Credit Operations Job Vacancies in Haryana

Key Responsibilities:1. Assessing creditworthiness: Reviewing financial information, credit scores, and payment history of clients to determine if they qualify for credit.2. Analyzing risk: Evaluating the risk associated with extending credit to clients based on their financial status and market conditions.3. Making credit decisions: Deciding whether to approve, deny, or modify credit applications based on the analysis conducted.4. Monitoring credit accounts: Tracking the repayment behavior of clients to ensure they are meeting their credit obligations.5. Providing recommendations: Offering suggestions for credit terms, limits, and repayment schedules to mitigate risk and maximize profitability.Required Skills and Expectations:1. Bachelor's degree in finance, accounting, or a related field.2. Strong analytical skills to interpret financial data and assess credit risk.3. Experience with financial modeling and risk assessment techniques.4. Excellent attention to detail and ability to make sound judgments.5. Good communication skills to interact with clients and colleagues effectively.6. Knowledge of regulatory requirements and compliance standards related to credit analysis.

Tele collection. Tele calling

To identify new banks worldwide and explore Trade Finance Opportunities with them & henceforth solutions for the clients. To ensure to provide accurate product based knowledge to clients. Expertise in LC drafting, proposal framing as per requirement of client and bank.Awareness of UCPDC & ISBP guidelines.

Hiring for 1 Credit Associate Job in Gurgaon, Haryana for Freshers,Required Educational Qualification is : Other Bachelor Degree, B.B.A, B.Com with Good knowledge in Credit Executive,Finance Executive,Credit Operation Executive etc.

Industry - Banking SectorBank Name - HDFC BankPost - Sales Officer ExecutiveQualification - Minimum 12th Pass With Good English Communication Skill. Experience - Minimum 6 MonthSalary - 10000/- to 21000/- Per MonthAge Limit - Minimum 19 Year to 32 Year Maximum Gender - Only MaleLocation - Chanigarh, Rajpura,PanchkulaDuties & Responsibilities-----A credit card is a thin rectangular piece of plastic or metal issued by a bank or financial services company, that allows cardholders to borrow funds with which to pay for goods and services with merchants that accept cards for payment.Note - Charges ApplyOnly Serious Candidate Apply

1. Understand the Insurance business end to end.2. Analyze and input data into systems/ database.3. Issue policies/ invoices on behalf of the client.4. Reconciliations.5. To perform tasks effectively and efficiently.Requirements1. Graduates ( BBA, BA, B.com).2. Good written and Verbal communication.3. Strong analytical skills.4. Knowledge of MS-Excel.5. Analyzes and Synthesizes information/ Make decisions based on policies.6. Freshers for Insurance Operations.

ExternalInternalRole directly reports toArea ManagerCredit UnderwritingPreferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate1 5 years of relevant experience in Credit underwriting Retail AssetBanking products, services and operations (preferably in private sector,HL & LAP/SME)Deep experience & understanding of retail financial services acrossNBFCs, bankingCustomersVendorsInternal auditorsCredit BureausCredit Head for HFCRisk & Compliance teamCredit Analyst and OperationsLegal teamSales teamCollections teamKnowledge of local markets and trends in retail lendingUnderstanding of local business and micro economyAbility to work under tight deadlines and to prioritize conflicting andchanging prioritiesKeen understanding and focus on risk, controls, compliance andregulatory frameworkAbility to liaise with internal stakeholders and cross functional teamsStrong customer focus and management of stakeholder expectationsStrong analytical & communication skills (written & verbal)Should be willing to adapt to digital tools and processesResponsible for upholding the Piramal brand by preparing quality proof proposal documentdetailing the loan eligibility as underwriting/sanction procedure for approving/rejecting loanapplications procured by SalesBranch Underwriting1A/1B/1CInternal UseInternal Use----ConfidentialConfidential