Credit Manager Female Graduate Jobs in Hyderabad

Credit Manager Job DescriptionRoles and Responsibilities As a Credit Analyst, you will be working closely with the Credit Head and will be responsible to handle all credit risk functions. Analysing creditworthiness and credit risk of SME borrowers, including review of financial statements and cash flow analysis Performing Credit appraisals of loan applicants within the defined policy guidelines Assessing the quality of various SME loans and assisting in the underwriting and processing of SME credits Underwriting new and existing SME loans through analysis of borrowers alternate data, credit history, financial performance, current market trends, collateral, and feasibility Coordinating with Vendors and handling all the business and vendor queries Monitoring, analysing, and commenting daily or weekly credit risk indicators and the company's KPIs Assisting the company in enhancing the quality-of-service delivery relating to credit applications Participating in internal projects that improve credit process efficiency and effectiveness to assist in achieving key strategic objectives Identifying risks/mitigants and making recommendations to senior management regarding additional credit enhancements to mitigate credit riskRequired Candidate profile Experience in Credit Appraisal/Underwriting role or similar profile Exp. in Business Loan processing/management systems, Documentation processing,Handling KYC etc. Experience in SME business lending Should have a general knowledge of loan underwriting, documentation, banking, and financial statements analysis Possess Basic knowledge about financial statements/ITR/Banking. Should be able to use MS-Word, Excel Excellent Communication Skills - Should be able to communicate well in Telugu, English and Hindi. Strong analytical, interpersonal, and presentation skills