Financial Analysis Jobs in India

Key ResponsibilitiesManage day-to-day accounting transactions and bookkeeping activities.Prepare monthly, quarterly, and annual financial reports.Handle accounts payable, accounts receivable, and bank reconciliations.Monitor cash flow and maintain financial records accurately.Prepare and file GST, TDS, and other statutory returns.Assist in budgeting, forecasting, and financial analysis.Coordinate with auditors during internal and statutory audits.Verify invoices, payment vouchers, and expense statements.Ensure compliance with company policies and accounting regulations.Support management with MIS reports and financial insights.

Position: Senior Credit Analyst / Credit Risk AnalystExperience: 8+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is seeking an experienced Senior Credit Analyst for a leading BFSI organization in Bengaluru. The candidate will be responsible for conducting comprehensive credit assessments, evaluating the financial strength and creditworthiness of corporate/financial-institution clients, preparing credit appraisal and risk reports, monitoring portfolios, and providing well-reasoned credit recommendations.Key ResponsibilitiesConduct detailed credit assessment of corporate clients, financial institutions, NBFCs or other assigned portfolios.Analyse balance sheets, profit & loss statements, cash flows, capital structures and financial ratios.Prepare Credit Appraisal Memorandums (CAMs), credit notes, risk assessment reports and credit recommendations.Evaluate business models, industry risks, management quality, repayment capacity and overall creditworthiness.Perform financial modelling, cash-flow forecasting, sensitivity analysis and stress testing.Assess leverage, DSCR, EBITDA, working capital, liquidity and other key credit metrics.Conduct industry research, peer benchmarking and economic analysis to identify emerging credit risks.Recommend appropriate credit limits, lending structures, covenants and risk mitigants.Monitor existing portfolios, covenant compliance, financial performance and early-warning indicators.Review waivers, amendments, renewals and restructuring proposals where required.Ensure credit decisions comply with internal credit policies, risk appetite and applicable regulatory requirements.Work closely with Relationship Managers, Credit Risk, Legal, Operations and senior management.Present credit recommendations and risk findings to senior stakeholders/credit committees.Mentor junior credit analysts and review the quality of their credit deliverables.Identify opportunities for process improvement, automation and enhanced credit-risk reporting.Candidate Profile8+ years of relevant experience in credit analysis, credit underwriting, corporate banking, NBFC, financial institutions, structured lending or credit risk.Bachelor's/Master's degree in Finance, Commerce, Accounting, Economics or Business Administration.CA / MBA Finance / CFA / FRM preferred.Strong experience in corporate/non-retail credit analysis and underwriting.Excellent understanding of financial statements, accounting principles and credit-risk methodologies.Proven experience preparing credit appraisal notes and making independent credit recommendations.Strong stakeholder-management and team-mentoring capabilities.Ability to independently handle complex credit cases and work under strict timelines.

We are seeking an Assistant Manager Internal Audit to support our internal audit functions and ensure compliance with company policies and regulations. The ideal candidate will have a strong background in finance or accounting, and a keen eye for detail.**Key Responsibilities:**- **Conduct Internal Audits:** Perform comprehensive audits of financial and operational processes to evaluate effectiveness and compliance with policies and regulations.- **Risk Assessment:** Identify and assess risks related to financial reporting, operational processes, and compliance issues, providing insights to improve risk management practices.- **Report Findings:** Prepare clear and concise reports detailing audit findings, including areas of improvement and recommendations to enhance internal controls.- **Collaborate with Departments:** Work closely with various departments to facilitate audit processes and implement corrective actions, promoting understanding and cooperation.- **Maintain Documentation:** Ensure all audit documentation is accurate, organized, and accessible, following legal and policy requirements to provide a transparent audit trail.**Required Skills and Expectations:**Candidates should have a degree in Commerce (B.Com) or a professional qualification such as Chartered Accountant (CA) or Institute of Cost and Works Accountants (ICWA). A minimum of 2 years of experience in internal audit or related fields is preferred. Strong analytical skills, attention to detail, and excellent communication abilities are crucial. The ideal candidate should be proactive, able to work independently and as part of a team, and exhibit strong problem-solving skills. Proficiency in audit software and a solid understanding of accounting principles are also important for this role.

As a Life Insurance Advisor, you will help individuals and families secure their financial future by providing them with suitable life insurance products. This role is part-time and can be done from the comfort of your home, making it ideal for those seeking flexibility in their work hours.**Key Responsibilities:**- **Client Consultation:** Engage with clients to understand their insurance needs and financial goals, ensuring you provide tailored solutions that fit their circumstances.- **Product Knowledge:** Stay updated on various life insurance policies and products to effectively explain options and benefits to clients, enabling informed decision-making.- **Sales and Marketing:** Actively promote life insurance products through various marketing channels, leveraging personal networks to reach potential clients.- **Policy Management:** Assist clients in filling out applications and managing their policies, ensuring they have a seamless experience from start to finish.- **Follow-Up:** Maintain ongoing communication with clients, providing them with updates and asking for referrals to expand your client base.**Required Skills and Expectations:**Candidates should have a minimum education level of 12th grade. Strong communication skills are essential, as you will be interacting with clients frequently. Basic computer skills are necessary for handling online applications and communications. A knack for sales and marketing will be beneficial, along with a positive attitude and willingness to learn about the insurance industry. Enthusiasm for helping clients achieve financial security is crucial to your success in this role.

Finance Manager - Automobile DealershipLocation: Kundalahalli, Bengaluru (near ITPL Main Road/AECS Layout, Opp. Brookefield)Candidates must reside within 10 KM of office, or be open to relocating nearbyExperience: 10-15 YearsSalary: INR 12,00,000 - 15,00,000 per annumNotice Period: Immediate joiners onlyWe're hiring a Finance Manager to manage the complete financial operations of an automobile dealership - budgeting, financial reporting, cash flow, compliance, and coordination with banks and OEM partners.What you'll do:Prepare and monitor monthly, quarterly & annual financial statementsManage cash flow, working capital & banking transactionsTrack dealership profitability across sales, service & spare parts departmentsPrepare annual budgets and forecasts; analyze budget vs. actual variancesManage GST filings, TDS compliance & statutory returnsCoordinate with auditors, tax consultants & regulatory authoritiesEnsure OEM financial reporting complianceOversee vehicle inventory financing, stock reconciliation & retail finance coordination with banks/NBFCsTrack dealer incentives, claims & reimbursements from OEMsImplement internal financial controls, conduct internal & stock auditsSupervise and train the accounts & finance teamMust-haves:10-15 years in finance/accounting, preferably in automobile dealership or automotive industryCA / CMA / MBA Finance / M.Com / B.Com (CA preferred)Hands-on experience in OEM reportingRetail finance coordination experience with banks/NBFCs for customer vehicle loansStrong experience in budgeting, forecasting & compliance (GST, TDS, audits)ERP/accounting software experience - Tally, SAP, or DMSExperience with brands like Toyota, KIA, Hyundai, Tata Motors, Mahindra, Volvo, or luxury automobile brands preferredInterview process: 3 rounds (first 2 F2F/virtual, final round F2F only)Apply now: hiring@adihrconsulting.com WhatsApp/Call: +91 90388 85888Screening questions:Do you have experience in OEM reporting? Please specify.Do you have experience in retail finance coordination with banks/NBFCs for customer vehicle loans?Do you have experience handling budgeting, forecasting, and compliance (GST, TDS, audits)?Total years of experience handling finance operations specifically in an automobile dealership (minimum 10 years required)?Which automobile brand(s)/dealership(s) have you worked with?Current location - are you within 10 KM of Kundalahalli, Bengaluru, or open to relocating?Updated CV, Current & Expected CTC, Current location, DOB and notice period?

We are looking for a Tally Sales Executive to join our team in Karaikudi. This is a full-time position suitable for fresh graduates or individuals with up to one year of experience. The role involves selling Tally software and providing support to our clients.**Key Responsibilities:**- **Sales Activities:** Conduct sales presentations and demonstrations of Tally software to potential customers, highlighting its features and benefits to generate interest and leads.- **Client Relationship Management:** Build and maintain strong relationships with existing and potential clients to ensure customer satisfaction and loyalty.- **Product Knowledge:** Stay updated with the latest Tally software features and updates to effectively communicate these to clients and assist them in making informed purchasing decisions.- **Market Research:** Engage in market research to identify new opportunities and emerging trends in the software industry, helping the company to stay competitive.- **Reporting:** Prepare weekly and monthly reports on sales activities and customer feedback, providing insights to management on sales performance and market trends.**Required Skills and Expectations:**- Strong communication skills, both verbal and written, to interact effectively with clients and team members.- Basic understanding of accounting principles and software solutions, particularly Tally, is advantageous.- Ability to work independently and as part of a team, managing multiple tasks efficiently.- A positive attitude and willingness to learn about the software and sales processes.- Must be results-oriented with a focus on achieving sales targets and enhancing customer satisfaction.

Designation - AGM/GM - FinanceExperience - 6-7 + Years (After CA Qualification)Location - Gurgaon, HaryanaJob Summary:BYLD Group is seeking a seasoned and forward-thinking AGM/GM - Finance to drive strategic financial planning, and strengthen the organizations fiscal discipline. The role demands a professional with a strong foundation in both consulting and corporate finance, capable of partnering with business leaders to enable data-driven decisions, optimize performance, and support sustainable growth across BYLDs diverse business verticals.Key Responsibilities:1. Strategic Financial Leadership:Lead financial strategy development in alignment with organizational goals.Provide strategic insights to the leadership team on business performance, risk, and growth opportunities.Drive annual budgeting, forecasting, and multi-year financial planning.Support business expansion initiatives, acquisitions, and investment evaluations.2. Financial Reporting, Compliance & Governance:Ensure timely and accurate preparation of financial statements in compliance with Ind-AS and regulatory requirements.Oversee statutory, internal, and tax audits with external auditors and consultants.Maintain adherence to all legal and fiscal obligations under the Companies Act, Income Tax, and GST laws.Strengthen governance, internal controls, and risk management frameworks across the organization.3. Business Partnering & Performance Management:Collaborate with business heads to improve profitability, cost structures, and financial efficiency.Develop and review financial models, pricing frameworks, and project profitability analyses.Partner with operations and HR functions to align budgets and measure ROI on key initiatives.Present insightful MIS reports and performance dashboards to management and stakeholders.4. Treasury, Funding & Working Capital Management:Oversee cash flow planning, fund utilization, and banking relationships.Manage working capital effectively and ensure timely receivables and vendor payments.Evaluate and implement financing options for business expansion and cost efficiency.5. Leadership & Process Excellence:Lead and mentor a high-performing finance team, ensuring capability development and performance accountability.Drive process automation, ERP optimization, and digitization of finance operations.Promote a culture of transparency, ownership, and continuous improvement.Partner cross-functionally to ensure financial integrity across all business operationQualifications & Requirements:Qualified Chartered Accountant (CA) with a minimum of 7 + Years of post-qualification experience in Finance, Accounts, and Strategic Planning.Proven experience in both consulting (Big 4 or reputed audit/financial advisory firm) and corporate finance roles.Strong understanding of Indian Accounting Standards (Ind-AS), Companies Act, Taxation (Direct & Indirect), and Regulatory Compliances.Demonstrated expertise in financial planning & analysis (FP&A), budgeting, forecasting, and business partnering.Hands-on experience in managing statutory and internal audits, risk management, and financial governance frameworks.Proficiency in ERP systems (SAP), advanced Excel, and experience with financial automation tools.Strong analytical and problem-solving skills with the ability to interpret complex financial data for strategic decision-making.Excellent interpersonal, leadership, and communication skills to collaborate effectively with CXOs, business heads, and external partners.Ability to lead a high-performing team and foster a culture of accountability, integrity, and continuous improvement.Exposure to professional services, consulting, HR solutions, or learning industry will be an added advantage.Why join BYLD:Perks & Benefits:Learn directly from industry experts with 20+ years of experienceOpportunity to work in a dynamic and collaborative environment.Professional development and growth opportunities.Gain experience in world class management practicesInsurance Benefits (Medical and Accidental) for all employeesMulti-level Rewards programs for all employees

As a Management Consultant, you will play a key role in helping organizations improve their performance and solve complex business problems. Key responsibilities:- **Analyze Business Processes**: Evaluate current processes within the organization to identify inefficiencies and areas for improvement, ensuring a streamlined workflow.- **Develop Strategic Plans**: Work with clients to create actionable plans that align with their business goals, facilitating better decision-making and strategic direction.- **Conduct Market Research**: Gather and assess data on industry trends and competitor performance to provide insights that guide client strategies.- **Facilitate Team Workshops**: Organize and lead workshops to engage team members, encouraging collaboration and the generation of innovative ideas that address business challenges.- **Prepare Reports and Presentations**: Compile findings and recommendations into clear, concise reports and presentations for client stakeholders, ensuring that complex information is easily understood.Required skills and expectations:- **Educational Background**: Candidates should be Chartered Accountants, possessing a strong understanding of finance and business management.- **Analytical Thinking**: You should have excellent problem-solving skills to analyze data and draw meaningful conclusions that benefit clients.- **Communication Skills**: Strong verbal and written communication abilities are essential for explaining strategies and recommendations clearly to clients.- **Team Collaboration**: Ability to work well in a team setting, as collaboration with different stakeholders is crucial for success.- **Adaptability**: Flexibility to handle various tasks and challenges as they arise in a fast-paced environment.

We are hiring financial advisor at hazratganj location.No age limit freshers can also join.Preferred retired persons.No Target .Time flexibility.High income with foreign conventions.

We are seeking a knowledgeable Product Advisor to join our team in Anpara Sonbhadra. The ideal candidate will possess 5 to 11 years of experience and a diploma in a relevant field. This role involves guiding customers through our product range, ensuring they find the right solutions for their needs.Key Responsibilities:- Customer Consultation: Engage with customers to understand their needs and provide tailored recommendations on our products.- Product Knowledge: Maintain up-to-date knowledge of our product offerings, features, and benefits to effectively educate customers.- Sales Support: Assist the sales team by providing product expertise during customer interactions, ensuring a seamless buying experience.- Feedback Gathering: Collect and relay customer feedback to help improve product offerings and service quality.- Training and Development: Share best practices and insights with junior team members, fostering a collaborative learning environment.Required Skills and Expectations:Candidates should possess strong communication skills, enabling them to clearly explain product features. A deep understanding of the industry and market trends is essential to advise customers effectively. Strong problem-solving abilities will help in addressing customer queries and concerns. Additionally, the role demands attention to detail and a customer-first attitude, ensuring that customer satisfaction remains a priority. A proven track record in a product advisory role or related function is highly desirable, as is the ability to work effectively in a team-oriented environment.

Job Description - Manager FinancePosition Title: Manager - FinanceDepartment: Finance & AccountsReporting To: CEOEmployment Type: Full-TimeMandatory languages: English and KannadaWorking Days: 6 days a week (2nd and 4th Saturday half day and 1st and 3rd Saturday fullday)About Processware SystemsProcessware Systems is a leading provider of banking and financial technology solutions,offering the BankSoft Core Banking Solution and related digital banking products to banks,microfinance institutions, and financial organizations across multiple geographies. We areseeking a highly motivated finance professional to manage the company's financialoperations, compliance, reporting, and strategic financial planning.Position SummaryThe Manager - Finance will be responsible for overseeing accounting operations, financialreporting, budgeting, taxation, statutory compliance, treasury management, and financialcontrols. The role requires strong analytical skills, attention to detail, and the ability to workclosely with management in supporting business growth and operational excellence.Minimum QualificationsEducational Qualification CA Intermediate (Mandatory) Bachelor's Degree in Commerce (B.Com), Finance, Accounting, or related discipline Additional qualifications such as CMA, MBA (Finance), or CA Final(appeared/pursuing) will be an added advantageExperience Minimum 5 years of relevant experience in Finance & Accounts Experience in IT, SaaS, Software Product, or Technology companies preferred Experience in handling GST, TDS, Income Tax, statutory audits, and financialreportingKey ResponsibilitiesFinancial Accounting & Reporting Maintain accurate books of accounts in compliance with Indian AccountingStandards. Prepare monthly, quarterly, and annual financial statements. Ensure timely closure of accounts and month-end reporting. Analyze financial performance and prepare management reports.Budgeting & Financial Planning Prepare annual budgets and periodic forecasts. Monitor budget utilization and variance analysis. Support management in strategic financial planning and business decision-making. Develop financial models and profitability analysis.Taxation & Statutory Compliance Ensure compliance with:o GST regulationso TDS provisionso Income Tax requirementso Professional Tax and other statutory obligations Coordinate with auditors, tax consultants, and regulatory authorities. Ensure timely filing of statutory returns.Accounts Receivable & Revenue Management Monitor customer invoicing and collections. Manage SaaS subscription revenue accounting. Track receivables and improve collection efficiency. Support contract review from a financial perspective.Accounts Payable & Treasury Manage vendor payments and cash flow. Monitor bank balances and working capital requirements. Handle banking relationships and treasury activities. Optimize utilization of funds.Audit & Internal Controls Coordinate statutory, internal, and tax audits. Implement and strengthen financial controls. Ensure compliance with company policies and procedures. Identify and mitigate financial risks.Payroll & Employee Reimbursements Review payroll processing. Ensure statutory deductions and remittances. Monitor employee reimbursement processes.MIS & Management Reporting Prepare monthly MIS reports for senior management. Generate profitability, cost center, and project-wise financial reports. Provide financial insights to support business growth initiatives.Required Skills & CompetenciesTechnical Skills Strong knowledge of:o Accounting Principleso GSTo TDSo Income Taxo Financial Reportingo Budgeting and Forecasting Proficiency in:o Microsoft Excel (Advanced)o Tally Prime / ERP Systemso MS Office Suite Knowledge of SaaS revenue accounting is preferred.Behavioral Competencies Strong analytical and problem-solving abilities High level of integrity and confidentiality Excellent communication and presentation skills Attention to detail and accuracy Ability to work independently and manage deadlines Team management and leadership capabilityKey Performance Indicators (KPIs) Timely closure of monthly accounts Accuracy of financial statements Timely filing of statutory returns Reduction in receivable aging Budget adherence and variance control Audit observations closure rate Cash flow management efficiency Compliance adherence score

We are seeking a Commercial Manager to join our team in the Peenya Industrial Area, ideal for candidates with 2 to 3 years of experience in a relevant field. The role is designed for male candidates, and it allows for a work-from-home setup.**Key Responsibilities:**- **Market Analysis:** Conduct thorough market research to identify new business opportunities, helping the company make informed decisions.- **Client Management:** Build and maintain strong relationships with clients to understand their needs and ensure their satisfaction, which will facilitate repeat business.- **Sales Strategy Development:** Develop and implement effective sales strategies that align with company goals, enhancing overall market competitiveness.- **Financial Oversight:** Monitor and manage the budget and financial forecasts, ensuring the company stays profitable and all expenses are justified.- **Reporting:** Prepare regular reports on sales performance and market trends for senior management, aiding in strategic planning.**Required Skills and Expectations:**Candidates should have a strong foundation in business management, demonstrated through their educational background in fields like B.A., B.Ed., or relevant degrees. Effective communication skills are essential for interacting with clients and team members. The ideal candidate should possess strong analytical skills to assess market trends and data effectively. A proactive approach to problem-solving and the ability to work independently in a remote setting are crucial. Additionally, experience in sales or customer relationship management will be highly regarded.

Responsibilities:Manage incoming and outgoing calls in a professional manner.Respond to customer inquiries, complaints and concerns with a problem-solving mindset.Log customer interactions and track follow-ups.Offer timely and relevant solutions to resolve customer issues.Collaborate with team members to escalate and address more complex concerns.Meet key performance metrics including call handling time, customer satisfaction and resolution rates.Job Requirements:The minimum qualification for this role is Graduate and 1 - 2 years of experience. The role involves resolving customer complaints, providing right information and escalating complex problems to the relevant department when needed. Candidates must be open to a 6 days working week during the Day shift.

As a Business Analyst, your primary role involves analyzing and improving our business processes to enhance efficiency and support strategic decision-making. You will collaborate with various stakeholders to identify their needs and propose practical solutions.**Key Responsibilities:**- **Requirements Gathering:** Work closely with stakeholders to understand their needs, documenting requirements accurately for further development.- **Process Analysis:** Evaluate existing business processes to identify areas for improvement, ensuring they align with business goals and stakeholder expectations.- **Data Analysis:** Analyze data from various sources to support business decisions and provide meaningful insights that help drive strategy.- **Solution Development:** Collaborate with IT teams to design and implement effective technical solutions that address business requirements while keeping user experience in mind.- **Stakeholder Communication:** Maintain regular communication with stakeholders to provide updates, gather feedback, and ensure their needs are met throughout the project lifecycle.- **Testing and Validation:** Participate in testing phases to verify that developed solutions meet business requirements and perform as intended.**Required Skills and Expectations:**Candidates should have 9 to 15 years of experience in a business analysis role. Strong analytical and problem-solving skills are essential, along with excellent communication abilities to interact effectively with stakeholders at all levels. Proficiency in data analysis and visualization tools, along with knowledge of business process modeling, will be critical. A proactive attitude, attention to detail, and the ability to work independently are key attributes for success in this position. Familiarity with Agile methodologies will be a plus.

WBC is Hiring! Join the WBC family and kick-start your career with us! Open Positions:Tally Sales Executive

As a Sales Development Manager, you will play a key role in driving the growth of our sales team and expanding our customer base. Your responsibilities will include the following:- **Lead Generation**: Identify and pursue new business opportunities through research and outreach, helping to grow the company's customer list.- **Customer Engagement**: Establish and maintain relationships with potential clients by reaching out through calls, emails, and meetings to understand their needs and introduce our services.- **Sales Strategy Development**: Collaborate with the sales team to create effective strategies that support lead generation and conversion, ensuring alignment with the companys goals.- **Market Analysis**: Conduct research to monitor market trends and competitor activities, providing insights that will inform decision-making and strategy adjustments.- **Performance Tracking**: Monitor and analyze sales metrics to evaluate performance against targets, ensuring continuous improvement of sales processes.Candidates for this position should possess strong communication and interpersonal skills, allowing you to effectively engage with clients. A basic understanding of sales principles and practices is essential. You should be self-motivated, goal-oriented, and capable of working independently in a fast-paced environment. Organizational skills will be crucial to manage multiple leads and tasks efficiently. A degree in fields such as B.A, B.C.A, B.B.A, or related areas will be advantageous, along with a willingness to learn and adapt to evolving market demands.

Were Hiring: Finance Analyst (Chennai-Remote) Are you passionate about turning financial data into actionable insights? Do you thrive in multinational environments and enjoy simplifying complex analytics for business impact?We are looking for a Business Analyst to join our Finance team. The ideal candidate will bring: Expertise in financial modeling, budgeting, forecasting, and variance analysis Hands-on experience with ERP systems (SAP), Power BI, and advanced Excel 5+ years in Finance (Controller / FP&A roles) within manufacturing or industrial B2B sectors Strong interpersonal skills and the ability to balance strategic goals with execution realities Qualifications: CPA / MBA in Finance or Economics Industry Experience: Manufacturing, Industrial Production, Building Materials EngineeringIf youre solution-oriented, data-driven, and ready to champion new tools and frameworks, wed love to hear from you!

Important Eligibility This role is only for candidates with prior experience in a CA firm or consulting practice(Big4 or mid-tier) Applicants from corporate/industry indirect tax departments will not be considered.Key Responsibilities1. GST Litigation & Representation Manage assessments, departmental proceedings, and appeals achieving favorableoutcomes through strong technical expertise and effective representation. Coordinate with GST authorities to ensure timely and efficient resolution of disputes.2. GST Advisory & Structuring Provide strategic advisory on complex GST matters, including classification, valuation,input tax credit, and cross-border transactions. Deliver practical solutions to tax challenges through in-depth analysis of legislation andjudicial precedents. Conduct training sessions and knowledge-sharing programs on GST updates, case lawanalysis, and compliance best practices to enhance team capability. Advise on ERP-related GST implementation and reporting issues, recommendingprocess improvements for better accuracy and compliance.3. GST Compliance & Refunds Review GST Audits (Form 9&9C) for diverse entities Handle end-to-end GST refund processes, from documentation to coordination withauthorities. Oversee GST compliance and timely filing of GSTR-1, GSTR-3B across business verticals. GST Registrations: Managed end-to- end GST registration processes, ensuring timely andaccurate completion for clients in various sectors.Who Were Looking For Qualified Chartered Accountant (CA) or Semi-qualified CA with over 3 years of post-articleship experience in GST practice. Mandatory: Experience in a CA firm / consulting practice (Big4 or mid-tier) In-depth knowledge of Indirect Tax Laws, Compliance Management, Advisory andPlanning, Audit and Litigation Management Proven ability to lead teams of 3+ professionals and manage client relationships. Strong proficiency in legal and technical drafting. Strong communication and client engagement skills.

Key ResponsibilitiesManage and oversee day-to-day accounting and finance operations.Prepare monthly, quarterly, and annual financial statements and management reports.Ensure accurate maintenance of general ledger, accounts payable, accounts receivable, and bank reconciliations.Monitor cash flow, working capital, and financial performance.Lead budgeting, forecasting, and variance analysis activities.Ensure compliance with statutory requirements, GST, TDS, Income Tax, and other applicable regulations.Coordinate internal and external audits and ensure timely closure of audit observations.Review and approve financial transactions, journal entries, and reconciliations.Develop and implement financial controls, policies, and accounting procedures.Manage relationships with banks, auditors, tax consultants, and regulatory authorities.Analyze financial data and provide strategic recommendations to senior management.Supervise and mentor accounting team members to ensure efficiency and professional growth.Support business planning, cost control, and profitability improvement initiatives.Ensure compliance with accounting standards and company policies.

Key ResponsibilitiesFinancial Modeling: Develop, maintain, and update complex financial models to forecast revenue, operational expenses (OpEx), and capital expenditures (CapEx).Budgeting & Forecasting: Assist in the annual budgeting process and monthly/quarterly rolling forecasting cycles across different departments.Variance Analysis: Conduct regular variance analysis comparing actual financial results against budgeted and forecasted targets, identifying root causes for discrepancies.Performance Reporting: Prepare monthly management discussion and analysis (MD&A) reports, executive dashboards, and financial decks for senior leadership.Cost & Profitability Analysis: Analyze product margins, operational costs, supply chain efficiencies, and inventory valuation to identify profit leaks.Market & Competitor Research: Track industry benchmarks, market trends, and competitor financial data to identify business risks and growth opportunities.Capital Budgeting: Evaluate potential business investments, project expansions, or equipment purchases using metrics like NPV (Net Present Value), IRR (Internal Rate of Return), and Payback Period.

Position: Senior Relationship Manager Experience: 7+ YearsLocation: Bengaluru, KarnatakaEmployment Type: Full-timeJob DescriptionTalent Zone Consultants is looking for an experienced Senior Relationship Manager for a leading BFSI organization in Bengaluru. The candidate will be responsible for managing and growing an existing client portfolio, acquiring new customers, increasing revenue and wallet share, and providing suitable banking/financial solutions.Key ResponsibilitiesManage and deepen relationships with existing corporate, business, HNI or affluent clients.Identify and acquire new-to-bank customers through market mapping, referrals and networking.Drive revenue, portfolio growth, customer acquisition and wallet-share targets.Understand client business/financial requirements and recommend appropriate banking and financial products.Cross-sell products such as loans, working-capital facilities, trade finance, cash management, insurance, investments and other banking solutions.Develop and execute client acquisition and relationship-growth strategies.Conduct regular client meetings, portfolio reviews and business discussions.Coordinate with Credit, Risk, Product, Operations and Compliance teams to ensure smooth delivery of solutions.Prepare business proposals and support credit appraisal/structuring wherever applicable.Monitor portfolio performance, customer satisfaction and potential business/risk issues.Maintain strong knowledge of market trends, competitor offerings and BFSI products.Ensure adherence to KYC, AML, RBI regulations, internal policies and responsible-sales practices.Maintain accurate customer records, pipeline reports and MIS.Meet and exceed individual and team business targets.Candidate Requirements7+ years of relevant experience in Relationship Management, Corporate Banking, Business Banking, Retail/Commercial Banking, Wealth Management, NBFC or Financial Services.Graduate degree required; MBA/CA preferred for corporate/business banking roles.Proven track record of client acquisition, portfolio growth and revenue generation.Strong understanding of banking products and financial solutions.Experience managing high-value/corporate client relationships preferred.Strong negotiation, presentation and stakeholder-management capabilities.Ability to independently manage targets, client portfolios and business development activities.

Key Responsibilities:Manage financial planning, budgeting, and reportingMonitor cash flow, expenses, and profitabilityEnsure compliance with financial regulationsBrief Summary:Handles financial health, planning, and strategic decision-making.