Housing Finance Fresher Jobs in Surat

We Have Opening In HDFC Sales Pvt. Ltd.,Position Available is Home loan Sales Officer and loan officer.Job Description:HDFC Sales Private Limited is a wholly owned subsidiary of HDFC Bank,offering financial management solutions to individuals and corporations.It focuses on areas like mortgages, life and general insurance, and other financial products.Established in 2004, HDFC Sales has grown to over 380 locations across IndiaA home loan, also known as a mortgage, is a type of secured loan used to finance the purchase, construction, or improvement of a propertyHDFC Bank offers home loan interest rates starting at 8.45% p.a. The interest rate can vary based on the type of loan, loan amountWork :Key responsibilities include identifying potential clients, explaining loan options, and managing the loan application process from start to finish.For ex: You can generate the leads in Builders, Real Estate Agents, Property Broker, Direct Selling Agents Etc.Note: Graduation Mandatory

To understand the housing needs of customers and provide financial solutions accordingly.Leveraging financial, analytical and appraisal skills to assess customers need for a home by analysing customers ability to service a loan by understanding household income, expenses, social, economic factors and accordingly take in the applicationGuiding customers throughout the entire loan application process until the loan is sanctionedCouncil prospective customers about the loan opportunity and plan a meeting based on their interest.Confirm credit worthiness of customers by evaluating the loan application and the documents submitted along with it to determine feasibility of granting loans.Provide information on repayment schedule to customersPrepare & submit loan applications and provide recommendations for approval of loan.Handle customer queries and take appropriate action to resolve them.