Cross Selling Jobs

SME Relationship Manager Company: Talent Zone ConsultantJob Title: Senior SME Relationship Manager / SME Lending Relationship ManagerExperience: 8-10 YearsLocation: Bangalore / Mysore / ChennaiEmployment Type: Full-timeJob SummaryTalent Zone Consultant is looking for an experienced SME Relationship Manager with 8-10 years of experience in SME lending, business banking, NBFC, FinTech or financial services.The ideal candidate will be responsible for SME customer acquisition, credit assessment, loan sourcing, portfolio management and revenue growth. The role requires strong knowledge of working capital, business loans, term loans and secured/unsecured SME lending, along with the ability to build long-term relationships with SME clients.Current SME banking roles in Bangalore emphasize acquiring, growing and retaining profitable SME portfolios, structuring appropriate credit facilities and managing portfolio returns.Key ResponsibilitiesAcquire new SME/MSME customers through direct sourcing, referrals, channels and market outreach.Develop and maintain strong relationships with SME business owners, promoters and key decision-makers.Manage the complete lending lifecycle from lead generation to sanction and disbursement.Understand customer business models, financial requirements and working-capital needs.Conduct preliminary credit assessment and financial analysis of SME borrowers.Analyse financial statements, cash flows, banking transactions and repayment capacity.Prepare and coordinate credit proposals and loan documentation with Credit and Risk teams.Handle Working Capital Loans, Term Loans, Business Loans, LAP and other SME lending products.Coordinate with Credit, Operations, Legal, Risk and Collections teams for timely processing and disbursement.Manage and grow an existing SME lending portfolio while maintaining portfolio quality.Track customer repayment behaviour, exposure, delinquency and credit risk.Identify cross-sell and up-sell opportunities across lending, payments, cash management and other financial products.Achieve monthly/quarterly acquisition, disbursement, revenue and portfolio growth targets.Build relationships with DSAs, channel partners, brokers and referral networks.Monitor market trends, competitor offerings and emerging SME financing opportunities.Ensure compliance with internal policies, KYC requirements, credit guidelines and applicable regulations.Required SkillsCore Skills:SME Lending, MSME Lending, Business Banking, Credit Assessment, Credit Analysis, Loan Processing, Loan Origination, Customer Acquisition, Portfolio Management, Relationship Management, Business Development, Financial Analysis, Financial Statement Analysis, Working Capital Loans, Term Loans, Business Loans, LAP, Secured Lending, Unsecured Lending, Credit Appraisal, Credit Underwriting, Risk Assessment, Portfolio Growth, Revenue Growth, Cross Selling, Upselling, Channel Management, DSA ManagementAnalytical / Technology Skills:Financial Modelling, Credit Risk Analysis, Banking Analysis, Cash Flow Analysis, MS Excel, CRM, MIS Reporting, Portfolio Analytics, Business AnalyticsSoft Skills:Client Relationship Management, Stakeholder Management, Negotiation Skills, Communication Skills, Presentation Skills, Business Acumen, Market Development, Problem Solving, Target OrientationCandidate Profile8-10 years of experience in SME/MSME lending, business banking, NBFC, FinTech or financial services.Strong track record in SME customer acquisition and portfolio management.Hands-on experience in credit assessment and loan processing.Good understanding of financial statements, cash flow and borrower creditworthiness.Experience handling working capital and term lending products is preferred.Candidates with experience managing high-value SME portfolios will be preferred.Strong ability to acquire new customers while retaining and expanding existing relationships.Experience working with Credit, Risk, Operations and Collections teams.MBA/PGDM in Finance/Marketing or equivalent qualification preferred.

We are looking for a motivated Sales Officer to join our team in Kaithal. The ideal candidate will have a passion for sales and customer service, with a strong willingness to learn. Key Responsibilities:- Identify and Reach Out to Customers: You will be responsible for finding potential customers and introducing our products or services to them, which helps to boost sales.- Build and Maintain Customer Relationships: Establishing strong relationships with customers is crucial. You will need to follow up with them regularly and ensure their needs are met.- Achieve Sales Targets: You will have specific sales goals to meet each month. Focusing on these targets will help in driving your sales performance and contribute to the overall team success.- Provide Product Knowledge: You will need to understand our products or services thoroughly and communicate their benefits to customers effectively.- Prepare Sales Reports: Regularly updating sales reports and tracking your performance will help understand market trends and improve strategies.Required Skills and Expectations:- Strong communication skills are essential to connect with customers and explain products clearly.- A proactive attitude with the ability to learn quickly and adapt to new situations.- Good negotiation skills that will help in closing deals successfully.- A basic understanding of sales principles and techniques will be beneficial, but not mandatory. - Must be a male candidate and have completed at least the 12th grade, with no previous experience required.

We are looking for an experienced Sales Manager to join our team in Ahmedabad. This role requires a male candidate with 4 to 7 years of sales experience. The ideal candidate will lead our sales efforts, develop strategies to improve sales, and build strong customer relationships. Key Responsibilities:1. Develop Sales Strategies: Create effective sales plans that align with our business goals to increase revenue and market share.2. Manage Sales Team: Guide and motivate a team of sales representatives, setting clear targets and providing necessary training to enhance their performance.3. Build Client Relationships: Establish and maintain relationships with key clients to understand their needs and ensure satisfaction, fostering long-term partnerships.4. Analyze Sales Data: Track and analyze sales metrics to identify trends and areas for improvement. Use this data to adjust sales strategies accordingly.5. Coordinate Marketing Efforts: Collaborate with the marketing team to develop promotional materials and campaigns that support sales initiatives.Required Skills and Expectations:Candidates should possess excellent communication and negotiation skills, with a proven track record in achieving sales targets. Strong leadership abilities are essential to manage and inspire the sales team effectively. A thorough understanding of market dynamics and customer behaviors will be crucial in adapting strategies to meet customer needs. Prospective candidates should demonstrate a proactive approach to problem-solving and be comfortable working in a fast-paced environment.

We are looking for a Business Development Manager (BDM) to join our team in Bangalore. This role is ideal for someone with 2 to 8 years of experience in business development, who is ready to focus on driving growth and building client relationships.Key Responsibilities:- Identify New Business Opportunities: Research and analyze market trends to discover potential clients and new avenues for revenue generation. - Build and Maintain Relationships: Engage with existing and prospective clients to foster long-term partnerships and ensure customer satisfaction. - Develop Sales Strategies: Collaborate with the marketing and sales teams to devise effective strategies for lead generation and customer acquisition.

As a Virtual Relationship Manager, you will be responsible for building and maintaining strong relationships with clients while assisting them with their needs and inquiries. Your role is crucial in ensuring customer satisfaction and loyalty.Key Responsibilities:- Client Engagement: Reach out to current clients through calls and emails to understand their needs and address any concerns, ensuring they feel valued and supported.- Account Management: Monitor client accounts and provide regular updates on services and offers, helping clients make informed decisions about their financial options.- Problem Resolution: Handle client issues effectively by providing solutions and coordinating with relevant departments, ensuring timely resolutions to maintain customer trust.- Sales Support: Assist the sales team by identifying potential clients and promoting products or services that meet their needs, contributing to overall sales goals.- Data Management: Maintain accurate records of client interactions and update the database regularly, ensuring that all information is current and useful.Required skills and expectations include:- Communication Skills: Strong verbal and written communication skills are essential for building rapport with clients and clearly conveying information.- Interpersonal Skills: You should be friendly and approachable, making clients feel comfortable discussing their needs and concerns.- Organizational Skills: The ability to manage multiple client accounts and tasks efficiently is important for success in this role.- Basic Computer Skills: Familiarity with standard office software and communication tools is required to effectively perform your duties.- Problem-Solving Ability: You should be proactive in identifying issues and seeking solutions that meet client expectations.

We are looking for a dedicated Super Market Helper to join our team in Haifa. This role is great for individuals with little to no experience who want to start their career in the retail industry.As a Super Market Helper, you will assist customers, organize products, and ensure the store remains clean and inviting. Your main responsibilities include:- Customer Assistance: Greet customers in a friendly manner, helping them find products and answering any questions they might have to enhance their shopping experience.- Stock Management: Help with organizing and placing products on shelves, ensuring items are well-stocked and displayed neatly.- Store Cleanliness: Maintain a clean and tidy environment by regularly cleaning aisles, shelves, and checkout areas.- Checkout Support: Assist cashiers during busy times by bagging groceries and managing the flow of customers at the checkout.For this position, we require that candidates are females who have completed at least the 10th grade. Ideal candidates should have a positive attitude, good communication skills, and the ability to work well in a team. Being friendly and approachable is essential, as you will interact with customers throughout your shift. A willingness to learn and adapt quickly will also be important in this fast-paced environment.

Achieve Assigned Sales and Billing Targets By Maximizing Retailer Productivity, Improving Product Assortment, Generating Repeat Business, and Effectively Promoting all Assigned Brands Within the Designated Territory.Support Healthy Cash Flow By Ensuring Timely Collection Follow-ups, Minimizing Overdue Payments, Maintaining Dealer Credit Discipline, and Promptly Escalating Collection-related Issues.Expand Market Reach Through Regular Outlet Coverage, New Retailer Development, Activation of Prospective Accounts, and Strengthening Relationships with Existing Retailers.Enhance Brand Visibility Through Effective Merchandising, Product Display, Promotional Execution, Posm Implementation, and Adherence to Brand Display Standards.Ensure Disciplined Market Execution Through Adherence to Monthly and Permanent Journey Plans, Timely Reporting, Productive Market Visits, and Effective Implementation of Management Directives.Demonstrate Professional Discipline By Complying with Company Policies, Maintaining Accurate Reporting, Participating in Product and Sales Training, and Continuously Enhancing Product Knowledge and Selling Skills.

- Credit Card Sales & Customer Acquisition . - Corporate Tie-ups & Lead Generation. - Field Sales & Relationship Management . - Achieve Monthly Sales Targets.- Complete KYC & Documentation.

We are looking for experirenced candidates to join Wizzmoni Financial Services Ltd.Applicants with experience in Gold Loan,Forein Exchange,Travel & Tourism,Banking,NBFC or Financial Services are preffered.Candidates should possess good communication skills,customer handling ability.Immediate joiners will be preferred.Attractive salary,incentives and carrer growth opportunities are available

As a Relationship Officer in Chennai, your primary role will be to build and maintain strong relationships with clients while promoting our services and ensuring customer satisfaction. You will work in the office and will be responsible for the following:- Client Engagement: Reach out to existing and potential clients to understand their needs, offer solutions, and foster long-term relationships.- Service Promotion: Clearly explain and promote the companys services, ensuring clients understand the benefits and options available to them.- Issue Resolution: Act as the first point of contact for clients concerns, addressing any issues promptly and effectively to ensure a positive experience.- Data Management: Maintain accurate records of client interactions and updates in the customer relationship management (CRM) system to track progress and outcomes.- Collaboration: Work closely with various departments, including sales and support teams, to ensure a seamless experience for clients and achieve business goals.Candidates should have 1 to 7 years of experience in a customer-facing role, preferably in sales or service. Strong verbal and written communication skills are essential for clear interaction with clients. You should be proactive, detail-oriented, and able to work independently as well as part of a team. A positive attitude, strong interpersonal skills, and the ability to solve problems quickly will be key to your success in this role. Familiarity with CRM tools is an advantage.

We are looking for a motivated Sales Officer to join our team in Kolkata. This role is ideal for individuals passionate about sales and eager to drive business growth. Key Responsibilities:- Customer Engagement: Connect with potential and existing customers to understand their needs and provide appropriate solutions. Building strong relationships is vital for increasing sales.- Product Knowledge: Develop a deep understanding of our products and services. This knowledge is essential for effectively presenting our offerings and answering customer queries.- Sales Strategy Support: Assist in implementing sales strategies to meet targets. You will work with the team to formulate approaches that drive successful sales outcomes.- Market Research: Conduct research to identify new sales opportunities and understand market trends. This helps in recognizing potential customer segments and adapting strategies accordingly.- Reporting: Regularly report sales activities and results to your supervisor. Keeping track of performance metrics is important for identifying areas for improvement.Required Skills and Expectations:Candidates should have excellent communication skills and be able to engage customers confidently. Being a team player is crucial, as collaboration with colleagues enhances overall success. A positive attitude and a willingness to learn are essential, especially for those new to a sales role. Attention to detail and a customer-focused mindset will help you excel. This position is open to individuals with 0 to 6 years of experience, making it suitable for recent graduates or those seeking a career change.

Job Description: Business Development ManagerLocation: Remote (Mumbai preferred)Experience: 2-3 yearsRole Type: Full-time Business Development TeamCompany DescriptionVerbilab is an AI-first technology company focused on building innovative AI products, intelligent automation platforms, and next-generation software solutions that help businesses work smarter and scale faster. We are committed to transforming how organizations operate by leveraging artificial intelligence across communication, analytics, workflow automation, and decision intelligence.We foster a fast-moving, innovation-driven culture where creativity, ownership, and experimentation are encouraged. If you are passionate about building the future with AI and want to work on impactful products solving real business problems, Verbilab is the place to be.Key ResponsibilitiesStrategic Business DevelopmentDevelop and implement growth strategies to target key markets and verticals.Identify and pursue new business opportunities through networking, cold outreach, referrals, and inbound leads.Analyze market trends and competitor activities to inform business strategy.Sales ExecutionOwn and manage the full sales cycle: prospecting, pitching, negotiating, and closing deals.Build strong relationships with decision-makers across industries and present tailored business solutions.Create proposals, RFP responses, and sales presentations aligned with client needs.Client Relationship ManagementDevelop long-term partnerships with new and existing clients, ensuring ongoing satisfaction and retention.Act as a point of contact for escalations, ensuring issues are resolved efficiently and professionally.Maintain a customer-centric approach, aligning solutions to client pain points and objectives.Team Collaboration & ReportingCollaborate with marketing to align outreach campaigns and lead generation initiatives.Work closely with internal teams (e.g., Product, Operations, Customer Success) to deliver seamless solutions.Maintain up-to-date records in CRM systems and generate regular sales reportsWork Location: Remote

We are looking for a motivated and enthusiastic Business Development Manager (BDM) to join our team in Bhopal. This role is perfect for freshers or those with limited experience, offering a great opportunity to kickstart a career in business development.Key Responsibilities:1. Identify New Business Opportunities: Research and analyze market trends to discover potential clients and areas for growth. This involves understanding customer needs and how our services can meet those needs.2. Build Relationships: Engage with clients through phone calls, emails, and face-to-face meetings. Establishing good relationships with potential clients is crucial for generating leads and closing deals.3. Assist with Presentations: Help prepare and deliver presentations that showcase our services. This may include creating visuals and practicing delivery to ensure clarity and engagement.4. Gather Feedback: Collect and report feedback from clients to the team. Understanding client concerns or suggestions helps improve our offerings and services.Required Skills and Expectations:The ideal candidate should possess excellent communication and interpersonal skills, allowing them to interact effectively with clients and team members. A proactive attitude toward problem-solving and a willingness to learn are essential. Attention to detail and the ability to work independently, as well as in a collaborative team environment, will help you thrive in this role. Candidates should also be comfortable using basic office software and tools for reporting and presentations.

Position: Senior Relationship Manager Experience: 7+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is looking for an experienced Senior Relationship Manager for a leading BFSI organization in Bengaluru. The candidate will be responsible for managing and growing an existing client portfolio, acquiring new customers, increasing revenue and wallet share, and providing suitable banking/financial solutions.Key ResponsibilitiesManage and deepen relationships with existing corporate, business, HNI or affluent clients.Identify and acquire new-to-bank customers through market mapping, referrals and networking.Drive revenue, portfolio growth, customer acquisition and wallet-share targets.Understand client business/financial requirements and recommend appropriate banking and financial products.Cross-sell products such as loans, working-capital facilities, trade finance, cash management, insurance, investments and other banking solutions.Develop and execute client acquisition and relationship-growth strategies.Conduct regular client meetings, portfolio reviews and business discussions.Coordinate with Credit, Risk, Product, Operations and Compliance teams to ensure smooth delivery of solutions.Prepare business proposals and support credit appraisal/structuring wherever applicable.Monitor portfolio performance, customer satisfaction and potential business/risk issues.Maintain strong knowledge of market trends, competitor offerings and BFSI products.Ensure adherence to KYC, AML, RBI regulations, internal policies and responsible-sales practices.Maintain accurate customer records, pipeline reports and MIS.Meet and exceed individual and team business targets.Candidate Requirements7+ years of relevant experience in Relationship Management, Corporate Banking, Business Banking, Retail/Commercial Banking, Wealth Management, NBFC or Financial Services.Graduate degree required; MBA/CA preferred for corporate/business banking roles.Proven track record of client acquisition, portfolio growth and revenue generation.Strong understanding of banking products and financial solutions.Experience managing high-value/corporate client relationships preferred.Strong negotiation, presentation and stakeholder-management capabilities.Ability to independently manage targets, client portfolios and business development activities.