] => bhubaneswar ) Top Credit Manager Female Jobs in Bhubaneswar for 10th Pass

Credit Manager Female 10th Pass Jobs in Bhubaneswar

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  • 0 - 5 yrs
  • 2.0 Lac/Yr
  • Cuttack
MS Excel Client Counselling Credit Officer
As a Credit Officer, you will handle various tasks related to assessing credit applications and managing loan accounts. Your role is essential in ensuring that credit decisions are made accurately and responsibly.**Key Responsibilities:**- **Assess Credit Applications:** Review and analyze applications for loans and credit to determine applicants' creditworthiness.- **Conduct Financial Analysis:** Examine financial documents, including income statements and bank statements, to evaluate the financial health of potential borrowers.- **Communicate with Applicants:** Liaise with applicants to gather necessary documentation and clarify any questions about their credit history or financial status.- **Monitor Loan Accounts:** Keep track of existing loans to ensure repayments are made on time and address any issues that may arise.- **Prepare Reports:** Generate regular reports on credit activities and risk assessments to aid management in decision-making.- **Work with Colleagues:** Collaborate with other departments, such as sales and compliance, to support a seamless lending process.**Required Skills and Expectations:**Candidates should possess strong analytical skills to interpret financial data and identify potential risks. Good communication skills are essential for interacting with applicants and explaining credit-related decisions clearly. Attention to detail is crucial to ensure accuracy in processing applications and monitoring accounts. Candidates should also be organized and able to manage multiple tasks efficiently. A basic understanding of financial terms and procedures will be an advantage, along with a willingness to learn and grow within the role. This position requires a proactive attitude and the ability to work effectively in a team environment.
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Credit Manager

SMS Consultancy Pvt Ltd

Finance Manager Credit Control Credit Appraisal Credit Underwriting Credit Management Credit Operations Credit Manager Walk in
BRANCH UNDERWRITING:Piramal Capital & Housing Finance ltd., as a commitment to serve all lending needs of consumers of Bharat is hiring Credit manager for its retail business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case. EXTERNAL:CustomersVendors Internal auditorsCredit BureausKEY STAKEHOLDERS:Credit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamESSENTIAL SKILLS:Knowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting and changing prioritiesKeen understanding and focus on risk, controls, compliance and regulatory frameworkAbility to liaise with internal stakeholders and cross-functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processes QUALIFICATION:Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME)Deep experience & understanding of retail financial services across NBFCs, banking
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