Regulatory Compliance Jobs

We are seeking a Chemical Plant Operator specialized in plant operations for the tile adhesive manufacturing industry. The ideal candidate will possess a diploma and have 0-2 years of experience in a similar role.As a Chemical Plant Operator, your key responsibilities will include operating and monitoring plant equipment, ensuring efficient production processes, and maintaining safety standards. You will also be responsible for troubleshooting issues that arise during production and performing routine maintenance on machinery to prevent downtime.To succeed in this role, you should have a strong understanding of chemical processes and relevant safety regulations. Experience in the tile adhesive manufacturing industry is highly advantageous. You must possess effective communication skills to coordinate with team members and report any abnormalities or safety concerns. Attention to detail is crucial for maintaining the quality of product output.This is a full-time position based in Bhilwara, India, and operates from the office. The work may require physical activity and the ability to handle equipment safely. There are no additional specified requirements for work devices or documents.Ideal candidates should be committed to maintaining a safe working environment and contributing positively to the team dynamics. If you have a passion for plant operations and are looking to further your career in the chemical manufacturing sector, we encourage you to apply.

Experience Required: 5+ YearsSummary:We are looking for an experienced Plant Supervisor to oversee daily plant operations, production activities, labour supervision, and inventory management. The candidate will ensure smooth plant functioning, maintain productivity, monitor workforce performance, and support operational efficiency while following safety and quality standards.Key ResponsibilitiesSupervise day-to-day plant operations and production activities.Manage and monitor plant labour/workforce efficiently.Ensure production targets are achieved within timelines.Handle inventory management including raw materials, consumables, and finished goods.Coordinate with maintenance, quality, and dispatch teams for smooth operations.Maintain discipline, safety, and housekeeping standards in the plant.Prepare daily production and inventory reports.Monitor machine utilization and minimize downtime.Ensure compliance with company policies and operational procedures.Support continuous improvement initiatives to enhance productivity and reduce wastage.Requirements:Minimum 5+ years of experience in plant supervision or manufacturing operations.Strong knowledge of labour handling and inventory control.Good leadership and team management skills.Ability to work in a fast-paced manufacturing environment.Diploma / Bachelor's degree in Mechanical, Production, Industrial Engineering, or related field preferred.Preferred SkillsProblem-solving and decision-making abilityProduction planning and coordinationCommunication and interpersonal skills

Assistant Manager - Sheth Anandji Kalyanji TrustPosition: Assistant ManagerDepartment: Administration / Tirth ManagementExperience: 3-5 YearsQualification: GraduateSalary: 20,000 - 35,000 per monthEmployment Type: Full-TimeLocation: Taranga, Gujarat About the RoleSheth Anandji Kalyanji Trust is looking for a responsible, experienced, and service-oriented Assistant Manager to support the overall administration, operations, and management of the Trust and its Jain Tirth activities.The candidate will be responsible for coordinating day-to-day operations, supervising staff, managing facilities, coordinating religious activities and events, handling vendors, maintaining records, and supporting the Trust Management/Trustees in ensuring smooth and disciplined operations.Preference will be given to candidates with experience in Jain Tirth, Derasar, Jain Trust, religious institutions, or similar organizations.Key Responsibilities1. Tirth & Administration Management Assist in the overall day-to-day administration and management of the Jain Tirth. Ensure smooth functioning of Tirth facilities and related activities. Implement policies, procedures, and instructions issued by the Trust Management. Maintain discipline, cleanliness, safety, and proper functioning of the premises. Coordinate with different departments and teams for smooth operations.2. Staff Management & Supervision Supervise housekeeping, security, maintenance, office, and other support staff. Prepare and monitor staff duty schedules and work allocation. Monitor attendance, punctuality, discipline, and performance of employees. Coordinate recruitment requirements with the Trust Management. Guide and support staff in their day-to-day responsibilities. Address routine staff-related issues and escalate important matters to management.3. Jain Religious Activities & Events Coordinate arrangements for Puja, Prakshal, Aangi, religious ceremonies, festivals, and other Jain activities. Ensure proper arrangements for devotees and visitors during special occasions. Coordinate manpower, materials, cleanliness, security, and other requirements for religious events. Ensure that religious activities are conducted smoothly as per Trust guidelines.4. Facility & Maintenance Management Monitor the overall condition and maintenance of Tirth premises. Coordinate electrical, plumbing, civil, housekeeping, security, and other maintenance requirements. Coordinate with contractors and service providers. Follow up on pending maintenance work and ensure timely completion. Maintain records of maintenance activities and expenses.5. Vendor & Purchase Coordination Coordinate with vendors, suppliers, contractors, and service providers. Obtain quotations where required and coordinate the purchase of approved materials. Monitor the availability of housekeeping, puja, office, maintenance, and other essential materials. Maintain proper inventory and stock records. Ensure purchases are made as per Trust procedures and approvals.6. Records & Reporting Maintain daily operational records, registers, attendance records, inventory records, and other documentation. Prepare regular reports for Trust Management. Maintain records of events, maintenance activities, purchases, and vendor services. Prepare basic MIS reports using MS Excel. Ensure proper filing and documentation of important records.7. Devotee & Visitor Coordination Maintain a courteous and respectful relationship with devotees, visitors, donors, and other stakeholders. Assist visitors with their requirements and coordinate with concerned staff. Handle routine queries and complaints professionally. Escalate important matters to the authorized Trust representative.8. Coordination with Trust Management Regularly update Trustees/Trust Management regarding operational matters. Report important issues relating to staff, maintenance, security, finance, vendors, or facilities. Implement instructions received from the Trust Management. Participate in meetings and provide operational updates when required.Candidate Requirements Graduate in any discipline. 3-5 years of relevant experience in administration, operations, facility management, Tirth management, Derasar, Jain Trust, religious institution, or similar organization. Prior experience in Jain Tirth / Derasar / Jain Trust management will be highly preferred. Strong staff supervision and team coordination skills. Good communication and interpersonal skills. Good knowledge of MS Office, particularly MS Excel. Basic knowledge of Gujarati typing and email communication will be preferred. Good documentation and reporting skills. Ability to coordinate with vendors, contractors, staff, devotees, and Trust representatives. Strong sense of responsibility, discipline, honesty, and confidentiality. Ability to handle multiple responsibilities and work independently. Willingness to work during religious festivals, special events, and as per Tirth operational requirements.Key SkillsTirth Administration Trust Management Staff Management Team Supervision Facility Management Vendor Management Event Coordination Jain Religious Activities Maintenance Coordination Inventory Management MIS Reporting MS Excel Gujarati Typing Documentation Communication Problem SolvingPreferred Candidate ProfileThe ideal candidate should be mature, responsible, disciplined, trustworthy, and service-oriented, with practical experience in managing people and day-to-day operations.Candidates who have previously worked with Jain Tirths, Derasars, Jain Trusts, religious institutions, or charitable organizations will be given preference.Compensation20,000 - 35,000 per month, depending on experience, skills, and overall suitability for the position.ReportingThe Assistant Manager will report directly to the Trust Management / Authorized Trustee / Senior Administrative Officer.Important NoteThe candidate should be comfortable working in a religious and community-oriented environment and should demonstrate respect for Jain traditions, values, and practices.Interested candidate contact us : hr@ak-trust.com contact no 9265844242

Key ResponsibilitiesSupervise day-to-day site activities and ensure smooth project execution.Monitor work progress and ensure adherence to project timelines.Coordinate with contractors, vendors, consultants, and internal teams.Ensure quality standards are maintained throughout project execution.Monitor manpower deployment and site productivity.Verify material requirements, deliveries, and inventory at the site.Conduct regular site inspections and ensure compliance with safety regulations.Prepare daily, weekly, and monthly progress reports.Resolve site-related issues and coordinate corrective actions.Maintain project documentation, work records, and site reports.Ensure compliance with company policies, project specifications, and statutory requirements.

Defining project scope, objectives, and deliverables. Developing detailed project plans and timelines. Allocating resources efficiently. Managing budgets and tracking expenses. Coordinating with team members and stakeholders Monitoring project progress and addressing risks. Ensuring the project is completed on time and meets quality standards.

Key Responsibilities: QMS Implementation & Maintenance: Develop, implement, and monitor QMS policies, procedures, and documentation as per ISO 9001 and industry-specific standards. Process Control: Ensure process audits, inspections, and corrective actions are carried out to maintain quality in brass production processes. Internal & External Audits: Plan, coordinate, and conduct internal audits; facilitate external audits (certification, customer, or regulatory). Customer Quality Assurance: Address customer complaints, coordinate root cause analysis, and implement corrective/preventive actions (CAPA). Training & Awareness: Conduct QMS training and awareness sessions for employees at all levels to foster a culture of quality. Continuous Improvement: Drive initiatives for reducing defects, improving yield, and enhancing customer satisfaction. Compliance & Reporting: Ensure adherence to statutory, regulatory, and customer-specific quality requirements; prepare management review reports.

Job Purpose:We are seeking a highly articulate, confident, and detail-oriented Relationship Manager to manage client onboarding, portfolio verification, and partner bank operations. The ideal candidate will act as the primary bridge between our High-Net-Worth (HNI) / corporate wealth clients and partner banks, handling end-to-end account verification and resolving strict compliance queries to ensure swift account and portfolio activation.Key Responsibilities: Bank Liaisoning & RM Coordination: Act as the primary corporate face of Vertex to coordinate directly with Bank Relationship Managers (RMs), Compliance Hubs, and Branch Managers for seamless account verification. KYC & AML Compliance Management: Review, validate, and verify complex corporate and individual KYC documentation in strict accordance with RBI guidelines and Anti-Money Laundering (AML) standards. Corporate Structure Verification: Expertly manage documentation for diverse business entities, including tracking Ultimate Beneficial Owners (UBOs), Shareholding Patterns, Board Resolutions, and PEP statuses. Query & Discrepancy Resolution: Confidently address, clarify, and resolve legal, documentation, or operational queries raised by bank compliance desks during the client onboarding stage. Turnaround Time (TAT) Optimization: Proactively track the status of portfolios under verification, manage deferrals, and execute swift follow-ups to minimize rejection rates and accelerate activation. Relationship Management: Build and maintain active professional rapport with multiple banking partners to establish strong escalation paths for high-priority wealth clients.Required Skills & Qualifications: Education: Bachelor's degree in Commerce, Finance, Business Administration, or a related field. Experience: 2-5 years of experience in Wealth Management Operations, Bank KYC/AML Compliance Desks, or Premium Client Onboarding. Core Knowledge: In-depth understanding of Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and standard corporate documentation (MOA, AOA, GST, Partnership Deeds). Communication Skills: Exceptional verbal and written English communication skills, with the corporate vocabulary and confidence required to interface effectively with senior bank officials.

Aircraft Operator - Job DescriptionPosition: Aircraft OperatorAnnual Salary Range: 4,00,000 - 8,00,000 per yearIndustry: Aviation / Airlines / Airport OperationsEmployment Type: Full-timeJob ResponsibilitiesMonitor and support daily aircraft operations.Coordinate aircraft movements, flight schedules, and operational activities.Communicate with pilots, ground staff, maintenance teams, and air traffic control as required.Monitor flight status and operational changes.Assist with flight planning, aircraft allocation, and operational documentation.Ensure compliance with aviation safety procedures and company operating standards.Monitor weather, airport conditions, and other operational factors affecting flights.Handle operational disruptions, delays, and schedule changes.Maintain accurate flight and aircraft operation records.Coordinate ground handling, fueling, boarding, and aircraft turnaround activities.Report operational issues to the appropriate aviation management team.Support safe, efficient, and timely aircraft operations.Required QualificationsDiploma/Degree in Aviation, Aeronautical Engineering, Airport Management, or a related field.Knowledge of aircraft operations and aviation procedures.Good communication and coordination skills.Basic knowledge of flight schedules, airport operations, and safety regulations.Ability to work under pressure and in rotating shifts.Strong problem-solving and organizational skills.Key SkillsAircraft operationsFlight coordinationAirport operationsFlight monitoringSafety complianceOperational documentationCommunicationProblem-solvingTeam coordinationTime managementCareer Path:Aircraft Operations Executive Senior Aircraft Operator Flight Operations Supervisor Operations Manager.

We are seeking a dedicated Manufacturing Chemist with 5 to 11 years of experience to work full-time in our Raipur facility. In this role, you will be accountable for producing various pharmaceutical products, including tablets, capsules, ointments, syrups, and veterinary liquids and powders, in compliance with batch manufacturing records (BMR), standard operating procedures (SOP), and good manufacturing practices (GMP).Key responsibilities include operating production equipment and maintaining accurate batch records, ensuring that all production processes adhere to safety and hygiene standards. You will also collaborate closely with the quality assurance and quality control teams to ensure consistency and quality in production activities. To succeed in this role, you should hold a graduate degree, and strong attention to detail is essential. You will need excellent communication skills to coordinate effectively with colleagues and other departments. Prior experience handling production equipment and an understanding of quality control processes will be advantageous. Ensuring compliance with safety regulations and maintaining a clean working environment will also be critical. This position requires working from the office at our Siltara location. All interested candidates must be male, as specified in the job requirements. If you have a passion for manufacturing and quality assurance in the pharmaceutical industry, we invite you to apply.

As an NDT Coordinator, you will play a vital role in conducting training at our Non-Destructive Testing Institute. With 5 to 10 years of experience, you will be responsible for delivering high-quality training sessions and ensuring compliance with industry standards.Key responsibilities include:- Facilitating and conducting training programs focused on non-destructive testing methods to enhance the skills of aspiring professionals.- Developing training materials and curricula to ensure effective learning experiences.- Monitoring and evaluating trainee performance to provide constructive feedback and support.- Maintaining compliance with ASNT Level 3 standards and promoting best practices in non-destructive testing.To be successful in this role, you are expected to have:- A solid understanding of non-destructive testing principles and practices.- A valid ASNT Level 3 certification, which is essential for conducting specialized training.- Excellent communication skills for effective interaction with trainees and colleagues.- Strong organizational skills to manage training schedules and documentation.This position is a full-time, office-based role located in Greater Noida, India. You will be expected to travel occasionally as required by training demands. A laptop and mobile device will be provided for you to manage your responsibilities effectively. Your commitment and expertise will contribute to the development of a skilled workforce in the NDT field.

We are seeking a dedicated QMS Engineer with 1 to 3 years of experience to join our team in Daman, India. The ideal candidate will play a crucial role in ensuring our Quality Management System (QMS) meets industry standards and enhances product quality.Key Responsibilities: - Develop and Maintain QMS Documentation: Create and update quality manuals, procedures, and work instructions to align with regulatory requirements and internal policies. - Conduct Internal Audits: Plan and execute regular internal audits to assess compliance with QMS standards and identify areas for improvement. - Quality Training: Organize training sessions for employees on quality management practices and the importance of adhering to QMS standards. - Data Analysis and Reporting: Analyze quality-related data and prepare reports to monitor performance metrics, identifying trends and root causes of quality issues. - Collaboration with Teams: Work closely with various departments to ensure effective implementation of QMS policies and drive continuous improvement initiatives.Required Skills and Expectations: Candidates should have a diploma in a relevant field and a strong understanding of quality management principles. Proficiency in using quality tools and techniques, such as root cause analysis and corrective action methodologies, is essential. Excellent communication and teamwork skills are necessary, as the role involves collaborating with diverse teams. Attention to detail and a proactive approach to problem-solving are critical to succeeding in this role. The ability to adapt to changing environments and learn quickly will be highly valued.

As a Field Incharge, you will play a key role in overseeing operations and ensuring tasks are executed smoothly within the field. This full-time position is based in Shillong Cantonment, East Khasi Hills, and is open to freshers who have completed at least the 10th grade.Key Responsibilities:1. Supervise Field Activities: Monitor daily operations and guide the team to ensure all activities are carried out effectively and efficiently.2. Report Generation: Prepare and submit daily and weekly reports detailing field performance, challenges faced, and progress made towards goals.3. Team Coordination: Collaborate with team members to assign tasks, provide training, and foster a positive working environment.4. Problem Solving: Address any issues that arise within the field promptly, employing effective solutions to maintain productivity.5. Data Collection: Gather relevant data from the field and assist in analyzing it for decision-making purposes.Required Skills and Expectations: The ideal candidate should possess strong communication skills to interact effectively with the team and stakeholders. Attention to detail is essential for monitoring operations and generating accurate reports. A proactive attitude towards problem-solving and the ability to work collaboratively is highly valued. Freshers are encouraged to bring enthusiasm and a willingness to learn, as this role offers hands-on experience in field management. A commitment to punctuality and organizational skills will contribute to your success in this role.

Key Responsibilities:Raw & Packaging Material Quality: Inspect incoming durum wheat semolina, water, additives, and packaging materials to ensure they match internal standards .In-Process Quality Control (IPQC): Monitor critical control points during mixing, extrusion, drying, and cooling (e.g., moisture content, cooking time, breaking rate, and strand uniformity).Food Safety & Compliance: Maintain systems like HACCP, GMP, GHP, and ISO 22000 / FSSC 22000, ensuring complete alignment with local food authorities. Finished Goods Release: Conduct physical, visual, and analytical testing on finished pasta before approving batches for market dispatch .Audits & Documentation: Lead internal/external quality audits, maintain accurate lab records, and manage traceability documentation. Team Leadership & Training: Supervise shift quality controllers and lab analysts, providing continuous training on safety, hygiene, and testing protocols.

Essential Duties and Responsibilities: Technical Expertise: Proven experience in preparing CEPs/ASMFs from Scratch,submitting, and maintaining ASMFs/DMFs and CEPs (initial submissions and variations)to the EDQM and/or European National Competent Authorities. Regulatory Compliance: Ensure company products comply with relevant regulatoryrequirements, and local regulations. Software: Familiarity with electronic submission systems and validation software likePharmaready, Lorenz. Document Preparation: Proven ability to independently prepare Modules I, II, and IIIof APIs and Excipient. Login/Account Creation: Having knowledge to make Company Login/Account Creationon all Countries Regulatory Portals. Regulatory Strategy: Develop and implement regulatory strategies to support productdevelopment and commercialization. Regulatory Intelligence: Stay up-to-date with changing regulatory requirements andprovide guidance to internal stakeholders. Audits and Inspections: Coordinate and manage regulatory audits and inspections. Regulatory Agency Interactions: Communicate with regulatory agencies, such as theEMA, EDQM, FDA, to address questions and concerns. Regulatory Documentation: Maintain and manage regulatory documents, such asregulatory submissions, approvals, and correspondence. Training and Guidance: Provide regulatory training and guidance to internalstakeholders. Compliance Monitoring: Monitor company activities for compliance with regulatoryrequirements. Advantage: It would be a significant asset to possess skills in preparing and submittingDMFs/Master Files/Submissions to regulatory bodies in regions including Europe/UK,Australia, Brazil, GCC, Jordan, Switzerland, Ukraine, Tunisia, Singapore, and Mexico.Skills : Must have good knowledge of Regulatory Submissions and Preparation. Must have good knowledge of Regulatory Research. Must be familiarity with chemical industry specific regulations and guidelines.

Essential Duties and Responsibilities: Technical Expertise: Proven experience in preparing USDMF, CEP, ASMF, Customer DMF fromScratch and maintaining ASMFs/DMFs and CEPs (initial submissions and variations). Able toprepare Open part and closed part of API/Excipient. Regulatory Compliance: Ensure company products comply with relevant regulatory requirements,such as USFDA, EMA, and local regulations. Submission Management: Prepare and submit regulatory documents to regulatory agencies. Regulatory Strategy: Develop and implement regulatory strategies to support product developmentand commercialization. Regulatory Intelligence: Stay up-to-date with changing regulatory requirements and provideguidance to internal stakeholders. Regulatory Agency Interactions: Communicate with regulatory agencies, such as the FDA, toaddress questions and concerns. Regulatory Documentation: Maintain and manage regulatory documents, such as regulatorysubmissions, approvals, and correspondence.Skills : Must have good knowledge of Regulatory documents Preparation. Must have good knowledge of Regulatory Research. Must be familiarity with chemical industry specific regulations and guidelines.

Key ResponsibilitiesManage day-to-day accounting transactions and bookkeeping activities.Prepare monthly, quarterly, and annual financial reports.Handle accounts payable, accounts receivable, and bank reconciliations.Monitor cash flow and maintain financial records accurately.Prepare and file GST, TDS, and other statutory returns.Assist in budgeting, forecasting, and financial analysis.Coordinate with auditors during internal and statutory audits.Verify invoices, payment vouchers, and expense statements.Ensure compliance with company policies and accounting regulations.Support management with MIS reports and financial insights.

Key ResponsibilitiesLogistics & Fleet Management: Plan, manage, and coordinate all inbound and outbound logistics. Oversee fleet operations, transport vendor management, and route optimization to ensure timely deliveries.Warehouse & Inventory Control: Oversee warehouse layout, space utilization, and inventory management. Implement strict inventory control measures to minimize variances, damages, and shrinkage.Order Fulfillment: Ensure accurate and efficient order processing, picking, packing, and dispatching in accordance with customer service level agreements (SLAs).Cost & Budget Management: Monitor and control distribution, freight, and warehousing costs. Analyze data to identify bottlenecks and implement cost-saving initiatives.Vendor & Stakeholder Management: Negotiate rates and contracts with third-party logistics (3PL) providers, transporters, and packaging suppliers. Collaborate with sales and production teams to align supply with market demand.Compliance & Safety: Ensure all distribution and warehouse activities comply with safety regulations, labor laws, and statutory transport requirements. Maintain high standards of workplace safety.

Airline Transition Captain - Job DescriptionPosition: Airline Transition CaptainAnnual Salary: 4,00,000 - 8,00,000 per yearIndustry: Aviation / AirlinesJob ResponsibilitiesSupport airline operations during aircraft type transitions or fleet changes.Operate aircraft safely in accordance with company procedures and aviation regulations.Complete required transition, conversion, and familiarization training.Work with flight crews, instructors, and airline operations teams.Conduct simulator and aircraft training as required.Ensure compliance with Standard Operating Procedures (SOPs).Monitor aircraft systems and operational performance during flights.Assist with crew familiarization on new aircraft types or operational procedures.Complete flight documentation, reports, and operational records.Maintain high standards of safety, professionalism, and crew coordination.Required SkillsStrong knowledge of airline flight operations.Excellent decision-making and communication skills.Strong understanding of aviation safety procedures.Ability to adapt to new aircraft types and operating procedures.Good leadership and crew resource management (CRM) skills.Ability to work flexible schedules and international/domestic operations.QualificationCommercial Pilot Licence (CPL) / Airline Transport Pilot Licence (ATPL), as applicable.Valid medical certification and required ratings.Relevant aircraft type rating and airline transition training.Previous airline flight experience is generally required for captain-level positions.Career GrowthFirst Officer Senior First Officer Captain Training/Transition Captain Flight Operations ManagementNote: 4-8 lakh per year is a stated salary range for this job description; actual compensation varies considerably by airline, aircraft type, experience, licence, and position.

We are looking for enthusiastic individuals to join our team as Airline Ground Staff in Kolkata. This is an excellent opportunity for those starting their careers in the aviation industry. You will play a crucial role in ensuring smooth airport operations and excellent customer service.Key Responsibilities:- Passenger Assistance: Provide friendly assistance to passengers during check-in and boarding, ensuring their needs are met and questions are answered.- Baggage Handling: Safely manage luggage, including checking in bags, loading and unloading them from aircraft, and addressing any baggage-related issues.- Check-in Operations: Process passenger check-ins efficiently, issuing boarding passes and ensuring all travel documents are in order.- Flight Information: Give timely updates on flight schedules and gate changes to keep passengers informed and reduce any confusion.- Customer Service: Address passenger inquiries with professionalism, helping to resolve issues and enhance their travel experience.Required Skills and Expectations:Candidates must have completed at least the 10th grade and possess excellent communication skills in English and Hindi. A friendly and approachable demeanor is essential, along with a commitment to providing outstanding customer service. Teamwork and the ability to remain calm under pressure are crucial in this fast-paced environment. Flexibility with work hours is important, as shifts may vary based on flight schedules. This job demands a proactive attitude and a willingness to learn about airport operations and safety protocols.

Position: Senior Credit Analyst / Credit Risk AnalystExperience: 8+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is seeking an experienced Senior Credit Analyst for a leading BFSI organization in Bengaluru. The candidate will be responsible for conducting comprehensive credit assessments, evaluating the financial strength and creditworthiness of corporate/financial-institution clients, preparing credit appraisal and risk reports, monitoring portfolios, and providing well-reasoned credit recommendations.Key ResponsibilitiesConduct detailed credit assessment of corporate clients, financial institutions, NBFCs or other assigned portfolios.Analyse balance sheets, profit & loss statements, cash flows, capital structures and financial ratios.Prepare Credit Appraisal Memorandums (CAMs), credit notes, risk assessment reports and credit recommendations.Evaluate business models, industry risks, management quality, repayment capacity and overall creditworthiness.Perform financial modelling, cash-flow forecasting, sensitivity analysis and stress testing.Assess leverage, DSCR, EBITDA, working capital, liquidity and other key credit metrics.Conduct industry research, peer benchmarking and economic analysis to identify emerging credit risks.Recommend appropriate credit limits, lending structures, covenants and risk mitigants.Monitor existing portfolios, covenant compliance, financial performance and early-warning indicators.Review waivers, amendments, renewals and restructuring proposals where required.Ensure credit decisions comply with internal credit policies, risk appetite and applicable regulatory requirements.Work closely with Relationship Managers, Credit Risk, Legal, Operations and senior management.Present credit recommendations and risk findings to senior stakeholders/credit committees.Mentor junior credit analysts and review the quality of their credit deliverables.Identify opportunities for process improvement, automation and enhanced credit-risk reporting.Candidate Profile8+ years of relevant experience in credit analysis, credit underwriting, corporate banking, NBFC, financial institutions, structured lending or credit risk.Bachelor's/Master's degree in Finance, Commerce, Accounting, Economics or Business Administration.CA / MBA Finance / CFA / FRM preferred.Strong experience in corporate/non-retail credit analysis and underwriting.Excellent understanding of financial statements, accounting principles and credit-risk methodologies.Proven experience preparing credit appraisal notes and making independent credit recommendations.Strong stakeholder-management and team-mentoring capabilities.Ability to independently handle complex credit cases and work under strict timelines.