Financial Analysis Jobs

We are seeking an experienced Senior Accounts Manager to join our team in Salem, India. This role is crucial for overseeing financial operations and maintaining positive client relationships. The ideal candidate will have 4-8 years of relevant experience and hold a postgraduate degree. Key Responsibilities: - Client Management: Build and maintain strong relationships with clients, ensuring their needs are met and providing excellent service at all times. - Financial Reporting: Prepare and present accurate financial reports that provide insights and support informed decision-making within the organization. - Team Leadership: Lead a team of junior accountants, providing guidance, support, and training to ensure high-quality work and professional growth. - Budgeting and Forecasting: Collaborate with management to develop budgets and financial forecasts that guide the company's strategic planning. - Compliance and Risk Management: Ensure compliance with financial regulations and conduct risk assessments to protect the company's interests. Required Skills and Expectations: The successful candidate must possess strong analytical skills and attention to detail, enabling accurate financial assessments. Excellent communication skills are essential for effective client interaction and team collaboration. The candidate should demonstrate leadership abilities, inspiring and supporting team members in their work. Proficiency in accounting software and relevant financial regulations is necessary to perform successfully in this role. A proactive approach and the ability to manage multiple tasks under pressure are expected to excel in this position.

Branch Manager - Banking OperationsExperience: 5+ Years in Banking Operations (Minimum 2 Years as a Branch Manager)Location: Surandarnagar Key Responsibilities:* Manage overall branch operations and ensure smooth daily functioning.* Lead and motivate the branch team to achieve business and operational targets.* Drive CASA, deposits, loans, and cross-selling of banking products.* Ensure compliance with RBI guidelines, KYC/AML, and internal policies.* Deliver excellent customer service and maintain audit readiness.Requirements:Graduate (MBA preferred).5+ years of banking experience with at least 2 years as a Branch Manager.Strong knowledge of branch operations, compliance, and banking products.Excellent leadership, communication, and customer relationship management skills.

SDSR Consultancy Services is looking for motivated and analytical candidates for the position of Equity Derivatives Trader. The candidate will be responsible for monitoring financial markets, analyzing market movements, and supporting trading activities in equity and derivatives segments.Key ResponsibilitiesMonitor equity and derivatives markets and track market movements.Analyze stocks, indices, futures, and options based on market trends and relevant data.Conduct technical and fundamental market analysis.Identify potential trading opportunities based on predefined strategies and market conditions.Monitor open positions and market-related risks.Maintain accurate records of trades, market observations, and performance.Stay updated with financial news, market developments, and economic events.Follow company policies, trading guidelines, and applicable compliance requirements.Prepare and share market reports and trading-related updates as required.Coordinate with the internal team regarding market analysis and trading activities.Required SkillsKnowledge of Equity, Futures, and Options (F&O).Understanding of stock market concepts and derivatives.Basic knowledge of technical and fundamental analysis.Ability to understand charts, market trends, and price movements.Strong analytical and numerical skills.Good knowledge of MS Excel.Ability to work in a fast-paced market environment.Good communication and decision-making skills.Preferred Candidate ProfileExperience: Fresher / Experienced candidates may apply.Candidates with knowledge or experience in Equity Derivatives Trading will be preferred.NISM certification or relevant financial market certification will be an added advantage.Candidates should have a strong interest in financial markets and trading.What We OfferOpportunity to work in a professional financial market environment.Exposure to equity and derivatives market analysis.Learning and growth opportunities in trading and financial markets.Performance-based career growth opportunities.Location: KolkataEmployment Type: Full-Time

We are looking for a dedicated and experienced Store Manager to oversee our store operations in Ahilyanagar, India. The ideal candidate will have 5 to 8 years of experience in retail management and a graduate degree. This full-time position requires strong leadership skills and a passion for providing excellent customer service.Key Responsibilities:1. Team Leadership: Manage and mentor store staff, ensuring a positive work environment while promoting teamwork and productivity.2. Customer Service: Address customer inquiries and complaints effectively to maintain high levels of customer satisfaction and loyalty.3. Sales Management: Monitor and analyze sales performance, implementing strategies to drive sales and meet store targets.4. Inventory Control: Oversee stock levels, conduct regular inventory audits, and ensure proper merchandise presentation to maximize sales opportunities.5. Store Operations: Ensure the store operates smoothly, adhering to company policies and procedures, and maintaining cleanliness and organization.Required Skills and Expectations:The ideal candidate should possess strong communication and interpersonal skills to interact with customers and staff effectively. Excellent problem-solving skills and the ability to work under pressure are essential. The candidate must also have a good understanding of retail operations and possess strong analytical skills to track sales and inventory metrics. Leadership experience is crucial, as is the ability to train and inspire staff. The candidate should be willing to work full-time and be at the office location in Ahilyanagar.

Key ResponsibilitiesManage day-to-day accounting transactions and bookkeeping activities.Prepare monthly, quarterly, and annual financial reports.Handle accounts payable, accounts receivable, and bank reconciliations.Monitor cash flow and maintain financial records accurately.Prepare and file GST, TDS, and other statutory returns.Assist in budgeting, forecasting, and financial analysis.Coordinate with auditors during internal and statutory audits.Verify invoices, payment vouchers, and expense statements.Ensure compliance with company policies and accounting regulations.Support management with MIS reports and financial insights.

We are seeking an Assistant Manager Internal Audit to support our internal audit functions and ensure compliance with company policies and regulations. The ideal candidate will have a strong background in finance or accounting, and a keen eye for detail.Key Responsibilities:- Conduct Internal Audits: Perform comprehensive audits of financial and operational processes to evaluate effectiveness and compliance with policies and regulations.- Risk Assessment: Identify and assess risks related to financial reporting, operational processes, and compliance issues, providing insights to improve risk management practices.- Report Findings: Prepare clear and concise reports detailing audit findings, including areas of improvement and recommendations to enhance internal controls.- Collaborate with Departments: Work closely with various departments to facilitate audit processes and implement corrective actions, promoting understanding and cooperation.- Maintain Documentation: Ensure all audit documentation is accurate, organized, and accessible, following legal and policy requirements to provide a transparent audit trail.Required Skills and Expectations:Candidates should have a degree in Commerce (B.Com) or a professional qualification such as Chartered Accountant (CA) or Institute of Cost and Works Accountants (ICWA). A minimum of 2 years of experience in internal audit or related fields is preferred. Strong analytical skills, attention to detail, and excellent communication abilities are crucial. The ideal candidate should be proactive, able to work independently and as part of a team, and exhibit strong problem-solving skills. Proficiency in audit software and a solid understanding of accounting principles are also important for this role.

As a Life Insurance Advisor, you will help individuals and families secure their financial future by providing them with suitable life insurance products. This role is part-time and can be done from the comfort of your home, making it ideal for those seeking flexibility in their work hours.Key Responsibilities:- Client Consultation: Engage with clients to understand their insurance needs and financial goals, ensuring you provide tailored solutions that fit their circumstances.- Product Knowledge: Stay updated on various life insurance policies and products to effectively explain options and benefits to clients, enabling informed decision-making.- Sales and Marketing: Actively promote life insurance products through various marketing channels, leveraging personal networks to reach potential clients.- Policy Management: Assist clients in filling out applications and managing their policies, ensuring they have a seamless experience from start to finish.- Follow-Up: Maintain ongoing communication with clients, providing them with updates and asking for referrals to expand your client base.Required Skills and Expectations:Candidates should have a minimum education level of 12th grade. Strong communication skills are essential, as you will be interacting with clients frequently. Basic computer skills are necessary for handling online applications and communications. A knack for sales and marketing will be beneficial, along with a positive attitude and willingness to learn about the insurance industry. Enthusiasm for helping clients achieve financial security is crucial to your success in this role.

Finance Manager - Automobile DealershipLocation: Kundalahalli, Bengaluru (near ITPL Main Road/AECS Layout, Opp. Brookefield)Candidates must reside within 10 KM of office, or be open to relocating nearbyExperience: 10-15 YearsSalary: INR 12,00,000 - 15,00,000 per annumNotice Period: Immediate joiners onlyWe're hiring a Finance Manager to manage the complete financial operations of an automobile dealership - budgeting, financial reporting, cash flow, compliance, and coordination with banks and OEM partners.What you'll do:Prepare and monitor monthly, quarterly & annual financial statementsManage cash flow, working capital & banking transactionsTrack dealership profitability across sales, service & spare parts departmentsPrepare annual budgets and forecasts; analyze budget vs. actual variancesManage GST filings, TDS compliance & statutory returnsCoordinate with auditors, tax consultants & regulatory authoritiesEnsure OEM financial reporting complianceOversee vehicle inventory financing, stock reconciliation & retail finance coordination with banks/NBFCsTrack dealer incentives, claims & reimbursements from OEMsImplement internal financial controls, conduct internal & stock auditsSupervise and train the accounts & finance teamMust-haves:10-15 years in finance/accounting, preferably in automobile dealership or automotive industryCA / CMA / MBA Finance / M.Com / B.Com (CA preferred)Hands-on experience in OEM reportingRetail finance coordination experience with banks/NBFCs for customer vehicle loansStrong experience in budgeting, forecasting & compliance (GST, TDS, audits)ERP/accounting software experience - Tally, SAP, or DMSExperience with brands like Toyota, KIA, Hyundai, Tata Motors, Mahindra, Volvo, or luxury automobile brands preferredInterview process: 3 rounds (first 2 F2F/virtual, final round F2F only)Apply now: hiring@adihrconsulting.com WhatsApp/Call: +91 90388 85888Screening questions:Do you have experience in OEM reporting? Please specify.Do you have experience in retail finance coordination with banks/NBFCs for customer vehicle loans?Do you have experience handling budgeting, forecasting, and compliance (GST, TDS, audits)?Total years of experience handling finance operations specifically in an automobile dealership (minimum 10 years required)?Which automobile brand(s)/dealership(s) have you worked with?Current location - are you within 10 KM of Kundalahalli, Bengaluru, or open to relocating?Updated CV, Current & Expected CTC, Current location, DOB and notice period?

We are looking for a Tally Sales Executive to join our team in Karaikudi. This is a full-time position suitable for fresh graduates or individuals with up to one year of experience. The role involves selling Tally software and providing support to our clients.Key Responsibilities:- Sales Activities: Conduct sales presentations and demonstrations of Tally software to potential customers, highlighting its features and benefits to generate interest and leads.- Client Relationship Management: Build and maintain strong relationships with existing and potential clients to ensure customer satisfaction and loyalty.- Product Knowledge: Stay updated with the latest Tally software features and updates to effectively communicate these to clients and assist them in making informed purchasing decisions.- Market Research: Engage in market research to identify new opportunities and emerging trends in the software industry, helping the company to stay competitive.- Reporting: Prepare weekly and monthly reports on sales activities and customer feedback, providing insights to management on sales performance and market trends.Required Skills and Expectations:- Strong communication skills, both verbal and written, to interact effectively with clients and team members.- Basic understanding of accounting principles and software solutions, particularly Tally, is advantageous.- Ability to work independently and as part of a team, managing multiple tasks efficiently.- A positive attitude and willingness to learn about the software and sales processes.- Must be results-oriented with a focus on achieving sales targets and enhancing customer satisfaction.

Designation - AGM/GM - FinanceExperience - 6-7 + Years (After CA Qualification)Location - Gurgaon, HaryanaJob Summary:BYLD Group is seeking a seasoned and forward-thinking AGM/GM - Finance to drive strategic financial planning, and strengthen the organizations fiscal discipline. The role demands a professional with a strong foundation in both consulting and corporate finance, capable of partnering with business leaders to enable data-driven decisions, optimize performance, and support sustainable growth across BYLDs diverse business verticals.Key Responsibilities:1. Strategic Financial Leadership:Lead financial strategy development in alignment with organizational goals.Provide strategic insights to the leadership team on business performance, risk, and growth opportunities.Drive annual budgeting, forecasting, and multi-year financial planning.Support business expansion initiatives, acquisitions, and investment evaluations.2. Financial Reporting, Compliance & Governance:Ensure timely and accurate preparation of financial statements in compliance with Ind-AS and regulatory requirements.Oversee statutory, internal, and tax audits with external auditors and consultants.Maintain adherence to all legal and fiscal obligations under the Companies Act, Income Tax, and GST laws.Strengthen governance, internal controls, and risk management frameworks across the organization.3. Business Partnering & Performance Management:Collaborate with business heads to improve profitability, cost structures, and financial efficiency.Develop and review financial models, pricing frameworks, and project profitability analyses.Partner with operations and HR functions to align budgets and measure ROI on key initiatives.Present insightful MIS reports and performance dashboards to management and stakeholders.4. Treasury, Funding & Working Capital Management:Oversee cash flow planning, fund utilization, and banking relationships.Manage working capital effectively and ensure timely receivables and vendor payments.Evaluate and implement financing options for business expansion and cost efficiency.5. Leadership & Process Excellence:Lead and mentor a high-performing finance team, ensuring capability development and performance accountability.Drive process automation, ERP optimization, and digitization of finance operations.Promote a culture of transparency, ownership, and continuous improvement.Partner cross-functionally to ensure financial integrity across all business operationQualifications & Requirements:Qualified Chartered Accountant (CA) with a minimum of 7 + Years of post-qualification experience in Finance, Accounts, and Strategic Planning.Proven experience in both consulting (Big 4 or reputed audit/financial advisory firm) and corporate finance roles.Strong understanding of Indian Accounting Standards (Ind-AS), Companies Act, Taxation (Direct & Indirect), and Regulatory Compliances.Demonstrated expertise in financial planning & analysis (FP&A), budgeting, forecasting, and business partnering.Hands-on experience in managing statutory and internal audits, risk management, and financial governance frameworks.Proficiency in ERP systems (SAP), advanced Excel, and experience with financial automation tools.Strong analytical and problem-solving skills with the ability to interpret complex financial data for strategic decision-making.Excellent interpersonal, leadership, and communication skills to collaborate effectively with CXOs, business heads, and external partners.Ability to lead a high-performing team and foster a culture of accountability, integrity, and continuous improvement.Exposure to professional services, consulting, HR solutions, or learning industry will be an added advantage.Why join BYLD:Perks & Benefits:Learn directly from industry experts with 20+ years of experienceOpportunity to work in a dynamic and collaborative environment.Professional development and growth opportunities.Gain experience in world class management practicesInsurance Benefits (Medical and Accidental) for all employeesMulti-level Rewards programs for all employees

As a Management Consultant, you will play a key role in helping organizations improve their performance and solve complex business problems. Key responsibilities:- Analyze Business Processes: Evaluate current processes within the organization to identify inefficiencies and areas for improvement, ensuring a streamlined workflow.- Develop Strategic Plans: Work with clients to create actionable plans that align with their business goals, facilitating better decision-making and strategic direction.- Conduct Market Research: Gather and assess data on industry trends and competitor performance to provide insights that guide client strategies.- Facilitate Team Workshops: Organize and lead workshops to engage team members, encouraging collaboration and the generation of innovative ideas that address business challenges.- Prepare Reports and Presentations: Compile findings and recommendations into clear, concise reports and presentations for client stakeholders, ensuring that complex information is easily understood.Required skills and expectations:- Educational Background: Candidates should be Chartered Accountants, possessing a strong understanding of finance and business management.- Analytical Thinking: You should have excellent problem-solving skills to analyze data and draw meaningful conclusions that benefit clients.- Communication Skills: Strong verbal and written communication abilities are essential for explaining strategies and recommendations clearly to clients.- Team Collaboration: Ability to work well in a team setting, as collaboration with different stakeholders is crucial for success.- Adaptability: Flexibility to handle various tasks and challenges as they arise in a fast-paced environment.

We are hiring financial advisor at hazratganj location.No age limit freshers can also join.Preferred retired persons.No Target .Time flexibility.High income with foreign conventions.

Remote Role - Senior Expert Revenue Manager (Short-Term Rentals)Part-Time Remote 20-30 hours/weekPreferred Location: WorldwideAbout RevTechRevTech is a fast-growing hospitality tech company based in London. We help hotels and short-term rentals grow revenue through smarter pricing, stronger visibility, and performance optimisation across platforms like Airbnb and Booking.com.Were on a mission to partner with 10,000 hotels and STRs in the next 3 years - and were building a high-performance revenue team to make that happen.At RevTech, we operate on three core principles:Results over promises - We deliver measurable impactConstant improvement - We optimize everything, alwaysMove fast - We execute with speed and clarityThe RoleWere hiring a Revenue Manager (Short-Term Rentals) with at least 2 years of hands-on experience managing pricing and performance across OTAs like Airbnb and Booking.com.This is not an admin role - you will own pricing strategy, performance analysis, and revenue growth for a portfolio of properties with a minimum of 312 units.You will work with tools like PriceLabs, Wheelhouse, PMS, and Channel Managers to actively optimise listings and drive results.Core ResponsibilitiesRevenue & Pricing OwnershipManage dynamic pricing strategies across Airbnb, Booking.com, and other OTAsUse PriceLabs (or similar tools) to optimise rates, minimum stays, and restrictionsAdjust pricing based on:Demand trendsSeasonalityBooking paceCompetitor positioningPerformance Analysis & OptimizationAnalyze:Visibility (views, ranking)Conversion ratesBooking paceRevenue performanceIdentify underperformance drivers and take corrective actionContinuously test and refine pricing strategiesSystems & IntegrationsWork confidently with:PMS systemsChannel managers (e.g., Hostify, RMS, etc.)Ensure:Pricing sync accuracyRate plans correctly mappedAvailability and restrictions aligned across platformsMarket & Competitor AnalysisMonitor competitor pricing and positioningIdentify:Pricing gapsDemand spikes/dropsMarket opportunitiesTranslate insights into actionable pricing decisionsExecution & CoordinationImplement:Price changesStay restrictionsAvailability adjustmentsCoordinate with internal teams for:Listing improvementsContent optimizationPerformance fixesStrategic RecommendationsAdvise clients on:Pricing strategiesCancellation policiesBooking window optimizationRevenue protection tacticsReporting & DocumentationMaintain clear visibility of actions and performanceContribute to revenue reporting and insightsDocument strategies, learnings, and improvementsSuccess Looks LikeMetricTargetRevenue GrowthConsistent uplift vs baselinePricing Accuracy99% sync across platformsResponse Time

Key ResponsibilitiesManage and oversee day-to-day accounting and finance operations.Prepare monthly, quarterly, and annual financial statements and management reports.Ensure accurate maintenance of general ledger, accounts payable, accounts receivable, and bank reconciliations.Monitor cash flow, working capital, and financial performance.Lead budgeting, forecasting, and variance analysis activities.Ensure compliance with statutory requirements, GST, TDS, Income Tax, and other applicable regulations.Coordinate internal and external audits and ensure timely closure of audit observations.Review and approve financial transactions, journal entries, and reconciliations.Develop and implement financial controls, policies, and accounting procedures.Manage relationships with banks, auditors, tax consultants, and regulatory authorities.Analyze financial data and provide strategic recommendations to senior management.Supervise and mentor accounting team members to ensure efficiency and professional growth.Support business planning, cost control, and profitability improvement initiatives.Ensure compliance with accounting standards and company policies.

Key ResponsibilitiesFinancial Modeling: Develop, maintain, and update complex financial models to forecast revenue, operational expenses (OpEx), and capital expenditures (CapEx).Budgeting & Forecasting: Assist in the annual budgeting process and monthly/quarterly rolling forecasting cycles across different departments.Variance Analysis: Conduct regular variance analysis comparing actual financial results against budgeted and forecasted targets, identifying root causes for discrepancies.Performance Reporting: Prepare monthly management discussion and analysis (MD&A) reports, executive dashboards, and financial decks for senior leadership.Cost & Profitability Analysis: Analyze product margins, operational costs, supply chain efficiencies, and inventory valuation to identify profit leaks.Market & Competitor Research: Track industry benchmarks, market trends, and competitor financial data to identify business risks and growth opportunities.Capital Budgeting: Evaluate potential business investments, project expansions, or equipment purchases using metrics like NPV (Net Present Value), IRR (Internal Rate of Return), and Payback Period.

Treasury Manager - Chennai Hiring Company: Talent Zone ConsultantExperience: 7-12 YearsLocation: Chennai Industry: BFSI / FinTech / NBFC / Corporate FinanceJob Summary:Talent Zone Consultant is looking for an experienced Treasury Manager to manage the organizations cash flow, liquidity, banking relationships and treasury operations. The ideal candidate should have strong experience in cash management, working capital, investments, forex and financial risk management.Key Responsibilities:Manage daily cash flow, liquidity and working capital requirements.Develop cash flow forecasts and monitor funding requirements.Manage relationships with banks and financial institutions.Oversee banking operations, fund transfers and cash management.Manage short-term investments and surplus funds.Monitor foreign exchange exposure and interest-rate risks.Support debt raising, borrowing and refinancing activities.Ensure compliance with treasury policies and regulatory requirements.Prepare treasury MIS, liquidity reports and management dashboards.Identify opportunities to optimise interest costs, banking charges and working capital.Qualification: CA / MBA Finance / CMA / CFA preferred.

Business Finance Analyst - FinTechHiring Company: Talent Zone ConsultantJob Title: Business Finance Analyst / Senior Business Finance AnalystLocation: BangaloreEmployment Type: Full-timeJob SummaryTalent Zone Consultant is looking for an experienced Business Finance Analyst with 7-9 years of experience in FinTech, NBFC, Banking, Payments, Lending or Digital Financial Services.The ideal candidate will have strong expertise in FP&A, financial modelling, budgeting, forecasting, variance analysis, business performance management and unit economics. The candidate will work closely with business, product, sales, operations and leadership teams to provide actionable financial insights and support strategic decision-making.Key ResponsibilitiesOwn and manage FP&A activities, including annual budgeting, rolling forecasts and long-range financial planning.Prepare and analyse monthly/quarterly P&L, MIS and management reports.Conduct budget vs. actual and forecast vs. actual variance analysis and provide actionable commentary.Develop detailed financial models, business cases and scenario analyses for new products, initiatives and investments.Analyse revenue, costs, margins, profitability and operating performance across business/product segments.Drive product-level profitability and unit economics analysis.Track key FinTech metrics such as CAC, LTV, contribution margin, portfolio yield, cost of funds, revenue per customer and cost-to-income.Partner with Product, Sales, Operations, Risk and Technology teams to evaluate business performance.Support pricing decisions, cost optimisation and resource allocation through financial analysis.Identify business risks, profitability opportunities and areas for operational improvement.Prepare dashboards and presentations for senior management and leadership reviews.Support strategic initiatives including new product launches, expansion plans, investment decisions and business growth initiatives.Automate recurring financial reporting and improve the accuracy and efficiency of finance processes.Work with large datasets and collaborate with BI/Data teams to develop meaningful financial insights.Required SkillsCore Finance:FP&A, Business Finance, Financial Planning, Financial Analysis, Budgeting, Forecasting, Variance Analysis, P&L Analysis, Management Reporting, MIS Reporting, Financial Modelling, Business Modelling, Scenario Analysis, Business Case Development, Profitability Analysis, Cost Analysis, Revenue Analysis, Cost Optimization, Strategic FinanceTechnology / Analytics:Advanced Excel, Financial Modelling, Power BI, SQL, Data Analytics, Dashboarding, Power Query, Power Pivot, ERP, BI Reporting, AutomationSoft Skills:Business Partnering, Stakeholder Management, Strategic Thinking, Commercial Acumen, Analytical Thinking, Problem Solving, Leadership Communication, Presentation Skills, Decision MakingEducationCA / MBA Finance / CMA / CFA preferred.Bachelor's degree in Finance, Accounting, Economics, Business or a related discipline.Candidates from reputed FinTech, NBFC, Banking, Payments or Financial Services organisations preferred.Candidate Profile7-9 years of relevant experience in Business Finance, FP&A, Corporate Finance, Strategic Finance or Finance Analytics.Strong preference for candidates with FinTech / NBFC / Banking / Lending / Payments experience.Should have hands-on experience with budgeting, forecasting, financial modelling and P&L analysis.Experience in unit economics and product profitability will be highly preferred.Should be comfortable working with senior stakeholders and presenting financial insights.Strong Excel skills are mandatory; SQL/Power BI will be an advantage.

SME Relationship Manager Company: Talent Zone ConsultantJob Title: Senior SME Relationship Manager / SME Lending Relationship ManagerExperience: 8-10 YearsLocation: Bangalore / Mysore / ChennaiEmployment Type: Full-timeJob SummaryTalent Zone Consultant is looking for an experienced SME Relationship Manager with 8-10 years of experience in SME lending, business banking, NBFC, FinTech or financial services.The ideal candidate will be responsible for SME customer acquisition, credit assessment, loan sourcing, portfolio management and revenue growth. The role requires strong knowledge of working capital, business loans, term loans and secured/unsecured SME lending, along with the ability to build long-term relationships with SME clients.Current SME banking roles in Bangalore emphasize acquiring, growing and retaining profitable SME portfolios, structuring appropriate credit facilities and managing portfolio returns.Key ResponsibilitiesAcquire new SME/MSME customers through direct sourcing, referrals, channels and market outreach.Develop and maintain strong relationships with SME business owners, promoters and key decision-makers.Manage the complete lending lifecycle from lead generation to sanction and disbursement.Understand customer business models, financial requirements and working-capital needs.Conduct preliminary credit assessment and financial analysis of SME borrowers.Analyse financial statements, cash flows, banking transactions and repayment capacity.Prepare and coordinate credit proposals and loan documentation with Credit and Risk teams.Handle Working Capital Loans, Term Loans, Business Loans, LAP and other SME lending products.Coordinate with Credit, Operations, Legal, Risk and Collections teams for timely processing and disbursement.Manage and grow an existing SME lending portfolio while maintaining portfolio quality.Track customer repayment behaviour, exposure, delinquency and credit risk.Identify cross-sell and up-sell opportunities across lending, payments, cash management and other financial products.Achieve monthly/quarterly acquisition, disbursement, revenue and portfolio growth targets.Build relationships with DSAs, channel partners, brokers and referral networks.Monitor market trends, competitor offerings and emerging SME financing opportunities.Ensure compliance with internal policies, KYC requirements, credit guidelines and applicable regulations.Required SkillsCore Skills:SME Lending, MSME Lending, Business Banking, Credit Assessment, Credit Analysis, Loan Processing, Loan Origination, Customer Acquisition, Portfolio Management, Relationship Management, Business Development, Financial Analysis, Financial Statement Analysis, Working Capital Loans, Term Loans, Business Loans, LAP, Secured Lending, Unsecured Lending, Credit Appraisal, Credit Underwriting, Risk Assessment, Portfolio Growth, Revenue Growth, Cross Selling, Upselling, Channel Management, DSA ManagementAnalytical / Technology Skills:Financial Modelling, Credit Risk Analysis, Banking Analysis, Cash Flow Analysis, MS Excel, CRM, MIS Reporting, Portfolio Analytics, Business AnalyticsSoft Skills:Client Relationship Management, Stakeholder Management, Negotiation Skills, Communication Skills, Presentation Skills, Business Acumen, Market Development, Problem Solving, Target OrientationCandidate Profile8-10 years of experience in SME/MSME lending, business banking, NBFC, FinTech or financial services.Strong track record in SME customer acquisition and portfolio management.Hands-on experience in credit assessment and loan processing.Good understanding of financial statements, cash flow and borrower creditworthiness.Experience handling working capital and term lending products is preferred.Candidates with experience managing high-value SME portfolios will be preferred.Strong ability to acquire new customers while retaining and expanding existing relationships.Experience working with Credit, Risk, Operations and Collections teams.MBA/PGDM in Finance/Marketing or equivalent qualification preferred.

WBC is Hiring! Join the WBC family and kick-start your career with us! Open Positions:Tally Sales Executive