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As the Insurance Head, you will lead the insurance department, managing operations and overseeing the execution of insurance strategies. You will ensure compliance and drive growth within the team, serving as a key resource for clients and stakeholders.Key Responsibilities:1. **Team Leadership**: You will manage and guide a diverse team of insurance professionals, focusing on their development and performance to ensure high standards of service.2. **Strategic Planning**: You will create and implement insurance strategies in line with company goals, aiming to improve efficiency and increase revenues while maintaining a customer-centered approach.3. **Client Management**: You will build and maintain strong relationships with clients, understanding their needs and ensuring satisfaction with the insurance services provided.4. **Market Analysis**: You will analyze market trends to identify opportunities for growth, helping to develop competitive offerings that attract and retain customers.5. **Compliance Oversight**: You will ensure that all operations adhere to regulatory requirements and company policies, thereby minimizing risk and maintaining the company

We are looking for a detail-oriented and customer-focused Banking Operations Executive to support daily banking operations. The candidate will be responsible for processing customer transactions, maintaining records, ensuring compliance with banking policies, and delivering excellent customer service.Key ResponsibilitiesHandle day-to-day banking operations efficiently.Process account opening, KYC verification, and customer documentation.Assist customers with banking products and services.Process cash deposits, withdrawals, fund transfers, and cheque transactions.Verify customer documents and maintain accurate records.Ensure compliance with RBI guidelines and internal banking policies.Support loan documentation and account maintenance.Resolve customer queries and provide prompt assistance.Prepare daily, weekly, and monthly operational reports.Maintain confidentiality of customer information.Ensure accuracy in transaction processing and documentation.Required SkillsGood communication and interpersonal skills.Strong analytical and problem-solving abilities.Basic knowledge of banking operations and financial services.Attention to detail and accuracy.Computer proficiency (MS Office, especially Excel).Time management and organizational skills.QualificationsBachelor's Degree in Commerce, Business Administration, Finance, Economics, or any discipline.Freshers are encouraged to apply.Banking certification is an added advantage.Preferred SkillsKnowledge of KYC, AML, and banking compliance.Basic understanding of loan processing and documentation.Experience with banking software or CRM systems.Ability to work in rotational shifts (if required).

As a Bank Manager in Mumbai, you will play a vital role in managing banking operations and ensuring excellent customer service. You will be responsible for overseeing daily activities in the branch and leading a team of employees.**Key Responsibilities:**- **Oversee Branch Operations:** Manage daily operations to ensure efficiency and compliance with banking policies.- **Supervise Staff:** Lead and mentor a team of bank employees, providing guidance to enhance performance and productivity.- **Customer Service:** Address customer inquiries and complaints effectively, ensuring a high level of satisfaction and promoting a positive banking experience.- **Sales Management:** Drive sales initiatives by promoting banking products and services, setting targets for your team, and tracking achievements.- **Financial Monitoring:** Monitor financial transactions and ensure accurate record-keeping to maintain the integrity of the bank's financial reports.- **Risk Management:** Identify potential risks in operations and take necessary measures to mitigate them, ensuring compliance with regulations.**Required Skills and Expectations:**- A minimum of a 12th-grade education is necessary, with a strong understanding of banking processes.- Excellent communication skills are essential for interacting with customers and staff.- Ability to work well in a team and demonstrate leadership qualities to inspire and motivate employees.- Strong organizational skills to manage multiple tasks and respond to changing priorities effectively.- Basic financial literacy is expected, along with a willingness to learn about banking products and services. - Being detail-oriented will help maintain accuracy in financial transactions and reports.

As an Insurance Advisor, you will play a crucial role in helping clients understand their insurance needs and find suitable solutions. This part-time position allows you to work from home while serving clients in Kolkata.Key Responsibilities:- **Client Consultation:** Meet with clients to assess their insurance needs and provide tailored advice based on their unique circumstances.- **Policy Recommendations:** Research and recommend appropriate insurance policies to clients, ensuring clarity in coverage options and terms.- **Sales Support:** Assist clients in completing necessary paperwork and guide them through the policy purchasing process, ensuring a smooth experience.- **Follow-up Communication:** Regularly check in with existing clients to review their insurance needs and inform them about new products and updates.- **Market Research:** Stay informed about market trends and updates in the insurance industry to provide accurate information to clients.Required Skills and Expectations:- **Communication Skills:** Strong verbal and written communication skills are essential to explain complex insurance concepts simply and clearly.- **Customer Service Orientation:** A passion for helping others and addressing client needs effectively is vital for success in this role.- **Analytical Thinking:** Ability to analyze clients situations and recommend appropriate insurance solutions.- **Self-motivation:** As this is a work-from-home role, you must be self-driven and dedicated to managing your time effectively.- **Basic Computer Skills:** Familiarity with digital communication tools and basic software to manage client interactions and documentation. This role is perfect for individuals seeking flexibility while delivering valuable services to clients.

As an Agency Partner, you will play a crucial role in building and maintaining relationships with clients. This part-time position is based in Nehru Place and is suitable for individuals with 0 to 6 years of experience. A minimum education of 12th pass is required.**Key Responsibilities:**- **Client Relationship Management:** Establish and nurture relationships with clients to understand their needs and provide tailored solutions.- **Sales Support:** Assist in the sales process by identifying potential clients, presenting service offerings, and addressing client concerns.- **Market Research:** Conduct research to identify market trends and competitor activities to help clients stay ahead in their industries.- **Reporting:** Prepare and present regular reports on client performance, feedback, and market insights to management.- **Collaboration:** Work closely with other team members and departments to ensure a seamless client experience and resolve any issues that may arise.**Required Skills and Expectations:**- Strong communication skills are essential for effectively interacting with clients and team members.- Basic understanding of sales principles and customer service practices will be beneficial.- A proactive attitude and willingness to learn in a dynamic work environment are crucial for success in this role.- The ability to work independently, as well as part of a team, is important to foster collaboration.- Time management skills will help in balancing multiple client needs efficiently.

As a Manager in Investment Banking, you will play a pivotal role in driving client relationships and executing financial transactions. Your responsibilities will include:- **Client Relationship Management**: Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions.- **Transaction Execution**: Lead and manage the execution of investment banking deals, including mergers and acquisitions, debt and equity financing, ensuring all transactions are completed efficiently.- **Financial Analysis and Modeling**: Conduct in-depth financial analysis and create financial models to support transaction decisions and provide insights to clients.- **Team Leadership**: Supervise and mentor a team of analysts and associates, providing guidance and support to enhance their skills and performance.- **Market Research**: Stay updated with the latest market trends and industry developments to provide clients with informed advice and strategic recommendations.- **Presentation Development**: Prepare detailed presentations and pitch materials for client meetings to effectively communicate value propositions and strategic objectives.To excel in this role, you must have a strong background in finance and investment banking, with 7 to 13 years of relevant experience. A Post Graduate Diploma in Finance or a related field is essential. You should possess exceptional analytical skills, attention to detail, and the ability to lead and collaborate effectively. Strong communication skills and the ability to work under pressure in a fast-paced environment are crucial for success in this position.

We are seeking a motivated and detail-oriented female Financial Specialist to join our team in Sealdah, Kolkata. This entry-level position is perfect for someone looking to start a career in finance, requiring a minimum of a 12th-grade education.Key Responsibilities:1. **Data Entry**: Accurately input financial data into our systems to ensure precise record-keeping and reporting.2. **Financial Analysis**: Assist in analyzing financial statements and reports to identify trends and support decision-making.3. **Reporting**: Prepare monthly and quarterly reports summarizing financial performance and assist in presentations as needed.4. **Customer Support**: Communicate with clients and vendors regarding financial inquiries, payments, and account updates.5. **Compliance**: Ensure all financial practices adhere to regulations and company policies, maintaining the integrity of financial operations.Required Skills and Expectations:Candidates must possess strong attention to detail and excellent organizational skills. Proficiency in basic accounting principles and familiarity with financial software will be beneficial. Strong analytical skills are essential, along with an ability to work both independently and as part of a team. Excellent communication skills, both written and verbal, are critical for interacting with colleagues and clients. A proactive approach and willingness to learn will enhance success in this role.

As a Credit Officer, you will handle various tasks related to assessing credit applications and managing loan accounts. Your role is essential in ensuring that credit decisions are made accurately and responsibly.**Key Responsibilities:**- **Assess Credit Applications:** Review and analyze applications for loans and credit to determine applicants' creditworthiness.- **Conduct Financial Analysis:** Examine financial documents, including income statements and bank statements, to evaluate the financial health of potential borrowers.- **Communicate with Applicants:** Liaise with applicants to gather necessary documentation and clarify any questions about their credit history or financial status.- **Monitor Loan Accounts:** Keep track of existing loans to ensure repayments are made on time and address any issues that may arise.- **Prepare Reports:** Generate regular reports on credit activities and risk assessments to aid management in decision-making.- **Work with Colleagues:** Collaborate with other departments, such as sales and compliance, to support a seamless lending process.**Required Skills and Expectations:**Candidates should possess strong analytical skills to interpret financial data and identify potential risks. Good communication skills are essential for interacting with applicants and explaining credit-related decisions clearly. Attention to detail is crucial to ensure accuracy in processing applications and monitoring accounts. Candidates should also be organized and able to manage multiple tasks efficiently. A basic understanding of financial terms and procedures will be an advantage, along with a willingness to learn and grow within the role. This position requires a proactive attitude and the ability to work effectively in a team environment.

Job Description - Manager FinancePosition Title: Manager - FinanceDepartment: Finance & AccountsReporting To: CEOEmployment Type: Full-TimeMandatory languages: English and KannadaWorking Days: 6 days a week (2nd and 4th Saturday half day and 1st and 3rd Saturday fullday)About Processware SystemsProcessware Systems is a leading provider of banking and financial technology solutions,offering the BankSoft Core Banking Solution and related digital banking products to banks,microfinance institutions, and financial organizations across multiple geographies. We areseeking a highly motivated finance professional to manage the company's financialoperations, compliance, reporting, and strategic financial planning.Position SummaryThe Manager - Finance will be responsible for overseeing accounting operations, financialreporting, budgeting, taxation, statutory compliance, treasury management, and financialcontrols. The role requires strong analytical skills, attention to detail, and the ability to workclosely with management in supporting business growth and operational excellence.Minimum QualificationsEducational Qualification CA Intermediate (Mandatory) Bachelor's Degree in Commerce (B.Com), Finance, Accounting, or related discipline Additional qualifications such as CMA, MBA (Finance), or CA Final(appeared/pursuing) will be an added advantageExperience Minimum 5 years of relevant experience in Finance & Accounts Experience in IT, SaaS, Software Product, or Technology companies preferred Experience in handling GST, TDS, Income Tax, statutory audits, and financialreportingKey ResponsibilitiesFinancial Accounting & Reporting Maintain accurate books of accounts in compliance with Indian AccountingStandards. Prepare monthly, quarterly, and annual financial statements. Ensure timely closure of accounts and month-end reporting. Analyze financial performance and prepare management reports.Budgeting & Financial Planning Prepare annual budgets and periodic forecasts. Monitor budget utilization and variance analysis. Support management in strategic financial planning and business decision-making. Develop financial models and profitability analysis.Taxation & Statutory Compliance Ensure compliance with:o GST regulationso TDS provisionso Income Tax requirementso Professional Tax and other statutory obligations Coordinate with auditors, tax consultants, and regulatory authorities. Ensure timely filing of statutory returns.Accounts Receivable & Revenue Management Monitor customer invoicing and collections. Manage SaaS subscription revenue accounting. Track receivables and improve collection efficiency. Support contract review from a financial perspective.Accounts Payable & Treasury Manage vendor payments and cash flow. Monitor bank balances and working capital requirements. Handle banking relationships and treasury activities. Optimize utilization of funds.Audit & Internal Controls Coordinate statutory, internal, and tax audits. Implement and strengthen financial controls. Ensure compliance with company policies and procedures. Identify and mitigate financial risks.Payroll & Employee Reimbursements Review payroll processing. Ensure statutory deductions and remittances. Monitor employee reimbursement processes.MIS & Management Reporting Prepare monthly MIS reports for senior management. Generate profitability, cost center, and project-wise financial reports. Provide financial insights to support business growth initiatives.Required Skills & CompetenciesTechnical Skills Strong knowledge of:o Accounting Principleso GSTo TDSo Income Taxo Financial Reportingo Budgeting and Forecasting Proficiency in:o Microsoft Excel (Advanced)o Tally Prime / ERP Systemso MS Office Suite Knowledge of SaaS revenue accounting is preferred.Behavioral Competencies Strong analytical and problem-solving abilities High level of integrity and confidentiality Excellent communication and presentation skills Attention to detail and accuracy Ability to work independently and manage deadlines Team management and leadership capabilityKey Performance Indicators (KPIs) Timely closure of monthly accounts Accuracy of financial statements Timely filing of statutory returns Reduction in receivable aging Budget adherence and variance control Audit observations closure rate Cash flow management efficiency Compliance adherence score

Bank of Baroda India first life is hiring for financial consultant post. The work is basically on recruitment and team management and handling the financial part like fixed deposit, life insurance and short term long term investment part of the company.

# Financial Credit Risk Modeler (R2163)## Job Details**Job Title:** Financial Credit Risk Modeler**Location:** Sholinganallur**Work Mode:** Hybrid (4 Days Work From Office)**Experience Required:** 4+ Years**Notice Period:** Immediate to 30 Days Preferred## About the RoleWe are seeking an experienced Financial Credit Risk Modeler with strong expertise in credit risk model development and validation. The ideal candidate should have hands-on experience in building, validating, and implementing statistical and predictive models within the financial services domain.## Key Responsibilities* Develop and validate credit risk models for banking and financial services.* Design and build scorecards using Logistic Regression techniques.* Develop and validate IFRS9 models, including:* Probability of Default (PD)* Loss Given Default (LGD)* Perform end-to-end model development activities, including:* Data preparation* Feature engineering* Model development* Validation and performance monitoring* Apply statistical and predictive modeling techniques such as:* Regression Analysis* Time Series Modeling* Risk Scorecard Development* Collaborate with business stakeholders and cross-functional teams to support risk management initiatives.## Mandatory Requirements### Credit Risk Modeling Experience* Minimum 3+ years of hands-on experience in:* Credit Risk Model Development OR* Credit Risk Model Validation* Experience limited to implementation, reporting, data cleansing, or exploratory data analysis alone will not be considered.### Modeling ExpertiseCandidates should have experience in one or more of the following:* Credit Risk Scorecard Development* IFRS9 PD Models* IFRS9 LGD Models* Predictive Modeling using statistical techniques### AI / Machine Learning ExposureCandidates should possess basic knowledge of AI/ML concepts and have exposure to one or more of the following:* Large Language Models (LLMs)* AutoML* Google Cloud Platform (GCP)* Other AI/ML frameworks and applications## Technical SkillsPreferred:* SAS* Google Cloud Platform (GCP)## Preferred Candidate Profile* Strong analytical and problem-solving skills.* Experience in financial risk modeling and model validation.* Understanding of banking and financial risk management frameworks.* Ability to work independently and collaborate effectively within teams.## Additional Information* This is a high-priority requirement.* Candidates available to join immediately or within 30 days will be highly preferred.

Key ResponsibilitiesPortfolio Management: Review and monitor assigned accounts to identify outstanding dues and prioritize overdue accounts for recovery.Customer Contact: Reach out to defaulting clients via phone calls, emails, registered letters, or field visits to remind them of unpaid invoices or loan installments.Negotiation & Payment Settlement: Understand customer financial constraints, handle objections skillfully, and negotiate viable repayment plans or settlements within corporate policy parameters.Data Accuracy & Tracking: Maintain precise, updated records of all customer interactions, payment commitments, collections made, and reasons for non-payment in the system.Payment Collection & Allocation: Follow up on committed payment dates, collect payments (cash, cheques, online transfers), and coordinate with the accounts department to ensure accurate allocation.Legal & Escalation Coordination: Identify critical/high-risk defaulters who refuse to pay and escalate those accounts to the legal or higher management team for further action.Compliance: Adhere strictly to industry guidelines, code of conduct, and legal frameworks governing debt recovery.

As a Credit Supervisor, your primary role will be to oversee and manage credit operations within the company. You will work closely with the credit team to ensure efficient handling of credit assessments and approvals.**Key Responsibilities:**- **Review Credit Applications:** Evaluate applications for loans or credit by analyzing financial information to assess risk and approve or reject the requests.- **Monitor Accounts:** Regularly check customer accounts to ensure timely payments and manage outstanding debts, helping to minimize financial risks for the company.- **Provide Support to Team:** Assist and guide the credit team in resolving issues related to credit processing, ensuring that all tasks are completed accurately and on time.- **Maintain Records:** Keep thorough and accurate documentation of all credit transactions, which is crucial for audit purposes and maintaining compliance with company policies.- **Coordinate with Other Departments:** Work collaboratively with sales and customer service teams to understand client needs and improve credit processes.- **Report Findings:** Prepare regular reports on credit performance, highlighting any trends or areas needing attention, to help management make informed decisions.**Required Skills and Expectations:**Candidates should possess strong analytical skills to assess financial data and excellent communication abilities to interact with team members and customers effectively. Attention to detail is essential for maintaining accurate records. Basic knowledge of financial concepts is preferred, along with a willingness to learn and adapt in a fast-paced environment. As a full-time position located in Patna, candidates must be ready to work from the office.

Punch orders and enter them correctly and swiftly in the software.Prepare and print bills quickly and accurately.Handle cash, card and online payments safely and responsibly.Check that all orders and payments are recorded properly.Count cash and prepare daily sales reports at the end of the shift.Knowledge of any Billing Software.

Hiring a Girl for Loan Consultant Having Basic Knowledge of Computer or Internet Surfing or to Maintain Data.

We are seeking a reliable and friendly Cashier to join us in Vadodara. The ideal candidate will possess a positive attitude and have the ability to handle cash transactions accurately while providing excellent customer service.Key Responsibilities:- **Processing Transactions:** Handle cash and UPI payments swiftly and accurately while ensuring the correct change is given to customers.- **Customer Service:** Greet customers warmly, assist with inquiries, and ensure an enjoyable shopping experience.- **Maintaining Cash Register:** Keep the cash register clean, organized, and stocked with necessary supplies, reporting any issues to management.- **Handling Returns and Exchanges:** Process returns and exchanges according to store policies, ensuring customer satisfaction and adherence to guidelines.- **Record Keeping:** Maintain accurate records of daily sales and cash flow. Mainting Cash balance with that of the ERP.Required Skills and Expectations:Candidates should have completed their 12th grade and possess a strong numerical ability to manage cash effectively. Good communication skills are essential for interacting with customers and colleagues. Attention to detail is crucial to prevent errors in transactions. A strong work ethic and reliability are expected, along with a friendly demeanor that welcomes and engages customers. No prior experience is necessary, making this a perfect opportunity for those looking to start their career in retail. Basic Computer skills are mandatory.

As a Financial Advisor, you will provide guidance to clients about how to manage their finances, including investments, savings, and planning for the future. This part-time role allows you to work from home, making it flexible and convenient.Key Responsibilities:- **Client Consultation**: Meet with clients to understand their financial goals and needs. This involves listening carefully and asking the right questions to gather necessary information.- **Financial Planning**: Develop personalized financial plans for clients based on their current situation and future objectives. You will analyze their income, expenses, and investments.- **Investment Advice**: Recommend suitable investment options, such as stocks, bonds, or mutual funds, that align with clients risk tolerance and financial goals.- **Market Research**: Stay updated on market trends and economic factors that can affect financial decisions. This knowledge helps clients make informed choices.- **Ongoing Support**: Provide continual support and advice to clients, adjusting their financial plans as needed to adapt to changing circumstances.Required Skills and Expectations:- Strong communication skills to effectively interact with clients and explain financial concepts in an easy-to-understand way.- Basic understanding of finance and investment principles, eager to learn and grow in the financial field.- Good analytical skills to assess clients' financial situations and make informed recommendations.- Self-motivated and disciplined, able to manage your time effectively in a remote work setup.- A positive attitude and the ability to build trust with clients, ensuring they feel confident in your advice.

As a Collection Officer, you will be responsible for managing outstanding payments and ensuring timely collections from clients. Your role will involve communication, negotiation, and record-keeping to maintain a smooth financial process.**Key Responsibilities:**- **Communicate with Clients:** Contact clients via phone or email to remind them of outstanding payments and answer any queries they may have regarding their accounts.- **Negotiate Payment Plans:** Discuss and set up manageable payment plans for clients who may be facing financial difficulties, aiming for collections that work for both parties.- **Record Transactions:** Maintain accurate and up-to-date records of all transactions and communications with clients to ensure transparency and track progress on collections.- **Follow-Up:** Regularly follow up with clients on overdue payments to encourage quick resolution and maintain relationships.- **Report on Collections:** Prepare and submit reports on collection activities and outstanding payments to management for review, ensuring that all stakeholders are informed.**Required Skills and Expectations:**- Strong communication skills, both verbal and written, to effectively interact with clients and colleagues.- Basic negotiation skills to persuade clients to settle their debts in a constructive manner.- Attention to detail to maintain accurate records and ensure data integrity in financial dealings.- Ability to work independently as well as part of a team in a fast-paced office environment.- A proactive attitude with a willingness to learn and develop skills in collections and customer service. Candidates with 0 to 3 years of experience and a minimum education of 10th pass are encouraged to apply.

Key ResponsibilitiesInvoicing & Billing: Generate accurate bills, retail receipts, or delivery challans using computerized billing software or POS systems.Payment Processing: Accept and process payments via Cash, UPI (GPay, PhonePe, Paytm), Credit/Debit cards, and corporate coupons.Cash Management: Double-check cash received, hand out accurate change, and ensure the physical cash drawer matches the system reports perfectly at the end of the shift.Price & Discount Verification: Check item codes, apply ongoing festival discounts or coupons correctly, and ensure correct tax (GST) calculations on bills.Customer Handling: Greet customers warmly, answer basic pricing inquiries, and handle returns or exchanges according to company policy.

Key Responsibilities:1. Financial Oversight & Reporting:Financial Statements: Oversee the preparation of accurate monthly, quarterly, and annual financial statements (P&L, Balance Sheet, Cash Flow).General Ledger: Maintain the integrity of the general ledger and oversee accounts payable, accounts receivable, and payroll.Cost Accounting: Analyze manufacturing costs (COGS), labor expenses, and overheads to identify areas for cost reduction.2. Strategy & Budgeting:Budget Management: Lead the annual budgeting process and conduct monthly variance analysis (Actual vs. Budget).Cash Flow Management: Monitor and forecast cash flow to ensure the company has sufficient funds for operations and expansion.Profitability Analysis: Analyze product margins and provide data-backed recommendations to the leadership for pricing and investments.3. Compliance & Audits:Taxation: Ensure 100% compliance with GST, Income Tax, TDS, and Professional Tax filings.Audit Liaison: Act as the primary point of contact for external statutory auditors and internal auditors.Internal Controls: Develop and implement robust internal financial controls to prevent fraud and minimize errors.4. Systems & Leadership:ERP Management: Oversee the financial module of the company's ERP (e.g., Tally Prime or SAP) to ensure data accuracy.Team Mentorship: Lead and develop the junior accounting team, fostering a culture of accuracy and accountability.

Were Hiring: Finance Analyst (Chennai-Remote) Are you passionate about turning financial data into actionable insights? Do you thrive in multinational environments and enjoy simplifying complex analytics for business impact?We are looking for a Business Analyst to join our Finance team. The ideal candidate will bring: Expertise in financial modeling, budgeting, forecasting, and variance analysis Hands-on experience with ERP systems (SAP), Power BI, and advanced Excel 5+ years in Finance (Controller / FP&A roles) within manufacturing or industrial B2B sectors Strong interpersonal skills and the ability to balance strategic goals with execution realities Qualifications: CPA / MBA in Finance or Economics Industry Experience: Manufacturing, Industrial Production, Building Materials EngineeringIf youre solution-oriented, data-driven, and ready to champion new tools and frameworks, wed love to hear from you!