Credit Manager

Grackle Business Solutions Pvt.Ltd

credit manager job description

roles and responsibilities

• as a credit analyst, you will be working closely with the credit head and will be responsible to handle all credit risk functions.

• analysing creditworthiness and credit risk of sme borrowers, including review of financial statements and cash flow analysis

• performing credit appraisals of loan applicants within the defined policy guidelines

• assessing the quality of various sme loans and assisting in the underwriting and processing of sme credits

• underwriting new and existing sme loans through analysis of borrower’s alternate data, credit history, financial performance, current market trends, collateral, and feasibility

• coordinating with vendors and handling all the business and vendor queries

• monitoring, analysing, and commenting daily or weekly credit risk indicators and the company's kpis

• assisting the company in enhancing the quality-of-service delivery relating to credit applications

• participating in internal projects that improve credit process efficiency and effectiveness to assist in achieving key strategic objectives

• identifying risks/mitigants and making recommendations to senior management regarding additional credit enhancements to mitigate credit risk

required candidate profile

• experience in credit appraisal/underwriting role or similar profile

• exp. in business loan processing/management systems, documentation processing,

handling kyc etc.

• experience in sme business lending

• should have a general knowledge of loan underwriting, documentation, banking, and financial statements analysis

• possess basic knowledge about financial statements/itr/banking.

• should be able to use ms-word, excel

• excellent communication skills - should be able to communicate well in telugu, english and hindi.

• strong analytical, interpersonal, and presentation skills

• Experience

  5 - 11 Years

• No. of Openings

  2

• Education

  B.B.A, B.Com, B.Sc

• Role

  Credit Manager

• Industry Type

  Banking / Financial Services / Stock Broking

• Gender

  Male

• Job Country

  India

• Type of Job

  Full Time

• Work Location Type

  Work from Office