Credit Underwriter Job Vacancies in Mumbai

Hiring For Credit Operations Executive

Finvin Group

1 - 2 yrs
4.5 Lac/Yr
Mumbai

Credit Underwriter Data Veryfier Credit Executive

Key Responsibilities1. Credit underwriting by evaluating the financial status and assessing credit worthiness of the borrowers,2. To check that the executed documents - both loan & collateral documents - are in line with the sanctioned terms.3. Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems4. Work closely with Sales and Operations team5. Communicate clearly and effectively (both verbal and written). Communicate timely and responsively. Seeks feedback and provides feedback. Encourages open discussion and dialogue.6. Develop and maintain strong external and internal customer relationships by identifying and anticipating customer needs and responding to them by maintaining long term relationships.7. Preparing MIS reports on monthly basis

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Assistant Credit Manager

hirekaro global Services

2 - 8 yrs
4.0 Lac/Yr
Mumbai

Assistant Credit Manager Credit Underwriter Personal Loans

Responsibilities: - Candidate would be responsible for appraising & assessing risks for loan under the consumer-focused Loan. - The incumbent will be responsible for underwriting personal loan proposal as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. - To conduct personal discussion with customers to establish Credit worthiness. - Interact with the client, gather requirements, financial statements and other inputs for performing quality Credit analysis and due diligence. (for renewal & new borrowers) - To prepare Credit Appraisal Memo (CAM). - Responsible for Credit Assessment. -To coordinate with sales to achieve targets and ensure TAT or SLAs are met. - Work closely with RM/Product partners in structuring Credit solutions and ensuring appropriateness of the products, and expediting approvals Qualification & Experience Required: Graduate/MBA with at least 2 to 4 years relevant experience in Credit Underwriting for Salaried Personal Loan Product of Banks, NBFCs. Good experience in Credit analysis - Balance sheet, Profit & Loss Statement, Bank Statement. Credit underwriting work experience within retail lending with any large NBFC or Bank. Ideal candidate should understand the credit risk of consumer-focused loan and SME segment lending. Prospective candidate should have hands-on experience on how to review, assess and underwrite secured and unsecured loans with focus in personal loan underwriting.Office Timing & Working Days: 9:30 AM to 6:30 PM (can be stretched depending upon workload)- Monday to Saturday

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