Face-to-Face Interview For Assistant Credit Manager Jobs (Freshers)

TATA AIA

job title: assistant manager (credit) – entry level

department: credit / retail banking

location: across india (as per bank’s requirement)

employment type: full-time, regular / probationary

eligibility

• education: graduate degree in any discipline from a recognized university.

• experience: fresh graduates can apply (bank may prefer candidates with internship/short-term banking experience).

• age limit: 21–30 years (relaxations as per govt. norms).

key responsibilities

1. evaluate loan applications and prepare credit appraisal reports.

2. assist in processing term loans, working capital finance, and retail loan products.

3. verify customer documents for kyc, income proof, and collateral security.

4. monitor existing loan accounts to detect potential risks or defaults.

5. coordinate with relationship managers and branch managers for smooth loan processing.

6. maintain accurate records in the bank’s core banking system (cbs).

7. provide customer service related to credit products and schemes.

required skills

• basic understanding of banking products & services.

• good command over ms office (especially excel & word).

• analytical thinking and numerical aptitude.

• good communication (hindi & english) and interpersonal skills.

• ability to work in a target-driven environment.

preferred skills (not mandatory)

• knowledge of rbi guidelines & basic credit risk concepts.

• internship or part-time work in banking/finance.

• familiarity with digital banking tools & apps.

pay scale

• as per jmgs-i scale: ₹22,000 – ₹35,480 per month (plus allowances & benefits)

• Experience

  0 - 1 Years

• No. of Openings

  100

• Education

  Higher Secondary, B.A, B.Arch, B.C.A, B.B.A, B.Com, Bachelor of Hotel Management

• Role

  Credit Assistant Manager

• Industry Type

  Accounting / Finance

• Gender

  [ Male / Female ]

• Job Country

  India

• Type of Job

  Full Time

• Work Location Type

  Work from Office

• Face interview location

  2nd floor,p4 Dobson lane,near Howrah Bridge(landmark -Near natroj Hotel)